Overview
Information & Communication

ZUU Co.,Ltd.

ZUU operates a fintech platform business centered on Japan's leading financial information media 'ZUU online' and 'NET MONEY,' targeting upper-mass to high-net-worth individuals (financial assets ¥30M+ or annual income ¥7M+) to reduce information asymmetry between financial institutions and individual investors. The company also provides digital marketing and DX support services to financial institutions and real estate firms, helping them acquire and nurture leads via proprietary media platforms. In addition, ZUU's fintech transaction business encompasses IFA (Independent Financial Advisor) wealth management, lending-type and equity-type crowdfunding, fund-based capital raising support, and organizational consulting based on its bestselling 'Kisoku PDCA' framework.

Market Cap
¥2.52B
US$16.1M
EV
¥—B
Stock¥531▲+1.14%
US$1 = ¥156.80 (2026-10-23)
LTM EV/EBITDA
—
LTM EV/EBIT
—
LTM PER
NM
LTM PBR
2.3
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-35.2%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Nov 13, 25Strong interim earnings performance
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Performance & Balance
Revenue 5Y (¥B)
3.38US$21.5M'22/33.40US$21.7M'23/32.90US$18.5M'24/32.99US$19.1M'25/32.62US$16.7M'26/3
EBITDA 5Y (¥B)
-0.23-US$1.48M'22/30.22US$1.41M'23/30.13US$0.83M'24/30.05US$0.31M'25/3-0.34-US$2.19M'26/3
Net Income 5Y (¥B)
-0.23-US$1.47M'22/30.09US$0.57M'23/3-0.05-US$0.29M'24/30.12US$0.77M'25/3-0.40-US$2.54M'26/3
Capital Structure
54%
46%
EquityD/E 0.86xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
1.12US$7.15M0.02US$0.12M'22/31.55US$9.87M0.13US$0.80M'23/35.30US$33.8M0.26US$1.66M'24/36.60US$42.1M0.30US$1.90M'25/312.8US$81.5M0.87US$5.55M'26/3
Shareholders
Top 10 hold 80.0%
1
Kazunari TOMITA
50.62%
2
ACN Holdings Co., Ltd.
9.00%
3
Hiroyuki YOSHIOKA
7.39%
4
Shinichiro NAITO
2.84%
5
Yuji AKAHANE
2.72%
6
Tommy Asset Management Co., Ltd.
2.39%
7
Takagi Kikaku LLC
1.95%
8
Daichi MORI
1.29%
9
BNYM AS AGT/CLTS NON TREATY JASDEC (Standing Proxy: MUFG Bank, Ltd.)
0.96%
10
Wiz Co., Ltd.
0.87%
Management
7 officers
Kazunari TOMITA
Representative Director
Apr 2006 Joined Nomura Securities Co., Ltd. Apr 2013 Established the Company; appointed Representative Director (current) Apr 2016 Director, ZUU SINGAPORE PTE. LTD. (current) Apr 2019 Representative Director, ZUU Funders Co., Ltd. (current) Jan 2023 Director, ZUU WealthManagement Co., Ltd. (current) Mar 2025 Representative Director and President, Keizaikai Co., Ltd. (current)
1982-09-20
Takuro HIGUCHI
Director
Apr 2007 Joined Recruit Co., Ltd. Dec 2013 Joined Kakaku.com, Inc. Feb 2016 Joined the Company Jan 2017 Executive Officer of the Company Jun 2021 Director of the Company (current) Apr 2026 Director, Global Marketing Co., Ltd. (current)
1982-09-05
Hirofumi GOMI
Director
Apr 1972 Joined Ministry of Finance Jul 1993 Budget Examiner, Budget Bureau, Ministry of Finance Jul 1994 Director, Special Financing Division, Banking Bureau, Ministry of Finance Jul 1996 Director, Research Division, Banking Bureau, Ministry of Finance Jun 1998 Director, Inspection Department, Financial Supervisory Agency (now Financial Services Agency) Jul 2000 Director-General, Secretariat of the Securities and Exchange Surveillance Commission, Financial Services Agency Jul 2001 Director, Inspection Bureau, Financial Services Agency Jul 2002 Director-General, Supervisory Bureau, Financial Services Agency Jul 2004 Commissioner, Financial Services Agency Jul 2007 Retired from Financial Services Agency Oct 2007 Counsel, Nishimura & Asahi Jan 2014 Advisor, Nishimura & Asahi Feb 2015 Senior Advisor, Boston Consulting Group Jun 2015 Outside Director, Aida Engineering, Ltd. (current) Jun 2016 Outside Director, Asteria Corporation (formerly Infoteria Corporation) (current) Jun 2016 Outside Director, Miroku Jyoho Service Co., Ltd. (current) Jun 2017 Outside Director, SBI Holdings, Inc. Jun 2019 Outside Director, the Company (current) Jun 2020 Outside Director, The Fukushima Bank, Ltd. Feb 2022 Chairman of the Board, Shinsei Bank, Ltd. (now SBI Shinsei Bank, Ltd.)
1949-05-13
Masatoshi TAKAHASHI
Director (Full-time Audit and Supervisory Committee Member)
Apr 1979 Joined Nomura Securities Co., Ltd. Apr 2006 Executive Officer, Nomura Securities Co., Ltd. Apr 2011 President and Director, Nomura Babcock & Brown Co., Ltd. Apr 2014 Advisor, Deris Architecture Research Institute Co., Ltd. Jul 2016 Advisor to the CEO, Tokai Tokyo Financial Holdings, Inc. Jun 2019 Director (Full-time Audit and Supervisory Committee Member), Nanshin Co., Ltd. Aug 2020 Director, General Manager of Administration Division and General Manager of Management Strategy Division, Nanshin Co., Ltd. Jun 2022 Outside Director (Full-time Audit and Supervisory Committee Member), the Company (current)
1956-09-10
Yukari TAKAMI
Director (Audit and Supervisory Committee Member)
Apr 1988 Joined Recruit Co., Ltd. (now Recruit Holdings Co., Ltd.) Jun 2007 Representative Director, Will Will Co., Ltd. (current) Nov 2011 Member, National Institute for Educational Policy Research, MEXT Mar 2013 Temporary Member, Central Council for Education, MEXT Jan 2014 Director, General Manager of Administration Division, Itokuro Co., Ltd. Jun 2021 Audit & Supervisory Board Member, the Company May 2022 Outside Director (Audit and Supervisory Committee Member), SFP Holdings Co., Ltd. Jun 2022 Outside Director (Audit and Supervisory Committee Member), the Company (current)
1964-06-19
Motoyuki KOMABAYASHI
Director (Audit and Supervisory Committee Member)
Apr 1983 Joined Nomura Securities Co., Ltd. Apr 2008 General Manager, Wealth Management Business Department, Nomura Securities Co., Ltd. Jul 2008 General Manager, Private Banking Department, Nomura Securities Co., Ltd. Apr 2013 General Manager, Asia Strategy Office, Nomura Holdings, Inc. Oct 2015 General Manager, Planning & General Affairs Department, Daiko Securities Business Group Co., Ltd. Dec 2015 Representative Director and President, DSB Sourcing Co., Ltd. Apr 2017 Managing Executive Officer, Daiko Securities Business Co., Ltd. Jun 2017 Director and Managing Executive Officer, in charge of Compliance Department and Corporate Planning Department, Daiko Securities Business Co., Ltd. Oct 2018 Outside Director, bitbank, Inc. Apr 2020 Director, DSB Information Systems Co., Ltd. Apr 2023 Chairman of the Board, Tsuchiya Asset Management Co., Ltd. Jun 2024 Outside Director (Audit and Supervisory Committee Member), the Company (current)
1960-12-23
Nobuaki CHONAN
Director (Audit and Supervisory Committee Member)
Apr 1996 Joined Ohta Showa Audit Corporation Apr 1999 Registered as Certified Public Accountant Jul 2008 Partner, Shin Nihon LLC (now EY ShinNihon LLC) Sep 2015 Director, Studio Atao Co., Ltd. (current) May 2019 Outside Director (Audit and Supervisory Committee Member), SFP Holdings Co., Ltd. (current) Mar 2026 Outside Director (Audit and Supervisory Committee Member), Takemoto Yohki Co., Ltd. (current) Jun 2026 Outside Director (Audit and Supervisory Committee Member), the Company (current)
1973-09-09
Large Shareholding Reports
Kazunari TOMITA
2026-07-14
50.62%→50.62%
Annual report (as of 2026-03-31): 50.62%
ACN Group Co., Ltd.
2026-03-05
8.19%→9.00%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-12
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-07-14
Large Shareholding Report
EDINET
2026-06-25
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-03-05
Large Shareholding Report
TDnet
2026-02-13
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-14
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-14
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-27
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-14
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-14
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-14
Q1 Earnings Flash
FY ending Mar 2025
EDINETAmended
2024-07-31
Amended Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-06-28
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-14
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-13
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-14
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-29
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-13
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-11
Quarterly Securities Report
EDINET
2022-08-12
Quarterly Securities Report
EDINET
2022-06-27
Annual Securities Report
EDINET
2022-02-14
Quarterly Securities Report
EDINET
2021-11-12
Quarterly Securities Report
EDINET
2021-08-13
Quarterly Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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