Overview
Banks

THE SHIMANE BANK,LTD.

Shimane Bank is a regional bank headquartered in Shimane Prefecture, Japan, offering a full range of retail and corporate banking services including deposits, housing loans, auto loans, education loans, card loans, investment trusts, and insurance products. The bank operates through its head office and 20 branch locations, as well as 13 sub-branches focused on deposit and ancillary services. It has a capital and business alliance with SBI Holdings, and its group includes leasing subsidiary Matsue Lease Co., Ltd. and credit card affiliate Shimagin UC Card Co., Ltd.

Market Cap
¥4.00B
US$25.5M
EV
¥—B
Stock¥486▼-0.61%
US$1 = ¥156.80 (2026-10-23)
ROE
-5.6%
* LTM NI / end-of-period equity
PBR
0.4
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-22.9%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
8.21US$52.4M'22/38.08US$51.5M'23/39.20US$58.7M'24/310.3US$66.0M'25/312.2US$78.1M'26/3
Net Income 5Y (¥B)
0.29US$1.87M'22/30.42US$2.67M'23/30.42US$2.67M'24/30.61US$3.88M'25/30.37US$2.36M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
46.4US$296M'22/327.7US$177M'23/333.2US$212M'24/346.1US$294M'25/325.2US$161M'26/3
Shareholders
Top 10 hold 58.0%
1
SBI Regional Bank Holdings, Co., Ltd.
27.40%
2
Chugoku Sogo Credit Co., Ltd.
8.57%
3
Custody Bank of Japan, Ltd. (Trust Account)
7.11%
4
THE SAIKYO BANK, LTD.
3.25%
5
shinoken group co.,ltd.
3.25%
6
THE SHIMANE BANK,LTD. Employee Stock Ownership Association
2.49%
7
TOMATO BANK,LTD.
1.95%
8
Matsue Doken Co., Ltd.
1.43%
9
San-in Cable Vision Co., Ltd.
1.30%
10
Yahata Toei Estate Co., Ltd.
1.30%
Management
10 officers
Yoshio SUZUKI
Director, Chairman, Representative Director
Apr 1976 Joined the Bank Jul 1999 Deputy General Manager, Head Office Sales Department and Tonomachi Joint Branch Dec 2000 Branch Manager, Kaminogi Branch Jun 2002 Branch Manager, Matsue-Ekimae Branch Jul 2005 General Manager, Head Office Sales Department Jun 2006 Director, General Manager, Head Office Sales Department Jul 2008 Director, Branch Manager, Izumo Branch Jun 2010 Managing Director Jun 2015 Resigned as Managing Director of the Bank Jun 2015 Representative Director, President, Matsue Lease Co., Ltd. Jun 2017 Resigned as Representative Director, President, Matsue Lease Co., Ltd. Jun 2017 Representative Director, President of the Bank Jun 2024 Representative Director, Chairman (current)
1953-12-16
Kazuhiko NAGAOKA
Representative Director, President
Apr 1991 Joined the Bank Jul 2008 Deputy General Manager, Risk Management Office Jul 2013 Senior Deputy General Manager, Risk Management Office Jul 2014 General Manager, Risk Management Office Jul 2016 General Manager, General Planning Group Jun 2020 Director, Managing Executive Officer, General Manager of Planning Division Jan 2023 Director, Managing Executive Officer, General Manager of Planning Division and General Manager of Administration Division Jun 2024 Representative Director, President (current)
1967-06-02
Kazuto NOTSU
Managing Director
Apr 1990 Joined the Bank Jul 2013 Branch Manager, Gotsu Branch Jul 2016 Branch Manager, Yasugi Branch Jul 2018 General Manager, Business Planning Group Jun 2020 General Manager, Sales Promotion Group Apr 2021 General Manager, Head Office Sales Department Jun 2021 Executive Officer, General Manager, Head Office Sales Department Jun 2022 Director, Executive Officer, General Manager, Head Office Sales Department Jun 2024 Director, Managing Executive Officer, General Manager of Sales Division Jun 2025 Director, Managing Executive Officer, General Manager of Administration Division (current) Jun 2026 Scheduled to assume office as Managing Director
1967-03-12
Noboru NAGOSHI
Director
Apr 1974 Joined Shimane Credit Guarantee Corporation Apr 1993 Manager, Business Consultation Office Nov 2001 Director, Oki Kyosei Gakuen Social Welfare Corporation Apr 2004 General Manager, Business Management Department Apr 2008 Full-time Director Apr 2012 Managing Director Apr 2014 Senior Managing Director Mar 2016 Resigned from Shimane Credit Guarantee Corporation Apr 2016 Representative Director, Nikken Shoji Co., Ltd. (current) Jun 2019 Director of the Bank (current)
1950-08-13
Yoshitaka ASAEDA
Director
Sep 1978 Joined Shinko Audit Corporation Oct 1985 Joined Price Waterhouse LLP (now PricewaterhouseCoopers LLP), United States Jul 1994 Partner, same firm Jun 1996 Joined Audit Corporation Tohmatsu (now Tohmatsu LLC) Jun 1997 Representative Partner, same firm (title unified to Partner in Oct 2007) Jul 2013 Regional Leader, Japanese Services Group, Deloitte Touche Tohmatsu EMEA Jun 2017 Opened Yoshitaka Asaeda Certified Public Accountant Office Jun 2017 Outside Director, SBI Holdings, Inc. Nov 2019 Outside Audit & Supervisory Board Member, WingArc1st Inc. (current) Dec 2019 Director of the Bank (current) Aug 2020 Outside Audit & Supervisory Board Member, ASKUL Corporation Aug 2023 Part-time Audit & Supervisory Board Member, SBI Chiho Financial Group Co., Ltd. Aug 2025 Director, Audit and Supervisory Committee Member, ASKUL Corporation (current)
1956-01-17
Naoki KATAYORI
Full-time Audit & Supervisory Board Member
Apr 1987 Joined the Bank Apr 2006 Deputy General Manager, Human Resources and Finance Group Jul 2011 Senior Deputy General Manager, Human Resources and Finance Group Jul 2015 General Manager, Human Resources and Finance Group Jun 2020 Full-time Audit & Supervisory Board Member (current)
1964-08-31
Tomoyuki SHUTO
Audit & Supervisory Board Member
Dec 2005 Joined Audit Corporation Tohmatsu (now Tohmatsu LLC) Jul 2009 Registered as Certified Public Accountant Sep 2014 Left Audit Corporation Tohmatsu Oct 2014 Director, Shuto Certified Public Accountant Office (current) Nov 2014 Registered as Certified Tax Accountant Nov 2016 Partner, Mirai Support Tax Accountant Corporation (current) Jun 2019 Audit & Supervisory Board Member of the Bank (current)
1972-01-05
Toru ICHIKAWA
Audit & Supervisory Board Member
Apr 1980 Joined Fuji Bank, Ltd. (now Mizuho Financial Group, Inc.) Apr 2002 Deputy General Manager, Market Sales Department, Mizuho Bank, Ltd. Jul 2005 Senior Advisor, General Risk Management Department, Mizuho Financial Group, Inc. Mar 2006 General Manager, General Risk Management Department, same group company Aug 2008 Resigned from Mizuho Financial Group, Inc. Sep 2008 Joined Financial Services Agency, Special Inspector, General Affairs Division, Inspection Bureau Jul 2012 Chief Inspector, General Affairs Division, Inspection Bureau Jul 2015 Chief Supervising Inspector, General Affairs Division, Inspection Bureau Mar 2017 Retired from Financial Services Agency Jun 2017 Full-time Outside Audit & Supervisory Board Member, SBI Holdings, Inc. (current) Aug 2017 Audit & Supervisory Board Member, SBI Financial Services Co., Ltd. Aug 2017 Audit & Supervisory Board Member, SBI Capital Management Co., Ltd. Nov 2017 Outside Audit & Supervisory Board Member, SBI Sumishin Net Bank, Ltd. Apr 2018 Audit & Supervisory Board Member, SBI Crypto Currency Holdings, Inc. (now SBI Digital Asset Holdings, Inc.) Jul 2018 Audit & Supervisory Board Member, SBI Neo Financial Services, Inc. Aug 2019 Audit & Supervisory Board Member, SBI VC Trade, Inc. Jun 2020 Audit & Supervisory Board Member of the Bank (current) Apr 2021 Audit & Supervisory Board Member, SBI Financial Economics Research Co., Ltd. Feb 2022 Audit & Supervisory Board Member, SBI Chiho Financial Group Co., Ltd.
1957-07-03
Hiroshi OYAMA
Senior Managing Director
Apr 1987 Joined The Long-Term Credit Bank of Japan, Ltd. (now SBI Shinsei Bank, Ltd.) Sep 2000 Deputy General Manager, Corporate Sales Department No. 5, same bank May 2005 General Manager, Public Finance Division, same bank Jun 2008 General Manager, Corporate Sales Division, same bank Apr 2009 General Manager, Osaka Public and Corporate Finance Department, same bank Jul 2012 General Manager, Public Finance Department, same bank Oct 2015 Deputy General Manager, Corporate Planning Department, same bank Apr 2016 General Manager, Corporate Planning Department, same bank Apr 2018 Executive Officer, General Manager, Corporate Planning Department, same bank Apr 2019 Executive Officer, General Manager, Group Corporate Planning Department, same bank Apr 2020 Executive Officer, in charge of Corporate Sales, and General Manager, Osaka Branch, same bank Oct 2021 Executive Advisor, in charge of Corporate Sales, same bank Apr 2024 Executive Director, in charge of Corporate Sales, same bank Apr 2026 Executive Director, in charge of Corporate Planning, same bank Jun 2026 Scheduled to assume office as Senior Managing Director of the Bank
1964-11-24
Mayuko OKAZAKI
Audit & Supervisory Board Member
Dec 2009 Registered with Osaka Bar Association, joined Uehara Law Office Mar 2015 Registered with Shimane Bar Association, joined Okazaki Law Office (current) Oct 2021 Member, Shimane Dispute Coordination Committee, Shimane Labour Bureau (current) Apr 2023 Member, Program Review Committee, TSK Broadcasting (current) Oct 2025 Chairperson, Program Review Committee, TSK Broadcasting (current) Jun 2026 Scheduled to assume office as Audit & Supervisory Board Member of the Bank
1981-07-19
Large Shareholding Reports
SBI Regional Banks Holdings Co., Ltd.
2026-07-03
27.40%→16.02%
Annual report (as of 2026-03-31): 27.40%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-10-16
Forecast Revision
FY ending Mar 2027
TDnet
2026-10-16
Forecast Revision
FY ending Mar 2027
TDnet
2026-07-29
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-07-03
Large Shareholding Report
EDINET
2026-06-23
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINETAmended
2025-12-26
Amended Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2025-11-25
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-31
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-31
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-27
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-08
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-27
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-02
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-27
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-03
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-26
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-03
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-24
Quarterly Securities Report
EDINET
2022-08-01
Quarterly Securities Report
EDINET
2022-06-27
Annual Securities Report
EDINET
2022-02-04
Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINETAmended
2021-11-25
Amended Annual Securities Report
EDINET
2021-07-30
Quarterly Securities Report
EDINET
2021-06-25
Annual Securities Report
EDINET
2021-02-04
Quarterly Securities Report
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