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Overview
Other Financing Business

Nippon Insure Co.,Ltd.

Nippon Insure is a guarantee company headquartered in Fukuoka, Japan, providing debt guarantee services across residential, elderly care, and medical sectors. Its core service is rent debt guarantee (chintai saimu hosho), acting as a substitute co-signor for tenants in residential lease contracts, supported by a proprietary cloud-based contract management system 'Cloud Insure.' The company has expanded beyond real estate into care facility fee guarantees and hospitalization fee guarantees, addressing Japan's aging society challenges by eliminating the need for individual co-guarantors in senior care facilities and hospitals.

Market Cap
¥6.43B
US$41.0M
EV
¥—B
Stock¥2,241▲+0.99%
US$1 = ¥156.80 (2026-10-23)
ROE
24.0%
* LTM NI / end-of-period equity
PBR
2.1
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-41.6%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
2.88US$18.3M'23/93.22US$20.5M'24/93.74US$23.8M'25/9
EBITDA 5Y (¥B)
0.33US$2.11M'23/90.45US$2.90M'24/90.79US$5.06M'25/9
Net Income 5Y (¥B)
0.20US$1.25M'23/90.28US$1.79M'24/90.53US$3.37M'25/9
Capital Structure
86%
EquityD/E 0.17xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
1.75US$11.2M0.50US$3.20M'23/92.48US$15.8M0.50US$3.21M'24/92.78US$17.7M0.49US$3.16M'25/9
Shareholders
Top 10 hold 56.0%
as of 2026-03-31 · Source: Annual Securities Report
1
Toyoshima Fudosan Co., Ltd.
10.53%
2
M Support Co., Ltd.
10.45%
3
Sanko Kanri Co., Ltd.
10.45%
4
Osamu MIYOSHI
5.22%
5
Kyoko MIYOSHI
3.83%
6
Izumi YANO
3.48%
7
Shinya SAKAMOTO
3.14%
8
Yoichi TAKEMURA
3.13%
9
SBI SECURITIES Co., Ltd.
2.88%
10
Rakuten Securities, Inc.
2.86%
Management
8 officers
Shinya SAKAMOTO
Representative Director, President
Apr 1998 Joined Miyoshi Fudosan Co., Ltd. Oct 2014 General Manager, Smile Plaza Business Division, Miyoshi Fudosan Co., Ltd. Oct 2015 General Manager, Rental Management Department, Miyoshi Fudosan Co., Ltd. Oct 2018 Seconded to the Company; Representative Director, President (current) Oct 2018 Steering Committee Member, Council of Rental Debt Guarantee Business Operators (current) Oct 2019 Transferred to the Company
1974-04-18
Yoichi TAKEMURA
Senior Managing Director; General Manager, Management Business Division
Sep 2009 Joined Miyoshi Fudosan Co., Ltd. Sep 2009 Seconded to M Support Co., Ltd. (currently the Company) Aug 2011 Transferred to M Support Co., Ltd. (currently the Company) Oct 2018 Director, General Manager, Management Business Division, the Company Dec 2023 Senior Managing Director; General Manager, Management Business Division, the Company (current)
1981-03-26
Takuro TOKUOKA
Director; General Manager, Sales Business Division
Jul 2010 Joined Miyoshi Fudosan Co., Ltd. Jul 2010 Seconded to M Support Co., Ltd. (currently the Company) Aug 2011 Transferred to M Support Co., Ltd. (currently the Company) Oct 2018 Director, General Manager, Sales Business Division, the Company (current)
1981-04-22
Yasufumi KANEDA
Director
Apr 2001 Joined Shinsei Bank, Ltd. (currently SBI Shinsei Bank, Ltd.) Oct 2004 Joined Tohmatsu Audit Corporation (currently Deloitte Touche Tohmatsu LLC) Sep 2009 Representative, Kaneda Certified Public Accountant Office (currently Kaneda Certified Public Accountant and Tax Accountant Office) (current) May 2014 Outside Audit & Supervisory Board Member, Kyushu Next Co., Ltd. Sep 2016 Outside Audit & Supervisory Board Member, Level-5 Inc. (current) Feb 2017 Outside Audit & Supervisory Board Member, Mediaus Japan Co., Ltd. (current) Jun 2019 Outside Audit & Supervisory Board Member, Tonin Co., Ltd. Jun 2019 Outside Audit & Supervisory Board Member, Tonin Building Management Co., Ltd. Jun 2019 Representative Director, Sumiyoshi Co., Ltd. Jul 2019 Auditor, Medical Corporation Chinjukai (current) Dec 2019 Outside Audit & Supervisory Board Member, Braveridge Inc. Feb 2021 Representative Director, Financial Force Co., Ltd. (current) Apr 2021 Director of the Company (current)
1975-06-20
Tadashi KITAHARA
Director
Jan 2005 Joined Social Insurance Labor Consultants Corporation COMMITMENT Oct 2014 Representative Director, Team Next Co., Ltd. (current) Apr 2015 Representative Partner, Social Insurance Labor Consultants Corporation COMMITMENT (current) Apr 2017 Director, Japan Human Resources Development Association (current) Jul 2019 Representative Director, Japan Human Resources Education Center Ltd. (current) Apr 2021 Director, Fukuoka Prefecture Small and Medium Enterprise Doyukai (current) Oct 2021 Director of the Company (current)
1976-03-01
Toshinori OKAWA
Full-time Audit & Supervisory Board Member
May 1992 Joined Public Co., Ltd. Apr 2001 Transferred to Credia Co., Ltd. through merger by absorption Apr 2010 Transferred to Nihon Hosho Co., Ltd. Apr 2010 Joined Seikyo Bank, Ltd. (seconded from Nihon Hosho Co., Ltd.) Nov 2012 Joined Ehime Bank, Ltd. (seconded from Nihon Hosho Co., Ltd.) May 2015 Joined the Company Aug 2021 Audit & Supervisory Board Member of the Company (current)
1961-06-21
Maki NAKAGAWA
Audit & Supervisory Board Member
Apr 2006 Joined Kenjiro Nakagawa Administrative Scrivener Office Jan 2009 Joined Akihiro Koga Tax Accountant Office Apr 2013 Representative, Maki Nakagawa Tax Accountant Office (current) Dec 2013 Representative, Maki Nakagawa Administrative Scrivener Office (current) Aug 2017 Outside Audit & Supervisory Board Member, Ohno Unso Co., Ltd. (current) Oct 2019 Audit & Supervisory Board Member of the Company (current) Aug 2020 Outside Audit & Supervisory Board Member, Watanabe Denki Co., Ltd. (current)
1969-06-23
Michinari HASHIMOTO
Audit & Supervisory Board Member
Dec 2007 Joined Kitahama Law Office Jan 2017 Representative, Joosui Law Office (current) Jun 2020 Outside Audit & Supervisory Board Member, Trial Holdings, Inc. (current) Nov 2020 Outside Director, SENTAN Pharma Inc. Dec 2020 Audit & Supervisory Board Member of the Company (current) May 2021 Outside Audit & Supervisory Board Member, CAM Inc. (current) Aug 2021 Outside Director (Audit and Supervisory Committee Member), QPS Research Inc. (current)
1978-04-02
Large Shareholding Reports
Sumitomo Mitsui DS Asset Management Company, Limited
2026-06-19
5.03%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-07
Q3 Earnings Flash
FY ending Sep 2026
View PDF →
EDINET
2026-06-19
Large Shareholding Report
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EDINET
2026-05-14
Semi-Annual Securities Report
Period: Oct 2025 – Sep 2026
View PDF →
TDnet
2026-02-13
Q1 Earnings Flash
FY ending Sep 2026
View PDF →
EDINET
2025-12-23
Annual Securities Report
Period: Oct 2024 – Sep 2025
View PDF →
TDnet
2025-08-08
Q3 Earnings Flash
FY ending Sep 2025
View PDF →
EDINET
2025-05-14
Semi-Annual Securities Report
Period: Oct 2024 – Sep 2025
View PDF →
TDnet
2025-02-14
Q1 Earnings Flash
FY ending Sep 2025
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EDINET
2024-12-25
Annual Securities Report
Period: Oct 2023 – Sep 2024
View PDF →
EDINET
2024-05-14
Quarterly Securities Report
Period: Jan 2024 – Mar 2024
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EDINET
2024-02-13
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
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EDINET
2023-12-25
Annual Securities Report
Period: Oct 2022 – Sep 2023
View PDF →
EDINETAmended
2023-09-22
Amended Securities Registration Statement
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EDINETAmended
2023-09-13
Amended Securities Registration Statement
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