Overview
Other Financing Business

RICOH LEASING COMPANY,LTD.

Ricoh Leasing is the sole financial services company within the Ricoh Group, providing finance leases, operating leases, and installment sales for office equipment, IT-related devices, medical equipment, industrial machinery, and vehicles. The company also offers corporate lending including industry-specific loans and condominium mortgages, as well as services such as invoice issuance, accounts receivable collection, and medical/nursing care receivables factoring. Additionally, the company operates an investment business encompassing solar power generation and residential real estate.

Market Cap
¥196B
US$1.25B
EV
¥—B
Stock¥6,360▲+0.32%
US$1 = ¥156.80 (2026-10-23)
ROE
5.2%
* LTM NI / end-of-period equity
PBR
0.8
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-11.6%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
304US$1.94B'22/3299US$1.91B'23/3308US$1.97B'24/3312US$1.99B'25/3339US$2.16B'26/3
EBITDA 5Y (¥B)
35.7US$228M'22/337.3US$238M'23/337.9US$241M'24/340.5US$258M'25/341.6US$265M'26/3
Net Income 5Y (¥B)
13.5US$86.0M'22/314.9US$94.9M'23/311.3US$71.9M'24/315.7US$99.9M'25/312.8US$81.8M'26/3
Capital Structure
82%
EquityD/E 4.62xDebt
Liquidity vs Debt 5Y (¥B)▼ Net Debt
CashInv. Sec.Debt
35.3US$225M813US$5.19B'22/345.4US$289M866US$5.52B'23/340.1US$256M891US$5.68B'24/344.8US$286M1,010US$6.44B'25/355.6US$355M1,095US$6.99B'26/3
Shareholders
Top 10 hold 68.6%
1
RICOH COMPANY,LTD.
33.57%
2
Mizuho Leasing Company,Limited
19.92%
3
The Master Trust Bank of Japan, Ltd. (Trust Account)
6.07%
4
Custody Bank of Japan, Ltd. (Trust Account)
1.96%
5
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
1.64%
6
THE BANK OF NEW YORK, TREATY JASDEC ACCOUNT (Standing Proxy: MUFG Bank, Ltd.)
1.50%
7
STATE STREET BANK AND TRUST COMPANY 505223 (Standing Proxy: Mizuho Bank, Ltd.)
1.44%
8
BNYMSANV RE BNYMIL RE WS MORANT WRIGHT NIPPON YIELD FUND (Standing Proxy: MUFG Bank, Ltd.)
0.99%
9
BNYMSANV RE BNYMIL RE WS MORANT WRIGHT JAPAN FUND (Standing Proxy: MUFG Bank, Ltd.)
0.81%
10
RICOH LEASING COMPANY,LTD. Employee Stock Ownership Association
0.70%
Management
13 officers
Noriharu NAKAMURA
Representative Director
Jan 1994: Joined the Company Nov 2004: General Manager, Corporate Planning Office, the Company Dec 2005: Director, Techno Rent Co., Ltd. (now Ricoh Leasing Company, Ltd.) Dec 2005: Executive Officer, Techno Rent Co., Ltd. (now Ricoh Leasing Company, Ltd.) Apr 2008: General Manager, Comprehensive Strategy Office, the Company Apr 2009: Managing Officer, the Company Apr 2009: Deputy Head, Comprehensive Management Planning Headquarters, the Company Oct 2011: General Manager, Operations Division, the Company Apr 2013: Executive Officer, the Company Apr 2014: President, Kansai Branch, Sales Headquarters, the Company Apr 2017: Head, Business Strategy Headquarters, the Company Apr 2018: Managing Executive Officer, the Company Apr 2019: Head, Operations Headquarters, the Company Jun 2019: Director, the Company Apr 2020: Representative Director, the Company (current) Apr 2020: President and Executive Officer, the Company (current) Jun 2021: Chairman of the Board of Directors, the Company (current) Jul 2025: General Manager, Sustainability Strategy, the Company (current)
1965-08-03
Hiroshi OSAWA
Director
Apr 1988: Joined Ricoh Company, Ltd. Jul 2008: General Manager, Accounting Department, Accounting Headquarters, Ricoh Company, Ltd. Nov 2009: General Manager, Finance Department, Accounting Headquarters, Ricoh Company, Ltd. Jun 2010: Audit & Supervisory Board Member, the Company Apr 2011: Head of Audit & Supervisory Board Office, Ricoh Company, Ltd. Jul 2013: Executive Vice President, Ricoh Europe PLC May 2016: General Manager, Communication Support Department, Corporate Strategy Center, Ricoh Company, Ltd. Apr 2017: General Manager, Management Administration Department, Corporate Strategy Center, Ricoh Company, Ltd. Jun 2017: Audit & Supervisory Board Member, Ricoh Company, Ltd. Jun 2021: Joined the Company Jun 2021: Executive Officer, the Company Jun 2021: Head, Management Administration Headquarters, the Company Oct 2021: General Manager, Finance Department, Management Administration Headquarters, the Company Jun 2022: Director, Techno Rent Co., Ltd. (now Ricoh Leasing Company, Ltd.) Apr 2023: Managing Executive Officer, the Company Apr 2025: Senior Managing Executive Officer, the Company (current) Apr 2025: In charge of Head Office, the Company (current) Jun 2025: Director, the Company (current) Jul 2025: In charge of Financial Strategy, the Company (current)
1964-02-28
Mitsuru KONO
Director
Apr 1994: Joined the Company Oct 2017: General Manager, New Business Sales Department, Business Development Headquarters, the Company Apr 2019: Head, Business Development Headquarters, Sales Headquarters, the Company Apr 2020: Head, Business Development Headquarters, the Company Apr 2020: General Manager, New Business Development Department, Business Development Headquarters, the Company Apr 2021: Executive Officer, the Company Apr 2024: Head, Sales Headquarters, the Company (current) Apr 2025: General Manager, Business System Promotion Department, Sales Headquarters, the Company Apr 2026: Managing Executive Officer, the Company (current) Jun 2026: Director, the Company (current) In charge of Sales, the Company (current)
1971-06-07
Hikotoshi NOJI
Director
Apr 1982: Joined Yokohama Rubber Co., Ltd. Jul 2002: Deputy Plant Manager, Shinjo Plant, Yokohama Rubber Co., Ltd. Jun 2004: Plant Manager, Mishima Plant, Yokohama Rubber Co., Ltd. Jan 2007: President, Yokohama Tire Philippines Inc. Jun 2008: Executive Officer, Yokohama Rubber Co., Ltd.; President, Yokohama Tire Philippines Inc. Jan 2009: Executive Officer, Yokohama Rubber Co., Ltd. Jun 2009: Director and Executive Officer, Yokohama Rubber Co., Ltd. Jun 2010: Director and Managing Executive Officer, Yokohama Rubber Co., Ltd. Apr 2011: Director and Senior Managing Executive Officer, Yokohama Rubber Co., Ltd. Jun 2011: President, Yokohama Rubber Co., Ltd. Mar 2017: Director and Vice Chairman, Yokohama Rubber Co., Ltd.; Chairman, Alliance Tire Group Mar 2018: Vice Chairman and Executive Officer, Yokohama Rubber Co., Ltd.; Chairman, ATC Tires Private Ltd. Mar 2019: Chief Engineer, Yokohama Rubber Co., Ltd.; Chairman, Yokohama Tire Manufacturing Mississippi, LLC Mar 2021: Advisor, Yokohama Rubber Co., Ltd. Apr 2024: Honorary Advisor, Yokohama Rubber Co., Ltd. (current) Jun 2024: Outside Director, the Company (current) Member, Nomination and Compensation Committee, the Company (current) Outside Director, Hochiki Corporation (current) Outside Director, Kasai Kogyo Co., Ltd. (current)
1958-10-30
Takashi ICHINOSE
Director
Apr 1981: Joined Sony Corporation (now Sony Group Corporation) Apr 2006: Managing Director, Sony Chemicals Corporation (now Dexerials Corporation) Jan 2008: Director and Senior Managing Executive Officer, Sony Chemical & Information Device Corporation (now Dexerials Corporation) Aug 2008: President and Representative Director, Sony Chemical & Information Device Corporation Sep 2012: President and Representative Director, Dexerials Corporation Oct 2021: Chairman and Representative Director, LinksTech Co., Ltd. Jun 2022: Outside Director, the Company (current) Member, Nomination and Compensation Committee, the Company Jun 2024: Chairman, Nomination and Compensation Committee, the Company (current) Apr 2025: President and Representative Director, Bussan Food Science Co., Ltd. (now B Food Science Co., Ltd.) (current)
1957-02-23
Midori OMORI
Director
Apr 1985: Joined Mori Building Co., Ltd. Nov 1998: Senior Staff Member, Urban Development Headquarters, Mori Building Co., Ltd. Jul 2003: Senior Manager, Town Management Business Office, and Deputy Head; Head, Promotion Group, Mori Building Co., Ltd. Jan 2008: Senior Manager, Development Department 1, Urban Development Department, Mori Building Co., Ltd. Sep 2009: Executive Officer and General Manager, Business Planning Department, Mori Building Co., Ltd. Sep 2013: Deputy General Manager, Planning Department, Urban Development Headquarters, Mori Building Co., Ltd. Jun 2020: Senior Executive Officer, Mori Building Co., Ltd. Jun 2025: Outside Director, the Company (current) Member, Nomination and Compensation Committee, the Company (current) Sep 2025: Representative Director, NOT A TOKYO Co., Ltd. (current)
1961-06-26
Naoko ENDO
Director
Apr 2001: Joined Dai-ichi Life Insurance Company, Limited (now Dai-ichi Life Group Co., Ltd.) Dec 2008: Registered as attorney-at-law Dec 2008: Joined Ono Sogo Law Office (current) Jun 2019: Outside Director, Nippon Carbide Industries Co., Inc. Jun 2023: Outside Audit & Supervisory Board Member, Seresupo Co., Ltd. (current) Jun 2026: Outside Director, the Company (current) Member, Nomination and Compensation Committee, the Company (current)
1978-07-23
Kazunori KOBAYASHI
Director
Apr 1990: Joined Ricoh Company, Ltd. Apr 2017: Vice President and General Manager, European Technology Centre, Ricoh Europe Apr 2019: Head, Digital Transformation Headquarters, Ricoh Company, Ltd. Apr 2021: General Manager, Platform Development Center, Digital Strategy Department, Ricoh Company, Ltd. Apr 2022: Director, Advanced Technology Research Institute, Ricoh Company, Ltd. Apr 2023: Corporate Executive Officer and President, Ricoh Futures Business Unit, Ricoh Company, Ltd. Apr 2026: Corporate Senior Executive Officer and CMO (Chief Marketing Officer), Ricoh Company, Ltd.; Head, Integration Marketing Headquarters (current) Jun 2026: Outside Director, the Company (current)
1966-09-14
Toshiaki HIROSE
Director
Apr 2004: Joined Toshiba Corporation Sep 2016: Director, CLOUDY, Specified Non-Profit Corporation (current) Mar 2019: Representative Director, HiRAKU Inc. (current) Feb 2020: Representative Director, One Rugby, Specified Non-Profit Corporation Jul 2020: Co-Representative Director, Sports wo Tomeruna, General Incorporated Association (current) Jul 2020: Executive Managing Director, Apollo Project, General Incorporated Association (current) Apr 2021: Corporate Communication Captain (CCC), Kanden Engineering Corporation (current) Apr 2022: Director, Japan Wheelchair Rugby Federation, General Incorporated Association May 2024: Representative Director, WAZIWAZI, General Incorporated Association (current) Jun 2024: Chairman, One Rugby, Specified Non-Profit Corporation (current) Jul 2024: Co-Creation Partner (CCP), Teijin Frontier Co., Ltd. (current) Aug 2024: Ambassador, University Sports Support Program, Sumitomo Mitsui Financial Group, Inc. (current) Oct 2024: Vice Chairman, Japan Wheelchair Rugby Federation, General Incorporated Association (current) Mar 2025: Fellow, Link and Motivation Inc. (current) Aug 2025: Senior Advisor, AAIC Holdings Pte. Ltd. (current) Jun 2026: Outside Director, the Company (current) Member, Nomination and Compensation Committee, the Company (current)
1988-10-17
Makoto MATSUBARA
Director
Apr 1991: Joined The Dai-Ichi Kangyo Bank, Ltd. (now Mizuho Bank, Ltd.) Apr 2012: Branch Manager, Ebara Branch, Mizuho Bank, Ltd. Apr 2015: General Manager, Compliance Promotion Department I, Mizuho Financial Group, Inc.; General Manager, Compliance Promotion Department I, Mizuho Bank, Ltd. Apr 2016: General Manager, Compliance Division, Mizuho Financial Group, Inc.; General Manager, Compliance Division, Mizuho Bank, Ltd. Apr 2018: General Manager, Planning and Administration Department, Mizuho Financial Group, Inc.; General Manager, Planning and Administration Department, Mizuho Bank, Ltd. Apr 2019: Executive Officer and General Manager, Global Human Resources Department, Mizuho Financial Group, Inc.; Executive Officer and General Manager, Global Human Resources Department, Mizuho Bank, Ltd. Apr 2020: Executive Officer and General Manager, Human Resources Department, Mizuho Trust & Banking Co., Ltd. Apr 2022: Group Executive Officer and Head, Compliance Group, Mizuho Financial Group, Inc.; Managing Executive Officer and Head, Compliance Group, Mizuho Bank, Ltd.; Managing Executive Officer and Head, Compliance Group, Mizuho Trust & Banking Co., Ltd. Apr 2023: Group Executive Officer and Group CCO, Mizuho Financial Group, Inc.; Managing Executive Officer and CCO, Mizuho Bank, Ltd.; Managing Executive Officer and CCO, Mizuho Trust & Banking Co., Ltd. Apr 2025: Managing Executive Officer, Head of Legal & Compliance Group, and Deputy Head of Planning Group, Mizuho Leasing Company, Limited (current) Jun 2026: Outside Director, the Company (current)
1967-08-07
Hiromi NAKAZAWA
Director (Full-time Audit and Supervisory Committee Member)
Apr 1988: Joined The Mitsui Bank, Limited (now Sumitomo Mitsui Banking Corporation) Oct 1995: Joined Taiyo Audit Corporation (now Taiyo LLC) Jan 1998: Joined Ohta Showa Audit Corporation (now EY ShinNihon LLC) Apr 1999: Registered as Certified Public Accountant Sep 2012: Joined Nidec Corporation Jun 2013: Full-time Audit & Supervisory Board Member, Seabone Co., Ltd. Jun 2015: Executive Officer, Seabone Co., Ltd. Jun 2017: Full-time Audit & Supervisory Board Member, Seabone Co., Ltd. Jun 2020: Outside Director, Nippon Piston Ring Co., Ltd. (now Riken NPR Precision Co., Ltd.) Jun 2022: Outside Director (Full-time Audit and Supervisory Committee Member), the Company (current) Dec 2022: Audit & Supervisory Board Member, Welfare Suzuran Co., Ltd. (current) Jun 2023: Outside Director (Audit and Supervisory Committee Member), IMAGICA GROUP Inc. (current) Apr 2024: Audit & Supervisory Board Member, Enplas Corporation (current) Jun 2025: Outside Director, Mimaki Engineering Co., Ltd. (current)
1964-09-10
Toru MIYAMA
Director (Audit and Supervisory Committee Member)
Apr 1998: Registered as attorney-at-law Apr 1998: Joined Kawa Law Office Oct 2006: Established Miyama Law Office; Representative Attorney (current) Jun 2019: Outside Audit & Supervisory Board Member, Kose Corporation (now Kose Holdings Corporation) (current) Aug 2020: Outside Audit & Supervisory Board Member, Ozu Sangyo Co., Ltd. (current) Jun 2022: Outside Director (Audit and Supervisory Committee Member), the Company (current)
1964-02-26
Norie YAMAOKA
Director (Audit and Supervisory Committee Member)
Apr 1988: Joined J.P. Morgan Chase Bank, N.A. (formerly Morgan Bank) Oct 1995: Joined Aoyama Audit Corporation (now PwC Japan LLC) Dec 1997: Joined KPMG New York Office Apr 2001: Registered as Certified Public Accountant Dec 2003: Joined Citibank, N.A., Finance Division, Senior Vice President and Chief Accounting Policy Officer Nov 2018: Joined Nidec Corporation, General Manager, Overseas Business Management Department Oct 2021: Joined Mitsubishi Materials Corporation, General Manager, Internal Audit Department Jun 2026: Outside Director (Audit and Supervisory Committee Member), the Company (current)
1965-05-03
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-06
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-11
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-01
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-20
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-10
Q3 Earnings Flash
FY ending Mar 2025
TDnet
2025-02-05
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-12
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINETAmended
2024-11-12
Amended Securities Registration Statement
EDINET
2024-11-01
Securities Registration Statement
TDnet
2024-08-07
Q1 Earnings Flash
FY ending Mar 2025
TDnet
2024-07-31
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-25
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-10
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-08
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-27
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-13
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-11
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-28
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-10
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-29
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
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