Overview

The Minami-Nippon Bank,Ltd.

The South Nippon Bank is a regional bank headquartered in Kagoshima, Kyushu, providing core banking services including deposit-taking, lending, securities investment, domestic and foreign exchange operations. The bank operates through its head office and branch network, serving retail and corporate customers primarily in the Kagoshima and southern Kyushu region. Its group also engages in leasing, fund formation and management, and cash transportation and security services through consolidated subsidiaries and equity-method affiliates.

Market Cap
¥—B
EV
¥—B
US$1 = ¥156.80 (2026-10-23)
ROE
5.9%
* LTM NI / end-of-period equity
PBR
—
No price data
Stock data unavailable
This company is listed on a regional exchange (Nagoya/Fukuoka/Sapporo) and is not distributed via J-Quants (JPX). Stock price, market cap, and EV-based multiples are not available. Financial data from public filings (P&L, BS, directors, etc.) remains accurate for analysis.
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Performance & Balance
Revenue 5Y (¥B)
15.5US$98.8M'22/314.7US$93.4M'23/314.6US$92.9M'24/316.5US$105M'25/317.1US$109M'26/3
Net Income 5Y (¥B)
2.21US$14.1M'22/31.53US$9.77M'23/31.61US$10.3M'24/32.19US$14.0M'25/32.80US$17.9M'26/3
Capital Structure
100%
EquityDebt
Liquidity vs Debt 5Y (¥B)
CashInv. Sec.Debt
148US$941M'22/3137US$877M'23/3110US$702M'24/3133US$846M'25/3145US$927M'26/3
Shareholders
Top 10 hold 36.4%
1
The Minami-Nippon Bank,Ltd. Stock Ownership Association
12.85%
2
Iwasaki Ikuei Culture Foundation
3.69%
3
Mizuho Bank, Ltd.
3.34%
4
The Bank of Fukuoka, Ltd.
3.34%
5
West Japan Credit Guarantee Co., Ltd.
2.59%
6
The Miyazaki Taiyo Bank,Ltd.
2.27%
7
The Bank of Kagoshima, Ltd.
2.15%
8
Nankoku Sansan Co., Ltd.
2.13%
9
Custody Bank of Japan, Ltd. (Trust Account)
2.06%
10
Kenichi NAGANO
1.96%
Management
15 officers
Akiji TANAKA
Director, President and Representative Director
Apr 1990 Joined Minami-Nippon Bank, Ltd. Apr 2007 Research Officer, Risk Management Group, General Planning Division Apr 2009 Manager, Planning Section, General Planning Division Nov 2011 Manager, Loan Section, Head Office Sales Department Feb 2013 Branch Manager, Arata Branch Jul 2014 Deputy General Manager, Management Planning Department Feb 2018 Deputy General Manager, Management Planning Department Jun 2019 General Manager, General Planning Division Jun 2020 Executive Officer, General Manager, General Planning Division Jun 2021 Director, General Manager, General Planning Division Nov 2022 Managing Director, General Manager, General Planning Division Apr 2023 Managing Director Jun 2023 Director, President (current)
1966-06-19
Kazuhiro SHONO
Senior Managing Director and Representative Director
Apr 1985 Joined Asahi Sogo Bank, Ltd. Oct 2002 Branch Manager, Higashi-Yakiyama Branch Oct 2005 Branch Manager, Kamoike Branch Jul 2007 Branch Manager, Kanoya Branch; concurrently Branch Manager, Kasanohara Branch and Osumi Block Leader Feb 2009 Deputy General Manager, Head Office Sales Department Jun 2010 Deputy General Manager, Sales Management Division Feb 2011 Manager, Branch Support Office, Sales Management Division Jun 2012 Executive Officer, Manager, Branch Support Office, Sales Management Division Jun 2013 Executive Officer, Branch Manager, Oroshimachi Branch Jun 2014 Jun 2016 Director, General Manager, Head Office Sales Department; Director, General Manager, Sales Management Division Jun 2019 Managing Director, General Manager, Sales Headquarters Jun 2020 Managing Director Jun 2023 Senior Managing Director (current)
1962-06-08
Yukitoshi IWASHITA
Managing Director
Apr 1986 Joined Asahi Sogo Bank, Ltd. Feb 2007 Manager, Corporate Sales Section, Head Office Sales Department Oct 2007 Branch Manager, Higashi-Yakiyama Branch Feb 2011 Branch Manager, Yatsushiro Branch Mar 2012 Chief Research Officer, Sales Management Division Apr 2014 Senior Research Officer, Sales Management Division Feb 2015 Deputy Manager, Branch Support Office, Sales Management Division Jul 2017 Branch Manager, Oroshimachi Branch Jun 2020 Executive Officer, General Manager, Head Office Sales Department Nov 2021 Executive Officer, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch Apr 2023 Executive Officer, General Manager, Loan Department Jun 2023 Director, General Manager, Loan Department Apr 2024 Director Jun 2025 Managing Director (current)
1967-08-08
Satoho OYAMA
Managing Director
Apr 1992 Joined Minami-Nippon Bank, Ltd. Oct 2010 Branch Manager, Kiire Branch Jul 2012 Branch Manager, Tarumizu Branch Feb 2015 Branch Manager, Tanegashima Branch Jul 2017 Branch Manager, Tenmonkan Branch; concurrently Branch Manager, Jonan Branch Jul 2019 Branch Manager, Kasada Branch; concurrently Kasada Block Leader Apr 2021 Deputy General Manager, Loan Department Apr 2022 General Manager, Loan Business Division Oct 2023 Executive Officer, General Manager, Loan Business Division Apr 2024 Executive Officer, General Manager, Human Resources and General Affairs Department Jun 2024 Director, General Manager, Human Resources and General Affairs Department Apr 2025 Director (current) Jun 2026 Scheduled to assume office as Managing Director
1969-08-02
Masahiko KOZONO
Director, General Manager, Sales Management Division
Apr 1993 Joined Minami-Nippon Bank, Ltd. Feb 2011 Branch Manager, Izumi Branch Oct 2012 Branch Manager, Kamoike Branch Apr 2016 Branch Manager, Kokubu Branch; concurrently Aira Block Leader Jul 2019 Branch Manager, Chuo Branch; concurrently Kagoshima City No. 1 Block Leader Apr 2021 General Manager, Market Sales Department Apr 2023 Executive Officer, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch Apr 2024 Executive Officer, General Manager, General Planning Division Apr 2025 Executive Officer, General Manager, Sales Management Division Jun 2025 Director, General Manager, Sales Management Division (current)
1971-01-23
Takashi UENO
Director, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch
Apr 1995 Joined Minami-Nippon Bank, Ltd. Feb 2011 Branch Manager, Kajiki Branch Feb 2013 Branch Manager, Higashi-Yakiyama Branch Jul 2015 Chief Research Officer, Management Planning Promotion Office, Management Planning Department Jan 2018 Deputy Manager, Next System Migration Promotion Office, Operations Management Department Apr 2019 Deputy Manager, System Strategy Office, Operations Management Department Jun 2020 Deputy General Manager, Systems Management Department Dec 2021 Manager, Business Reform Office, General Planning Division Jun 2022 General Manager, Systems Management Department Apr 2023 Executive Officer, General Manager, Systems Management Department Apr 2024 Executive Officer, General Manager, Loan Department Apr 2026 Executive Officer, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch (current) Jun 2026 Scheduled to assume office as Director, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch
1973-01-18
Kazuhiro ARISHIMA
Director, General Manager, Loan Department
Apr 1996 Joined Minami-Nippon Bank, Ltd. Feb 2017 Branch Manager, Akune Branch Jul 2019 Senior Research Officer, Corporate Promotion Group, WIN-WIN Net Business Department, Sales Headquarters Jun 2020 Chief Research Officer, Sales Promotion Planning Group, Sales Management Division Apr 2021 Deputy General Manager, Sales Management Division Apr 2022 Branch Manager, Oroshimachi Branch Apr 2023 Executive Officer, General Manager, General Planning Division Apr 2024 Executive Officer, General Manager, Head Office Sales Department; Branch Manager, Tenmonkan Branch Apr 2026 Executive Officer, General Manager, Loan Department (current) Jun 2026 Scheduled to assume office as Director, General Manager, Loan Department
1972-11-18
Yukihiko TANIGUCHI
Full-time Corporate Auditor
Apr 1989 Joined Minami-Nippon Bank, Ltd. Feb 2007 Branch Manager, Aira Branch Oct 2008 Examiner, Credit Examination Group, Credit Examination Department Oct 2010 Branch Manager, Makurazaki Branch Jul 2014 Branch Manager, Wakita Branch; concurrently Kagoshima City No. 2 Block Leader Jun 2019 Deputy General Manager, Loan Department Apr 2021 General Manager, Business Support Office, Loan Department Apr 2023 Executive Officer, General Manager, Business Support Office Apr 2025 Attached to Human Resources and General Affairs Department; Executive Officer (treatment) Jun 2025 Corporate Auditor (current)
1967-03-30
Taishi HASE
Director, General Manager, Regional Growth Support Department
Apr 1996 Joined Minami-Nippon Bank, Ltd. Jul 2011 Branch Manager, Yoshino Branch; concurrently Branch Manager, Hanadana Branch Jul 2013 Branch Manager, Ijiki Branch Oct 2016 Chief Research Officer, Sales Planning Group, Sales Management Division Jun 2019 Chief Research Officer, Corporate Strategy Group, WIN-WIN Net Business Department, Sales Headquarters Jun 2020 Chief Research Officer, Regional Revitalization Promotion Group, Sales Management Division Apr 2021 Branch Manager, Wakita Branch; concurrently Kagoshima City No. 2 Block Leader Apr 2023 Executive Officer, General Manager, Sales Management Division Apr 2025 Executive Officer, General Manager, Human Resources and General Affairs Department; Manager, Human Resources Development Office Apr 2026 Executive Officer, General Manager, Regional Growth Support Department (current) Jun 2026 Scheduled to assume office as Director, General Manager, Regional Growth Support Department
1973-05-01
Naofumi SAKASEGAWA
Outside Director
Apr 1975 Joined Minami-Nippon Shimbun Co., Ltd. Apr 1989 Chief, Akune Bureau, Minami-Nippon Shimbun Co., Ltd. Apr 1998 General Manager, Political and Economic Department, Minami-Nippon Shimbun Co., Ltd. Apr 2003 Deputy General Manager, Advertising Division, Minami-Nippon Shimbun Co., Ltd. Jan 2004 General Manager, Production Division, Minami-Nippon Shimbun Co., Ltd. Jan 2006 General Manager, Editorial Division, Minami-Nippon Shimbun Co., Ltd. Dec 2007 Managing Director, Minami-Nippon Shimbun Co., Ltd. Dec 2008 Representative Director, President, Minami-Nippon Shimbun Co., Ltd. Dec 2017 Resigned as Representative Director, President, Minami-Nippon Shimbun Co., Ltd. Jun 2019 Corporate Auditor, Minami-Nippon Bank, Ltd. Jun 2023 Retired as Corporate Auditor, Minami-Nippon Bank, Ltd. Jun 2023 Director, Minami-Nippon Bank, Ltd. (current)
1951-12-08
Yumiko YAMAGATA
Outside Director
Apr 1981 Joined Minami-Nippon Broadcasting Co., Ltd. (announcer) Mar 1989 Left Minami-Nippon Broadcasting Co., Ltd. Oct 1989 Joined NHK Fukuoka Broadcasting Station (caster) Mar 1991 Left NHK Fukuoka Broadcasting Station Apr 1991 Joined Fukuoka Broadcasting Co., Ltd. (caster) Mar 1994 Left Fukuoka Broadcasting Co., Ltd. Apr 1997 Joined Minami-Nippon Broadcasting Co., Ltd. (caster) Aug 2014 Left Minami-Nippon Broadcasting Co., Ltd. Oct 2014 Assumed position of Executive Director, Kyushu University (national university corporation) Sep 2020 Retired from Kyushu University Apr 2022 Member, Management Council, Fukuoka Women's University (public university corporation) (current) Sep 2022 Lecturer, Fukuoka Women's University Apr 2024 Lecturer, Nakamura Gakuen University Jun 2024 Director, Minami-Nippon Bank, Ltd. (current)
1959-03-19
Hiromitsu TOJO
Outside Director
Sep 1980 Joined Kagoshima Prefectural Government Apr 2009 Chief, Municipal Affairs Division, General Affairs Department, Kagoshima Prefectural Government Apr 2011 Chief, Assembly Affairs Division, Assembly Secretariat, Kagoshima Prefectural Government Apr 2012 Deputy Director, Environment and Forestry Department, Kagoshima Prefectural Government Apr 2014 Director General, Assembly Secretariat, Kagoshima Prefectural Government Apr 2016 Director General, Environment and Forestry Department, Kagoshima Prefectural Government Apr 2017 Director General, Planning Department, Kagoshima Prefectural Government Mar 2018 Retired at mandatory retirement age from Kagoshima Prefectural Government Apr 2018 Assumed position of Superintendent of Education, Kagoshima Prefecture Mar 2023 Left position of Superintendent of Education, Kagoshima Prefecture Apr 2023 Assumed position of Director, Kagoshima Prefectural Library Mar 2026 Left position of Director, Kagoshima Prefectural Library Jun 2026 Scheduled to assume office as Director, Minami-Nippon Bank, Ltd.
1957-08-31
Shoji YOKURA
Outside Corporate Auditor
Jul 1985 Lecturer, Faculty of Engineering, Kagoshima University Oct 1991 Associate Professor, College of Liberal Arts, Kagoshima University Jun 1997 Professor, Faculty of Science, Kagoshima University Oct 2008 Assistant to the President, Kagoshima University Apr 2009 Professor, Graduate School of Science and Engineering, Kagoshima University Apr 2011 Vice Dean, Faculty of Science, Kagoshima University Apr 2013 Dean, Faculty of Science; Deputy Dean, Graduate School of Science and Engineering, Kagoshima University Mar 2019 Retired from Kagoshima University Apr 2019 Professor Emeritus, Kagoshima University Jun 2022 Corporate Auditor, Minami-Nippon Bank, Ltd. (current)
1953-11-04
Yukimasa KAMIYAMA
Outside Corporate Auditor
Apr 1995 Joined Takayama Law Office (Aichi Bar Association) May 1997 Joined Terukuni Law Office Aug 2001 Opened Kamiyama Law Office Apr 2005 Assumed position of Vice President, Kagoshima Bar Association Mar 2006 Left position of Vice President, Kagoshima Bar Association Jan 2013 Established Kagoshima Law Corporation Apr 2017 Assumed position of Chair, Committee for Support of Elderly and Disabled Persons, Kagoshima Bar Association Mar 2018 Left position of Chair, Committee for Support of Elderly and Disabled Persons, Kagoshima Bar Association Apr 2018 Assumed position of President, Kagoshima Bar Association Mar 2019 Left position of President, Kagoshima Bar Association Jun 2023 Corporate Auditor, Minami-Nippon Bank, Ltd. (current)
1963-01-15
Soichiro UENO
Outside Corporate Auditor
Nov 2005 Joined Nankoku Sansan Co., Ltd. Dec 2005 Director, General Manager, General Affairs Department, Nankoku Sansan Co., Ltd. Dec 2007 Director; oversight of General Affairs and Human Resources Departments, Nankoku Sansan Co., Ltd. Dec 2009 Managing Director, Nankoku Sansan Co., Ltd. Dec 2011 Director, Managing Executive Officer, Nankoku Sansan Co., Ltd. Dec 2020 Director, Senior Managing Executive Officer, Nankoku Sansan Co., Ltd. Dec 2023 Representative Director, President, Nankoku Sansan Co., Ltd. (current) Jun 2025 Corporate Auditor, Minami-Nippon Bank, Ltd. (current)
1966-02-19
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-05
Q1 Earnings Flash
FY ending Mar 2027
EDINETAmended
2026-06-26
Amended Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-06-23
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-04
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-06
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-05
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-07
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-25
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-22
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-27
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-24
Quarterly Securities Report
EDINET
2022-08-12
Quarterly Securities Report
EDINET
2022-06-24
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-25
Quarterly Securities Report
EDINETAmended
2021-10-15
Amended Annual Securities Report
EDINET
2021-08-12
Quarterly Securities Report
EDINETAmended
2021-07-09
Amended Annual Securities Report
EDINET
2021-06-29
Annual Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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