Overview
Banks

The Awa Bank,Ltd.

The Awa Bank is a regional bank headquartered in Tokushima Prefecture, operating approximately 105 branches and providing a full range of financial services including deposits, lending, securities investment, domestic and foreign exchange, trust services, and sales of public bonds, investment trusts, and insurance products. The Bank is supported by seven consolidated subsidiaries offering complementary services such as credit guarantees (Awa Bank Guarantee), credit card operations (Awa Bank Card), management consulting (Awa Bank Consulting), EC mall operations (Awa Bank Connect), leasing (Awa Bank Lease), and venture/growth capital investment (Awa Bank Capital). As the leading financial institution in Tokushima, the Bank leverages deep regional relationships and a diversified financial services platform to serve individuals, SMEs, and public sector clients across Shikoku and beyond.

Market Cap
¥362B
US$2.31B
EV
¥—B
Stock¥1,860▼-1.27%
US$1 = ¥156.80 (2026-10-23)
ROE
3.7%
* LTM NI / end-of-period equity
PBR
0.9
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+137.4%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Mar 5, 26Activist shareholder capital policy demands
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Performance & Balance
Revenue 5Y (¥B)
67.9US$433M'22/388.1US$562M'23/376.1US$485M'24/379.0US$504M'25/395.4US$608M'26/3
Net Income 5Y (¥B)
11.1US$70.9M'22/310.2US$65.1M'23/311.3US$71.8M'24/313.2US$84.2M'25/315.5US$99.0M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
689US$4.39B'22/3456US$2.91B'23/3376US$2.40B0.49US$3.11M'24/3401US$2.56B0.51US$3.28M'25/3345US$2.20B0.45US$2.87M'26/3
Shareholders
Top 10 hold 31.3%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
8.31%
2
Otsuka Pharmaceutical Factory, Inc.
3.99%
3
Employee Stock Ownership Association
2.98%
4
Nippon Life Insurance Company
2.87%
5
Custody Bank of Japan, Ltd. (Trust Account)
2.58%
6
Otsuka Pharmaceutical Co., Ltd.
2.34%
7
Meiji Yasuda Life Insurance Company
2.29%
8
Daisho Kogyo Co., Ltd.
2.10%
9
Nichia Corporation
2.02%
10
Sumitomo Life Insurance Company
1.87%
Management
15 officers
Susumu NAGAOKA
Chairman of the Board (Director)
Takehisa FUKUNAGA
Director, President (Representative Director)
Masahiro YAMASHITA
Executive Managing Director (Representative Director)
Yamato NISHI
Managing Director
Hiroaki MIKAWA
Managing Director
Teruaki ITO
Managing Director
Katsuhiro BANDO
Director
Akira TOYODA
Director
Shiro YAMATO
Director, Audit and Supervisory Committee Member
Naohiko ARASHI
Director, Audit and Supervisory Committee Member
Seiko NODA
Director, Audit and Supervisory Committee Member
Masaki HASHIZUME
Director, Audit and Supervisory Committee Member
Toshiyuki TAKEKAWA
Director, Audit and Supervisory Committee Member
Noriko TAKI
Director, Audit and Supervisory Committee Member
Kazuya KISHIBUCHI
Director, Audit and Supervisory Committee Member
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-12
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-05-15
中期経営計画
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-14
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-25
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-20
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-31
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-08
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-07-26
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-27
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-02
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-13
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-07-28
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-29
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-03
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-11
Quarterly Securities Report
EDINET
2022-07-29
Quarterly Securities Report
EDINET
2022-06-29
Annual Securities Report
EDINET
2022-01-28
Quarterly Securities Report
EDINET
2021-11-12
Quarterly Securities Report
EDINET
2021-07-30
Quarterly Securities Report
EDINET
2021-06-29
Annual Securities Report
EDINET
2021-01-29
Quarterly Securities Report
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