Overview
Banks

THE TOHOKU BANK,LTD.

The Tohoku Bank is a regional bank headquartered in Morioka, Iwate Prefecture, providing core banking services including deposit-taking, lending, domestic and foreign exchange, and securities investment primarily within Iwate Prefecture through its head office and 54 branches. The Bank also offers ancillary financial services including investment trusts, insurance products, and public bond sales through its branch network. Its group companies provide complementary services in leasing (Tougin Sogo Lease Co., Ltd.) and credit card operations (Tohoku JCB Card Co., Ltd.).

Market Cap
¥13.7B
US$87.3M
EV
¥—B
Stock¥1,447▼-1.50%
US$1 = ¥156.80 (2026-10-23)
ROE
5.2%
* LTM NI / end-of-period equity
PBR
0.4
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-10.0%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
13.8US$88.1M'22/313.5US$86.0M'23/314.7US$93.9M'24/315.0US$95.8M'25/317.9US$114M'26/3
Net Income 5Y (¥B)
1.34US$8.53M'22/31.53US$9.73M'23/31.38US$8.78M'24/31.07US$6.82M'25/31.69US$10.8M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
165US$1.05B'22/342.3US$270M'23/382.5US$526M'24/362.4US$398M'25/367.3US$430M'26/3
Shareholders
Top 10 hold 42.4%
1
The Resolution and Collection Corporation
29.71%
2
Jumonji Chicken Company Ltd.
2.22%
3
SBI Regional Bank Holdings, Co., Ltd.
2.05%
4
Custody Bank of Japan, Ltd. (Trust Account)
2.01%
5
THE TOHOKU BANK,LTD. Employee Stock Ownership Association
2.00%
6
Fujidengyosha Co., Ltd.
1.33%
7
Fukoku Mutual Life Insurance Company
0.82%
8
Taiju Life Insurance Company Limited
0.79%
9
Niihama Business Center Ltd.
0.74%
10
Nomura Trust and Banking Co., Ltd. (Investment Trust Account)
0.73%
Management
11 officers
Takeshi SATO
Representative Director, President
Apr 1989 Joined the Bank Oct 2006 General Manager, Strategy Support Office Apr 2010 General Manager, Strategy Support Department May 2011 General Manager, Strategy Planning Division Jun 2013 Senior Officer; General Manager, Miyako Regional Head Office and Miyako Branch Apr 2015 Senior Officer; General Manager, Regional Support Department Jun 2016 Managing Director; General Manager, Regional Support Department Apr 2017 Managing Director Jun 2020 Senior Managing Director Jun 2022 Director, President (current)
1966-06-06
Junetsu TAKAHASHI
Representative Director, Executive Managing Director
Apr 1984 Joined the Bank Apr 2006 General Manager, Loan Department No. 1 Jun 2006 General Manager, Loan Management Division Apr 2009 Manager, Hachinohe Branch Feb 2012 General Manager, Corporate Planning Department Jun 2013 Senior Officer; General Manager, Corporate Planning Department Jun 2015 Executive Officer; General Manager, Corporate Planning Department Jun 2016 Managing Director; General Manager, Corporate Planning Department Oct 2017 Managing Director Jun 2020 Director, Full-time Audit and Supervisory Committee Member Jun 2024 (position not specified in source) Jun 2026 Director, Executive Managing Officer, Executive Managing Director (current)
1962-02-09
Hidenori ABE
Director, Managing Executive Officer
Apr 1982 Joined the Bank Jul 2007 Manager, Odori Branch Feb 2012 Manager, Ofunato Branch Apr 2015 Senior Officer; Manager, Ofunato Branch Apr 2016 Senior Officer; Manager, Kuji Branch Jun 2020 Executive Officer; Manager, Kitakami Branch Jun 2023 Managing Executive Officer; Manager, Kitakami Branch Oct 2023 Managing Executive Officer; General Manager, Kitakami Sales Department Jun 2024 Director, Managing Executive Officer (current)
1964-02-22
Hideaki TANAKA
Director, Managing Executive Officer
Apr 1992 Joined the Bank Apr 2012 Chief Researcher, Corporate Planning Department Apr 2013 General Manager, Market Finance Department Oct 2019 Manager, Aoyama Branch; Manager, Odatemachi Branch Apr 2021 General Manager, Branch Management Department Jun 2021 Executive Officer; General Manager, Branch Management Department Jun 2025 Managing Executive Officer; General Manager, Branch Management Department Jun 2026 Director, Managing Executive Officer (current)
1970-02-23
Shinji KIYANAGI
Director, Full-time Audit and Supervisory Committee Member
Apr 1986 Joined the Bank Jun 2011 Manager, Kita-Hanamaki Branch Jun 2013 General Manager, Risk and Compliance Department Apr 2015 General Manager, Administration Department Apr 2018 Senior Officer; General Manager, Loan Management Department Jun 2021 Representative Director, Executive Managing Director, Tohoku Ginko Software Service Co., Ltd. Apr 2024 Advisor, Human Resources Department of the Bank Jun 2024 Director, Full-time Audit and Supervisory Committee Member (current)
1962-10-05
Jun SASAKI
Director, Managing Executive Officer
Apr 1983 Joined Iwate Prefectural Government Apr 2009 Manager, Regional Planning Division, Regional Development Department, Iwate Prefectural Government Apr 2010 Chief Manager, Science and Monozukuri Promotion Division, Commerce, Labor and Tourism Department, Iwate Prefectural Government Apr 2013 Deputy Director-General, Minami-Iwate Regional Bureau, Iwate Prefectural Government Aug 2019 Director-General, ILC Promotion Bureau, Iwate Prefectural Government Apr 2020 Director-General, Furusato Promotion Department, Iwate Prefectural Government Apr 2024 Deputy Governor, Iwate Prefecture May 2026 Retired as Deputy Governor, Iwate Prefecture Jun 2026 Director, Managing Executive Officer of the Bank (current)
1960-04-02
Saburo MURAI
Director
Apr 1990 Appointed Public Prosecutor Mar 2000 Retired as Public Prosecutor Apr 2000 Registered as Attorney-at-Law Nov 2000 Opened Murai Saburo Law Office Jan 2010 Chairman, Morioka City Fair Duty Review Committee (current) Apr 2013 President, Iwate Bar Association; Director, Japan Federation of Bar Associations Apr 2014 Director, Iwate Bar Association May 2014 President, Iwate Prefectural Federation of Human Rights Protection Commissioners Jun 2015 (position not specified in source) Jul 2022 (position not specified in source) Jul 2024 Director of the Bank (current) Member, Iwate Prefectural Public Safety Commission (current) Chairman, Iwate Prefectural Public Safety Commission
1963-07-27
Keisuke MURASAME
Director
Apr 1995 Joined Mitsui & Co., Ltd. Mar 2005 Deputy General Manager, Metals Department No. 2, Mitsui & Co. (China) Ltd. Feb 2007 Resigned from Mitsui & Co., Ltd. Apr 2009 Registered as Patent Attorney Apr 2009 Joined SANSUI International Patent Office (current) Oct 2012 Representative, Morioka Office, SANSUI International Patent Office (current) Jun 2021 Director of the Bank (current)
1972-07-20
Yoshiyuki SHIMODA
Director
Aug 1996 Joined Hokko Audit Corporation Apr 1999 Registered as Certified Public Accountant Jul 1999 Opened Yoshiyuki Shimoda CPA Office (current) Nov 1999 Registered as Certified Tax Accountant; opened Yoshiyuki Shimoda Tax Accountant Office (current) Dec 2003 Representative Partner, Hokko Audit Corporation Apr 2016 Audit & Supervisory Board Member, Iwate University (National University Corporation) Jun 2017 Left Hokko Audit Corporation Jun 2024 Director of the Bank (current)
1964-04-28
Sachiko TATEWAKI
Director, Audit and Supervisory Committee Member
Oct 2006 Registered as Attorney-at-Law Mar 2010 Joined Yell Law Office (current) Oct 2011 Registered Expert under the Private Individual Out-of-Court Workout Guidelines Nov 2018 Secretary, Sendai Business Turnaround Study Group (current) Dec 2018 Certified as Management Innovation Support Organization by the Small and Medium Enterprise Agency Apr 2020 Family Court Mediation Commissioner, Sendai Family Court (current) Jun 2020 (position not specified in source) Apr 2026 Director, Audit and Supervisory Committee Member of the Bank (current) Standing Councillor, Sendai Bar Association (current)
1979-07-13
Chieko FUKUSHI
Director, Audit and Supervisory Committee Member
Apr 1983 Joined The Yomiuri Shimbun Co., Ltd. Jun 2014 Director; General Manager, Media Bureau, The Yomiuri Shimbun Co., Ltd. Jun 2016 Managing Director, Chuokoron-Shinsha, Inc. Jun 2017 Director; General Manager, Business Bureau, Tokyo Head Office, The Yomiuri Shimbun Co., Ltd. Jun 2020 Chairman, Yomiuri Nippon Symphony Orchestra Foundation Jun 2022 Vice President, TV Iwate Co., Ltd. Jun 2023 Representative Director, President, TV Iwate Co., Ltd. (current) Jun 2024 Director, Audit and Supervisory Committee Member of the Bank (current)
1960-07-17
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-30
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-26
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-30
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-23
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-31
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-07-31
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-22
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-09
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-23
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-09
Quarterly Securities Report
EDINET
2022-06-22
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINET
2021-08-04
Quarterly Securities Report
EDINETAmended
2021-07-15
Amended Annual Securities Report
EDINET
2021-06-23
Annual Securities Report
EDINET
2021-02-03
Quarterly Securities Report
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