Overview
Banks

Hachijuni Nagano Bank,Ltd.

Hachijuni Bank is a regional bank headquartered in Nagano City, serving as the core financial institution in Nagano Prefecture through deposit-taking, lending, domestic and foreign exchange, and trust services. The Group offers diversified financial services through 16 consolidated subsidiaries, encompassing credit cards, credit guarantees, leasing (including auto leasing), securities brokerage, asset management, investment, and a regional trading company and power generation business. The Bank expanded its group in 2023 by fully acquiring Nagano Bank and launched a strategic alliance ('Fujisan Alps Alliance') with Shizuoka Bank and Yamanashi Chuo Bank in March 2025, strengthening its regional and inter-regional competitive position.

Market Cap
¥1,054B
US$6.72B
EV
¥—B
Stock¥2,313.5▼-3.32%
US$1 = ¥156.80 (2026-10-23)
ROE
6.0%
* LTM NI / end-of-period equity
PBR
0.9
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+35.9%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
151US$965M'22/3202US$1.29B'23/3212US$1.35B'24/3254US$1.62B'25/3305US$1.95B'26/3
Net Income 5Y (¥B)
26.7US$170M'22/324.1US$154M'23/337.1US$236M'24/348.0US$306M'25/364.6US$412M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
4,025US$25.7B'22/33,580US$22.8B'23/33,680US$23.5B'24/33,000US$19.1B0.61US$3.89M'25/32,803US$17.9B0.01US$0.05M'26/3
Shareholders
Top 10 hold 35.0%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
12.87%
2
Custody Bank of Japan, Ltd. (Trust Account)
4.88%
3
Nippon Life Insurance Company (Standing Proxy: The Master Trust Bank of Japan, Ltd.)
2.99%
4
Meiji Yasuda Life Insurance Company (Standing Proxy: Custody Bank of Japan, Ltd.)
2.99%
5
Showa Shoji Co., Ltd.
2.66%
6
NORTHERN TRUST CO. (AVFC) RE FIDELITY FUNDS (Standing Proxy: The Hongkong and Shanghai Banking Corporation Limited, Tokyo Branch)
2.36%
7
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC; Standing Proxy: MUFG Bank, Ltd.)
1.84%
8
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
1.71%
9
GOLDMAN SACHS INTERNATIONAL (Standing Proxy: Goldman Sachs Japan Co., Ltd.)
1.38%
10
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.29%
Management
14 officers
Masaki MATSUSHITA
Director, Chairman and Executive Officer; Chairman of the Board of Directors
Apr 1982: Joined the Bank Feb 2004: Manager, Nagano Minami Branch Feb 2006: Manager, Sakaki Branch Jun 2008: General Manager, Planning Department Jun 2011: Executive Officer; Manager, Suwa Branch, Suwa Area Jun 2013: Managing Executive Officer; General Manager, Tokyo Business Department Jun 2014: Managing Executive Officer; General Manager, Head Office Business Department Jun 2015: Managing Director; General Manager, Matsumoto Business Department Jun 2017: Deputy President, Director Jun 2021: President, Director Jun 2022: President and Executive Officer, Director Jun 2026: Chairman and Executive Officer, Director (current)
1959-12-22
Shohei HISHIRO
Representative Director, President and Executive Officer; Chairman of the Management Committee
Apr 1988: Joined the Bank Mar 2010: Deputy General Manager, Risk Management Department Feb 2013: Manager, Tokyo Office Jun 2015: Manager, Minami-Matsumoto Branch, Minami-Matsumoto Area Jun 2017: General Manager, Planning Department Jun 2018: Executive Officer; General Manager, Planning Department Jun 2019: Managing Executive Officer; General Manager, Head Office Business Department Jun 2021: Managing Director Jun 2022: Senior Managing Director; Senior Managing Executive Officer Jun 2023: Deputy President, Director; Deputy President and Executive Officer Jun 2026: President, Director; President and Executive Officer (current)
1964-06-07
Makoto NAKAMURA
Representative Director, Deputy President and Executive Officer
Apr 1990: Joined the Bank Jun 2007: Deputy General Manager, Planning Department Jun 2009: General Manager, Hong Kong Branch Jun 2013: Manager, Ueda-Higashi Branch Jun 2016: Manager, Omachi Branch Jun 2018: General Manager, Financial Markets Department Jun 2019: Executive Officer; General Manager, Financial Markets Department Jun 2020: Executive Officer; General Manager, Operations Management Department Jun 2021: Managing Executive Officer; General Manager, Head Office Business Department Jun 2023: Director; Managing Executive Officer Jun 2025: Director; Senior Managing Executive Officer Jun 2026: Director; Deputy President and Executive Officer (current)
1967-05-30
Hitoshi NISHIZAWA
Director, Deputy President and Executive Officer
Apr 1985: Joined The Industrial Bank of Japan, Limited (now Mizuho Bank, Ltd.) Jul 2013: Deputy General Manager, Business Audit Department, Mizuho Bank, Ltd. Apr 2014: Deputy General Manager, Securities and International Department, Nagano Bank, Ltd. Jun 2015: Director; General Manager, Securities and International Department, Nagano Bank Jul 2016: Managing Director; General Manager, Securities and International Department, Nagano Bank Jun 2017: Managing Director, Nagano Bank Jun 2019: Director, President and Representative Director, Nagano Bank (retired Dec 2025) Jun 2023: Director of the Bank Jan 2026: Deputy President, Director and Executive Officer of the Bank (current)
1963-03-26
Kei HAMANO
Director; Chairman of the Nomination and Compensation Committee
Apr 1979: Joined Japan External Trade Organization (JETRO) Jul 2013: Executive Director, JETRO (in charge of overseas market development and Japan Pavilion at Milan Expo, etc.) Oct 2015: Advisor, JETRO Apr 2016: Councillor, JETRO (retired Sep 2025) Cabinet Office, Intellectual Property Strategy Headquarters Secretariat: Policy Advisor for Cool Japan Strategy (retired Sep 2019) Trustee, Shinshu University (current) Jun 2020: Outside Director, Grocel Co., Ltd. (retired Jun 2024) Jun 2021: Director of the Bank (current) Jun 2025: Outside Director, Saxa Inc. (current)
1955-04-17
Eiji KANZAWA
Director
Apr 1980: Joined the Bank (resigned Jan 1986) Mar 1986: Joined Kissei Comtec Co., Ltd. May 1988: Director, Kissei Comtec Co., Ltd. May 1990: Managing Director, Kissei Comtec Co., Ltd. May 1992: Representative Director and Managing Director, Kissei Comtec Co., Ltd. May 1994: Representative Director and President, Kissei Comtec Co., Ltd. May 2018: Chairman, Nagano Prefecture Information Service Promotion Association (current) Jun 2018: Chairman of the Board, Nagano Techno Foundation (retired Mar 2022) Jun 2021: Director of the Bank (current) Jun 2022: Representative Director and Chairman; Chief Executive Officer (CEO), Kissei Comtec Co., Ltd. (current)
1956-07-13
Takayuki KANAI
Director
Apr 1982: Joined Nippon Credit Bank, Ltd. (now Aozora Bank, Ltd.) Oct 2008: Executive Officer, Aozora Bank (retired Sep 2010) Oct 2010: Senior Managing Director, Nishimoto Trading Co., Ltd. Mar 2012: Representative Director and President, Nishimoto Trading Co., Ltd. (retired Jan 2019) Mar 2017: Representative Director, President and Chief Operating Officer (COO), Nishimoto Wismettac Holdings Co., Ltd. (retired Mar 2020) Jun 2020: Outside Director, Kameda Seika Co., Ltd. (current) Jun 2022: Director of the Bank (current)
1959-04-16
Maiko ONODA
Director
Feb 1983: Began entertainment career Jun 2017: Representative Director, Light Staff Inc. (current) Jan 2019: Fellow, ExaWizards Inc. (current) Oct 2021: Representative Director, My Company Inc. (current) Dec 2021: Outside Director, Tasuki Inc. (retired Mar 2024) May 2022: Outside Director, Riso Kyoiku Co., Ltd. (current) Apr 2024: Outside Director, Tasuki Holdings Inc. (current) Apr 2025: Researcher, Graduate School of Science, The University of Tokyo; Professor, Information Management Innovation Professional University (current); Visiting Professor, Senzoku Gakuen College of Music (current) Jun 2025: Director of the Bank (current)
1964-08-18
Chihide MINEMURA
Full-time Statutory Auditor; Chairman of the Board of Statutory Auditors
Apr 1988: Joined the Bank Feb 2009: Deputy Branch Manager, Komoro Branch Apr 2009: Deputy Branch Manager, Komoro Branch, Komoro Area Jun 2012: Manager, Iida-Ekimae Branch Jun 2015: General Manager, Market and International Department Jun 2017: General Manager, Risk Management Department Jun 2020: Full-time Statutory Auditor (current)
1966-03-28
Kiyomi ITO
Full-time Statutory Auditor
Apr 1992: Joined the Bank Oct 2015: Manager, Asahi Branch, Higashi-Wada Area Jun 2018: Manager, Nagano Minami Branch Jun 2020: Manager, Omachi Branch Jun 2022: General Manager, Human Resources Department Jun 2023: Executive Officer; General Manager, Internal Audit Department Jun 2026: Full-time Statutory Auditor (current)
1969-12-19
Takayuki TANAKA
Statutory Auditor
Apr 1981: Joined Long-Term Credit Bank of Japan, Ltd. (now SBI Shinsei Bank, Ltd.) Oct 1998: Deputy Chief Research Officer, Research Department, same bank (resigned Mar 1999) Apr 1999: Full-time Lecturer, Faculty of Economics, Senshu University Apr 2001: Professor, Faculty of Economics, Senshu University Apr 2002: Part-time Lecturer, Faculty of Modern Social Studies, Kyoto Women's University (retired Mar 2009) Apr 2012: Visiting Researcher, Department of Economics, Faculty of Law and Social Sciences, SOAS, University of London (retired Mar 2013) Sep 2022: Trustee, Senshu School Corporation; Dean and Professor, Faculty of Economics, Senshu University (current) Jun 2023: Statutory Auditor of the Bank (current)
1957-05-15
Hiroshi HORI
Statutory Auditor
Apr 1986: Joined Development Bank of Japan (now Development Bank of Japan Inc.) Jun 2004: Senior Manager, Investment Department, Shinki Jigyo Toshi Co., Ltd. (now DBJ Capital Co., Ltd.) Jun 2009: Deputy General Manager, International Division, Development Bank of Japan Jun 2011: General Manager, Fund Management Group, Development Bank of Japan Jun 2013: Senior Managing Director, DBJ Asset Management Co., Ltd. Apr 2016: President and Representative Director, DBJ Asset Management Co., Ltd. (retired Jun 2017) Jun 2017: Director; General Manager, General Affairs and Accounting Department, Marubeni Financial Services Co., Ltd. (retired Jun 2021) Jun 2021: Full-time Statutory Auditor, Sagami Railway Co., Ltd. (retired Jun 2025) Jun 2023: Statutory Auditor of the Bank (current) Jun 2025: Managing Director, Tokyo Toshi Kaihatsu Co., Ltd. (current)
1961-09-21
Mika KAMBE
Statutory Auditor
Apr 1990: Joined Taisho Marine & Fire Insurance Co., Ltd. (now Mitsui Sumitomo Insurance Company, Limited) (resigned Aug 1997) Oct 2004: Registered with Nagano Bar Association; joined Kubota Law Office (left Mar 2008) Apr 2008: Director, Kanbe Law Office (current) Jun 2011: Outside Statutory Auditor, Nagano Bank, Ltd. (retired Dec 2025) Jun 2023: Outside Director (Audit and Supervisory Committee Member), Yamaura Co., Ltd. (current) Oct 2023: Member, Nagano Prefectural Personnel Commission (current) Jun 2026: Statutory Auditor of the Bank (current)
1967-05-07
Ihoko KUROKAWA
Director
Apr 1983: Joined Social Science Laboratory Inc. (now Fujitsu Limited) (resigned Feb 1996) Sep 1996: Managing Director, CAI Inc. (retired Jan 1998) Jan 1999: Visiting Researcher, Onso System Research Institute (retired Aug 2003) Aug 2003: Representative Director, Kansei Research Inc. (current) Apr 2008: Part-time Lecturer, Kurashiki University of Arts and Sciences (retired Mar 2011) Apr 2015: Councillor, Japan Society of Kansei Engineering (retired Mar 2017) Apr 2018: Director, Japan Naming Association Apr 2025: Chairman, Japan Naming Association (current) Current: Contributing Editor, Shimotsuke Shimbun (current) Jun 2026: Director of the Bank (current)
1959-12-15
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-16
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2026-06-10
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINET
2026-02-20
中期経営計画
TDnet
2026-02-06
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-27
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-01
Q1 Earnings Flash
FY ending Mar 2026
EDINETAmended
2025-07-02
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINET
2025-06-17
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-07
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-27
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINETAmended
2024-07-10
Amended Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-06-24
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-13
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-27
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-26
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-28
Quarterly Securities Report
EDINET
2022-08-09
Quarterly Securities Report
EDINET
2022-06-27
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-25
Quarterly Securities Report
EDINET
2021-08-11
Quarterly Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
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