Overview
Other Financing Business

Casa Inc.

Casa Co., Ltd. is a rental guarantee (chintai hosho) company that serves as a joint guarantor in lease agreements between landlords and tenants, eliminating rent collection risk for property owners. The company operates a stock-type business model generating recurring revenue through initial guarantee fees and annual guarantee fees, supported by proprietary credit assessment systems leveraging credit bureau data. Beyond core rental guarantees, Casa offers value-added services including vacancy resolution, rent management, renovation support, and childcare support guarantee (yoshiku-hi hosho) for single-parent households.

Market Cap
¥6.63B
US$42.3M
EV
¥—B
Stock¥730▲+0.00%
US$1 = ¥156.80 (2026-10-23)
ROE
-0.5%
* LTM NI / end-of-period equity
PBR
1.0
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-21.2%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
10.3US$65.9M'22/110.3US$65.6M'23/111.2US$71.6M'24/112.2US$77.5M'25/112.8US$81.3M'26/1
EBITDA 5Y (¥B)
1.11US$7.06M'22/10.86US$5.45M'23/10.86US$5.47M'24/11.54US$9.84M'25/10.17US$1.11M'26/1
Net Income 5Y (¥B)
0.65US$4.13M'22/10.25US$1.62M'23/10.61US$3.86M'24/10.60US$3.84M'25/10.12US$0.78M'26/1
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
3.00US$19.1M0.06US$0.39M'22/13.36US$21.4M0.05US$0.30M'23/13.88US$24.7M0.19US$1.23M'24/13.16US$20.1M0.18US$1.14M'25/13.09US$19.7M0.62US$3.93M'26/1
Shareholders
Top 10 hold 37.0%
1
RICOH LEASING COMPANY,LTD.
15.33%
2
Seigo MIYACHI
10.33%
3
UH6 Co., Ltd.
4.52%
4
Sumitomo Realty & Development Co.,Ltd.
2.02%
5
Casa Employee Stock Ownership Association
1.52%
6
Hikari Tsushin Investment Limited Partnership
1.30%
7
GMO Optical Investment Co., Ltd.
0.58%
8
NCS&A CO.,LTD.
0.48%
9
Senji HORIUCHI
0.47%
10
The Master Trust Bank of Japan, Ltd. (Trust Account)
0.42%
Management
9 officers
Seigo MIYACHI
Representative Director, President
Apr 2004 Joined Replus Co., Ltd. Oct 2008 Representative Director, Rentgo Guarantee Co., Ltd. (formerly Casa Co., Ltd.) Feb 2009 Representative Director, HDA Co., Ltd. Mar 2009 Representative Director, Nihon Hosho System Co., Ltd. Oct 2009 Representative Director, T-Ship Co., Ltd. Nov 2009 Representative Director, Chintai Hosho Kiko (currently Zenkoku Hosho Kiko), General Incorporated Association Feb 2014 Representative Director and President, the Company (current)
1972-03-14
Yutaka MATSUMOTO
Director, General Manager of Sales Headquarters
Apr 1991 Joined Fujiwa Fudosan Co., Ltd. Jan 1997 Joined Nike Japan Co., Ltd. Jun 2014 Joined New Balance Japan Co., Ltd. as Senior Manager Dec 2018 Executive Officer and Manager in charge, Sales Department, the Company Apr 2019 Director and General Manager, Sales Department, the Company Oct 2023 Director, General Manager of Sales Headquarters and General Manager of Metropolitan Area Sales Department, the Company (current)
1969-04-09
Ichiro KASHIMA
Director, General Manager of Customer Management Headquarters
Apr 1999 Joined Thanks Co., Ltd. Apr 2005 Joined Wide Co., Ltd. Jun 2007 Joined Replus Co., Ltd. Oct 2008 Joined Rentgo Guarantee Co., Ltd. (formerly Casa Co., Ltd.) Jun 2019 Executive Officer and General Manager, Customer Management Department, the Company Apr 2022 Director and General Manager, Customer Management Department, the Company Oct 2023 Director, General Manager of Customer Management Headquarters and General Manager of Metropolitan Area Customer Management Department, the Company (current)
1974-05-22
Aiichiro UCHIKOMI
Director
Apr 1976 Joined The Mitsubishi Bank, Ltd. (now MUFG Bank, Ltd.) Feb 2006 Managing Executive Officer, Ricoh Leasing Co., Ltd. Jun 2006 Director and Managing Executive Officer, Ricoh Leasing Co., Ltd. Apr 2014 Director and Senior Managing Executive Officer, Ricoh Leasing Co., Ltd. Jun 2014 Director, Aurora Debt Collection Co., Ltd. Jun 2015 Full-time Audit & Supervisory Board Member, Aines Co., Ltd. Jul 2016 Director, the Company (current)
1952-04-14
Kazuhiro SHIMADA
Director
Apr 1964 Joined Bank of Japan Aug 1983 Joined Acom Co., Ltd. Jun 2006 Managing Director, Acom Co., Ltd. Dec 2008 Representative Director and President, Japan Credit Information Reference Center Corp. Jun 2015 Advisor, Japan Credit Information Reference Center Corp. Apr 2017 Director, the Company (current)
1945-04-23
Ako IIDA
Director
Apr 2011 Joined Azsa LLC Aug 2014 Registered as Certified Public Accountant Jan 2022 Representative, Ako Iida Certified Public Accountant Office (current) Apr 2024 Director, the Company (current) Mar 2025 Outside Director (Audit and Supervisory Committee Member), MTG Co., Ltd. (current)
1985-04-01
Masaru MASUDA
Full-time Corporate Auditor
Apr 1992 Joined Mitsukoshi, Ltd. (now Isetan Mitsukoshi Holdings Ltd.) Apr 2020 Joined Fuji Foods Co., Ltd. Sep 2023 Full-time Corporate Auditor, GOURIKI Corporation Mar 2025 General Manager, Internal Audit Office, the Company Apr 2025 Corporate Auditor, the Company (current)
1968-12-18
Ryoichi MIYAZAKI
Corporate Auditor
Dec 2006 Joined Deloitte Touche Tohmatsu LLC Sep 2010 Registered as Certified Public Accountant Oct 2011 Representative Director, Bridge Consulting Group Co., Ltd. (current) Nov 2011 Registered as Certified Tax Accountant Nov 2011 Representative Partner, Bridge Tax Corporation Jan 2016 Corporate Auditor, the Company (current)
1983-01-23
Satoshi HIROTA
Corporate Auditor
Oct 2002 Joined Mitsui Yasuda Law Office (now Mitsui Law Office) Aug 2008 Joined Haynes and Boone LLP Apr 2015 Opened HCA Law Office; Representative Attorney (current) Sep 2015 Outside Director, Will Plus Holdings Co., Ltd. (current) May 2016 Outside Corporate Auditor, Psychic VR Lab, Inc. (now STYLY, Inc.) (current) May 2017 Outside Director (Audit and Supervisory Committee Member), Locondo Inc. (now JADE Group Co., Ltd.) (current) Apr 2018 Substitute Corporate Auditor, the Company Aug 2018 Corporate Auditor, the Company (current)
1977-07-08
Large Shareholding Reports
Ricoh Leasing Company, Ltd.
2026-09-25
12.42%→12.08%
Annual report (as of 2026-07-31): 15.33%
Japan Best Rescue System Co., Ltd.
2025-10-03
10.00%→4.86%
Japan Best Rescue System Co., Ltd.
2025-10-01
10.00%→4.86%
Disclosures
No disclosures
Primary Source Filings
EDINET
2026-09-25
Large Shareholding Report
TDnet
2026-09-10
Q2 Earnings Flash
FY ending Jan 2027
EDINET
2026-09-10
Semi-Annual Securities Report
Period: Feb 2026 – Jan 2027
EDINETAmended
2026-09-10
Amended Annual Securities Report
Period: Feb 2024 – Jan 2025
EDINETAmended
2026-09-10
Amended Annual Securities Report
Period: Feb 2025 – Jan 2026
EDINETAmended
2026-09-10
Amended Semi-Annual Securities Report
Period: Feb 2025 – Jan 2026
TDnet
2026-06-11
Q1 Earnings Flash
FY ending Jan 2027
EDINET
2026-04-23
Annual Securities Report
Period: Feb 2025 – Jan 2026
TDnet
2025-12-10
Q3 Earnings Flash
FY ending Jan 2026
EDINETAmended
2025-10-03
Change Report
EDINET
2025-10-01
Large Shareholding Report
EDINET
2025-09-10
Semi-Annual Securities Report
Period: Feb 2025 – Jan 2026
TDnet
2025-06-11
Q1 Earnings Flash
FY ending Jan 2026
EDINET
2025-04-28
Annual Securities Report
Period: Feb 2024 – Jan 2025
TDnet
2024-12-12
Q3 Earnings Flash
FY ending Jan 2025
EDINET
2024-09-12
Semi-Annual Securities Report
Period: Feb 2024 – Jan 2025
EDINET
2024-06-14
Quarterly Securities Report
Period: Feb 2024 – Apr 2024
TDnet
2024-06-14
Q1 Earnings Flash
FY ending Jan 2025
EDINET
2024-04-30
Annual Securities Report
Period: Feb 2023 – Jan 2024
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: Aug 2023 – Oct 2023
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: May 2023 – Jul 2023
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: May 2022 – Jul 2022
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: Feb 2022 – Apr 2022
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: Aug 2022 – Oct 2022
EDINETAmended
2024-03-06
Amended Quarterly Securities Report
Period: Feb 2023 – Apr 2023
EDINETAmended
2024-03-06
Amended Annual Securities Report
Period: Feb 2022 – Jan 2023
EDINET
2023-12-07
Quarterly Securities Report
Period: Aug 2023 – Oct 2023
EDINET
2023-09-14
Quarterly Securities Report
Period: May 2023 – Jul 2023
EDINETAmended
2023-06-29
Amended Quarterly Securities Report
Period: Feb 2022 – Apr 2022
EDINET
2023-06-08
Quarterly Securities Report
Period: Feb 2023 – Apr 2023
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