Overview
Information & Communication

Capital Asset Planning,Inc.

Capital Asset Planning is a Japanese fintech company that develops and provides front-end and back-office systems for financial institutions, including banks, securities firms, and insurance companies, focused on asset management, life planning, insurance sales processes, and wealth management. Its flagship products include the Wealth Management Workstation (WMW) integrated asset management platform, goal-based planning systems for IFAs, CRM and life planning simulation tools, and SaaS-based calculation APIs covering tax, cash flow, and inheritance planning. The company differentiates itself through the integration of financial theory and IT (FT×IT), serving clients with DX solutions powered by generative AI and supported by in-house professionals with expertise in finance, information systems, and accounting/tax.

Market Cap
¥4.88B
US$31.1M
EV
¥2.36B
US$15.1M
Stock¥848▲+0.00%
US$1 = ¥156.80 (2026-10-23)
LTM EV/EBITDA
1.9
x
LTM EV/EBIT
2.3
x
LTM PER
7.3
x
LTM PBR
1.3
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-15.2%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
MC → EV Bridge
4.88BUS$31.1MMarket Cap1.35BUS$8.59M+ Debt3.42BUS$21.8M− Cash0.57BUS$3.64M− Inv. Sec.0.13BUS$0.80M+ NCI2.36BUS$15.1MEV
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Performance & Balance
Revenue 5Y (¥B)
6.63US$42.3M'21/96.75US$43.0M'22/98.05US$51.3M'23/98.18US$52.2M'24/99.69US$61.8M'25/9
EBITDA 5Y (¥B)
0.34US$2.19M'21/90.09US$0.58M'22/90.73US$4.63M'23/90.65US$4.12M'24/90.81US$5.17M'25/9
Net Income 5Y (¥B)
0.07US$0.44M'21/9-0.25-US$1.58M'22/90.22US$1.41M'23/90.16US$0.99M'24/90.40US$2.56M'25/9
Capital Structure
74%
26%
EquityD/E 0.35xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
2.31US$14.8M1.65US$10.5M'21/91.63US$10.4M1.38US$8.79M'22/92.45US$15.6M1.34US$8.52M'23/92.06US$13.2M1.44US$9.18M'24/92.69US$17.2M1.41US$9.00M'25/9
Shareholders
Top 10 hold 50.8%
1
FinTech Management G.K.
15.29%
2
SMBC Trust Bank Ltd. (Trustee of Specified Securities Trust)
11.84%
3
Masakazu KITAYAMA
9.21%
4
Sony Life Insurance Co., Ltd.
2.99%
5
Canon Marketing Japan Inc.
2.95%
6
SBI SECURITIES Co., Ltd.
2.25%
7
Tsutomu SATOMI
1.84%
8
Koji MANO
1.62%
9
Shun HONG
1.43%
10
Tomoko KITAYAMA
1.39%
Management
9 officers
Masakazu KITAYAMA
Representative Director, President; in charge of Corporate Governance Division, Management Administration Division and Consulting Division
Nov 1979 Joined Chuo Audit Corporation Feb 1983 Registered as Certified Public Accountant Feb 1985 Joined Yoko Audit Corporation (currently EY ShinNihon LLC) Jul 1985 Opened Masakazu Kitayama CPA and Tax Accountant Office; became its Representative (current) Apr 1990 Established the Company; Representative Director, President (current) Jun 2024 Director, Wealth Engine Co., Ltd. (current) Jul 2025 Director, Trust Engine Co., Ltd. (current)
1957-02-18
Tsutomu SATOMI
Senior Managing Director; in charge of System Solutions Business Division; General Manager, System Solutions Business Division; in charge of Management Division
Aug 1997 Joined the Company Oct 2007 General Manager, Product Solutions Division Apr 2010 Executive Officer; General Manager, Special Development Division Jun 2011 Director Apr 2014 Director; Deputy General Manager, System Solutions Business Division Dec 2015 Director in charge of System Solutions Business Division; General Manager, System Solutions Business Division (current) Dec 2017 Managing Director Dec 2018 Senior Managing Director (current) Jan 2019 Representative Director, Inform Co., Ltd. Apr 2021 In charge of Quality Control Department; General Manager, System Solutions 1st Business Department, SS Planning Business Department and SSHR Business Department Oct 2024 In charge of Management Division (current)
1969-05-30
Koichi AOKI
Director; in charge of Management Division; General Manager, Management Division
Oct 1988 Joined Tokyo Office of Mita Audit Corporation (currently Deloitte Touche Tohmatsu LLC) Aug 1992 Registered as Certified Public Accountant Dec 2011 Joined the Company Jan 2015 General Manager, General Affairs and Accounting Department Dec 2016 Director; General Manager, Finance and Accounting Department Dec 2019 Director; in charge of General Affairs and Human Resources Department (currently General Affairs and Management Department) Apr 2022 In charge of Human Resources Department Oct 2024 Director in charge of Management Division (current); General Manager, Management Division (current)
1963-08-23
Keiro ANDO
Director; in charge of System Solutions Business Division; Deputy General Manager, System Solutions Business Division; General Manager, System Solutions 2nd Business Department and SS Planning Business Department
Nov 2006 Joined the Company May 2017 General Manager, System Development 4th Department Oct 2018 Deputy General Manager, System Solutions Business Division (current) Dec 2018 Director (current) Apr 2019 General Manager, System Solutions Business Planning Department Apr 2021 General Manager, System Solutions 2nd Business Department, System Solutions Business Division (current) Dec 2021 In charge of System Management Department Apr 2022 General Manager, SS Planning Business Department, System Solutions Business Division (current)
1978-06-20
Hideo NAGOSHI
Director
Apr 1983 Registered as Attorney-at-law, Daiichi Tokyo Bar Association Dec 1990 Joined Yamasaki Law and Patent Office Nov 1992 Opened Ikuta-Nagoshi Law and Patent Office (currently Intex Law and Patent Office); Representative of the office (current) Mar 2008 Audit & Supervisory Board Member, Softbrain Co., Ltd. Jan 2010 Audit & Supervisory Board Member, Amita Holdings Co., Ltd. Dec 2015 Director of the Company (current)
1955-03-02
Tadahiro SAKAMOTO
Director
Apr 1990 Joined Ministry of Finance (currently Ministry of Finance) Jul 2006 Retired from Ministry of Finance Oct 2007 Established Regional Co-Creation Network Co., Ltd.; Representative Director (current) Aug 2008 Director, Commons Asset Management Inc. Dec 2015 Director, PCI Holdings Co., Ltd. Jun 2016 Part-time Director, Kyoto Shinkin Bank (current) Dec 2018 Director of the Company (current) Jul 2020 Established Human Capital Bank Co., Ltd.; Representative Director, President (current)
1966-08-16
Norio KIMOTO
Full-time Audit & Supervisory Board Member
Apr 1990 Joined Kinki Bank (currently Kansai Mirai Bank) Jul 2014 Manager, Tenjinbashi Branch, Kinki Osaka Bank (currently Kansai Mirai Bank) Oct 2016 Manager, Jusanbashi Branch, same bank Apr 2019 Manager, Jusanbashi Branch, Kansai Mirai Bank Apr 2020 Manager, Namba Branch; General Manager, Namba Branch Sales Department No. 1; Manager, Namba Minami Branch, same bank Apr 2022 Audit & Supervisory Board Member (full-time), same bank Dec 2023 Audit & Supervisory Board Member of the Company (current) Dec 2023 Audit & Supervisory Board Member, Inform Co., Ltd. (current)
1966-05-18
Masaki UKAWA
Audit & Supervisory Board Member
Apr 1977 Joined Musashino City Office Oct 1982 Joined Chuo Audit Corporation (currently PricewaterhouseCoopers Japan LLC) Mar 1986 Registered as Certified Public Accountant Nov 1989 Joined Barclays Trust Bank Co., Ltd. (currently BlackRock Japan Co., Ltd.) Mar 1999 Opened Ukawa CPA Office; Representative of the office (current) Apr 2000 Joined the Company Dec 2000 Audit & Supervisory Board Member of the Company (current) Jul 2007 Partner, Nakachi Audit Corporation (current) Apr 2013 Specially Appointed Professor, Graduate School of Accounting Professional Studies, Aoyama Gakuin University Jun 2013 Outside Audit & Supervisory Board Member, AdWays Inc. (current) Apr 2018 Professor, Faculty of Business Administration, Musashino University
1954-06-27
Masuji UEDA
Audit & Supervisory Board Member
Aug 1985 Registered as Certified Public Accountant Jun 1999 Representative Partner, Mizuho Audit Corporation Dec 2002 Opened Ueda CPA Office (currently Meister CPA Joint Office) Nov 2003 Registered as Tax Accountant; opened Masuji Ueda Tax Accountant Office; Head of the office (current) Feb 2006 Representative Partner, Chuo Aoyama Audit Corporation Aug 2007 Representative Partner, Kasumigaseki Audit Corporation Oct 2013 Partner, Taiyo ASG LLC (currently Taiyo LLC) Jun 2015 Outside Audit & Supervisory Board Member, Daiwabo Holdings Co., Ltd. (current) Aug 2015 Advisor, Taiyo LLC Sep 2016 Advisor, SCS International LLC (current) Sep 2016 Joint Representative, Meister CPA Joint Office (current) Dec 2023 Audit & Supervisory Board Member of the Company (current)
1950-07-23
Large Shareholding Reports
Fintech Management LLC
2026-04-06
15.32%→15.29%
Annual report (as of 2026-03-31): 15.29%
Fintech Management LLC
2025-08-05
15.35%→15.32%
Annual report (as of 2026-03-31): 15.29%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-07
Q3 Earnings Flash
FY ending Sep 2026
EDINET
2026-05-15
Semi-Annual Securities Report
Period: Oct 2025 – Sep 2026
EDINET
2026-04-06
Large Shareholding Report
TDnet
2026-02-12
Q1 Earnings Flash
FY ending Sep 2026
EDINET
2025-12-18
Annual Securities Report
Period: Oct 2024 – Sep 2025
TDnet
2025-08-08
Q3 Earnings Flash
FY ending Sep 2025
EDINET
2025-08-05
Large Shareholding Report
EDINET
2025-05-15
Semi-Annual Securities Report
Period: Oct 2024 – Sep 2025
TDnet
2025-02-13
Q1 Earnings Flash
FY ending Sep 2025
EDINET
2024-12-25
Annual Securities Report
Period: Oct 2023 – Sep 2024
EDINET
2024-05-14
Quarterly Securities Report
Period: Jan 2024 – Mar 2024
EDINET
2024-02-13
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-12-22
Annual Securities Report
Period: Oct 2022 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-05-15
Quarterly Securities Report
Period: Jan 2023 – Mar 2023
EDINET
2023-02-14
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-12-23
Annual Securities Report
EDINET
2022-08-12
Quarterly Securities Report
EDINET
2022-05-13
Quarterly Securities Report
EDINET
2022-02-14
Quarterly Securities Report
EDINET
2021-12-24
Annual Securities Report
EDINET
2021-08-13
Quarterly Securities Report
EDINET
2021-05-14
Quarterly Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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