Overview
Banks

Chugin Financial Group,Inc.

Chugoku Financial Group is a regional financial holding company centered on Chugoku Bank, offering banking services including deposits, lending, foreign exchange, trust, and investment banking (M&A advisory) through domestic branches and overseas offices. The group extends its financial services through subsidiaries engaged in leasing, securities brokerage, credit card, asset management, venture capital, and consulting. The group also operates in emerging areas such as regional energy and decarbonization through dedicated subsidiaries.

Market Cap
¥580B
US$3.70B
EV
¥—B
Stock¥3,264▼-1.27%
US$1 = ¥156.80 (2026-10-23)
ROE
6.5%
* LTM NI / end-of-period equity
PBR
0.9
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+32.8%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Feb 3, 26Market-wide: monetary easing hopes
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Performance & Balance
Revenue 5Y (¥B)
184US$1.17B'23/3185US$1.18B'24/3212US$1.35B'25/3249US$1.59B'26/3
Net Income 5Y (¥B)
20.5US$131M'23/321.4US$136M'24/327.4US$175M'25/339.7US$253M'26/3
Capital Structure
94%
EquityD/E 0.06xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
1,506US$9.61B10.0US$63.8M'23/31,416US$9.03B10.0US$63.8M'24/31,202US$7.66B30.9US$197M'25/3973US$6.21B42.0US$268M'26/3
Shareholders
Top 10 hold 36.8%
1
The Master Trust Bank of Japan, Ltd.
13.33%
2
Custody Bank of Japan, Ltd.
5.45%
3
Okayama Tochi Soko Co., Ltd.
3.05%
4
Nippon Life Insurance Company
2.67%
5
KURABO INDUSTRIES LTD.
2.56%
6
CP Kasei Co., Ltd.
2.51%
7
Chugin Financial Group,Inc. Employee Stock Ownership Association
2.42%
8
Meiji Yasuda Life Insurance Company
2.14%
9
Shizurin Forestry Co., Ltd.
1.33%
10
Sumitomo Life Insurance Company
1.30%
Management
9 officers
Sadanori KATO
Representative Director, President
Tetsuji ONO
Representative Director, Senior Managing Executive Officer
Masakazu YAMAGATA
Representative Director, Senior Managing Executive Officer
Kenichi FUKUHARA
Director
Yoichiro YATSURUGI
Director
Takeo NISHIU
Director, Full-time Audit and Supervisory Committee Member
Sachiyo SEINO
Director, Audit and Supervisory Committee Member
Yasuhiro HITOMI
Director, Audit and Supervisory Committee Member
Emiko OGOSHI
Director, Audit and Supervisory Committee Member
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-10-23
Forecast Revision
TDnet
2026-07-30
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-15
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-04
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-30
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-19
Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINETAmended
2025-05-14
Amended Securities Registration Statement
EDINET
2025-02-04
Securities Registration Statement
TDnet
2025-02-04
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-07-30
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-19
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-16
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
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