Overview
Banks

The Bank of Iwate,Ltd.

The Bank of Iwate is a regional bank headquartered in Morioka, Iwate Prefecture, operating 110 branches and offices primarily serving the Iwate region. The Bank provides a full range of banking services including deposits, lending, domestic and foreign exchange, trust services, and securities brokerage. Through its group companies, the Bank also offers complementary financial services including leasing, credit card, credit guarantee, consulting, regional trading, and investment services.

Market Cap
¥140B
US$892M
EV
¥—B
Stock¥2,024▼-1.51%
US$1 = ¥156.80 (2026-10-23)
ROE
5.1%
* LTM NI / end-of-period equity
PBR
0.7
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+85.5%pt
10012
Oct 24, 25 – Oct 23, 26StockTOPIX
1Nov 14, 25Earnings: Q3 strong results, upgraded guidance
2Apr 1, 26Capital policy: Stock split (1:4) implementation
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Performance & Balance
Revenue 5Y (¥B)
44.3US$282M'22/347.6US$304M'23/343.9US$280M'24/349.2US$314M'25/377.5US$494M'26/3
Net Income 5Y (¥B)
4.13US$26.3M'22/35.38US$34.3M'23/34.23US$26.9M'24/36.98US$44.5M'25/38.92US$56.9M'26/3
Capital Structure
99%
EquityD/E 0.01xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
701US$4.47B'22/3646US$4.12B'23/3563US$3.59B'24/3318US$2.03B1.28US$8.19M'25/3388US$2.47B1.27US$8.10M'26/3
Shareholders
Top 10 hold 35.6%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
8.25%
2
Custody Bank of Japan, Ltd. (Trust Account)
4.23%
3
QR Fund Investment Limited Partnership
3.98%
4
Iwate Prefectural Enterprise Bureau
3.50%
5
The Bank of Iwate,Ltd. Stock Ownership Association
3.38%
6
Iwate Prefecture
3.30%
7
Jumonji Chicken Company Ltd.
2.63%
8
BNYMSANV RE BNYMIL RE WS ZENNOR JAPAN EQUITY INCOME FUND (Standing Proxy: MUFG Bank, Ltd.)
2.56%
9
Meiji Yasuda Life Insurance Company (Standing Proxy: Custody Bank of Japan, Ltd.)
1.93%
10
Nomura Securities Co., Ltd.
1.80%
Management
10 officers
Toru IWAYAMA
Representative Director, President
Apr 1988 Joined the Bank Apr 2006 Deputy Manager, Sendai Business Department Jul 2008 Chairperson, Preparatory Committee for Osaki Branch Opening Nov 2008 Manager, Osaki Branch Apr 2010 Deputy Manager, General Planning Department Apr 2014 Deputy General Manager, General Planning Department Apr 2015 Deputy General Manager, Market and Finance Department Jun 2016 General Manager, Market and Finance Department Apr 2018 Executive Officer, General Manager, Market and Finance Department Jun 2019 Executive Officer, General Manager, Tokyo Business Department Oct 2020 Executive Officer, General Manager, General Planning Department Jun 2021 Director, Managing Executive Officer, in charge of General Planning Department Jun 2022 Representative Director, President (current)
1965-10-15
Fumihiko KIKUCHI
Director, Senior Managing Executive Officer
Apr 1989 Joined the Bank Oct 2007 Chief Investigator, General Planning Department Jul 2011 Deputy Manager, General Planning Department Apr 2015 Deputy General Manager, General Planning Department Oct 2016 Manager, Hiradate Branch Oct 2018 Department Manager (Special Assignment), General Planning Department Apr 2020 On leave, seconded; Representative Director, manorda Iwate Co., Ltd. Jun 2022 Director, Managing Executive Officer Jun 2026 Director, Senior Managing Executive Officer (current)
1965-12-18
Kazuhiro SUGAWARA
Director, Managing Executive Officer
Apr 1989 Joined the Bank Apr 2008 Chief Investigator, Personnel Department Apr 2009 Deputy Manager, Personnel Department Jul 2011 Manager, Chabatake Branch Apr 2015 Manager, Shiwa Branch Apr 2018 Manager, Ninohe Branch Oct 2020 General Manager, Personnel Department Jul 2021 Executive Officer, General Manager, Personnel Department Jun 2023 Director, Managing Executive Officer, in charge of Personnel Department Apr 2024 Director, Managing Executive Officer (current)
1967-02-28
Toru OHARA
Director, Managing Executive Officer
Apr 1991 Joined the Bank Oct 2009 Manager, Ateruri Branch Apr 2013 Examiner, Credit Examination Department Jun 2016 Deputy General Manager, Market and Finance Department Apr 2019 Deputy General Manager, Operations Management Department Oct 2020 General Manager, Market and Finance Department Jun 2022 General Manager, General Planning Department Jul 2022 Executive Officer, General Manager, General Planning Department Jul 2025 Managing Executive Officer, General Manager, General Planning Department Jun 2026 Director, Managing Executive Officer (current)
1968-05-13
Atsushi MIYANOYA
Director
Apr 1982 Joined Bank of Japan May 2008 Secretary, Policy Board Office, Bank of Japan May 2010 Director-General, Financial Institutions Department, Bank of Japan Mar 2013 Head, Nagoya Branch, Bank of Japan May 2014 Executive Director; Head, Osaka Branch, Bank of Japan Mar 2017 Executive Director, Bank of Japan Jun 2018 Director and Chairman, NTT DATA Institute of Management Consulting, Inc. Jun 2019 Director, Daibiru Corporation Jun 2020 Director of the Bank (current) Jun 2021 Public Interest Director, Japan Money Lenders Association (current) Jun 2022 Part-time Director, Osaka Shinkin Bank (current) Jun 2024 Director, Keihanshin Building Co., Ltd. (current)
1959-04-03
Toshinori ABE
Director
Apr 1981 Joined Tohoku Electric Power Co., Inc. Jun 2011 General Manager, Human Resources Department, Tohoku Electric Power Jun 2014 Executive Officer; Head, Tokyo Branch, Tohoku Electric Power Jun 2017 Managing Director; Head, Customer Division, Tohoku Electric Power Apr 2018 Director, Managing Executive Officer; President, Power Generation and Sales Company, Tohoku Electric Power Apr 2021 Director, Executive Vice President; President, Power Generation and Sales Company, Tohoku Electric Power Apr 2022 Director, Executive Vice President; in charge of Compliance Promotion and Crisis Management, Tohoku Electric Power Jun 2022 Part-time Director, Yuatec Co., Ltd. Apr 2023 Director, Tohoku Electric Power Co., Inc. Jun 2023 Director of the Bank (current) Jun 2023 Representative Director, Chairman, Yuatec Co., Ltd. (current) Jun 2023 Chairman, Miyagi Labor Standards Association (current)
1957-10-28
Shinichi MATSUMOTO
Director, Audit and Supervisory Committee Member
Apr 1989 Joined the Bank Apr 2007 Chief Investigator, Corporate Sales Department Apr 2008 Sales Promotion Officer, Corporate Sales Department Jul 2008 Sales Promotion Officer, Customer Service Department Mar 2009 Sales Promotion Officer, Corporate Sales Department Apr 2010 Sales Promotion Officer, Regional Support Department Jul 2011 Manager, Minato Branch Oct 2014 Deputy Manager, General Planning Department Apr 2015 Deputy General Manager, General Planning Department Apr 2017 General Manager, Risk Management Department Jun 2019 General Manager, Market and Finance Department Jul 2020 Executive Officer, General Manager, Market and Finance Department Oct 2020 Executive Officer, General Manager, Tokyo Business Department Jun 2023 Director, Audit and Supervisory Committee Member (current)
1967-03-15
Masakazu WATANABE
Director, Audit and Supervisory Committee Member
Apr 1996 Registered with Japan Federation of Bar Associations Apr 1999 Opened Masakazu Watanabe Law Office (current) Apr 2012 President, Iwate Bar Association Apr 2012 Director, Japan Federation of Bar Associations Apr 2016 Director, Iwate Joshi Shogakukai School Corporation (current) Jun 2016 Director, Iwate Saisei-kai General Incorporated Foundation (current) Oct 2016 Family Mediation Commissioner, Morioka Family Court Jun 2020 Director, Audit and Supervisory Committee Member of the Bank (current) Jul 2022 Chairperson, Iwate Prefectural Personnel Commission (current)
1969-07-17
Chikako MAEDA
Director, Audit and Supervisory Committee Member
Apr 1988 Joined Iwate Prefectural Government May 2003 Opened Shaoshan Houjicha Workshop (current) Mar 2017 Registered Interpreter Guide (Chinese) (current) Aug 2017 Vice Chairperson, NPO Zenrinkan Jun 2022 Director, School Corporation Scole (current) Jun 2022 Director, Audit and Supervisory Committee Member of the Bank (current) May 2023 Director, NPO Yahaba Yurikago (current) Aug 2023 Chairperson, NPO Zenrinkan Aug 2025 Vice Chairperson, NPO Zenrinkan (current)
1966-03-10
Kazumi MATSUZAWA
Director, Audit and Supervisory Committee Member
Apr 1991 Joined East Japan Railway Company Jun 2012 General Manager, Diversity Promotion Office, Personnel Department, East Japan Railway Company Dec 2017 Deputy General Manager, New Business and Regional Revitalization Division, Business Creation Headquarters, East Japan Railway Company Jun 2020 Seconded to JR East Personnel Service Co., Ltd.; General Manager, Consulting Department, HDC Business Division Jun 2022 Seconded to Orange Page, Inc.; Director, General Manager, Corporate Communications Division May 2023 Representative Director, President, Morioka Terminal Building Co., Ltd. (current) Jun 2026 Director, Audit and Supervisory Committee Member of the Bank (current)
1967-04-29
Large Shareholding Reports
Nomura Securities Co., Ltd.
2026-06-05
2.43%→2.83%
Annual report (as of 2026-03-31): 1.80%
Nomura Asset Management Co., Ltd.
2026-04-22
2.57%
Silchester International Investors LLP
2023-01-05
5.46%→4.45%
Silchester International Investors LLP
2022-12-23
6.56%→5.46%
Silchester International Investors LLP
2022-12-01
7.67%→6.56%
Silchester International Investors LLP
2022-11-28
8.88%→7.67%
Silchester International Investors LLP
2022-10-20
9.92%→8.88%
Silchester International Investors LLP
2022-09-29
10.93%→9.92%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-30
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-18
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-06-05
Large Shareholding Report
EDINET
2026-04-22
Large Shareholding Report
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-31
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-20
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-28
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-07-31
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-22
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-23
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2023-01-05
Large Shareholding Report
EDINET
2022-12-23
Large Shareholding Report
EDINET
2022-12-01
Large Shareholding Report
EDINET
2022-11-28
Large Shareholding Report
EDINET
2022-11-22
Quarterly Securities Report
EDINET
2022-10-20
Large Shareholding Report
EDINET
2022-09-29
Large Shareholding Report
EDINET
2022-08-10
Quarterly Securities Report
EDINET
2022-06-22
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINET
2021-08-10
Quarterly Securities Report
EDINET
2021-06-23
Annual Securities Report
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