Overview
Banks

The Ogaki Kyoritsu Bank,Ltd.

Ogaki Kyoritsu Bank (OKB) is a regional bank headquartered in Ogaki City, Gifu Prefecture, operating 122 branches, 33 sub-branches, and 2 agency offices primarily across the Gifu and Tokai regions. The Bank offers a comprehensive range of financial services including deposit-taking, lending, domestic and foreign exchange, investment trusts, insurance sales, trust services, and securities brokerage. Through its 10 consolidated subsidiaries, OKB provides complementary services including leasing, credit guarantees, credit cards, securities, venture capital, and IT/back-office processing.

Market Cap
¥304B
US$1.93B
EV
¥—B
Stock¥1,478▼-3.21%
US$1 = ¥157.05 (2026-10-22)
ROE
5.0%
* LTM NI / end-of-period equity
PBR
0.7
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+83.4%pt
10012345
Oct 23, 25 – Oct 23, 26StockTOPIX
1Dec 22, 25Ariake Capital, Inc. filed large shareholding report
2Jan 13, 26Ariake Capital, Inc. changed stake (5.65%→6.72%)
3Apr 20, 26Ariake Capital, Inc. changed stake (6.72%→8.0%)
4May 13, 26Ariake Capital, Inc. changed stake (8.0%→8.57%)
5Oct 1, 26Ariake Capital, Inc. changed stake (8.57%→9.59%)
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Performance & Balance
Revenue 5Y (¥B)
115US$735M'22/3123US$782M'23/3134US$854M'24/3131US$836M'25/3177US$1.12B'26/3
Net Income 5Y (¥B)
10.6US$67.6M'22/34.83US$30.7M'23/39.47US$60.3M'24/314.7US$93.7M'25/319.4US$123M'26/3
Capital Structure
98%
EquityD/E 0.02xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
1,661US$10.6B'22/3499US$3.18B3.00US$19.1M'23/3667US$4.25B8.70US$55.4M'24/3771US$4.91B10.4US$66.2M'25/3833US$5.31B9.08US$57.8M'26/3
Shareholders
Top 10 hold 37.4%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
12.13%
2
ARIAKE MASTER FUND (Standing Proxy: Tachibana Securities Co., Ltd.)
7.46%
3
Custody Bank of Japan, Ltd. (Trust Account)
5.64%
4
The Ogaki Kyoritsu Bank,Ltd. Employee Stock Ownership Association
2.74%
5
Gifu Ken Co., Ltd.
2.59%
6
Meiji Yasuda Life Insurance Company
1.92%
7
Makimura Co., Ltd.
1.30%
8
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.29%
9
STATE STREET BANK AND TRUST COMPANY 505223 (Standing Proxy: Mizuho Bank, Ltd.)
1.27%
10
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
1.09%
Management
13 officers
Toshiyuki SAKAI
Director, Chairman of the Board (Representative Director)
Apr 1979 Joined The Ogaki Kyoritsu Bank, Ltd. May 2006 General Manager, Management Planning Department Apr 2009 Manager, Kakamigahara Branch May 2011 Jun 2011 Jun 2017 General Manager, General Planning Department; Director Director, General Manager, General Planning Department; Managing Director May 2018 Jun 2018 Jun 2019 Jun 2024 Managing Director; Senior Managing Director; Director, President Director, Chairman of the Board (current)
1956-12-07
Keiji HAYASHI
Director, President (Representative Director)
Apr 1982 Joined The Ogaki Kyoritsu Bank, Ltd. May 2000 Manager, Ichinomiya Minami Branch May 2002 Manager, Noritake Branch Mar 2005 Manager, Kencho-mae Branch May 2007 Manager May 2010 General Manager, Business Development Department; Manager, Hashima Branch May 2012 Manager Apr 2013 Manager, Gifu Branch; Executive Officer, Gifu Branch Jun 2014 President, OKB Front Co., Ltd. Jun 2015 President, Meisei Co., Ltd. Jun 2019 Director Jun 2024 Managing Director; Director, President (current)
1959-11-28
Satoshi TSUCHIYA
Director, Senior Managing Executive Officer
Apr 2003 Joined ORIX Corporation Apr 2011 Joined Mizuho Financial Group, Inc. (Mizuho Bank, Ltd. / Mizuho Trust & Banking Co., Ltd.) May 2014 Joined The Ogaki Kyoritsu Bank, Ltd.; Deputy Manager, Nagoya Branch May 2016 Executive Officer, Manager, Nagoya Branch Jun 2017 Director, Manager, Nagoya Branch May 2018 Director, General Manager, Aichi Corporate Sales Department Jun 2018 Managing Director, General Manager, Aichi Corporate Sales Department May 2019 Managing Director Jun 2024 Director, Managing Executive Officer (current) Jun 2026 Director, Senior Managing Executive Officer (scheduled to assume office)
1980-02-16
Yoshinori GOTO
Director, Senior Managing Executive Officer
Apr 1987 Joined The Ogaki Kyoritsu Bank, Ltd. May 2008 Vice President, Kyoritsu Research Institute Co., Ltd. (now OKB Research Institute Co., Ltd.) May 2011 Deputy Manager, Nagoya Branch May 2013 Manager, Katsugawa Branch May 2015 Executive Officer; President, Kyoritsu Research Institute Co., Ltd. (now OKB Research Institute Co., Ltd.) Jun 2017 Director Jun 2020 Group Executive Officer May 2021 Group Executive Officer, General Manager, General Planning Department Jun 2024 Director, Managing Executive Officer, General Manager, General Planning Department May 2025 Director, Managing Executive Officer (current) Jun 2026 Director, Senior Managing Executive Officer (scheduled to assume office)
1964-06-23
Yasushi KANAMORI
Director, Managing Executive Officer
Apr 1987 Joined The Ogaki Kyoritsu Bank, Ltd. Apr 2015 Deputy Manager, Related Business Department May 2016 General Manager, Market & Finance Department May 2017 Executive Officer, General Manager, Market & Finance Department Apr 2021 Department General Manager, Related Business Department May 2021 General Manager, Related Business Department Jun 2021 Group Executive Officer, General Manager, Related Business Department Jun 2024 May 2026 Director, Managing Executive Officer, General Manager, Related Business Department Director, Managing Executive Officer (current)
1964-09-23
Tsuyoshi KOIKE
Director, Managing Executive Officer, General Manager, Human Resources Department
Apr 1993 Joined The Ogaki Kyoritsu Bank, Ltd. Feb 2013 Manager, Takatomi Branch Jun 2015 Director, Regional Revitalization Center, Branch Division Aug 2017 Manager, Ogaki Station-mae Branch Jan 2019 General Manager, Management Planning Department; Director, Compliance Center, Management Planning Department May 2021 Executive Officer, General Manager, Human Resources Department (current) Jun 2026 Director, Managing Executive Officer, General Manager, Human Resources Department (scheduled to assume office)
1970-08-12
Yuko MORIGUCHI
Director (Outside Director)
Dec 1975 Joined the Japan Ladies Professional Golf Association (JLPGA) 1990 Received Gifu Prefecture Sports Honor Award 1992 Obtained permanent seed status on the JLPGA Tour 1994 Received Gifu Prefecture Citizen Honor Award Mar 2012 Member, Gifu Prefectural Board of Education Jun 2015 Outside Director, Goldwin Inc. Jan 2019 Inducted into the Japan Professional Golf Hall of Fame Jun 2024 Director, The Ogaki Kyoritsu Bank, Ltd. (current) Outside Director, Fit Easy Co., Ltd. (current) Chairman of the Board, Gifu Seki Country Club (current)
1955-04-13
Chihiro SHIMIZU
Director (Outside Director)
Apr 1992 Joined The Japan Real Estate Institute Nov 2000 Senior Researcher, Recruit Co., Ltd. Housing Research Institute (now Suumo Research Center) Apr 2010 Professor, Faculty and Graduate School of Economics, Reitaku University Apr 2016 Professor, College of Sport Sciences, Nihon University Apr 2018 Special Researcher, Financial Research Center, Financial Services Agency Nov 2021 Outside Director, RM Trust Co., Ltd. Apr 2022 Outside Director, property technologies Co., Ltd. Nov 2022 Representative Director, Principal, Next-Generation Community Development School, Chiiki Mirai Sozo Daigakko Apr 2023 Professor, Graduate School of Social Data Science, Hitotsubashi University (current) Outside Director, Kufu Company Holdings, Inc. (formerly Kufu Company, Inc.) (current) Jun 2024 Director, The Ogaki Kyoritsu Bank, Ltd. (current)
1967-05-28
Masanori AYUKYO
Director (Outside Director)
Apr 1992 Professor, Graduate School of International Development, Nagoya University Apr 2000 Professor, Graduate School of Law, Nagoya University Apr 2002 Professor, Center for Legal and International Cooperation, Nagoya University Apr 2006 Professor, Graduate School of Law; Director, Center for Legal and International Cooperation; Dean, Graduate School of Law and Faculty of Law, Nagoya University Apr 2010 Professor, Graduate School of Law, Nagoya University Apr 2012 Director, Center for Legal and International Cooperation, Nagoya University Apr 2015 Dean, Graduate School of Law and Faculty of Law, Nagoya University Apr 2015 Vice President, Nagoya University Jun 2025 Chairman, Aichi Prefectural University Corporation Professor Emeritus, Nagoya University (current) Director, The Ogaki Kyoritsu Bank, Ltd. (current)
1950-07-28
Tetsuya URAMATSU
Full-time Audit and Supervisory Board Member
Apr 1989 Joined The Ogaki Kyoritsu Bank, Ltd. Apr 2008 General Manager, Tokyo Office Aug 2012 Manager, Tajimi Branch Apr 2014 Manager, Tajimi Branch; Public Finance Promotion Officer, Gifu Project Section, Public Finance Department May 2014 General Manager, Secretariat May 2020 General Manager, General Affairs Department May 2024 Department General Manager attached to Secretariat Jun 2024 Full-time Audit and Supervisory Board Member (current)
1967-03-07
Kohei TANABE
Full-time Audit and Supervisory Board Member
Apr 1986 Joined The Ogaki Kyoritsu Bank, Ltd. May 2007 Manager, Ogase Branch Apr 2010 Manager, Kitagata Branch May 2012 Manager, Kuwana Branch May 2015 General Manager, Credit Department; Director, Business Innovation Support Center, Credit Department May 2018 Executive Officer, General Manager, Branch Division May 2019 Executive Officer, General Manager, Corporate Sales Department May 2020 President, OKB Credit Guarantee Co., Ltd. May 2023 General Manager, Business Support Department Jun 2023 Group Executive Officer, General Manager, Business Support Department May 2024 Group Executive Officer, General Manager, Business Coordination Department Jun 2024 May 2025 Jun 2025 Director, Managing Executive Officer, General Manager, Business Coordination Department Director, Managing Executive Officer Full-time Audit and Supervisory Board Member (current)
1964-03-09
Yoshiro TOMINARI
Audit and Supervisory Board Member
Apr 1981 Joined Toho Gas Co., Ltd. Jun 1999 Manager, Technology & Research, Planning Department Jun 2000 Manager, First Planning, Production Planning Department Jun 2003 General Manager, Production Planning Department Jun 2006 General Manager, Planning Department Jun 2009 Executive Officer Jun 2011 Managing Executive Officer Jun 2012 Director, Managing Executive Officer Jun 2015 Director, Senior Managing Executive Officer Jun 2016 Representative Director, President and Executive Officer Jun 2021 Representative Director, Chairman Jun 2024 Apr 2025 Jun 2025 Audit and Supervisory Board Member, The Ogaki Kyoritsu Bank, Ltd. (current) Director, Toho Gas Co., Ltd. Advisor, Toho Gas Co., Ltd. (current)
1956-02-19
Toshio SOFUE
Audit and Supervisory Board Member (scheduled to assume office)
Apr 1986 Joined The Fuji Bank, Ltd. Apr 2008 Manager, Personnel Department, Mizuho Bank, Ltd. Apr 2010 Manager, Yokohama-Ekimae Branch; General Manager, Yokohama-Ekimae 1st Department, Yokohama-Ekimae Branch Apr 2012 General Manager, Customer Service Department, Mizuho Financial Group, Inc. Apr 2012 General Manager, Customer Service Department, Mizuho Bank, Ltd. Apr 2012 General Manager, Customer Service Department, Mizuho Corporate Bank, Ltd. Apr 2015 Executive Officer, General Manager, Compliance Department, Mizuho Trust & Banking Co., Ltd. Apr 2016 Managing Executive Officer, Deputy Chief Risk Management and Compliance Officer, Mizuho Financial Group, Inc. Apr 2016 Managing Director and Managing Executive Officer, General Manager, Risk Management Group, General Manager, Compliance Group and General Manager, Screening Group, Mizuho Trust & Banking Co., Ltd. Apr 2018 Managing Director and Managing Executive Officer, General Manager, Risk Management Group and General Manager, Compliance Group, Mizuho Trust & Banking Co., Ltd. Apr 2019 President and Representative Director, Mizuho Real Estate Survey Service Co., Ltd. Mar 2020 Mar 2022 Jun 2026 Managing Director, Palace Hotel Co., Ltd.; Senior Managing Director, Palace Hotel Co., Ltd. Audit and Supervisory Board Member, The Ogaki Kyoritsu Bank, Ltd. (scheduled to assume office)
1963-10-04
Large Shareholding Reports
Ariake Capital Co., Ltd.
2026-10-01
8.57%→9.59%
Ariake Capital Co., Ltd.
2026-05-13
8.00%→8.57%
Ariake Capital Co., Ltd.
2026-04-20
6.72%→8.00%
Ariake Capital Co., Ltd.
2026-01-13
5.65%→6.72%
fundnote Co., Ltd.
2025-12-22
6.65%→0.00%
Ariake Capital Co., Ltd.
2025-12-22
5.65%
fundnote Co., Ltd.
2025-10-22
5.39%→6.65%
fundnote Co., Ltd.
2025-10-07
5.39%
Disclosures
No disclosures
Primary Source Filings
EDINET
2026-10-01
Large Shareholding Report
TDnet
2026-08-07
Q1 Earnings Flash
FY ending Mar 2027
EDINETAmended
2026-06-26
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-05-13
Large Shareholding Report
EDINET
2026-04-20
Large Shareholding Report
TDnet
2026-02-10
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2026-01-13
Large Shareholding Report
EDINET
2025-12-22
Large Shareholding Report
EDINET
2025-12-22
Large Shareholding Report
EDINET
2025-11-07
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2025-10-22
Large Shareholding Report
EDINET
2025-10-07
Large Shareholding Report
TDnet
2025-08-08
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-20
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-10
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-08
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-19
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINETAmended
2024-06-13
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-10
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-20
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-11
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-21
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-10
Quarterly Securities Report
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