Overview
Banks

Nishi-Nippon Financial Holdings,Inc.

Nishi-Nippon Financial Holdings is a regional financial holding company headquartered in Fukuoka, Japan, operating banking and related financial services primarily in the Kyushu region. Its core subsidiary, Nishi-Nippon City Bank, provides deposit-taking, lending, foreign exchange, securities investment, and distribution of investment trusts and insurance products through its domestic branch network. The group also includes Nagasaki Bank and 15 other financial services subsidiaries covering a broad range of financial solutions for regional retail and corporate clients.

Market Cap
¥589B
US$3.75B
EV
¥—B
Stock¥4,226▼-2.81%
US$1 = ¥156.80 (2026-10-23)
ROE
7.4%
* LTM NI / end-of-period equity
PBR
0.9
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+44.9%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
AI Briefing
Generating insights…
Performance & Balance
Revenue 5Y (¥B)
138US$883M'22/3186US$1.18B'23/3186US$1.18B'24/3196US$1.25B'25/3247US$1.57B'26/3
Net Income 5Y (¥B)
24.2US$155M'22/326.1US$166M'23/323.6US$150M'24/331.0US$198M'25/340.1US$256M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
2,608US$16.6B'22/31,940US$12.4B'23/32,193US$14.0B'24/31,669US$10.6B0.31US$1.96M'25/31,385US$8.83B0.28US$1.78M'26/3
Shareholders
Top 10 hold 35.4%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
12.74%
2
Custody Bank of Japan, Ltd. (Trust Account)
9.45%
3
Aso Corporation
2.19%
4
Nippon Life Insurance Company
1.99%
5
Meiji Yasuda Life Insurance Company
1.98%
6
JA MITSUI LEASING, LTD.
1.44%
7
STATE STREET BANK AND TRUST COMPANY 505223 (Standing Proxy: Mizuho Bank, Ltd.)
1.44%
8
DFA INTL SMALL CAP VALUE PORTFOLIO (Standing Proxy: Citibank, N.A., Tokyo Branch)
1.42%
9
Sumitomo Life Insurance Company
1.40%
10
Toyo Kaiji Kogyo Co., Ltd.
1.38%
Management
9 officers
Hiromichi TANIGAWA
Director, Chairman of the Board (Representative Director)
Apr 1976 Joined Ministry of Finance Jun 2005 Director-General, Yokohama Customs, Ministry of Finance Jul 2008 Deputy Director-General, Minister's Secretariat, Ministry of Finance Oct 2008 Managing Director, Japan Finance Corporation May 2011 Joined The Nishi-Nippon City Bank, Ltd., as Advisor Jun 2011 Managing Executive Officer and Director, The Nishi-Nippon City Bank, Ltd. Jun 2012 Managing Executive Officer and Director (Representative Director), The Nishi-Nippon City Bank, Ltd. May 2013 Senior Managing Executive Officer and Director (Representative Director), in charge of Kitakyushu and Yamaguchi, The Nishi-Nippon City Bank, Ltd. Jun 2013 Deputy President and Director (Representative Director), in charge of Kitakyushu and Yamaguchi, The Nishi-Nippon City Bank, Ltd. Jun 2014 President and Director (Representative Director), The Nishi-Nippon City Bank, Ltd. Oct 2016 President and Representative Director, the Company Jun 2021 Vice Chairman and Representative Director, the Company Jun 2021 Chairman and Representative Director, The Nishi-Nippon City Bank, Ltd. (current) Jun 2024 Chairman of the Board and Representative Director, the Company (current)
1953-07-17
Hideyuki MURAKAMI
Representative Director, President
Apr 1983 Joined The Nishi-Nippon Sogo Bank (Nishi-Nippon Bank), now The Nishi-Nippon City Bank, Ltd. May 2007 General Manager, Hakata-Eki Higashi Branch, The Nishi-Nippon City Bank, Ltd. May 2008 General Manager, Human Resources Department and Human Resource Development Office, The Nishi-Nippon City Bank, Ltd. Jun 2010 Executive Officer, General Manager, Human Resources Department and Human Resource Development Office, The Nishi-Nippon City Bank, Ltd. May 2012 Executive Officer, General Manager, General Planning Department, The Nishi-Nippon City Bank, Ltd. Jun 2012 Managing Executive Officer, General Manager, General Planning Department, The Nishi-Nippon City Bank, Ltd. Jun 2014 Managing Executive Officer and Director, The Nishi-Nippon City Bank, Ltd. Oct 2016 Director and Executive Officer, the Company Jun 2018 Senior Managing Executive Officer and Director, The Nishi-Nippon City Bank, Ltd. Jun 2021 President and Representative Director, the Company (current) Jun 2021 Representative Director and President, The Nishi-Nippon City Bank, Ltd. (current)
1961-03-14
Yusuke TAKEO
Director and Executive Officer
Apr 1983 Joined The Fukuoka Sogo Bank (Fukuoka City Bank), now The Nishi-Nippon City Bank, Ltd. Dec 2011 Executive Officer, General Manager, General Affairs Department, The Nishi-Nippon City Bank, Ltd. Apr 2013 Managing Executive Officer, General Manager, General Affairs Department, The Nishi-Nippon City Bank, Ltd. May 2013 Managing Executive Officer, General Manager, Head Office Sales Department and General Manager, Fukuoka Branch, The Nishi-Nippon City Bank, Ltd. Jun 2016 Director and Managing Executive Officer, The Nishi-Nippon City Bank, Ltd. Oct 2016 Director and Executive Officer, the Company Jun 2018 Executive Officer, the Company Apr 2020 Director and Managing Executive Officer, in charge of Kitakyushu and Yamaguchi, The Nishi-Nippon City Bank, Ltd. Jun 2020 Director and Senior Managing Executive Officer, in charge of Kitakyushu and Yamaguchi, The Nishi-Nippon City Bank, Ltd. Jun 2021 Deputy President and Representative Director, The Nishi-Nippon City Bank, Ltd. Jun 2024 Director and Executive Officer, the Company Apr 2026 Director and Executive Officer, in charge of Group Strategy Department, the Company (current) Apr 2026 Deputy President and Representative Director, in charge of Kitakyushu and Yamaguchi and overall sales, The Nishi-Nippon City Bank, Ltd. (current)
1958-09-19
Takashige HONDA
Director and Executive Officer
Apr 1988 Joined The Nishi-Nippon Bank, now The Nishi-Nippon City Bank, Ltd. Jun 2016 Executive Officer, General Manager, Corporate Planning Department, The Nishi-Nippon City Bank, Ltd. Oct 2016 General Manager, Management Planning Department, the Company Jun 2018 Managing Executive Officer, General Manager, Corporate Planning Department, The Nishi-Nippon City Bank, Ltd. Jun 2020 Executive Officer, the Company Jun 2020 Director and Managing Executive Officer, The Nishi-Nippon City Bank, Ltd. Jun 2021 Director and Executive Officer, the Company Jun 2024 Director and Senior Managing Executive Officer, The Nishi-Nippon City Bank, Ltd. Apr 2026 Director and Executive Officer, in charge of Internal Audit Department, the Company (current) Jun 2026 Deputy President and Representative Director, in charge of Internal Audit, Market and Securities, and Funding and Securities Departments, The Nishi-Nippon City Bank, Ltd. (current)
1965-12-23
Tomoko ITO
Director, Full-time Audit and Supervisory Committee Member
Apr 1988 Joined The Nishi-Nippon Bank, now The Nishi-Nippon City Bank, Ltd. May 2015 General Manager, Loan Management Department, The Nishi-Nippon City Bank, Ltd. Apr 2018 General Manager, IT Strategy Department, The Nishi-Nippon City Bank, Ltd. Apr 2018 Deputy General Manager, Group Strategy Department, the Company Jun 2018 Executive Officer, General Manager, IT Strategy Department, The Nishi-Nippon City Bank, Ltd. Jun 2019 Managing Executive Officer, General Manager, IT Strategy Department, The Nishi-Nippon City Bank, Ltd. Apr 2020 General Manager, Risk Management Department, the Company Apr 2020 Managing Executive Officer, General Manager, Risk Management Department, The Nishi-Nippon City Bank, Ltd. Apr 2022 Managing Executive Officer, attached to Audit and Supervisory Committee Office, The Nishi-Nippon City Bank, Ltd. Jun 2022 Director and Audit and Supervisory Committee Member, The Nishi-Nippon City Bank, Ltd. Jun 2024 Director and Audit and Supervisory Committee Member, the Company (current)
1965-12-22
Sachiko MIYAMOTO
Director, Audit and Supervisory Committee Member
Apr 1991 Joined Nomura Research Institute, Ltd. (NRI) Jul 1997 Attached to Human Resources Department (dispatched for study in the United States), NRI Jun 2002 Economist, NRI Europe Jul 2006 Transferred to Nomura Capital Market Institute, Ltd. following organizational restructuring Apr 2010 Senior Research Fellow, Nomura Capital Market Institute, Ltd. (retired Jun 2022) Jun 2022 Director and Audit and Supervisory Committee Member, the Company (current) Jul 2022 Financial Economist (current) Jun 2025 Member, Certified Public Accountants and Auditing Oversight Board, Financial Services Agency (current)
1968-06-22
Tsuyoshi KURIHARA
Director and Executive Officer
Apr 1986 Joined Ministry of Finance Jun 2016 Deputy Director-General, Secretariat of the Commissioner, National Tax Agency (International Affairs) Jul 2017 Director, Asian Development Bank (ADB) Aug 2020 Commissioner, Kanto-Koshinetsu Regional Taxation Bureau Jul 2021 Director-General, Policy Research Institute, Ministry of Finance Feb 2023 Joined The Nishi-Nippon City Bank, Ltd., as Advisor Jun 2023 Executive Officer, the Company Jun 2023 Director and Senior Managing Executive Officer, The Nishi-Nippon City Bank, Ltd. Jun 2024 Representative Director and Senior Managing Executive Officer, The Nishi-Nippon City Bank, Ltd. Jun 2025 Deputy President and Representative Director, The Nishi-Nippon City Bank, Ltd. Apr 2026 Deputy President and Representative Director, in charge of Tokyo Head Office, General Planning Department and International Department, The Nishi-Nippon City Bank, Ltd. (current) Jun 2026 Director and Executive Officer, in charge of Management Planning Department and Risk Management Department, the Company (current)
1963-12-27
Hiroshi FUJIOKA
Director, Audit and Supervisory Committee Member
Apr 1977 Joined Ministry of Finance Jul 2008 Director-General, Customs and Tariff Bureau, Ministry of Finance Jul 2009 Director-General for Policy Planning, Ministry of Land, Infrastructure, Transport and Tourism Jan 2012 Deputy President, Japan Housing Finance Agency Jan 2014 Deputy Director-General, Minister's Secretariat, Ministry of Finance Jun 2014 Audit and Supervisory Board Member, Electric Power Development Co., Ltd. (J-Power) Jun 2015 Full-time Audit and Supervisory Board Member, J-Power Jun 2016 Audit and Supervisory Board Member, The Nishi-Nippon City Bank, Ltd. Oct 2016 Director and Audit and Supervisory Committee Member, The Nishi-Nippon City Bank, Ltd. Jun 2022 Director and Audit and Supervisory Committee Member, J-Power (retired Jun 2026) Jun 2024 Director and Audit and Supervisory Committee Member, the Company (current) Jun 2026 Advisor, J-Power (current)
1954-06-02
Chiharu KUBO
Director, Audit and Supervisory Committee Member
May 1973 Joined Department of Psychosomatic Medicine, Faculty of Medicine, Kyushu University Feb 1993 Professor, Department of Psychosomatic Medicine, Faculty of Medicine, Kyushu University Apr 2008 Director, Kyushu University Hospital Apr 2014 Vice President, International University of Health and Welfare (retired Sep 2014) Oct 2014 President, Kyushu University (retired Sep 2020) Oct 2020 Professor, Nakamura Gakuen University Nov 2020 President, Nakamura Gakuen University (current) Jun 2021 Director and Audit and Supervisory Committee Member, the Company (current)
1948-03-09
Large Shareholding Reports
Sumitomo Mitsui DS Asset Management Company, Limited
2026-10-21
5.03%
Nomura Asset Management Co., Ltd.
2026-01-08
3.61%→3.36%
Disclosures
No disclosures
Primary Source Filings
EDINET
2026-10-21
Large Shareholding Report
TDnet
2026-08-03
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-09
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2026-01-08
Large Shareholding Report
EDINET
2025-11-25
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-04
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-25
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-10
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-25
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-05
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-28
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-13
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINETAmended
2023-09-04
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-30
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-10
Quarterly Securities Report
EDINET
2022-06-30
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINET
2021-08-11
Quarterly Securities Report
EDINET
2021-06-30
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
Ask AI
I have this company's financials, ownership, and management on hand. Ask me anything from an M&A perspective.
End of Preview

Try the full product

Free demo (no time limit, up to 10 companies). Explore Comps, DCF, LBO, WACC on every screen. Excel export is on the paid plan.

Free Demo (No Time Limit, 10 Companies) →