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Overview

Insurance

IRRC Corporation

iRick Corporation operates Japan's largest walk-in insurance shop network 'Hoken Clinic' (74 directly managed stores and 196 franchise stores nationwide as of June 2025), providing multi-insurer comparison and consulting services powered by its proprietary insurance analysis and search system 'Hoken IQ System.' The company also operates a Solutions business that licenses its insurance search and comparison systems ('AS System' and 'AS-BOX,' totaling 11,615 IDs as of June 2025) to banks, insurance agencies, and corporate agents, along with franchise support services. Through its consolidated subsidiary Infodio, the company develops and sells AI-OCR-based document digitization products ('Smart OCR') and insurance-related software, positioning itself as an InsurTech company at the intersection of insurance distribution and technology.

Market Cap

¥6.05B

US$38.6M

¥—B

Stock¥740▲+1.09%

US$1 = ¥156.80 (2026-10-23)

ROE

10.1%

* LTM NI / end-of-period equity

PBR

1.6

Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-35.5%pt

Oct 24, 25 – Oct 23, 26StockTOPIX

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Performance & Balance

Revenue 5Y (¥B)

EBITDA 5Y (¥B)

Net Income 5Y (¥B)

Capital Structure

88%

EquityD/E 0.14xDebt

Liquidity vs Debt 5Y (¥B)▲ Net Cash

CashInv. Sec.Debt

Shareholders

Top 10 hold 74.2%

as of 2026-06-30 · Source: Annual Securities Report

Nihon IFA Partners Ltd. (Standing Proxy: Malone Investment Holdings Limited)

29.63%

Ryuji KATSUMOTO

14.23%

Sumitomo Life Insurance Company (Standing Proxy: Custody Bank of Japan, Ltd.)

6.93%

Daiichi Life Group Co., Ltd.

6.93%

Trad Japan Co., Ltd.

5.25%

FWD Life Insurance Co., Ltd. (Standing Proxy: Japan Custodian Bank, Ltd.)

2.69%

Nobuhiro KATSUMOTO

2.63%

Katsuhiro HANZAWA

2.56%

Kimihito MIZUMOTO

1.71%

CACEIS BANK/QUINTET LUXEMBOURG SUB AC / UCITS CUSTOMERS ACCOUNT (Standing Proxy: The Hongkong and Shanghai Banking Corporation Limited, Tokyo Branch)

1.67%

Management

8 officers

Ryuji KATSUMOTO

Representative Director, President and CEO

Apr 1982 Joined Kyoei Shinyo Kinko (now Noto Kyoei Shinyo Kinko) Apr 1987 Joined American Life Insurance Company (now MetLife Insurance K.K.) Apr 1990 Established Financure Insurance Co., Ltd.; Director Jul 1995 Established the Company; Director Dec 1997 Representative Director, President of the Company Jul 2002 Director, Infodio Co., Ltd. (current) Oct 2022 Representative Director, President, Trad Japan Co., Ltd. (current) Sep 2024 Representative Director, President, the Company, Management Office Jul 2025 Representative Director, President and CEO, the Company, Management Office (current)

1964-03-17

Kenjiro TATEBE

Director, Vice President

Apr 2000 Joined INA Himawari Life Insurance Co., Ltd. (now SOMPO Himawari Life Insurance Co., Ltd.) Jan 2005 Joined the Company Jul 2006 General Manager, CSC Business Division, the Company Sep 2012 Executive Officer; General Manager, Insurance Solutions Business Division, Sales Operations Headquarters, the Company Sep 2017 Director; General Manager, AS Business Division, the Company Sep 2024 Director and Vice President, Management Office; General Manager, Solutions Business Division, the Company Jul 2025 Director and Vice President, Management Office; General Manager, Solutions Business Headquarters, the Company (current)

1976-04-07

Yasuhiro KII

Director, COO

Apr 2004 Joined President's Data Bank Co., Ltd. Feb 2007 Director, President's Data Bank Co., Ltd. Jul 2009 Director and CFO, Partner Agent Co., Ltd. (now Tameny Co., Ltd.) Jul 2019 Established Regional Revitalization Technology Lab Co., Ltd.; Director Jul 2022 Executive Officer; General Manager, Sales Planning Promotion Headquarters, the Company May 2023 Director, Infodio Co., Ltd. (current) Sep 2024 Director; General Manager, Sales Planning Promotion Headquarters, the Company, Management Office Jul 2025 Director and COO, Management Office, the Company (current)

1981-11-21

Kazuyuki TAKAHASHI

Director

Apr 1980 Joined American Life Insurance Company (now MetLife Insurance K.K.) Feb 2006 Chief Operating Officer (COO), same company Dec 2006 President and Chief Executive Officer (CEO), same company Apr 2012 Representative Executive Officer and President, same company Feb 2014 Executive Vice President, FWD Group Investments Limited Jan 2014 Vice Chairman of the Board of Directors, FWD Limited and FWD Group Limited (concurrent) Mar 2015 Representative Director and President, FWD Developments Japan K.K. (concurrent) May 2017 Representative Director, Leading Management Co., Ltd. (current) Sep 2024 Outside Director, the Company (current)

1958-02-12

Hitoshige TANBO

Director

Apr 1982 Joined Sumitomo Marine & Fire Insurance Co., Ltd. (now Mitsui Sumitomo Insurance Co., Ltd.) Apr 2013 Executive Officer; General Manager, Chubu Regional Headquarters, same company Apr 2015 Managing Executive Officer; General Manager, Chubu Regional Headquarters, same company Apr 2016 Representative Director and President, Mitsui Sumitomo Aioi Life Insurance Co., Ltd. Apr 2021 Representative Director and President, MSK Insurance Center Co., Ltd. Jun 2023 Outside Director, Okamura Corporation (current) Sep 2024 Outside Director, the Company (current)

1960-02-02

Yoshihiro OKAMOTO

Full-time Corporate Auditor

Apr 1985 Joined Dowa Fire & Marine Insurance Co., Ltd. (now Aioi Nissay Dowa Insurance Co., Ltd.) Apr 2016 General Manager, Audit Department, Mitsui Sumitomo Aioi Life Insurance Co., Ltd. (seconded) Apr 2018 Executive Officer; General Manager, Corporate Planning Department, Mitsui Sumitomo Aioi Life Insurance Co., Ltd. Apr 2021 Advisor, Mitsui Sumitomo Aioi Life Insurance Co., Ltd. Jun 2021 Full-time Corporate Auditor, Mitsui Sumitomo Aioi Life Insurance Co., Ltd. Oct 2024 General Manager, Internal Audit Office, the Company Sep 2026 Full-time Corporate Auditor, the Company (current)

1962-12-22

Yasuyuki KANDA

Corporate Auditor

Dec 2007 Registered as attorney-at-law (Daiichi Tokyo Bar Association) Dec 2007 Associate Attorney, Kowa Sogo Law Office Jan 2012 Partner Attorney, Kowa Sogo Law Office Jun 2019 Outside Corporate Auditor, Wingo Technology Co., Ltd. (current) May 2021 Partner Attorney, Shiko Law Office (current) Jun 2023 Director (Audit and Supervisory Committee Member), Abix Corporation (current) Feb 2024 Outside Corporate Auditor, the Company (current) Mar 2024 Director (Audit and Supervisory Committee Member), Vector Japan Co., Ltd. (now RitaX Co., Ltd.) (current)

1978-06-24

Masako TAKAHASHI

Corporate Auditor

Apr 1999 Registered as Certified Public Accountant Feb 2002 Established Masako Takahashi CPA Office (current) Nov 2011 Registered as Certified Tax Accountant Dec 2017 Outside Corporate Auditor, OBARA GROUP Inc. Sep 2023 Outside Corporate Auditor, enechain Inc. (current) Dec 2025 Outside Director, OBARA GROUP Inc. (current) Sep 2026 Outside Corporate Auditor, the Company (current)

1969-01-13

Large Shareholding Reports

Ryuji KATSUMOTO

2026-06-16

14.22%→13.36%

Annual report (as of 2026-06-30): 14.23%

Ryuji KATSUMOTO

2026-06-16

14.16%→14.17%

Annual report (as of 2026-06-30): 14.23%

Ryuji KATSUMOTO

2026-06-15

—

Annual report (as of 2026-06-30): 14.23%

Daiichi Life Group Co., Ltd.

2026-04-03

6.51%→6.51%

Annual report (as of 2026-06-30): 6.93%

Daiichi Life Group Co., Ltd.

2026-04-03

6.51%→6.51%

Correction filing (name/detail fix only) — ratio carried over from the original filing

Annual report (as of 2026-06-30): 6.93%

Disclosures

No disclosures

Primary Source Filings

EDINET

2026-09-28

Annual Securities Report

Period: Jul 2025 – Jun 2026

IRRC Corporation

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IRRC Corporation

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