Overview
Banks

Fukuoka Financial Group,Inc.

Fukuoka Financial Group is a bank holding company headquartered in Fukuoka, Japan, operating five banking subsidiaries: Fukuoka Bank, Kumamoto Bank, Juhachi-Shinwa Bank, Fukuoka Chuo Bank, and Minna no Bank. The Group provides a comprehensive range of financial services including deposit-taking, lending, domestic and foreign exchange, securities, leasing, credit guarantees, and business rehabilitation support across the Kyushu region and beyond. Minna no Bank operates as a fully digital bank, reflecting the Group's commitment to fintech-driven innovation alongside its traditional regional banking franchise.

Market Cap
¥1,257B
US$8.02B
EV
¥—B
Stock¥6,654▼-2.99%
US$1 = ¥156.80 (2026-10-23)
ROE
8.1%
* LTM NI / end-of-period equity
PBR
1.1
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+32.4%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
280US$1.79B'22/3331US$2.11B'23/3405US$2.58B'24/3456US$2.91B'25/3621US$3.96B'26/3
Net Income 5Y (¥B)
54.1US$345M'22/331.2US$199M'23/361.2US$390M'24/372.1US$460M'25/385.4US$545M'26/3
Capital Structure
95%
EquityD/E 0.05xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
7,840US$50.0B'22/37,708US$49.2B'23/38,445US$53.9B'24/37,155US$45.6B6.58US$41.9M'25/37,093US$45.2B5.53US$35.2M'26/3
Shareholders
Top 10 hold 36.2%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
15.12%
2
Custody Bank of Japan, Ltd. (Trust Account)
7.82%
3
Nippon Life Insurance Company
2.25%
4
Meiji Yasuda Life Insurance Company
2.01%
5
Sumitomo Life Insurance Company
2.00%
6
JPMorgan Securities Japan Co., Ltd.
1.50%
7
STATE STREET BANK AND TRUST COMPANY 505103 (Standing Proxy: Mizuho Bank, Ltd.)
1.48%
8
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.39%
9
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
1.38%
10
The Dai-ichi Life Insurance Company, Limited
1.24%
Management
11 officers
Takanari SHIBATO
Representative Director, Chairman of the Board
Apr 1976 Joined The Bank of Fukuoka Jun 2003 Director, General Manager of General Planning Division, The Bank of Fukuoka Apr 2005 Managing Director, The Bank of Fukuoka Jun 2006 Director, Managing Executive Officer, The Bank of Fukuoka Apr 2007 Director, Senior Managing Executive Officer, The Bank of Fukuoka Apr 2007 Director, Fukuoka Financial Group, Inc. Apr 2009 Director, Executive Officer, Fukuoka Financial Group, Inc. Apr 2010 Deputy President, Director, The Bank of Fukuoka Apr 2011 Non-Executive Director, Oyo Bank (currently The Juhachi Oyo Bank) Apr 2012 Vice President, Director, Fukuoka Financial Group, Inc. Jun 2014 President, Director, Fukuoka Financial Group, Inc. Jun 2014 President, Director, The Bank of Fukuoka Apr 2019 Chairman of the Board and President, Director, Fukuoka Financial Group, Inc. Apr 2019 Chairman and President, Director, The Bank of Fukuoka Apr 2022 Chairman of the Board, Director, Fukuoka Financial Group, Inc. (current) Apr 2022 Chairman of the Board, Director, The Bank of Fukuoka (current)
1954-03-13
Hisashi GOTO
Representative Director, President
Apr 1985 Joined The Bank of Fukuoka Apr 2015 Executive Officer, General Manager of Sales Promotion Division, The Bank of Fukuoka Oct 2016 Executive Officer, General Manager of Sales Strategy Division and FC Promotion Division, The Bank of Fukuoka Apr 2017 Managing Executive Officer, The Bank of Fukuoka Apr 2017 Executive Officer, Fukuoka Financial Group, Inc. Apr 2019 Director, Managing Executive Officer, The Bank of Fukuoka Apr 2020 Director, Senior Managing Executive Officer, The Bank of Fukuoka Apr 2020 Non-Executive Director, Kumamoto Bank Jun 2021 Director, Executive Officer, Fukuoka Financial Group, Inc. Apr 2022 President, Director (CEO), Fukuoka Financial Group, Inc. (current) Apr 2022 President, Director, The Bank of Fukuoka (current)
1962-02-03
Keiji MIYOSHI
Representative Director, Vice President
Apr 1986 Joined The Bank of Fukuoka Apr 2017 Executive Officer, General Manager of General Planning Division, The Bank of Fukuoka Apr 2017 Executive Officer, General Manager of Management Planning Division, Fukuoka Financial Group, Inc. Apr 2018 Executive Officer, The Bank of Fukuoka Apr 2018 Executive Officer, Fukuoka Financial Group, Inc. Apr 2019 Director, Managing Executive Officer, The Bank of Fukuoka Apr 2020 Director, Senior Managing Executive Officer, The Bank of Fukuoka Dec 2020 Non-Executive Director, Minna Bank (current) Jun 2021 Director, Executive Officer, Fukuoka Financial Group, Inc. Apr 2022 Vice President, Director, Fukuoka Financial Group, Inc. (current) Apr 2022 Deputy President, Director, The Bank of Fukuoka (current)
1962-06-18
Masahiro HASHIZUME
Director
Apr 1989 Joined The Bank of Fukuoka Apr 2020 Executive Officer, General Manager of Kitakyushu Sales Division, The Bank of Fukuoka Apr 2021 Executive Officer, General Manager of Head Office Sales Division, The Bank of Fukuoka Apr 2022 Managing Executive Officer, The Bank of Fukuoka Apr 2022 Executive Officer, Fukuoka Financial Group, Inc. Apr 2023 Non-Executive Director, The Juhachi Oyo Bank Apr 2024 Director, Managing Executive Officer, The Bank of Fukuoka Apr 2025 Director, Senior Managing Executive Officer, The Bank of Fukuoka Jun 2025 Director, Executive Officer, Fukuoka Financial Group, Inc. (current) Apr 2026 Deputy President, Director, The Bank of Fukuoka (current) Apr 2026 Chairman of the Board, Director, Minna Bank (current)
1966-08-21
Toshihiro SAKAMOTO
Director
Apr 1987 Joined Kumamoto Sogo Bank (now The Kumamoto Bank) Apr 2018 Executive Officer, General Manager of Head Office Sales Division, The Kumamoto Bank Mar 2019 Executive Officer, General Manager of Head Office Sales Division and Prefectural Office Branch Manager, The Kumamoto Bank Apr 2021 Director, Managing Executive Officer, The Kumamoto Bank Oct 2023 Director, Managing Executive Officer, General Manager of Administration and IT Division, The Kumamoto Bank Apr 2024 Director, President, The Kumamoto Bank (current) Apr 2024 Executive Officer, Fukuoka Financial Group, Inc. Jun 2024 Director, Executive Officer, Fukuoka Financial Group, Inc. (current)
1963-07-31
Nobuhiko YAMAKAWA
Director
Apr 1989 Joined Oyo Bank (now The Juhachi Oyo Bank) Apr 2020 Executive Officer, General Manager of Sales Promotion Division, The Juhachi Oyo Bank Apr 2020 Executive Officer, General Manager of Sales Division, The Juhachi Bank (now The Juhachi Oyo Bank) Oct 2020 Executive Officer, General Manager of Sales Promotion Division, The Juhachi Oyo Bank Apr 2022 Director, President, The Juhachi Oyo Bank (current) Apr 2022 Executive Officer, Fukuoka Financial Group, Inc. Jun 2022 Director, Executive Officer, Fukuoka Financial Group, Inc. (current)
1965-10-27
Masahiko FUKASAWA
Director
Apr 1984 Joined Sumitomo Bank (now Sumitomo Mitsui Banking Corporation) Apr 1993 Joined A.T. Kearney May 2002 Japan Country Head (also Korea Chairman from 2005), A.T. Kearney Jan 2007 Chairman, China, A.T. Kearney May 2012 Co-Managing Partner, Japan, AlixPartners Asia, LLC Feb 2014 Co-Managing Partner, Asia and Japan, AlixPartners Asia, LLC Jun 2016 Outside Director, Fukuoka Financial Group, Inc. (current) Jun 2016 Non-Executive Director, The Bank of Fukuoka (current) Jan 2021 Managing Director, AlixPartners Asia, LLC Jul 2023 Senior Adviser, AlixPartners Asia, LLC Apr 2024 Managing Director and Head of Global Portfolio Solutions, Japan, Carlyle Japan LLC (current)
1960-11-25
Hisami HANAOKA
Director
Apr 1985 Joined The Bank of Tokyo (now MUFG Bank, Ltd.) Oct 2009 General Manager of Derivatives Division, Mitsubishi UFJ Securities Co., Ltd. (now Mitsubishi UFJ Securities Holdings Co., Ltd.) Apr 2010 General Manager of Derivatives Division, Mitsubishi UFJ Securities Co., Ltd. (now Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.) Apr 2012 General Manager of Settlement Division, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. Oct 2014 General Manager of Transaction Services Division, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. Jul 2016 General Manager of Public Relations and CSR Promotion Division, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. Jul 2016 General Manager of Public Relations and CSR Promotion Division, Mitsubishi UFJ Securities Holdings Co., Ltd. Jun 2019 Executive Officer, General Manager of Public Relations and CSR Promotion Division, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. Jun 2019 Executive Officer, General Manager of Public Relations and CSR Promotion Division, Mitsubishi UFJ Securities Holdings Co., Ltd. Jun 2019 Executive Officer, Mitsubishi UFJ Financial Group, Inc. Apr 2021 Adviser, Mitsubishi UFJ Securities Holdings Co., Ltd. Jun 2021 Director, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. (current) Jun 2025 Outside Director, Fukuoka Financial Group, Inc. (current) Jun 2025 Non-Executive Director, The Bank of Fukuoka (current)
1961-07-04
Atsushi TAKAGI
Director, Audit and Supervisory Committee Member (Full-time)
Apr 1994 Joined The Bank of Fukuoka Apr 2025 Executive Officer, General Manager of Risk Management Division (CRO), Fukuoka Financial Group, Inc. Apr 2025 Executive Officer, General Manager of Credit Division, The Bank of Fukuoka Jun 2026 Director, Audit and Supervisory Committee Member, Fukuoka Financial Group, Inc. (current)
1971-11-18
Nobuko ISHIBASHI
Director, Audit and Supervisory Committee Member
Apr 1989 Registered as attorney-at-law Oct 1995 Opened Iguchi Ishibashi Law Office Oct 2004 Senior Partner, Kobe City Law Offices (current) Jun 2015 Outside Director, Kansai Urban Bank (now Kansai Mirai Bank) Jun 2019 Outside Director, Kamigumi Co., Ltd. Jun 2019 Outside Audit & Supervisory Board Member, Takamatsu Construction Group Co., Ltd. Jun 2020 Outside Director, Audit and Supervisory Committee Member, Fukuoka Financial Group, Inc. (current) Jun 2022 Outside Director, Takamatsu Construction Group Co., Ltd. (current)
1961-06-12
Toshio MORITA
Director, Audit and Supervisory Committee Member
Apr 1985 Joined Nomura Securities Co., Ltd. Apr 2008 Executive Officer, Nomura Securities Co., Ltd. Oct 2008 Senior Executive Officer, Nomura Securities Co., Ltd. Apr 2010 Managing Executive Officer, Nomura Securities Co., Ltd. Apr 2011 Managing Executive Officer, in charge of CEO/COO Office, Nomura Holdings, Inc. Apr 2012 Managing Executive Officer, in charge of Corporate Planning, Nomura Securities Co., Ltd. Aug 2012 Executive Officer, CEO of Sales Division, Nomura Holdings, Inc. Aug 2012 Senior Managing Executive Officer, in charge of Sales Division, Nomura Securities Co., Ltd. Apr 2015 Representative Executive Officer, Senior Managing Executive Officer, in charge of Sales Division, Nomura Securities Co., Ltd. Apr 2016 Representative Executive Officer, Vice President, in charge of Investment Banking, Nomura Securities Co., Ltd. Apr 2017 Executive Officer, Nomura Holdings, Inc. Apr 2017 Director and President, Representative Executive Officer, Nomura Securities Co., Ltd. Apr 2018 Executive Officer, Group Co-COO, Nomura Holdings, Inc. Apr 2019 President, Representative Director, Nomura Securities Co., Ltd. Jun 2020 Director, Representative Executive Officer, Nomura Holdings, Inc. Jul 2021 Chairman, Japan Securities Dealers Association Jul 2025 Adviser, Nomura Holdings, Inc. (current) Jun 2026 Outside Director, Audit and Supervisory Committee Member, Fukuoka Financial Group, Inc. (current)
1961-04-17
Large Shareholding Reports
Sumitomo Mitsui Trust Asset Management Co., Ltd.
2025-09-19
2.71%→2.67%
BlackRock Japan Co., Ltd.
2025-08-19
2.03%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-07
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-04
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-25
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2025-09-19
Large Shareholding Report
EDINET
2025-08-19
Large Shareholding Report
TDnet
2025-08-07
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-07-31
中期経営計画
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-05
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-26
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-07
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-27
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINETAmended
2024-06-05
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-28
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-04
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINETAmended
2023-07-28
Amended Quarterly Securities Report
Period: Apr 2022 – Jun 2022
EDINET
2023-06-29
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-08
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-29
Annual Securities Report
EDINET
2022-02-08
Quarterly Securities Report
EDINETAmended
2021-12-06
Amended Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-29
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
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