Apr 1980 Joined Sanwa Bank, Ltd. (now MUFG Bank, Ltd.) May 1998 General Manager, Takatsuki Branch, the same bank Apr 2003 General Manager, Joto Branch and General Manager, Corporate Sales Department, UFJ Bank Ltd. (now MUFG Bank, Ltd.) Jul 2005 General Manager, Credit Planning Department, the same bank Dec 2006 General Manager, Information Security Management Department, The Bank of Tokyo-Mitsubishi UFJ, Ltd. (now MUFG Bank, Ltd.) Jul 2008 Joined JALCARD, Inc.; Director Jun 2010 Joined M.U. Frontier Debt Collection Co., Ltd.; Managing Director Jun 2017 Senior Managing Director, the same company Aug 2019 Joined the Company; Senior Vice President, Executive Officer Oct 2019 Chief Compliance Officer (CCO) (current) Feb 2020 Director and Senior Vice President; in charge of Internal Audit Office (current) Aug 2023 Representative Director, President (current) Representative Director, President and Executive Officer (current)

Nov 2006 Joined the Company Jun 2013 General Manager, Accounting Department, the Company Jan 2019 Officer, the Company Feb 2019 Executive Officer, the Company Mar 2019 Director (current) May 2019 General Manager, Accounting Division, the Company Feb 2020 Managing Executive Officer; General Manager, Management Administration Division (current) Feb 2024 Senior Managing Executive Officer (current)

Apr 1983 Joined Development Bank of Japan (now Development Bank of Japan Inc.) Apr 2006 Internal Auditor, Audit Department, Development Bank of Japan Inc. Jun 2014 Director, The Chugoku Economic Federation Jun 2015 Managing Director, the same federation Jul 2016 Joined the Company; Advisor, Sales Promotion, Facility Business Division Feb 2020 Full-time Audit & Supervisory Board Member, the Company Feb 2025 Director (Audit and Supervisory Committee Member) (current)

Jul 2009 Retired from Osaka National Tax Bureau Aug 2009 Registered as Certified Tax Accountant; Representative, Iwasaki Tax Accountant Office (current) Feb 2011 Audit & Supervisory Board Member, the Company Feb 2015 Director, the Company Feb 2025 Director (Audit and Supervisory Committee Member) (current)

Jul 2014 Retired from Osaka National Tax Bureau Aug 2014 Registered as Certified Tax Accountant; Representative, Ota Tax Accountant Office (current) Feb 2015 Audit & Supervisory Board Member, the Company Jun 2016 Outside Audit & Supervisory Board Member, Descente, Ltd. Feb 2025 Director (Audit and Supervisory Committee Member) (current)

Oct 1992 Joined Ota Showa & Co. (now EY ShinNihon LLC) Apr 1996 Registered as Certified Public Accountant Mar 2003 Representative, Nakaiso CPA Office (current) Apr 2008 Advisor, MA Partners Co., Ltd. (current) Jun 2009 Registered as Certified Tax Accountant; Representative, Ayumi Nakaiso Tax Accountant Office (current) Nov 2022 Member, Evaluation Committee, Osaka Research Institute of Industrial Science and Technology (current) Feb 2023 Audit & Supervisory Board Member, the Company Feb 2025 Director (Audit and Supervisory Committee Member) (current)