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Overview

Other Financing Business

Solvvy Inc.

Solvvy Inc. (formerly Nihon Living Hosho) provides warranty programs and after-service solutions—spanning residential buildings, home appliances, renewable energy systems, and education ICT devices—combined with embedded finance, digital marketing, and system consulting services. The company partners with homebuilders, real estate developers, and other corporate clients to design and operate warranty schemes backed by major non-life insurers, enabling a transition to recurring, stock-based revenue models. Its proprietary technology stack includes mobile apps, chatbots, electronic money infrastructure, and logistics systems, differentiating it as an integrated 'warranty × technology' solutions provider.

Market Cap

¥15.5B

US$99.1M

¥—B

Stock¥1,403▼-1.34%

US$1 = ¥156.80 (2026-10-23)

ROE

31.6%

* LTM NI / end-of-period equity

PBR

2.8

Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-59.8%pt

Oct 24, 25 – Oct 23, 26StockTOPIX

1Nov 13, 25Activist intervention over low MBO offer price

2Aug 17, 26Full-year FY2026/06 earnings announced

AI Briefing

Generating insights…

Performance & Balance

Revenue 5Y (¥B)

EBITDA 5Y (¥B)

Net Income 5Y (¥B)

Capital Structure

72%

28%

EquityD/E 0.39xDebt

Liquidity vs Debt 5Y (¥B)▲ Net Cash

CashInv. Sec.Debt

Shareholders

Top 10 hold 57.7%

as of 2026-06-30 · Source: Annual Securities Report

Yoshitaka ADACHI

12.28%

Takuya ARAKAWA

11.23%

Naoki NISHIO

6.28%

Atsushi YOSHIKAWA

5.94%

Shuichi MORINAGA

4.39%

Mitsui Fudosan Residential Co., Ltd.

4.12%

Custody Bank of Japan, Ltd. (Trust Account)

3.64%

CACEIS BANK/QUINTET LUXEMBOURG SUB AC / UCITS CUSTOMERS ACCOUNT (Standing Proxy: The Hongkong and Shanghai Banking Corporation Limited, Tokyo Branch)

3.34%

Shunsuke TAKEBAYASHI

3.26%

Yoshiaki OTA

3.24%

Management

7 officers

Yoshitaka ADACHI

Representative Director, President

Apr 1995: Joined Sanwa Bank, Ltd. (now MUFG Bank, Ltd.) Apr 2004: Joined Marsh Japan Co., Ltd. Aug 2006: Joined Nihon Shinsai Partners Co., Ltd. (now SBI Rista Micro-Insurance Co., Ltd.) Sep 2010: Director of the Company Aug 2012: Representative Director, LivingPoint Co., Ltd. (current) Sep 2013: Representative Director of the Company (current)

1972-08-08

Takuya ARAKAWA

Representative Director, Vice President

Apr 1995: Joined Nippon Fire & Marine Insurance Co., Ltd. (now Sompo Japan Insurance Inc.) Apr 2004: Joined Marsh Japan Co., Ltd. Aug 2006: Joined Nihon Shinsai Partners Co., Ltd. (now SBI Rista Micro-Insurance Co., Ltd.) Jun 2008: Director, Nihon Shinsai Partners Co., Ltd. Mar 2009: Representative Director of the Company (current)

1971-05-15

Naoki NISHIO

Representative Director, Vice President

Apr 1991: Joined Andersen Consulting Sep 1996: Transferred to Andersen Consulting Co., Ltd. (now Accenture Co., Ltd.) Mar 2000: Established Media Seek Co., Ltd.; Representative Director, President (current) Jul 2003: Representative Director, President, Start Media Japan Co., Ltd. (current) Aug 2005: Director, Delivery Co., Ltd. (now Delivery Consulting Co., Ltd.) Oct 2015: Outside Director, Link-U Co., Ltd. (now Link-U Group Co., Ltd.) Aug 2019: Representative Director, Media Seek Capital Co., Ltd. (current) Sep 2021: Director of the Company Nov 2024: Representative Director of the Company (current)

1965-11-01

Fujio NAKAGAWA

Director

Jan 2007: Registered as attorney-at-law (Dai-Ichi Tokyo Bar Association) Jan 2007: Joined Nagashima Ohno & Tsunematsu Sep 2010: Joined Takumi Sogo Law Office Feb 2013: Member, Real Estate Transaction Law Study Subcommittee, Judicial Research Committee, Dai-Ichi Tokyo Bar Association (current) Apr 2016: Joined Toshima Sogo Law Office Dec 2017: Director of the Company (current) Sep 2018: Joined Tsubasa Law Office

1981-03-11

Tsuyoshi FUKAHI

Full-time Corporate Auditor

Apr 1982: Joined Sanwa Bank, Ltd. (now MUFG Bank, Ltd.) Jan 2002: Joined UFJ Bank Ltd. (now MUFG Bank, Ltd.); General Manager, Meguro Corporate Banking Department and Meguro Branch Feb 2004: Representative Director, President, JBP Co., Ltd. Jun 2008: Executive Officer, MUFG Bank, Ltd.; General Manager, Retail Planning Department (Special Assignment) May 2010: Executive Officer, MUFG Bank, Ltd.; General Manager, Retail Risk Management Division and Compliance Division (Special Assignment) Nov 2011: General Manager, Internal Audit Division, Midorikai Co., Ltd. Jun 2013: Director, General Manager, Internal Audit Division, Midorikai Co., Ltd. Jun 2016: Managing Director, Midorikai Co., Ltd. (in charge of Personnel, General Affairs and Internal Audit Divisions) Jun 2021: Full-time Corporate Auditor, Midorikai Co., Ltd. Sep 2024: Full-time Corporate Auditor of the Company (current)

1958-08-10

Taku EBINA

Corporate Auditor

Apr 1984: Joined Yasuda Life Insurance Company (now Meiji Yasuda Life Insurance Company) Oct 1988: Joined Chuo Shinko Audit Corporation Oct 1989: Joined Kato Audit Office (now SK Tokyo Audit Corporation) Mar 1992: Registered as Certified Public Accountant Jul 1995: Joined Jafco Co., Ltd. (now Jafco Group Co., Ltd.) May 2000: Opened Ebina Certified Public Accountant Office (now Ebina Certified Public Accountant & Tax Accountant Office); Representative (current) Aug 2004: Registered as Certified Tax Accountant Apr 2005: Corporate Auditor, MicroBio Co., Ltd. Jun 2005: Corporate Auditor, A.D. Works Co., Ltd. (now AD Works Group Co., Ltd.) Jun 2013: Director, Datacom Co., Ltd. Aug 2015: Director, Audit and Supervisory Committee Member, Splix Co., Ltd. Jan 2017: Corporate Auditor of the Company (current) Jul 2018: Director, Audit and Supervisory Committee Member, Visionary Holdings Co., Ltd.

1962-02-26

Shigeru NOYA

Corporate Auditor

Apr 1973: Joined Sanwa Bank, Ltd. (now MUFG Bank, Ltd.) Feb 2002: Joined UFJ Bank Ltd. (now MUFG Bank, Ltd.); Deputy Manager, Talent Development Office, Personnel Department Apr 2004: General Manager, Omiya Corporate Banking Department and Omiya Branch, same bank Jan 2006: Omiya Regional Head, Mitsubishi UFJ Bank, Ltd. (now MUFG Bank, Ltd.) Jun 2006: General Manager, Insurance Department, Tokyo Head Office, Midorikai Co., Ltd. Jun 2011: Director, General Manager, Business Development Division, Midorikai Co., Ltd. Jun 2013: Director (in charge of Insurance Department), Midorikai Co., Ltd. Oct 2018: Advisor to the Company Sep 2022: Corporate Auditor of the Company (current)

1954-08-07

Large Shareholding Reports

Mighty Capital Management Co., Ltd.

2026-08-27

6.83%→8.34%

Mighty Capital Management Co., Ltd.

2026-03-03

5.17%→6.83%

Yoshitaka ADACHI

2026-02-27

8.34%→8.34%

Correction filing (name/detail fix only) — ratio carried over from the original filing

Annual report (as of 2026-06-30): 12.28%

Yoshitaka ADACHI

2026-02-26

8.34%→8.34%

Annual report (as of 2026-06-30): 12.28%

Yoshitaka ADACHI

2025-11-04

8.34%→8.34%

Annual report (as of 2026-06-30): 12.28%

Atsushi YOSHIKAWA

2025-10-10

2.17%→2.17%

Annual report (as of 2026-06-30): 5.94%

Naoki NISHIO

2025-09-17

5.80%→5.80%

Annual report (as of 2026-06-30): 6.28%

Naoki NISHIO

2025-09-17

5.80%→5.80%

Correction filing (name/detail fix only) — ratio carried over from the original filing

Annual report (as of 2026-06-30): 6.28%

Disclosures

No disclosures

Primary Source Filings

EDINET

2026-09-24

Annual Securities Report

Period: Jul 2025 – Jun 2026

Solvvy Inc.

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Solvvy Inc.

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