Apr 1978 Joined the Bank; served as Deputy Manager of Head Office Sales Department and Branch Manager of Shirahama Branch, among other positions Jun 2002 General Manager, Secretariat Office, Corporate Planning Department Oct 2002 General Manager, Reform Project Promotion Office and Secretariat Office Apr 2003 Deputy General Manager, Corporate Planning Headquarters Apr 2004 General Manager, Corporate Planning Headquarters Jun 2005 Director, General Manager, Sales Promotion Headquarters Jun 2009 Managing Director, General Manager, Head Office Sales Department Jun 2012 Managing Director Jun 2013 Senior Managing Director Jun 2015 Representative Director, President Jun 2016 Representative Director, President and Executive Officer Jun 2021 Representative Director, Chairman of the Board (current)

Apr 1985 Joined the Bank; served as Branch Manager of Kibi Branch and Sumiyoshi Branch, among other positions Jun 2010 General Manager, Operations and Systems Department Oct 2012 Branch Manager, Tanabe Branch Jun 2014 Executive Officer, Branch Manager, Tanabe Branch Jun 2015 Executive Officer, General Manager, Sales Management Division, Sales Promotion Headquarters Jun 2016 Executive Officer, General Manager, Sales Promotion Headquarters, General Manager, Sales Management Division and General Manager, Sales Planning Department Oct 2016 Executive Officer, General Manager, Sales Promotion Headquarters and General Manager, Sales Management Division Apr 2017 Executive Officer Jun 2017 Director, Senior Executive Officer Apr 2018 Director, Senior Executive Officer, General Manager, Administration Headquarters Jun 2019 Director, Managing Executive Officer, General Manager, Planning Headquarters Apr 2020 Director, Managing Executive Officer, General Manager, Corporate Planning Headquarters and General Manager, Human Resources Department Oct 2020 Director, Managing Executive Officer, General Manager, Corporate Planning Headquarters Jun 2021 Representative Director, President and Executive Officer (current)

Apr 1988 Joined the Bank; served as Branch Manager of Osaka Central Branch and Hirano Branch, among other positions Jun 2013 General Manager, Risk Management Department Jun 2014 General Manager, Strategic Planning Department, Corporate Planning Headquarters Jun 2015 General Manager, Loan Department, Loan Headquarters Oct 2015 General Manager, Loan Department Apr 2017 Executive Officer, General Manager, Loan Department Apr 2018 Executive Officer, General Manager, Sakai Business Division and General Manager, Minami Osaka Business Division Apr 2020 Executive Officer, General Manager, Sales Promotion Headquarters Jun 2020 Director, Senior Executive Officer, General Manager, Sales Promotion Headquarters Mar 2021 Representative Director, President, Kiyo Capital Management Co., Ltd. Jun 2022 Director, Managing Executive Officer, General Manager, Sales Promotion Headquarters Apr 2023 Representative Director, President, Kiyo Capital Management Co., Ltd. (resigned) Apr 2023 Director, Managing Executive Officer, General Manager, Corporate Planning Headquarters Jun 2025 Director, Senior Managing Executive Officer, General Manager, Corporate Planning Headquarters (current)

Apr 1989 Joined the Bank; served as Assistant Manager, Head Office Sales Department, and Branch Manager of Kawachinagano Branch, among other positions Jun 2013 Deputy General Manager, Operations and Systems Department Jun 2015 General Manager, Internal Audit Department Oct 2016 General Manager, Sales Planning Department Apr 2018 General Manager, Sales Strategy Department Apr 2019 General Manager, Higashi-Wakayama Branch Group, and General Manager, Wakayama Higashi Corporate Sales Department Apr 2020 Executive Officer, General Manager, Higashi-Wakayama Branch Group, and General Manager, Wakayama Higashi Corporate Sales Department Jun 2021 Executive Officer, General Manager, Operations and Systems Headquarters Jun 2021 Representative Director, President, Kiyo Information Systems Co., Ltd. Jun 2023 Senior Executive Officer, General Manager, Operations and Systems Headquarters Apr 2024 Representative Director, President, Kiyo Information Systems Co., Ltd. (resigned) Apr 2024 Senior Executive Officer, General Manager, Administration Headquarters and General Manager, Operations and Systems Headquarters Jun 2024 Director, Senior Executive Officer, General Manager, Administration Headquarters Jun 2025 Director, Managing Executive Officer, General Manager, Administration Headquarters Apr 2026 Director, Managing Executive Officer, General Manager, Sales Promotion Headquarters (current)

Apr 1992 Joined the Bank; served as Deputy Manager of Human Resources Department, Loan Department and Operations and Systems Department, among other positions Apr 2016 General Manager, Izumidera-Tamaden Branch Group Oct 2017 Deputy General Manager, Operations and Systems Department Apr 2018 General Manager, Operations and Systems Department Apr 2020 Executive Officer, General Manager, Operations and Systems Headquarters and General Manager, Operations and Systems Department Feb 2021 Executive Officer, General Manager, Corporate Planning Department and General Manager, Related Business Office Jun 2023 Senior Executive Officer, General Manager, Corporate Planning Department and General Manager, Related Business Office Apr 2024 Senior Executive Officer, General Manager, Sakai Business Division and General Manager, Minami Osaka Business Division Apr 2025 Senior Executive Officer, General Manager, Loan Headquarters Jun 2025 Director, Managing Executive Officer, General Manager, Loan Headquarters (current) Jun 2025 Representative Director, President, Hanwa Credit Guarantee Co., Ltd. (current)

Apr 1993 Joined the Bank; served as Assistant General Manager, General Sales Management Department, and Branch Manager of Tsuruhara Branch, among other positions Oct 2016 Deputy General Manager, Human Resources Department Oct 2019 Deputy General Manager, Loan Department Oct 2020 General Manager, Loan Department Apr 2022 Executive Officer, General Manager, Loan Department Apr 2023 Executive Officer, Branch Manager, Sakai Branch Oct 2024 Executive Officer, General Manager, Osaka Business Division and Branch Manager, Osaka Branch Jun 2025 Senior Executive Officer, General Manager, Osaka Business Division and Branch Manager, Osaka Branch Apr 2026 Senior Executive Officer, General Manager, Administration Headquarters (current) Jun 2026 Director, Senior Executive Officer (scheduled)

Apr 1991 Joined the Bank; served as Section Manager, Head Office Sales Department, among other positions Apr 2012 Branch Manager, Kitahanada Branch Jun 2013 Assistant General Manager, Loan Department Jul 2017 Deputy General Manager, Loan Department Jul 2018 Deputy General Manager, Internal Audit Department Oct 2019 General Manager, Internal Audit Department Apr 2021 General Manager, Audit Department Jun 2021 Director, Audit and Supervisory Committee Member (current)

Apr 1994 Joined the Bank; served as Assistant Manager, Loan Department, and Deputy Manager, Hirano Branch, among other positions Oct 2014 Branch Manager, Shin-Osaka (now Ebisu) Branch Apr 2017 Branch Manager, Sumiyoshi Branch Apr 2020 Deputy General Manager, Loan Department Jun 2021 General Manager, Audit Department Apr 2023 General Manager, Loan Department Oct 2024 Branch Manager, Sakai Branch Jun 2025 Director, Audit and Supervisory Committee Member (current)

Mar 1993 Registered as Certified Public Accountant Jan 1994 Registered as Certified Tax Accountant Oct 1995 Representative, Hori Certified Public Accountant Office (current) Jun 2019 Outside Director, Audit and Supervisory Committee Member, the Bank (current) May 2024 Audit & Supervisory Board Member (part-time), Momoyama Gakuin Educational Corporation (current)

Apr 1996 Assistant Professor, Faculty of Economics, Wakayama University Oct 1998 Lecturer, Faculty of Economics, Wakayama University Oct 2000 Associate Professor, Faculty of Economics, Wakayama University Apr 2010 Professor, Faculty of Economics, Wakayama University Apr 2011 Vice Dean, Faculty of Economics, Wakayama University Apr 2015 Dean, Faculty of Economics, Wakayama University Apr 2017 Vice President, Wakayama University (current) Jun 2019 Outside Director, Audit and Supervisory Committee Member, the Bank (current)

Apr 1981 Joined Osaka Gas Co., Ltd. Apr 2012 Executive Officer, General Manager, Human Resources Department, Osaka Gas Co., Ltd. Apr 2014 Executive Officer, Osaka Gas Co., Ltd. Apr 2014 Representative Director, President, Osaka Gas Customer Relations Co., Ltd. Mar 2015 Representative Director, President, Osaka Gas Customer Relations Co., Ltd. (resigned) Apr 2015 Managing Executive Officer, General Manager, Living Business Division, Osaka Gas Co., Ltd. Jun 2015 Director, Managing Executive Officer, General Manager, Living Business Division, Osaka Gas Co., Ltd. Apr 2016 Director, Managing Executive Officer, Osaka Gas Co., Ltd. Apr 2018 Director, Osaka Gas Co., Ltd. Apr 2018 Chairman, Osaka Gas Customer Relations Co., Ltd. Jun 2018 Advisor, Osaka Gas Co., Ltd. Mar 2019 Chairman, Osaka Gas Customer Relations Co., Ltd. (resigned) Jun 2019 Full-time Audit & Supervisory Board Member, Osaka Gas Co., Ltd. Jun 2023 Full-time Audit & Supervisory Board Member, Osaka Gas Co., Ltd. (resigned) May 2024 Audit & Supervisory Board Member (full-time), Momoyama Gakuin Educational Corporation Jun 2025 Outside Director, Audit and Supervisory Committee Member, the Bank (current) Sep 2025 Representative Executive Director (full-time), Momoyama Gakuin Educational Corporation Apr 2026 President, Momoyama Gakuin Educational Corporation (current)

Oct 2003 Registered as Attorney-at-Law (Osaka Bar Association) Joined Yodoyabashi-Yamagami Partnership Law Firm Apr 2011 Partner Attorney, Yodoyabashi-Yamagami Partnership Law Firm (current) Jun 2017 Outside Director, Audit and Supervisory Committee Member, the Bank (current) May 2021 Audit & Supervisory Board Member (Outside), AEON Kyushu Co., Ltd. May 2023 Audit & Supervisory Board Member (Outside), AEON Kyushu Co., Ltd. (resigned)