Born Aug 1942 Apr 1965 Joined Seibu Department Stores, Ltd. (now Sogo & Seibu Co., Ltd.) Mar 1982 Joined the Company; General Manager, Sales Planning Department, Credit Division Apr 1983 Director Apr 1985 Managing Director Jun 1995 Senior Managing Director Jun 1999 Representative Director, Senior Managing Director Jun 2000 Representative Director, President Jun 2003 Outside Director, Resona Bank, Ltd.; Outside Director, Resona Holdings, Inc. Mar 2009 In charge of Internal Audit Office and Card Business Division Mar 2015 In charge of Card Business Division Mar 2018 In charge of Card Business Division and Corporate Strategy Department Mar 2019 Representative Director, Chairman and CEO (current)

Born Aug 1969 Apr 1992 Joined the Company Mar 2005 General Manager, Saison Card Department Sep 2007 General Manager, UC Card Department Mar 2010 General Manager, Solutions Division 2 Oct 2012 General Manager, Sales Planning Department and General Manager, Product and Service Development Group Mar 2013 General Manager, Card Business Division; General Manager, Overseas Business Division; General Manager, Overseas Strategy Department Jun 2013 Director; in charge of Sales Planning Department; General Manager, Overseas Business Division and Overseas Strategy Department Mar 2015 General Manager, Overseas Business Division; in charge of Sales Planning Department Mar 2016 Managing Director; in charge of Overseas Business Division and Sales Planning Department Mar 2018 In charge of Global Business Division and Corporate Strategy Department Mar 2019 In charge of Global Business Division and General Manager, Payment Business Division; in charge of multiple departments Oct 2019 In charge of Corporate Planning Department and Global Business Division Mar 2020 Managing Director and Managing Executive Officer Jun 2020 Director and Senior Managing Executive Officer Mar 2021 Representative Director, President and COO (current) Jun 2025 In charge of Corporate Planning Department

Born Aug 1950 Apr 1974 Joined Fuji Bank, Ltd. (now Mizuho Bank, Ltd.) Apr 2003 Executive Officer, Osaka Sales Division 2, Mizuho Corporate Bank, Ltd. (now Mizuho Bank, Ltd.) Apr 2004 Managing Executive Officer, Sales, Mizuho Corporate Bank Apr 2005 Joined the Company as Adviser Jun 2005 Managing Director Mar 2007 General Manager, Strategy Headquarters Mar 2008 In charge of Net Business Department and Innovation Department Mar 2009 In charge of Strategic Investment Department, Net Business Division and Finance Business Division Mar 2010 Senior Managing Director Mar 2011 Representative Director, Senior Managing Director Mar 2012 In charge of Corporate Planning, Strategic Investment, Credit and Net Business Divisions; General Manager, Credit Division Mar 2014 In charge of Corporate Planning Department, Net Business Division and Overseas Business Division Mar 2016 Representative Director, Executive Vice President Mar 2018 In charge of Public Relations Office, Corporate Planning Department and Digital Business Division Mar 2019 In charge of Corporate Planning, General Affairs, Internal Audit and Digital Innovation Business Division Oct 2019 In charge of General Affairs, Strategic HR, IT Strategy, Internal Audit and Digital Innovation Business Division Mar 2020 Representative Director, Executive Vice President and CHO (current) Mar 2023 In charge of Public Relations Office and Internal Audit Office Mar 2024 In charge of Internal Audit Department (current)

Born Aug 1976 Apr 1999 Joined Sun Microsystems (now Oracle Corporation) Oct 2000 Representative Director, President, Apresso Inc. (now Saison Technology Inc.) Dec 2003 Representative Director, Executive Vice President, Apresso Inc. Jul 2013 Adviser, Saison Information Systems Co., Ltd. (now Saison Technology Inc.) Sep 2013 Representative Director, President, Apresso Inc. (now Saison Technology Inc.) Jun 2015 Director, Saison Information Systems Co., Ltd. (now Saison Technology Inc.) Apr 2016 Managing Director; General Manager, Technovation Center, Saison Information Systems Apr 2018 General Manager, Product Development Center, Saison Information Systems Mar 2019 Joined the Company as CTO; General Manager, Technology Center Jun 2019 Director; CTO in charge of Digital Innovation Business Division; General Manager, Technology Center Oct 2019 CTO in charge of Digital Innovation Business Division, Net Alliance Department and Technology Center Mar 2020 Director and Managing Executive Officer; in charge of Digital Innovation Business Division; General Manager, Digital Innovation Business Division and Technology Center Jun 2020 Managing Executive Officer Mar 2021 Senior Managing Executive Officer, CTO and CIO Jun 2021 Director and Senior Managing Executive Officer, CTO and CIO Oct 2021 In charge of Digital Innovation Business Division and IT Strategy Department Mar 2022 In charge of CSDX Promotion Department and Customer Success Business Division Mar 2023 Director and Senior Managing Executive Officer, CDO and CTO (current) Mar 2025 In charge of CSDX Promotion Department, Information Security Department and Customer Success Business Division Oct 2025 In charge of CSDX Promotion Department, Information Security Department, Processing Business Division and Saison AMEX Business Division (current)

Born May 1977 Apr 2000 Joined Nippon Kogyo Bank, Ltd. (now Mizuho Bank, Ltd.) Nov 2006 President, Fillmore Advisory Co., Ltd. Jul 2013 Joined the Company Mar 2020 Executive Officer; General Manager, Global Business Division; General Manager (India), Global Business Division Jun 2020 Managing Executive Officer Mar 2021 Senior Managing Executive Officer; in charge of Global Business Division and General Manager, Global Business Division Aug 2021 In charge of Global Business Division; General Manager, Global Business Division and General Manager (India) Mar 2022 In charge of Global Business Division Jun 2022 Director and Senior Managing Executive Officer (current) Mar 2024 In charge of Global Business Division and Sustainability Promotion Department Apr 2025 In charge of Global Business Division and Sustainability Promotion Department; General Manager, Global Business Division (current)

Born Jun 1965 Apr 1989 Joined Shimizu Corporation Oct 2002 Joined Morgan Stanley Properties Japan (now Morgan Stanley Capital K.K.) Jan 2007 Vice President, Morgan Stanley Securities Co., Ltd. (now Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.) Feb 2012 Managing Director, Octave Japan K.K. Oct 2014 Joined the Company Mar 2016 General Manager, Finance Planning Department Mar 2018 General Manager, Rent Guarantee Group, Finance Business Department Mar 2019 General Manager, Finance Business Department; General Manager, Structured Finance Group, Finance Business Department Mar 2020 Executive Officer; in charge of Finance Planning and Finance Business Departments Mar 2021 Managing Executive Officer; in charge of Finance Planning and Finance Business Departments Mar 2022 General Manager, Finance Business Division; General Manager, Structured Finance Department; General Manager, Wealth Management Group Jun 2022 General Manager, Finance Business Division Jun 2023 Director and Managing Executive Officer (current); in charge of Finance Business Division and General Manager, Finance Business Division (current)

Born May 1971 Apr 1994 Joined UC Card Co., Ltd. Jan 2006 Joined the Company through merger of UC Card Co., Ltd. (credit member company) Oct 2008 General Manager, LABI Card Department Mar 2010 General Manager, UC/LABI Card Department Mar 2011 General Manager, AMEX Strategy Group Mar 2013 General Manager, AMEX Promotion Department Jun 2018 Director; in charge of AMEX Promotion Department and Solutions Sales Department Mar 2019 General Manager, Customer Relations Office; in charge of Saison AMEX, CS Planning and Credit Guarantee Departments Oct 2019 In charge of Saison AMEX, Business Solutions, Credit Guarantee and Corporate Sales departments Mar 2020 Director and Executive Officer; in charge of Saison AMEX, Business Solutions, Credit Guarantee and Sales Planning (Corporate Sales) departments Jun 2020 Managing Executive Officer Oct 2020 In charge of Saison AMEX Business Division; General Manager, Saison AMEX Business Division Mar 2021 In charge of Saison AMEX Business Division; General Manager, Saison AMEX Business Division Oct 2021 In charge of Saison AMEX Business Division and Credit Guarantee Department Mar 2023 In charge of Branding Strategy Department and Saison AMEX Business Division Mar 2024 In charge of Saison AMEX Business Division and Credit Guarantee Department Jun 2024 Director and Managing Executive Officer (current) Mar 2025 In charge of Saison AMEX Business Division; General Manager, Saison AMEX Business Division Jun 2025 In charge of Branding Strategy Department and Saison AMEX Business Division Oct 2025 In charge of Branding Strategy Department; General Manager, Saison AMEX Business Division (current)

Born Mar 1966 Apr 1989 Joined Nippon Life Insurance Company Mar 1997 Joined Boston Consulting Group Jul 2003 Partner, Boston Consulting Group Jan 2010 Senior Partner and Managing Director, Boston Consulting Group Oct 2013 Executive Officer, American Family Life Assurance Company of Columbus (now Aflac Life Insurance Japan Ltd.) Jan 2016 Managing Executive Officer, Aflac Life Insurance Japan Aug 2018 Representative Director, President, Sony Life Aegon Life Insurance Co., Ltd. (now Sony Life Insurance Co., Ltd.) Jun 2020 Representative Director, Executive Vice President, Suruga Bank Ltd. Jun 2023 Representative Director, President, Suruga Bank Ltd. (current) Jul 2023 Director (part-time) of the Company (current)

Born May 1969 Apr 1992 Joined Asahi Shinwa Certified Public Accountants (now Azsa LLC) Mar 1995 Registered as Certified Public Accountant Jan 2002 Opened Yokokura Accounting Office Dec 2007 Registered as Attorney-at-Law (Tokyo Bar Association); joined Bingham Sakai Mimura Aizawa Law Offices (now Anderson Mori & Tomotsune) Apr 2014 Attorney-at-Law (Partner), Waseda Legal Commons Law Office (current) Jul 2017 Audit & Supervisory Board Member, Minori Audit Corporation Jun 2020 Outside Director of the Company (current) Jul 2021 Outside Audit & Supervisory Board Member, Ito En, Ltd. Aug 2022 Retired as Audit & Supervisory Board Member, Minori Audit Corporation May 2023 Outside Audit & Supervisory Board Member, Yoshinoya Holdings Co., Ltd. (current) Jul 2023 Outside Director (Audit and Supervisory Committee Member), Ito En, Ltd. (current)

Apr 1989 Joined Mitsui Fudosan Co., Ltd. Aug 2000 Joined Credit Suisse First Boston Securities (now Credit Suisse Securities (Japan) Ltd.) Jun 2001 Joined Morgan Stanley Securities Co., Ltd. (now Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.) Dec 2005 Managing Director, Investment Banking Division (also responsible for Real Estate Group) Oct 2016 Representative Director, President and CEO, CBRE K.K. Jun 2023 Outside Director of the Company (current) Oct 2023 Representative Director, Chairman and CEO, CBRE K.K. (current) Nov 2024 Director, CBRE CM Solutions K.K. Jan 2025 Representative Director, CBRE CM Solutions K.K. (current)

Born Mar 1955 Apr 1977 Joined Sekai Bunka Publishing Inc. Apr 1979 Joined Japan FC Co., Ltd. Apr 1985 Representative Director, President, Discover 21 Inc. (now Discover 21 Inc.) Aug 1989 Director, President, Discover 21 Inc. Jun 2014 Director, Japan Book Publishers Association Jan 2019 Representative Director, Japan Representative, International Publishers Association Dec 2019 Retired as Director, President, Discover 21 Inc. Dec 2019 Head, Yumiko Hoshiba Office (current) May 2021 Representative Director, President, BOW&PARTNERS Inc. (current) Jun 2024 Outside Director of the Company (current) Dec 2024 Retired as Representative Director, Japan Representative, International Publishers Association

Born Aug 1958 Apr 1981 Joined PARCO Co., Ltd. Mar 2004 Executive Officer, Store Operations Bureau General Manager Mar 2006 Executive Officer, Store Management Bureau General Manager Mar 2007 Managing Executive Officer, Store Management Bureau General Manager Mar 2008 Senior Managing Executive Officer, Store Operations Division General Manager (also General Manager, Store Management Bureau) May 2008 Director; Senior Managing Executive Officer, Store Operations Division General Manager (also General Manager, Store Management Bureau) Mar 2009 Director; Senior Managing Executive Officer, in charge of Store Operations Bureau May 2011 Director; Representative Executive Officer and President, PARCO Co., Ltd. May 2013 Director, J. Front Retailing Co., Ltd. May 2017 Director and Managing Executive Officer, J. Front Retailing May 2020 Director and Senior Managing Executive Officer, J. Front Retailing; Representative Director, President and Executive Officer, PARCO Co., Ltd. May 2022 Director and Senior Managing Executive Officer, J. Front Retailing (retired) Mar 2023 Retired as Representative Director, President and Executive Officer, PARCO; Executive Officer, PARCO May 2023 Retired as Executive Officer, PARCO Jun 2025 Outside Director of the Company (current)

Born Sep 1956 Apr 1980 Joined Seibu Department Stores, Ltd. (now Sogo & Seibu Co., Ltd.) May 1993 Joined the Company Mar 1996 General Manager, Affinity Card Department Mar 2002 General Manager, Finance Department Jun 2004 Director, Idemitsu Credit Co., Ltd. Jul 2004 Left the Company Jun 2005 Managing Director, Idemitsu Credit Co., Ltd. Feb 2006 Retired as Managing Director, Idemitsu Credit Co., Ltd. Mar 2006 Joined the Company; General Manager, Sales Division Jun 2006 Director of the Company Mar 2009 Director, Idemitsu Credit Co., Ltd. Feb 2010 Retired as Director of the Company Mar 2010 Representative Director, Executive Vice President, Idemitsu Credit Co., Ltd. Jun 2019 Representative Director, Chairman, Idemitsu Credit Co., Ltd. Jun 2021 Retired as Representative Director, Chairman, Idemitsu Credit Co., Ltd.; Audit & Supervisory Board Member, JPN Debt Collection Co., Ltd. (now Saison Debt Collection Co., Ltd.) Aug 2022 Audit & Supervisory Board Member, Saison Partners Inc. Jun 2023 Full-time Audit & Supervisory Board Member of the Company (current) Apr 2025 Audit & Supervisory Board Member, Saison Fundex Co., Ltd. (current)

Born Oct 1958 Apr 1982 Joined Ministry of Finance Jul 2004 Director General, Tokyo Regional Taxation Bureau, Taxation Division 1 Jul 2010 Director General, Kyushu Finance Bureau May 2012 Assigned to Cabinet Secretariat (also Deputy Director, Postal Privatization Promotion Office, Cabinet Secretariat; Deputy Secretary General, Postal Privatization Committee Secretariat) Jun 2013 Commissioner, Nagoya Customs Jun 2014 Full-time Audit & Supervisory Board Member, East Nippon Expressway Company Limited Nov 2018 Adviser, Operations Planning Department, Sompo Japan Nipponkoa Insurance Inc. (now Sompo Japan Insurance Inc.) Jun 2019 Retired as Adviser, Operations Planning Department; Full-time Outside Audit & Supervisory Board Member of the Company (current) Jun 2023 Audit & Supervisory Board Member, Saison Fundex Co., Ltd.; Audit & Supervisory Board Member, Concerto Co., Ltd. Apr 2025 Audit & Supervisory Board Member, Saison Debt Collection Co., Ltd. (current)

(Legal name: Chie FUKUDA) Born Sep 1968 Apr 2000 Registered as Attorney-at-Law (Daiichi Tokyo Bar Association) Jan 2008 Partner, Hayabusa Asuka Law Office Jan 2010 Partner, Atsumi & Sakai Law Offices (now Atsumi & Sakai) Jun 2015 Outside Audit & Supervisory Board Member of the Company (current) Jan 2019 Senior Partner, Atsumi & Sakai (current) Jun 2019 Outside Audit & Supervisory Board Member, Achilles Corporation Dec 2020 Outside Audit & Supervisory Board Member, MTI Ltd. (current) Jun 2022 Outside Director (Audit and Supervisory Committee Member), Achilles Corporation (current)