Apr 1984 Joined the Bank Apr 2004 Senior Operations Officer, Loan Division Jan 2006 Senior Operations Officer, Management Planning Division Apr 2007 Group Leader, Management Planning Division Apr 2011 General Manager, Tokyo Branch May 2013 Deputy General Manager (attached), Management Planning Division Apr 2014 General Manager, Compliance Division; Deputy General Manager (attached), Management Planning Division Jun 2014 Director; General Manager, Management Planning Division and Compliance Division Sep 2014 Director; General Manager, Management Planning Division Apr 2016 Director; General Manager, Management Planning Division and Compliance Division Apr 2017 Managing Director Jun 2021 Director, President Apr 2024 Director, President; General Manager, Sales Headquarters Jun 2025 Director, Chairman (current)

Apr 1987 Joined Chemical Bank / J.P. Morgan Bank Group Jun 2001 Joined RP Tech Co., Ltd. Mar 2003 Joined Bank of Japan Jul 2011 Director, Hong Kong Office, Bank of Japan Jun 2013 Manager, Foreign Exchange Division, Financial Markets Department, Bank of Japan Sep 2014 General Manager, Kochi Branch, Bank of Japan Jun 2016 Senior Examiner, Financial Institutions Department, Bank of Japan Mar 2017 Deputy Director, Payment and Settlement Systems Department; General Manager, FinTech Center, Bank of Japan Mar 2018 Executive Officer for Europe; Director, London Office, Bank of Japan Nov 2020 Joined Japan Digital Design Inc. Mar 2021 Representative Director, CEO, Japan Digital Design Inc. Sep 2022 General Manager, Corporate Planning Division, Mitsubishi UFJ Financial Group, Inc.; General Manager, Corporate Planning Division, MUFG Bank, Ltd. Jul 2023 Deputy President Jun 2025 Director, President; General Manager, Sales Headquarters (current)

Apr 1988 Joined the Bank Jun 2007 Branch Manager, Sakawa Branch Jul 2010 Senior Operations Officer, Management Planning Division May 2013 Deputy General Manager, Management Planning Division Apr 2017 General Manager, Management Planning Division Apr 2019 Executive Officer; General Manager, Management Planning Division Apr 2020 Executive Officer; General Manager, Administration and Systems Division Jun 2021 Senior Executive Officer; General Manager, Administration and Systems Division Apr 2022 Senior Executive Officer; General Manager, Sales Headquarters Jun 2022 Managing Director; General Manager, Sales Headquarters and Sales Planning Division Apr 2023 Managing Director; General Manager, Sales Headquarters Apr 2024 Managing Director (current)

Apr 1990 Joined the Bank Sep 2008 Senior Operations Officer, Human Resources Division Sep 2014 Deputy General Manager, Human Resources Division Sep 2016 Branch Manager, Chiyori-machi Branch Apr 2019 Deputy General Manager (attached), Management Planning Division Apr 2020 General Manager, Management Planning Division Jun 2021 Executive Officer; General Manager, Management Planning Division Jun 2023 Senior Executive Officer; General Manager, Management Planning Division Apr 2024 Senior Executive Officer; General Manager, Human Resources and General Affairs Division Jun 2025 Managing Director (current)

Sep 1989 Joined Chuo Shinko Audit Corporation Dec 1993 Registered as Certified Public Accountant Apr 1995 Partner, Yano Certified Public Accountant Office Judicial Apprentice, Legal Training and Research Institute of the Supreme Court Apr 1997 Registered as Attorney-at-law (Tokyo Bar Association); Associate, Hibiya-Mitsuke Law Office Apr 2000 Partner, Hibiya-Mitsuke Law Office Jun 2006 Outside Audit & Supervisory Board Member, Musashino Bank, Ltd. Jun 2013 Outside Director, Musashino Bank, Ltd. May 2015 Outside Audit & Supervisory Board Member, AEON Retail Co., Ltd. Apr 2020 Outside Director, Tokyo Dome Corporation Jul 2021 Representative, BACeLL Law and Accounting Office (current) Jun 2022 Outside Director, Toyo Securities Co., Ltd. (current) Jun 2025 Director of the Bank (current)

Apr 1985 Joined Bank of Japan Jul 2005 Senior Adviser, Financial Markets Department, Bank of Japan Jul 2008 General Manager, Kochi Branch, Bank of Japan Jun 2010 Senior Adviser, General Affairs and Personnel Department, Bank of Japan May 2012 Director General, General Affairs and Personnel Department, Bank of Japan Apr 2013 Director General, Financial System and Bank Examination Department, Bank of Japan May 2016 General Manager, Nagoya Branch, Bank of Japan Mar 2017 Executive Director; General Manager, Osaka Branch, Bank of Japan May 2018 Executive Director (in charge of Financial Systems, Banknotes and Public Relations), Bank of Japan Apr 2021 Special Adviser, IBM Japan, Ltd. Apr 2025 Senior Adviser, Aflac Life Insurance Japan Ltd. (current) Jun 2025 Director of the Bank (current)

Oct 1980 Joined Kochi Prefectural Government Apr 2004 Policy Planning Director (Policy Planning Division), Kochi Prefectural Government Apr 2007 Chief of Intellectual Property Division, Industrial Technology Department, Kochi Prefectural Government Apr 2008 Chief of Decentralization Promotion Division, Policy Planning Department, Kochi Prefectural Government Apr 2009 Chief of Regional Development Support Division, Industrial Promotion Department, Kochi Prefectural Government Apr 2010 Regional Industry Promotion Supervisor, Industrial Promotion Department, Kochi Prefectural Government Apr 2012 Deputy Director General, Health Policy Department, Kochi Prefectural Government Apr 2013 Deputy Director General (General Coordination), Fisheries Promotion Department, Kochi Prefectural Government Apr 2014 Director General, Fisheries Promotion Department, Kochi Prefectural Government Apr 2016 Director General, Industrial Promotion Department, Kochi Prefectural Government Apr 2018 Managing Director, Kochi Prefectural Comprehensive Health Association (public interest foundation) Jul 2022 Director, Kochi Prefectural Literary Museum; Director, Kochi Cultural Foundation (public interest foundation) Jul 2024 Deputy Director, Kochi Castle Historical Museum; Advisor, Tosa Yamauchi Memorial Foundation (public interest foundation) Dec 2024 Chairman, Kochi Prefectural Public Safety Commission Jun 2025 Director of the Bank (current) Mar 2026 Chairman, Kochi Prefectural Public Safety Commission (current)

Apr 1993 Joined the Bank Jul 2010 Branch Manager, Harikii Branch May 2013 Senior Operations Officer, Loan Division May 2015 Section Manager, General Affairs Division Apr 2016 Senior Operations Officer, Management Planning Division Apr 2020 Deputy General Manager, Management Planning Division Sep 2023 Deputy General Manager (attached), Management Planning Division Apr 2024 General Manager, Management Planning Division Jun 2025 Executive Officer; General Manager, Management Planning Division (current)

Apr 1995 Joined the Bank Sep 2013 Branch Manager, Jobenbe Branch Apr 2016 Section Manager, General Affairs Division Apr 2020 Branch Manager, Takasu Branch Sep 2022 Deputy General Manager, General Affairs Division Jun 2023 General Manager, General Affairs Division Mar 2024 Branch Manager, Honmachi Branch Jun 2025 Executive Officer; in charge of Regional Sales (Kochi City Area), Sales Headquarters (current)

Apr 1979 Joined Shikoku Finance Bureau, Ministry of Finance (currently) Jul 2006 Senior Examiner, First Financial Supervision Division, Finance Department, Shikoku Finance Bureau Jul 2007 Section Chief, Finance Division, Kochi Finance Office, Shikoku Finance Bureau Jul 2009 Assistant Section Chief, General Affairs Division, Shikoku Finance Bureau Jul 2011 Chief, Economic Research Division, General Affairs Department, Shikoku Finance Bureau Jul 2013 Chief, First Financial Supervision Division, Finance Department, Shikoku Finance Bureau Jul 2014 Director, Matsuyama Finance Office, Shikoku Finance Bureau Mar 2016 Resigned from Shikoku Finance Bureau, Ministry of Finance Jun 2016 Standing Audit & Supervisory Board Member of the Bank (current)

Apr 1986 Joined the Bank Sep 2006 Branch Manager, Kumagawabashi Branch Apr 2009 Branch Manager, Yamada Branch Apr 2011 Senior Operations Officer, Compliance Division Apr 2012 Deputy General Manager, Head Office Sales Division Apr 2015 Senior Operations Officer, Human Resources Division (seconded to Kuroshio Kankou Kaihatsu Co., Ltd.) Apr 2017 Deputy General Manager, Internal Audit Division Sep 2017 Branch Manager, Nishi Branch Sep 2019 General Manager, General Affairs Division Jun 2023 Standing Audit & Supervisory Board Member (current)

Apr 1987 Joined IBM Japan, Ltd. Dec 2000 Obtained qualification as Certified Tax Accountant Sep 2004 Left IBM Japan, Ltd. Nov 2004 Opened Akihiko Umeda Tax Accountant Office (current) Mar 2006 Obtained certification as Certified Medical Management Consultant Apr 2006 Obtained IT Coordinator qualification Jun 2022 Vice President, Japan Medical Management Consultants Association (public interest incorporated association) (current) Jun 2024 Audit & Supervisory Board Member of the Bank (current)