Overview
Banks

The Bank of Toyama,Ltd.

The Toyama Bank is a regional bank headquartered in Toyama Prefecture, Japan, providing core banking services including deposit-taking, lending, domestic and foreign exchange, and the distribution of investment trusts and insurance products through a network of 39 branches. The bank primarily serves customers in Toyama and Ishikawa prefectures, where it actively promotes its full range of financial services. Through its consolidated subsidiaries, Toyama Lease Co., Ltd. and Toyama Hosho Service Co., Ltd., the Group also offers leasing and credit guarantee services.

Market Cap
¥11.0B
US$69.9M
EV
¥—B
Stock¥2,055▼-3.70%
US$1 = ¥156.80 (2026-10-23)
ROE
3.2%
* LTM NI / end-of-period equity
PBR
0.3
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-0.7%pt
10012
Oct 24, 25 – Oct 23, 26StockTOPIX
1Nov 13, 25Stock rise on strong interim earnings
2Feb 4, 26Earnings announcement driving gains
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Performance & Balance
Revenue 5Y (¥B)
8.46US$54.0M'22/310.8US$69.0M'23/310.1US$64.7M'24/39.68US$61.7M'25/313.8US$87.8M'26/3
Net Income 5Y (¥B)
0.33US$2.12M'22/30.97US$6.20M'23/30.63US$4.03M'24/30.95US$6.08M'25/31.05US$6.67M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
34.8US$222M'22/329.1US$185M'23/332.4US$207M'24/329.8US$190M'25/329.3US$187M'26/3
Shareholders
Top 10 hold 28.9%
1
Plan Do See Co., Ltd.
4.90%
2
The Hokuriku Bank, Ltd.
4.38%
3
Hokutate Co., Ltd.
3.35%
4
Tonami Holdings Co.,Ltd.
3.01%
5
The Bank of Toyama,Ltd. Employee Stock Ownership Association
2.80%
6
Sankyo Tateyama,Inc.
2.62%
7
Nihonkai Gas Kizuna Holdings Co., Ltd.
2.15%
8
Kitanihon Broadcasting Co.,Ltd.
2.06%
9
KUSURI NO AOKI CO.,LTD.
2.06%
10
Custody Bank of Japan, Ltd. (Trust Account)
1.54%
Management
13 officers
Takeshi NAKAOKI
Director, Representative Director, President
Apr 1986: Joined Nippon Kogyo Bank, Ltd. (now Mizuho Bank, Ltd.) Sep 2002: General Manager, Real Estate Investment Banking Department, Structured Finance Group, Mizuho Securities Co., Ltd. Apr 2016: Executive Officer in charge of Global Investment Banking Division, Mizuho Securities Co., Ltd. Jun 2019: Joined the Bank as Managing Director and General Manager, Corporate Finance Department May 2020: Director, President (current)
1962-07-18
Toshihiro MORINAGA
Director, Senior Managing Executive Officer
Apr 1984: Joined the Bank Dec 2006: General Manager, Risk Management Office, General Planning Department Jun 2010: Head of Management Planning Office and General Manager, Risk Management Office, General Planning Department Jun 2011: Director, Head of Management Planning Office and General Manager, General Planning Department Jun 2017: Managing Director, General Manager, General Planning Department Jun 2021: Director, Managing Executive Officer, General Manager, General Planning Department Jan 2025: Director, Senior Managing Executive Officer (current)
1961-12-11
Kyosuke TAKADA
Director, Senior Managing Executive Officer
Apr 1982: Joined Bank of Japan Jul 2006: General Manager, Akita Branch, Bank of Japan Jul 2010: Senior Examiner, Financial Institutions Department, Bank of Japan Jun 2011: General Manager, Sapporo Branch, Bank of Japan Jan 2013: Department Manager (Special Assignment), Business Planning Department, Nagoya Railroad Co., Ltd. Jun 2017: Senior Managing Director and CFO, in charge of Business Strategy, Nagoya Railroad Co., Ltd. Jun 2019: Representative Director, Executive Vice President, Yahagi Construction Co., Ltd. Jun 2023: Audit & Supervisory Board Member, the Bank Jun 2024: Director, Executive Officer, the Bank Jan 2025: Director, Senior Managing Executive Officer (current)
1958-11-02
Shinichi TERAO
Director, Managing Executive Officer, in charge of Risk Management Office
Apr 1987: Joined The Mitsubishi Bank, Ltd. (now MUFG Bank, Ltd.) Apr 1996: The Tokyo-Mitsubishi Bank, Ltd., New York Branch Jan 2016: Wealth Management Strategy Department, Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. Apr 2017: International Business Division, Mitsubishi UFJ Securities Holdings Co., Ltd. Jan 2023: Joined the Bank as Counsellor, Sales Management Division Jun 2023: Executive Officer in charge of Financial Products and Services Office Jun 2024: Director, Executive Officer in charge of Risk Management Office Jun 2025: Director, Managing Executive Officer in charge of Risk Management Office (current)
1963-04-02
Shingo SUEMATSU
Director, Executive Officer, General Manager, Head Office Sales Department
Apr 1994: Joined the Bank Apr 2011: Planning Manager, Sales Management Division Dec 2014: Head of Kanazawa Office and Planning Manager, Sales Management Division Jun 2020: Director, General Manager, Kanazawa Sales Department Jun 2021: Executive Officer, General Manager, Kanazawa Sales Department Jun 2023: Director, Executive Officer, General Manager, Kanazawa Sales Department Feb 2024: Director, Executive Officer, General Manager, Sales Management Division Nov 2025: Director, Executive Officer, General Manager, Head Office Sales Department (current)
1971-03-25
Takuya KANEDA
Director, Executive Officer, General Manager, Management Planning Department
Apr 1993: Joined the Bank Jun 2011: General Manager, Ekiminami Branch Jun 2014: General Manager, Tonami Branch and General Manager, Tonami Tulip Branch Apr 2016: Deputy General Manager, Sales Management Division Sep 2019: General Manager, Management Planning Department Jun 2021: Executive Officer, General Manager, Management Planning Department Jun 2023: Director, Executive Officer, General Manager, Management Planning Department (current)
1971-03-14
Hiroki NISHIOKA
Director, Executive Officer, General Manager, Operations Department
Apr 1990: Joined the Bank Feb 2009: Planning Manager, Operations Department Feb 2017: General Manager, Asset Assessment Management Office, Credit Examination Department Jun 2020: Deputy General Manager, Internal Audit Department Oct 2022: General Manager, Operations Department Jun 2024: Executive Officer, General Manager, Operations Department Jun 2025: Director, Executive Officer, General Manager, Operations Department (current)
1968-01-29
Makoto OSAWA
Director
Apr 1981: Joined Bank of Japan May 1990: Seconded to the Asia Department, International Monetary Fund Jun 1997: Deputy General Manager, London Office, Bank of Japan Jun 1999: Manager, Money Markets Division, Financial Markets Department, Bank of Japan Jun 2003: General Manager, Naha Branch, Bank of Japan Sep 2006: Joined PricewaterhouseCoopers Feb 2012: Representative Director, FEEMO Inc. Jun 2017: Director of the Bank (current)
1959-02-20
Makiko NODA
Director
Apr 1993: Joined Venture Link Co., Ltd. Apr 2010: Director, Venture Link Co., Ltd. Dec 2010: Representative Director, Human Delight Co., Ltd. (current) Mar 2011: President and Representative Director, Incrowd Co., Ltd. Feb 2015: Chairman and Director, Incrowd Co., Ltd. Jun 2017: Director of the Bank (current)
1970-08-25
Shigeru ODA
Director, Full-time Audit and Supervisory Committee Member
Apr 1984: Joined the Bank Sep 2005: Deputy General Manager, Shinminato Branch Apr 2008: General Manager, Osanoya Branch May 2009: Deputy General Manager, General Planning Department May 2017: General Manager, Internal Audit Department Jun 2025: Director, Full-time Audit and Supervisory Committee Member (current)
1960-08-27
Takumi KAISHITA
Director, Audit and Supervisory Committee Member
Apr 1992: Joined Kao Corporation Dec 2004: Joined Shin Nihon & Co. (now EY Shin Nihon LLC) May 2007: Registered as Certified Public Accountant Oct 2016: Opened Takumi Kaishita CPA Office (current) Aug 2018: Partner, Yaei Audit Corporation Feb 2021: Provisional Audit & Supervisory Board Member, the Bank Jun 2021: Audit & Supervisory Board Member, the Bank Jun 2025: Director, Audit and Supervisory Committee Member (current)
1967-04-04
Yotaro NITTA
Director, Audit and Supervisory Committee Member
Apr 2010: Joined Chubu Gas Co., Ltd. Mar 2016: Joined Nihonkai Gas Co., Ltd. Mar 2020: Representative Director, Nihonkai Gas Co., Ltd. Mar 2020: President and Representative Director, Nihonkai Gas Kizuna Holdings Co., Ltd. (current) Jun 2020: President and Representative Director, Nihonkai Lab Co., Ltd. (current) Jun 2021: Audit & Supervisory Board Member, the Bank Mar 2025: President and Representative Director, Nihonkai Gas Co., Ltd. (current) Jun 2025: Director, Audit and Supervisory Committee Member of the Bank (current)
1984-09-14
Shozo YAMAGUCHI
Director, Audit and Supervisory Committee Member
Apr 1987: Joined Bank of Japan Jun 2009: Deputy General Manager, Kyoto Branch, Bank of Japan Jul 2011: Group Manager, Planning Group, Center for Advanced Financial Technology, Bank of Japan Apr 2013: Deputy Director, Center for Advanced Financial Technology, Bank of Japan Sep 2018: Established Financial Management Research Institute Co., Ltd.; Representative Director and Institute Director (current) Aug 2023: Chairman, Financial IT Association (NPO) (current) Jun 2025: Director, Audit and Supervisory Committee Member of the Bank (current)
1963-12-30
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-04
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-22
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-05
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-19
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-31
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-25
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-07
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-21
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-02
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-28
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-17
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-03
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-30
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-14
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-30
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-30
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
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