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Overview

Wholesale Trade

INEST,Inc.

INEST, Inc. is a holding company listed on the Tokyo Stock Exchange Standard Market, operating a single 'Solutions Business' segment through its consolidated subsidiaries. The group provides agency sales of third-party services—including water servers, new electricity plans, and internet connections—to individual consumers, as well as proprietary web content, insurance, and membership benefit services. A key subsidiary, Renxa, focuses on lifestyle support services for foreign residents in Japan, partnering with major corporations such as Credit Saison and au Energy & Life.

Market Cap

¥4.31B

US$27.5M

¥5.53B

US$35.3M

Stock¥591▼-1.83%

US$1 = ¥156.80 (2026-10-23)

LTM EV/EBITDA

7.2

LTM EV/EBIT

16.2

LTM PER

14.7

LTM PBR

0.8

Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-28.8%pt

Oct 24, 25 – Oct 23, 26StockTOPIX

MC → EV Bridge

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Performance & Balance

Revenue 5Y (¥B)

EBITDA 5Y (¥B)

Net Income 5Y (¥B)

Capital Structure

58%

42%

EquityD/E 0.72xDebt

Liquidity vs Debt 5Y (¥B)▼ Net Debt

CashInv. Sec.Debt

Shareholders

Top 10 hold 57.5%

as of 2026-03-31 · Source: Annual Securities Report

Premium Water Holdings,Inc.

37.85%

SBI Innovation Fund No. 1

6.18%

HIKARI TSUSHIN,INC.

3.04%

INEST Employee Stock Ownership Association

2.69%

SBI SECURITIES Co., Ltd.

1.66%

Keiji ITO

1.37%

Rakuten Securities, Inc. (Joint Account)

1.34%

Mari KOIZUMI

1.33%

Kimiko MAEDA

1.08%

Tainetsu YAMANO

0.96%

Management

8 officers

Koji SAKAMOTO

Representative Director, President

May 2006: Joined Newton Financial Consulting Co., Ltd. Dec. 2014: Director, Hoken Minaoshi Honpo Co., Ltd. Apr. 2015: Executive Officer, DM 2nd Business Division, Newton Financial Consulting Co., Ltd. Aug. 2017: Executive Officer, New Channel Business Division, Newton Financial Consulting Co., Ltd. Sep. 2017: Director, Patch Co., Ltd. (now Renxa Co., Ltd.). Apr. 2018: Representative Director, same company (current). Jun. 2020: Director & Vice President, INEST Co., Ltd. (now INT Co., Ltd.). Oct. 2022: Director & Vice President, the Company. Jun. 2024: Director, INT Co., Ltd. Dec. 2024: Representative Director, ZITTO Co., Ltd. (current). Jun. 2025: Director, Linklet Co., Ltd. (current). Jun. 2026: Representative Director, President & CEO, the Company (current). Jun. 2026: Representative Director, INT Co., Ltd. (current).

1982-06-26

Takuya HAMADA

Director, Head of Corporate Administration

Apr. 2009: Joined Newton Financial Consulting Co., Ltd. Dec. 2010: Section Manager, Administration Division, Business Management Department, same company. Jun. 2017: General Manager, Administration Division, Patch Co., Ltd. (now Renxa Co., Ltd.). Apr. 2021: General Manager, Corporate Planning Department, Administration Division, INEST Co., Ltd. (now INT Co., Ltd.). Apr. 2022: General Manager, Corporate Planning & Human Resources Departments, Administration Division, same company. Oct. 2022: General Manager, Corporate Planning & Human Resources Departments, Administration Division, the Company. Apr. 2023: Head of Administration Division, the Company. Jun. 2023: Director, INT Co., Ltd. (current). Jun. 2023: Director, Head of Corporate Administration, the Company (current).

1986-06-06

Takahiro KAWAI

Director

Apr. 2010: Joined Newton Financial Consulting Co., Ltd. Oct. 2020: General Manager, Partner Business Division, Newton Financial Consulting Co., Ltd. Aug. 2022: Deputy General Manager, Aggregator Agency Promotion Department, Narrow Peak Co., Ltd. Feb. 2023: Division Head, Business Planning Department, Renxa Co., Ltd. Jun. 2024: Director, same company (current). Jun. 2025: Director, ZITTO Co., Ltd. (current). Jun. 2025: Director, Linklet Co., Ltd. (current). Jun. 2026: Director, the Company (current). Jun. 2026: Director, INT Co., Ltd. (current).

1987-09-13

Nariaki NAGANO

Director

Apr. 2003: Joined Hikari Tsushin, Inc. Apr. 2008: Deputy Senior Manager, Finance Department, Administration Division, Hikari Tsushin, Inc. Dec. 2014: Representative Director, Keiozu Holdings Co., Ltd. Oct. 2015: Executive Officer & Head of Administration Division, Premium Water Holdings Co., Ltd. Apr. 2016: Representative Director, Water Direct Preparatory Company (now Premium Water Co., Ltd.). Jun. 2016: Representative Director & CFO, Premium Water Holdings Co., Ltd. Jun. 2017: Representative Director & CDO, same company. Jun. 2017: Director, Premium Water Co., Ltd. (current). Mar. 2018: Representative Director, PW Resource Co., Ltd. Apr. 2019: Representative Director, CDO, CFO & CIO, Premium Water Holdings Co., Ltd. Oct. 2019: Representative Director & President, And Water Co., Ltd. (now Life Select Co., Ltd.). Oct. 2020: Representative Director & President, Premium Water Co., Ltd. (now Premium Water Products Co., Ltd.). Oct. 2023: Executive Officer, Last One Mile Co., Ltd. Oct. 2023: Director, DREAMBEER Co., Ltd. (current). Jan. 2024: Director, the Company (current). Jun. 2024: Director & CFO, Premium Water Holdings Co., Ltd. (current). Oct. 2024: Director, Premium Water Products Co., Ltd. Nov. 2024: Director, Last One Mile Co., Ltd. (current). Dec. 2025: Director, Water Off-Grid Co., Ltd. (current). Jun. 2026: Director, PW Resource Co., Ltd. (current).

1978-02-15

Takeo KONDO

Director (Audit & Supervisory Committee Member)

Mar. 1962: Joined Ministry of Finance. Aug. 1996: Joined Asahi Shinkin Bank. Jun. 2000: Standing Director & Head of General Affairs, Asahi Shinkin Bank. Nov. 2002: Standing Director & Head of General Affairs, Choshi Shinkin Bank. Oct. 2004: Standing Director & Head of Audit Department, Choshi Shinkin Bank. Oct. 2005: Outside Corporate Auditor, Intea Holdings Co., Ltd. Feb. 2018: Standing Corporate Auditor, INEST Co., Ltd. (now INT Co., Ltd.). Jun. 2021: Outside Director & Standing Audit & Supervisory Committee Member, same company. Oct. 2022: Outside Director & Standing Audit & Supervisory Committee Member, the Company (current).

1944-02-27

Tomoya SHIMADA

Director (Audit & Supervisory Committee Member)

Feb. 2013: Joined Deloitte Touche Tohmatsu LLC. Jul. 2016: Registered as Certified Public Accountant. Jan. 2019: Established Shimada Tomoya CPA Office; Managing Partner, Isseki Advisory Co., Ltd. (current). Feb. 2019: Registered as Tax Accountant; Established Shimada Tomoya Tax Accountant Office. Mar. 2020: Managing Partner, Itseki Tax Corporation (current). Jun. 2023: Outside Director & Audit & Supervisory Committee Member, the Company (current).

1988-04-19

Yuki NISHIAKI

Director (Audit & Supervisory Committee Member)

Dec. 2015: Registered as Attorney-at-Law (68th Class); Joined Martial Arts Law Firm. Apr. 2017: Joined Toranomon Sakura Law Office. Jan. 2022: Established Morishita General Law Office; Representative Attorney (current). Jun. 2026: Outside Director & Audit & Supervisory Committee Member, the Company (current).

1988-11-12

Ryo SHIBATA

Director (Audit & Supervisory Committee Member)

Apr. 2014: Joined Hikari Tsushin, Inc. Feb. 2019: Director & Audit & Supervisory Committee Member, Actcall Co., Ltd. Apr. 2020: Head of Financial Planning Department, Finance Division, Hikari Tsushin, Inc. Apr. 2021: Director & Audit & Supervisory Committee Member, Schick Holdings Co., Ltd.; Director, Core Consulting Group Co., Ltd. (current). Jun. 2021: Corporate Auditor, DREAMBEER Co., Ltd.; Director & Audit & Supervisory Committee Member, INEST Co., Ltd. (now INT Co., Ltd.). Jun. 2022: Corporate Auditor, Schick Holdings Co., Ltd. (current). Oct. 2022: Director & Audit & Supervisory Committee Member, the Company (current). Jul. 2023: Outside Director & Audit & Supervisory Committee Member, Zappallas Co., Ltd. (current). Apr. 2024: Executive Officer, Head of Financial Planning Department & Finance Lead, M&A Division, Hikari Tsushin, Inc. Jan. 2025: Corporate Auditor, Fuji Premium Brewing Co., Ltd. (current). Apr. 2025: Head of Financial Planning Department & Finance Lead, M&A Division, Hikari Tsushin, Inc. (current). Jun. 2025: Director & Audit & Supervisory Committee Member, Premium Water Holdings Co., Ltd. (current).

1988-04-26

Large Shareholding Reports

SBI Capital Co., Ltd.

2025-10-21

6.17%→6.17%

SBI Capital Co., Ltd.

2025-10-01

6.17%→6.17%

Disclosures

No disclosures

Primary Source Filings

TDnet

2026-08-10

Q1 Earnings Flash

FY ending Mar 2027

INEST,Inc.

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INEST,Inc.

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