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Overview
Other Financing Business

TOWARISE CORPORATION

Towarise provides a comprehensive suite of financial services for businesses and individuals, including installment payment solutions for esthetic and medical beauty clinics, B-to-B business credit for equipment and services, factoring services for corporate cash flow support, and salary advance services for employee welfare. The company targets a broad range of industries across Japan, offering seamless payment and financing infrastructure. Its competitive strengths lie in its multi-service platform combining credit, factoring, and HR-linked financial products under one provider.

Market Cap
¥—B
EV
¥—B
Stock¥1,761▼-2.98%
US$1 = ¥156.80 (2026-10-23)
ROE
—
* LTM NI / end-of-period equity
PBR
—
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-36.6%pt
100
Oct 28, 25 – Sep 28, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
5.86US$37.4M'23/76.89US$43.9M'24/77.53US$48.0M'26/7
Net Income 5Y (¥B)
0.23US$1.43M'23/70.70US$4.45M'24/70.66US$4.19M'26/7
Shareholders
Top 10 hold 57.2%
as of 2025-07-31 · Source: Annual Securities Report
1
Shoei Co., Ltd.
9.92%
2
TOWARISE CORPORATION Employee Stock Ownership Association
6.92%
3
Clover Network Com Co., Ltd.
5.35%
4
The San-in Godo Bank,Ltd.
5.00%
5
The Dai-ichi Life Insurance Company, Limited
5.00%
6
THE TOTTORI BANK,LTD.
5.00%
7
The Yamaguchi Bank, Ltd.
5.00%
8
Yume Card Co., Ltd.
5.00%
9
Yonago Shinkin Bank
5.00%
10
NTS Holdings Co., Ltd.
5.00%
Management
9 officers
Hideaki FURUYAMA
Representative Director, President
Apr. 1986 Joined San'in Godo Bank, Ltd. / Aug. 2022 Retired from San'in Godo Bank, Ltd. / Aug. 2022 Joined the Company as Advisor / Oct. 2022 Representative Director, President & CEO of the Company (current) / Jun. 2025 Director, Japan Consumer Credit Association (current)
1962-09-06
Hirofumi TAKADA
Senior Managing Director, General Manager of Corporate Management Division
Apr. 1989 Joined the Company / Oct. 2016 Executive Officer, Group Leader of Corporate Planning Group, Corporate Management Division / Oct. 2017 Director, General Manager of Corporate Management Division / Oct. 2021 Managing Director, General Manager of Corporate Management Division / Oct. 2025 Senior Managing Director, General Manager of Corporate Management Division (current)
1966-11-11
Toshiaki NOZAWA
Senior Managing Director, General Manager of General Affairs Department
Apr. 1988 Joined San'in Godo Bank, Ltd. / Jan. 2020 Retired from San'in Godo Bank, Ltd. / Feb. 2020 Joined the Company as Senior Executive Officer, General Manager of General Affairs & Accounting Department / Oct. 2020 Director, General Manager of General Affairs & Accounting Department / Oct. 2021 Managing Director, General Manager of General Affairs & Accounting Department / Aug. 2024 Managing Director, General Manager of General Affairs Department / Oct. 2025 Senior Managing Director, General Manager of General Affairs Department (current)
1964-07-21
Issei INOUE
Managing Director
Apr. 1987 Joined Bridal Yamadaya Co., Ltd. / May 1989 Retired from Bridal Yamadaya Co., Ltd. / May 1989 Joined the Company / Oct. 2018 Executive Officer, General Manager of Sales Management Division / Oct. 2019 Director, General Manager of Sales Management Division / Oct. 2021 Managing Director, General Manager of Sales Management Division / Aug. 2022 Managing Director (current)
1964-06-22
Keisuke ARAGANE
Managing Director, General Manager of Member Store Management Department
Apr. 1987 Joined San'in Godo Bank, Ltd. / Jul. 2019 Seconded to the Company / Nov. 2019 Retired from San'in Godo Bank, Ltd. / Dec. 2019 Joined the Company (transfer) as Executive Officer, General Manager of Member Store Management Department / Oct. 2020 Senior Executive Officer, General Manager of Member Store Management Department / Oct. 2021 Director, General Manager of Member Store Management Department / Oct. 2025 Managing Director, General Manager of Member Store Management Department (current)
1964-11-11
Toru YOSHIDA
Director, General Manager of Information Systems Department and Sun Media Business Department
Apr. 1987 Joined Fujitsu Limited / Mar. 2019 Retired from Fujitsu Limited / Apr. 2019 Joined the Company as Executive Officer / Apr. 2019 Executive Officer, General Manager of Systems Department / Oct. 2019 Senior Executive Officer, General Manager of Systems Department / Aug. 2020 Senior Executive Officer, General Manager of Information Systems Department and Sun Media Business Department / Oct. 2020 Director, General Manager of Information Systems Department and Sun Media Business Department (current)
1963-11-06
Toshiaki KUNINO
Full-time Audit & Supervisory Board Member
Apr. 1988 Joined the Company / Oct. 2019 General Manager of General Affairs & Accounting Department and Group Leader of General Affairs Group / Feb. 2020 Deputy General Manager of General Affairs & Accounting Department / Mar. 2020 Deputy General Manager of Audit Department / Oct. 2021 General Manager of Audit Department / Nov. 2024 Re-employed Staff, Audit Department / Oct. 2025 Full-Time Audit & Supervisory Board Member (current)
1964-11-04
Michinori IRIE
Audit & Supervisory Board Member
Nov. 1997 Joined Asahi & Co. (Tokyo Office) / Jul. 1998 Left Asahi & Co. (Tokyo Office) / Aug. 1998 Joined Tokyo Kyodo Accounting Office / Dec. 1999 Left Tokyo Kyodo Accounting Office / Jan. 2000 Joined Asahi & Co. (Yonago Office) / Mar. 2003 Left Asahi & Co. (Yonago Office) / Apr. 2003 Established Irie CPA Office, Representative (current) / Apr. 2013 Audit & Supervisory Board Member of the Company (current) / Apr. 2018 Outside Director, Sanko Holdings Co., Ltd. (current) / Apr. 2022 Auditor, Tottori Prefecture National Health Insurance Federation (current)
1971-02-02
Eiji NAKAMURA
Audit & Supervisory Board Member
Sep. 2008 Joined Yoshimine Sogo Law Office / Dec. 2015 Left Yoshimine Sogo Law Office / Jan. 2016 Joined Nakamura, Kawabata & Yamauchi Law Office (current) / Jun. 2017 Outside Director, Local Energy Co., Ltd. (current) / Sep. 2019 Outside Audit & Supervisory Board Member, Yonago Gas Sangyo Co., Ltd. (current) / Oct. 2019 Audit & Supervisory Board Member of the Company (current)
1978-08-26
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2025-10-27
発行者情報
FY ending Jul 2025
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