Overview
Banks

Daishi Hokuetsu Financial Group,Inc.

Daishi Hokuetsu Financial Group is a regional financial holding company headquartered in Niigata Prefecture, Japan, operating primarily through its core banking subsidiary, Daishi Hokuetsu Bank. The Group provides a comprehensive range of financial products and services to retail and corporate customers in its regional market, including deposit-taking, lending, domestic and foreign exchange, securities, leasing, credit card, and insurance product distribution. The Group also delivers securities brokerage, leasing, credit card processing, IT systems, and staffing/recruitment services through its subsidiaries, supporting both asset management and fundraising needs of local customers.

Market Cap
¥591B
US$3.77B
EV
¥—B
Stock¥2,247▼-3.40%
US$1 = ¥156.80 (2026-10-23)
ROE
7.9%
* LTM NI / end-of-period equity
PBR
1.0
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+32.7%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
136US$866M'22/3149US$949M'23/3182US$1.16B'24/3195US$1.24B'25/3260US$1.66B'26/3
Net Income 5Y (¥B)
15.1US$96.6M'22/317.8US$113M'23/321.2US$135M'24/329.3US$187M'25/342.1US$269M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
2,757US$17.6B'22/32,030US$12.9B'23/32,224US$14.2B'24/32,145US$13.7B0.03US$0.16M'25/32,024US$12.9B0.01US$0.04M'26/3
Shareholders
Top 10 hold 30.4%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
8.99%
2
Custody Bank of Japan, Ltd. (Trust Account)
5.89%
3
Meiji Yasuda Life Insurance Company
3.64%
4
Daishi Hokuetsu Financial Group,Inc. Employee Stock Ownership Association
2.90%
5
Nippon Life Insurance Company
2.59%
6
STATE STREET BANK AND TRUST COMPANY 505223 (Standing Proxy: Mizuho Bank, Ltd.)
1.51%
7
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.30%
8
DFA INTL SMALL CAP VALUE PORTFOLIO (Standing Proxy: Citibank, N.A., Tokyo Branch)
1.29%
9
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
1.18%
10
Sumitomo Life Insurance Company
1.15%
Management
12 officers
Michio UEKURI
Representative Director, President
Apr 1986 Joined The Dai-Shi Bank, Ltd. Apr 2008 Manager, Kashiwazaki Minami Branch, the same bank Jun 2009 Deputy General Manager, Corporate Planning Department, the same bank Jun 2012 General Manager, Corporate Planning Department, the same bank Jun 2015 General Manager, Tokyo Branch and Tokyo Office, the same bank Jun 2016 Executive Officer, General Manager, Tokyo Branch and Tokyo Office, the same bank Apr 2017 Executive Officer, General Manager, Group Strategy Planning Department, the same bank Jun 2017 Director and Executive Officer, General Manager, Group Strategy Planning Department, the same bank Jun 2018 Managing Director, the same bank Oct 2018 Director, the Company Jun 2020 Managing Director, General Manager, General Affairs Headquarters, The Dai-Shi Bank, Ltd. Jan 2021 Managing Director, The Dai-Shi Hokuetsu Bank, Ltd. Apr 2021 Representative Director, President, the Company (current) Director and President, The Dai-Shi Hokuetsu Bank, Ltd. (current)
1962-12-24
Shin TAKAHASHI
Representative Director, Senior Managing Director
Apr 1985 Joined The Hokuetsu Bank, Ltd. Jul 2008 Senior Research Officer, Corporate Planning Department, the same bank Jul 2009 Manager, Gosen Branch, the same bank Jun 2011 Deputy General Manager, Sales Management Department and Sales Promotion Officer, the same bank Jul 2012 Senior Research Officer, Loan Department, the same bank Jun 2013 General Manager, Loan Department, the same bank Jun 2015 General Manager, Sales Management Department, the same bank Jun 2017 Director, General Manager, Corporate Planning Department, the same bank Jun 2018 Managing Director, General Manager, Corporate Planning Department, the same bank Oct 2018 Director, the Company Apr 2019 Managing Director, The Hokuetsu Bank, Ltd. Jan 2021 Managing Director, General Manager, General Affairs Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2023 Senior Managing Director, the Company (current) Senior Managing Director, General Manager, General Affairs Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2026 Director, Chairman, General Manager, General Affairs Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. (current)
1962-02-23
Ken SHIBATA
Representative Director, Managing Director
Apr 1989 Joined The Dai-Shi Bank, Ltd. Feb 2011 Manager, Tsubame Minami Branch, the same bank Jun 2012 Deputy General Manager, Corporate Planning Department, the same bank Jun 2015 General Manager, Corporate Planning Department, the same bank Jun 2018 Director and Executive Officer, General Manager, Corporate Planning Department, the same bank Oct 2018 General Manager, Management Planning Department, the Company Jun 2020 Managing Director, General Manager, Corporate Planning Department, The Dai-Shi Bank, Ltd. Director, General Manager, Management Planning Department, the Company Jan 2021 Director, the Company Managing Director, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2023 Senior Managing Director, the same bank Jun 2024 Managing Director, the Company (current) Jun 2026 Deputy President, The Dai-Shi Hokuetsu Bank, Ltd. (current)
1967-01-19
Toshiyuki MAKI
Director
Apr 1990 Joined The Dai-Shi Bank, Ltd. Apr 2013 Deputy General Manager, Corporate Customer Support Department, the same bank Jun 2014 Deputy General Manager, Credit Examination Department, the same bank Jun 2015 Manager, Kameda Branch, the same bank Jun 2017 Manager, Sanjo Branch and Sanjo East Branch, the same bank Jun 2018 Executive Officer, General Manager, Consulting Promotion Department, the same bank Oct 2018 General Manager, Business Planning Department, the Company Jun 2019 Director and Executive Officer, General Manager, Consulting Promotion Department, The Dai-Shi Bank, Ltd. Director and Executive Officer, General Manager, Sales Headquarters, the same bank Jun 2020 Managing Director, General Manager, Sales Headquarters and General Manager, Regional Revitalization Promotion Headquarters, the same bank Jan 2021 Senior Managing Executive Officer, General Manager, Sales Headquarters and General Manager, Regional Revitalization Promotion Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Apr 2021 General Manager, Regional Revitalization Department, the Company Jun 2021 Director, General Manager, Regional Revitalization Promotion Headquarters and General Manager, Regional Revitalization Department, the Company Managing Director, General Manager, Sales Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2023 Director, General Manager, Regional Revitalization Promotion Headquarters, the Company Jun 2024 Senior Managing Director, General Manager, Sales Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Jul 2024 Senior Managing Director, General Manager, Sales Headquarters and General Manager, Tokyo Sales Headquarters, the same bank Jun 2025 Director, General Manager, Regional Revitalization Strategy Headquarters, the Company (current) Senior Managing Director, General Manager, Regional Revitalization Business Headquarters, General Manager, Sales Headquarters and General Manager, Tokyo Sales Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Feb 2026 Senior Managing Director, General Manager, Regional Revitalization Business Headquarters, the same bank Jun 2026 Director, Deputy President, the same bank (current)
1966-12-19
Takashi ISHIZAKA
Director
Apr 1986 Joined The Hokuetsu Bank, Ltd. Oct 2007 Manager, Yoshida Branch, the same bank Jun 2009 Manager, Ichinokido Branch, the same bank Apr 2011 Deputy General Manager, Sales Management Department, the same bank Apr 2014 Manager, Niitsu Branch, the same bank Apr 2015 Senior Research Officer, Loan Department, the same bank Jun 2016 Deputy General Manager, Consulting Sales Department, the same bank Apr 2017 General Manager, Solution Sales Department, the same bank Oct 2018 Senior Manager, Business Planning Department, the Company Apr 2019 General Manager, Sales Management Department, The Hokuetsu Bank, Ltd. Jun 2019 Executive Officer, General Manager, Sales Management Department, the same bank Jan 2021 Executive Officer, Deputy General Manager, Regional Revitalization Promotion Headquarters and Deputy General Manager, Sales Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2021 Executive Officer, Deputy General Manager, Sales Headquarters and General Manager, Business Development Planning Department, the same bank Deputy General Manager, Regional Revitalization Promotion Headquarters and Senior Manager, Regional Revitalization Department, the Company Jun 2023 Director, Deputy General Manager, Regional Revitalization Promotion Headquarters and General Manager, Regional Revitalization Department, the Company Managing Director, Deputy General Manager, Sales Headquarters and General Manager, Business Development Planning Department, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2024 Managing Director, Deputy General Manager, Sales Headquarters, the same bank Jun 2025 Director, Deputy General Manager, Regional Revitalization Strategy Headquarters, the Company (current) Managing Director, Deputy General Manager, Sales Headquarters and Deputy General Manager, Tokyo Sales Headquarters, The Dai-Shi Hokuetsu Bank, Ltd. Feb 2026 Managing Director, Deputy General Manager, Regional Revitalization Business Headquarters, the same bank Jun 2026 Managing Director, the same bank (current)
1964-01-22
Keiko BABA
Director
Apr 1991 Joined The Dai-Shi Bank, Ltd. Feb 2016 Manager, Inada Branch, the same bank Jun 2017 Deputy General Manager, Personnel Department, the same bank May 2019 Representative Director, President, Dai-Shi Hokuetsu Career Bridge Co., Ltd. Jun 2022 Executive Officer, The Dai-Shi Hokuetsu Bank, Ltd. and Representative Director, President, Dai-Shi Hokuetsu Career Bridge Co., Ltd. Jun 2023 Director, Manager, Minami Niigata Branch, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2024 Director, the Company Jun 2025 Director, General Manager, Human Capital Strategy Department, the Company Director, General Manager, Personnel Department, The Dai-Shi Hokuetsu Bank, Ltd. Mar 2026 Director, General Manager, Human Capital Strategy Department and General Manager, DE&I Promotion Office, the Company Jun 2026 Director, the Company (current) General Manager, Takada Sales Department, Manager, Takada Central Branch and Manager, Minami Takada Branch, The Dai-Shi Hokuetsu Bank, Ltd. (current)
1969-04-01
Shigehito HOSAKA
Director, Audit and Supervisory Committee Member
Apr 1986 Joined The Dai-Shi Bank, Ltd. Jun 2006 Manager, Ubagayama Branch, the same bank Apr 2008 Manager, Inada Branch, the same bank Jun 2009 Deputy General Manager, Nagaoka Sales Headquarters, the same bank Feb 2011 Deputy General Manager, Sales Management Department, the same bank Jun 2013 Manager, Naoetsu Branch, the same bank Feb 2016 Manager, Shibata Branch, the same bank Jun 2017 Executive Officer, General Manager, Nagaoka Sales Department, the same bank Jun 2019 Executive Officer, General Manager, Tokyo Branch, the same bank Jan 2021 Executive Officer, General Manager, Tokyo Branch, The Dai-Shi Hokuetsu Bank, Ltd. Jun 2021 Executive Officer, General Manager, Takada Sales Department and Manager, Honmachi Branch Office, the same bank Executive Officer, General Manager, Takada Sales Department, Manager, Takada Central Branch and Manager, Honmachi Branch Office, the same bank Jun 2023 Director, Audit and Supervisory Committee Member, the same bank Jun 2025 Director, Audit and Supervisory Committee Member, the Company (current)
1962-07-22
Kazuaki MATSUMOTO
Director, Audit and Supervisory Committee Member
Apr 1999 Full-time Lecturer, Department of Business and Information Management, Nagaoka Junior College Apr 2005 Associate Professor, Department of Industrial Management, Faculty of Industrial Management, Nagaoka University Apr 2006 Part-time Lecturer, Nagaoka National College of Technology Apr 2007 Associate Professor, Department of Human Management, Faculty of Economics and Management, Nagaoka University Apr 2011 Part-time Lecturer, Graduate School of Management, Meiji University (current) Apr 2012 Professor, Department of Human Management, Faculty of Economics and Management, Nagaoka University Apr 2015 Part-time Lecturer, Nagaoka University of Technology Apr 2016 Part-time Lecturer, Faculty of International Studies, Niigata University of International and Information Studies Apr 2017 Professor, Department of Economics and Management, Faculty of Economics and Management, Nagaoka University Oct 2018 Director, Audit and Supervisory Committee Member, the Company (current) Apr 2019 Professor, Department of Management, Faculty of Business Administration, Kyoto Sangyo University (current)
1970-11-04
Tadashi SHIRAI
Director, Audit and Supervisory Committee Member
Sep 1981 Joined Deloitte Haskins & Sells (currently Deloitte Touche Tohmatsu LLC) Apr 1984 Registered as Certified Public Accountant Apr 1992 Chairman, Information Systems Committee, The Japanese Institute of Certified Public Accountants Jun 1993 Partner, Deloitte Touche Tohmatsu LLC Jun 2007 Head, Niigata Office, the same firm Oct 2015 Councilor and Chairman, Audit Committee, the same firm Oct 2018 Head, Audit Innovation & Delivery Center, the same firm Oct 2020 Auditor and Partner, Kanade Audit Corporation Jun 2022 Director, Audit and Supervisory Committee Member, the Company (current) Oct 2024 Partner, Kanade Audit Corporation (current)
1957-01-18
Hiroyuki KIKUCHI
Director, Audit and Supervisory Committee Member
Apr 1996 Registered as Attorney at Law (Niigata Bar Association) Jun 2004 Head, Masagaya-Koji Law, Patent and Tax Office (current) Apr 2005 Registered as Patent Attorney Apr 2006 Registered as Tax Accountant Aug 2016 President, Niigata Bar Association Managing Director, Japan Federation of Bar Associations (Kanto Region) Jun 2022 Director, Audit and Supervisory Committee Member, the Company (current)
1965-01-06
Miki KUWAHARA
Director, Audit and Supervisory Committee Member
Apr 1979 Joined TV Asahi Corporation Jun 2013 Director, Tokyo Branch Manager, Niigata Television 21, Inc. Jun 2015 Managing Director, Tokyo Branch Manager, the same company Mar 2016 Managing Director, Head of Sales, the same company Jun 2017 Representative Director, President, the same company (current) Jun 2025 Director, Audit and Supervisory Committee Member, the Company (current)
1956-08-14
Akira SATO
Director, Audit and Supervisory Committee Member
Apr 1981 Joined The Niigata Nippo Co., Ltd. Mar 2016 Director, the same company Mar 2018 Managing Director, the same company Mar 2020 Senior Managing Director, the same company Mar 2022 Representative Director, President, the same company (current) Jun 2022 Outside Director, Niigata Broadcasting Co., Ltd. (currently BSN Media Holdings Co., Ltd.) (current) Jun 2024 Director, Audit and Supervisory Committee Member, the Company (current)
1958-01-04
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-12
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-14
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-25
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-23
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-31
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-15
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-07-26
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-25
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-02
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-17
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-04
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-27
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-03
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-18
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-24
Annual Securities Report
EDINET
2022-02-04
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINETAmended
2021-10-29
Amended Annual Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-25
Annual Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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