Overview
Banks

THE TOTTORI BANK,LTD.

The Tottori Bank is a regional bank headquartered in Tottori City, Tottori Prefecture, offering a full range of banking services including deposits, lending, domestic and foreign exchange, and securities-related products through 53 branches and 12 sub-branches. The bank serves individuals, SMEs, and local governments across the Tottori region with a community-focused banking model. Complementary financial services are provided through group companies covering credit card, leasing, and venture capital businesses.

Market Cap
¥16.1B
US$103M
EV
¥—B
Stock¥1,718▼-1.09%
US$1 = ¥156.80 (2026-10-23)
ROE
3.6%
* LTM NI / end-of-period equity
PBR
0.3
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+5.0%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Mar 5, 26Activist investor stock acquisition
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Performance & Balance
Revenue 5Y (¥B)
13.3US$84.8M'22/313.9US$88.7M'23/314.6US$93.4M'24/316.3US$104M'25/319.0US$121M'26/3
Net Income 5Y (¥B)
0.89US$5.68M'22/31.04US$6.66M'23/31.06US$6.73M'24/31.31US$8.37M'25/31.58US$10.1M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
99.5US$635M'22/372.6US$463M'23/3125US$796M'24/393.3US$595M'25/371.2US$454M'26/3
Shareholders
Top 10 hold 17.2%
1
THE TOTTORI BANK,LTD. Employee Stock Ownership Association
3.15%
2
Sompo Japan Insurance Inc.
2.28%
3
Meiji Yasuda Life Insurance Company
2.19%
4
UBS Securities Japan Co., Ltd.
1.79%
5
Taiju Life Insurance Company Limited
1.79%
6
Custody Bank of Japan, Ltd. (Trust Account)
1.49%
7
Sanyo Shoji Co., Ltd.
1.21%
8
NKC Co., Ltd.
1.12%
9
Sanshin Co., Ltd.
1.11%
10
DOSO Co., Ltd.
1.06%
Management
13 officers
Koji HIRAI
Director and Chairman
Apr 1982 Joined The Tottori Bank Apr 2008 Manager, Tsuyama Branch May 2009 Executive Officer, General Manager, Examination Department May 2012 Managing Executive Officer Jun 2013 Director, Managing Executive Officer May 2015 Director, Senior Managing Executive Officer Jun 2016 Representative Director, President and Executive Officer Jun 2022 Representative Director, Chairman Jun 2026 Director and Chairman (current)
1960-03-16
Itaru IRIE
Representative Director, President and Executive Officer
Apr 1988 Joined The Tottori Bank Feb 2011 General Manager, Human Resources Department Mar 2016 Executive Officer, General Manager, Furusato Revitalization Department May 2019 Managing Executive Officer, General Manager, Yonago Branch Sales Department Apr 2021 Senior Managing Executive Officer Jun 2021 Director, Senior Managing Executive Officer Jun 2022 Representative Director, President and Executive Officer (current)
1964-12-31
Toshihide YAGI
Representative Director, Senior Managing Executive Officer
Apr 1992 Joined The Tottori Bank May 2016 General Manager, Corporate Management Department May 2019 Executive Officer, General Manager, Osaka Branch Apr 2021 Managing Executive Officer Jun 2022 Director, Managing Executive Officer Apr 2026 Director, Senior Managing Executive Officer Jun 2026 Representative Director, Senior Managing Executive Officer (current)
1969-07-14
Hiroyuki KURAMITSU
Representative Director, Senior Managing Executive Officer
Apr 1993 Joined The Tottori Bank Apr 2011 General Manager, Tottori North Branch Apr 2020 General Manager, Examination Department Apr 2022 Executive Officer, General Manager, Examination Department Apr 2024 Managing Executive Officer Jun 2025 Director, Managing Executive Officer Apr 2026 Director, Senior Managing Executive Officer Jun 2026 Representative Director, Senior Managing Executive Officer (current)
1969-07-07
Tetsuya TAKEMOTO
Director, Managing Executive Officer
Apr 1994 Joined The Tottori Bank Sep 2011 Manager, Yoshinari Branch Apr 2022 Executive Officer, Manager, Tsuyama Branch Apr 2023 Executive Officer, General Manager, Furusato Revitalization Headquarters Apr 2025 Managing Executive Officer, General Manager, Furusato Revitalization Headquarters Jun 2026 Director, Managing Executive Officer (current)
1970-04-30
Hiroaki INOUE
Director, Managing Executive Officer
Apr 1996 Joined The Tottori Bank May 2012 Manager, Business Planning Office, Sales Promotion Department May 2014 Manager, Yoshinari Branch May 2019 General Manager, Furusato Revitalization Headquarters Apr 2024 Executive Officer, Manager, Tottori West Branch Aug 2024 Executive Officer, General Manager, Human Resources Department Apr 2025 Managing Executive Officer Jun 2026 Director, Managing Executive Officer (current)
1973-01-22
Shinya NISHIO
Director
Apr 1981 Joined Daiwa Securities Co., Ltd. (currently Daiwa Securities Group Inc.) Apr 2010 Managing Director and Osaka Branch Manager, Daiwa Securities Co., Ltd. Apr 2012 Senior Managing Director, in charge of Osaka Corporate Business, Daiwa Securities Co., Ltd. Jun 2016 Director and Executive Vice President, Daiwa Securities Group Inc.; Representative Director and Vice President, Daiwa Securities Co., Ltd. Apr 2018 Representative Director and President, Daiwa Investment Management Co., Ltd. Jun 2021 Non-Executive Director, Ship Healthcare Holdings, Inc. (current) Jun 2022 Director, The Tottori Bank (current)
1957-06-05
Kazuhiko FUKUI
Director
Apr 1986 Joined IBM Japan, Ltd. Jan 2017 Joined Information Development Co., Ltd. Jan 2018 General Manager, Cybersecurity Solutions Department, Information Development Co., Ltd. Apr 2021 Executive Officer, General Manager, Enterprise Sales Department, Information Development Co., Ltd. Apr 2022 Officer in charge, Digital Solutions Headquarters, Information Development Co., Ltd. Apr 2023 Senior Advisor, Digital Solutions Headquarters, Information Development Co., Ltd. Jun 2023 Director, The Tottori Bank (current) Apr 2024 Executive Advisor, Digital Solutions Headquarters, Information Development Co., Ltd. (current)
1962-03-30
Masahiro TAGUCHI
Full-time Audit & Supervisory Board Member
Apr 1987 Joined The Tottori Bank Sep 2006 Manager, Gosenkoku Branch Feb 2010 Manager, Sumiyoshi Branch May 2014 General Manager, Internal Audit Department and Asset Audit Office Jun 2019 Full-time Audit & Supervisory Board Member (current)
1965-02-02
Yoshiko SASAO
Director
Apr 1984 Joined Recruit Co., Ltd. Apr 2006 Joined Tokyo Electric Power Company, Inc. Nov 2007 Seconded to TEPCO Partners, Inc. as Managing Director Jun 2012 Representative Director and President, TEPCO Partners, Inc. Apr 2020 Managing Executive Officer, Deputy General Manager, Strategy Headquarters, and General Manager, Human Capital Strategy and Work Style Reform Promotion Office, Nippon Kokudo Kaihatsu Co., Ltd. Apr 2021 Advisory Board Member, Japan Corporate Governance Research Institute (current) Jun 2023 Representative Director and President, Career & Life Supporters Co., Ltd. (current) Apr 2025 Councilor, Hosei University (current) Jun 2026 Director, The Tottori Bank (current)
1960-04-02
Hiroo NAKAYAMA
Audit & Supervisory Board Member
Oct 2004 Registered with Osaka Bar Association Oct 2004 Joined Nishimura Law & Accounting Office Dec 2008 Left Nishimura Law & Accounting Office Jan 2009 Joined Nakayama Law Office (current) Jun 2019 Audit & Supervisory Board Member, The Tottori Bank (current)
1974-06-30
Masanori YAMASAKI
Audit & Supervisory Board Member
Jul 1980 Joined Kurayoshi City Office Dec 2002 Chief, Personnel Division, Kurayoshi City Office Apr 2006 General Manager, General Affairs Department, Kurayoshi City Office Apr 2013 Deputy Mayor of Kurayoshi City Mar 2022 Retired from Deputy Mayor position Jun 2023 Audit & Supervisory Board Member, The Tottori Bank (current)
1953-05-05
Hideki OSADA
Audit & Supervisory Board Member
Apr 1981 Joined Tottori Prefecture Credit Guarantee Association Apr 2009 General Manager, Yonago Branch, Tottori Prefecture Credit Guarantee Association Apr 2010 Full-time Director, Tottori Prefecture Credit Guarantee Association May 2010 Managing Director, Tottori Prefecture Credit Guarantee Association Aug 2017 Senior Managing Director, Tottori Prefecture Credit Guarantee Association Mar 2023 Retired Jun 2024 Audit & Supervisory Board Member, The Tottori Bank (current)
1957-04-08
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
EDINETAmended
2026-09-11
Amended Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-22
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-07-30
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-31
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-21
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-01
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-27
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-07
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINETAmended
2023-12-08
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-07
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-26
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-07
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-08
Quarterly Securities Report
EDINET
2022-06-27
Annual Securities Report
EDINET
2022-02-04
Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-05
Quarterly Securities Report
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