Overview

The Chikuho Bank , Ltd.

Chikuho Bank is a regional bank headquartered in Kurume City, Fukuoka Prefecture, operating a network of 44 branches (head office and 43 branches) that provide core banking services including deposits, lending, securities investment, and domestic exchange. The bank also offers trust services, public bond and investment trust sales, and insurance products at its branches, while pursuing alliance strategies with external partners to support customers in areas such as asset formation, business succession, M&A, corporate defined contribution pension plans, regional currency, digitalization, and agribusiness. Its group includes a leasing subsidiary (Chikugin Lease), a credit guarantee company, a business services company, an economic research institute, and an IT systems company.

Market Cap
¥—B
EV
¥—B
US$1 = ¥156.80 (2026-10-23)
ROE
3.6%
* LTM NI / end-of-period equity
PBR
—
No price data
Stock data unavailable
This company is listed on a regional exchange (Nagoya/Fukuoka/Sapporo) and is not distributed via J-Quants (JPX). Stock price, market cap, and EV-based multiples are not available. Financial data from public filings (P&L, BS, directors, etc.) remains accurate for analysis.
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Performance & Balance
Revenue 5Y (¥B)
17.3US$110M'22/317.3US$110M'23/318.0US$115M'24/319.2US$122M'25/325.8US$164M'26/3
Net Income 5Y (¥B)
0.56US$3.59M'22/30.60US$3.85M'23/31.06US$6.73M'24/30.98US$6.25M'25/31.15US$7.34M'26/3
Capital Structure
100%
EquityDebt
Liquidity vs Debt 5Y (¥B)
CashInv. Sec.Debt
83.0US$530M'22/337.5US$239M'23/354.7US$349M'24/363.6US$406M'25/382.2US$524M'26/3
Shareholders
Top 10 hold 23.8%
1
The Chikuho Bank , Ltd. Employee Stock Ownership Association
4.46%
2
Mizuho Trust & Banking Co., Ltd. — Retirement Benefit Trust, Kyushu Electric Power Account and Kyushu Electric Power Transmission and Distribution Account — Re-entrusted to Japan Custody Bank, Ltd.
2.69%
3
Custody Bank of Japan, Ltd. (Trust Account E)
2.41%
4
HISAMITSU PHARMACEUTICAL CO.,INC.
2.35%
5
Nishi-Nippon Railroad Co.,Ltd.
2.31%
6
YASKAWA Electric Corporation
2.28%
7
KRAFTIA CORPORATION
2.24%
8
K. Holdings Co., Ltd.
2.02%
9
Fukuoka Hibiki Shinkin Bank
1.52%
10
Yonejo Building Co., Ltd.
1.50%
Management
14 officers
Seiichiro SATO
Representative Director, Chairman
Apr 1971 Joined Nippon Kangyo Bank May 1998 General Manager, Securities Planning Department, Dai-Ichi Kangyo Bank Jun 1999 Director, General Manager for Europe and Manager, London Branch, Dai-Ichi Kangyo Bank Apr 2002 Managing Executive Officer, Europe Regional Head, Mizuho Corporate Bank Apr 2004 Director and Vice President, Mizuho Securities Apr 2006 Advisor, Chikuho Bank Jun 2006 Director and Deputy President, Chikuho Bank Apr 2009 Director and President, Chikuho Bank Jun 2017 Director and President, Chikuho Bank (concurrently Executive Officer) Apr 2024 Director and Chairman, Chikuho Bank (concurrently Executive Officer) (current)
1949-02-03
Hiroyuki TSURUHISA
Representative Director, President
Apr 1986 Joined Chikuho Bank Apr 2008 General Manager, Ono Branch, Chikuho Bank Jul 2015 Executive Officer, General Manager, Tosu Branch, Chikuho Bank Jun 2017 Director, Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Apr 2018 Director, Senior Executive Officer, General Manager, Sales Planning Department, Chikuho Bank Jun 2019 Director, Managing Executive Officer, General Manager, Sales Division, Chikuho Bank Jun 2023 Director, Managing Executive Officer, General Manager, Planning Division, Chikuho Bank Apr 2024 Director and President, Chikuho Bank (concurrently Executive Officer) (current)
1963-07-07
Kenji SHIGYO
Representative Director, Deputy President, General Manager, Administration Division
Apr 1984 Joined Bank of Japan Oct 2006 Planning Officer, Policy Board Secretariat, Bank of Japan Sep 2009 Planning Officer, General Affairs and Personnel Bureau, Bank of Japan Jul 2012 Joined Chikuho Bank, Attached Deputy General Manager, Sales Management Department Jun 2014 General Manager, General Planning Department, Chikuho Bank Jul 2014 Executive Officer, General Manager, General Planning Department, Chikuho Bank Jun 2015 Director, General Manager, General Planning Department, Chikuho Bank Jun 2017 Director, Senior Executive Officer, General Manager, General Planning Department and General Affairs Department, Chikuho Bank Jun 2018 Director, Managing Executive Officer, General Manager, General Planning Department, Chikuho Bank Apr 2019 Director, Managing Executive Officer, General Manager, Planning Division, Chikuho Bank Jun 2022 Director, Senior Managing Executive Officer, General Manager, Planning Division, Chikuho Bank Jun 2023 Director, Senior Managing Executive Officer, General Manager, Administration Division, Chikuho Bank Apr 2024 Director and Deputy President, General Manager, DX Division and Administration Division (concurrently Executive Officer), Chikuho Bank Jun 2024 Director, Deputy President, General Manager, Administration Division (concurrently Executive Officer), Chikuho Bank (current)
1961-03-03
Hikaru NOGUCHI
Director, Managing Executive Officer, General Manager, Sales Division
Apr 1986 Joined Chikuho Bank Apr 2009 General Manager, Zasshoguma Branch, Chikuho Bank Oct 2011 General Manager, Omuta Branch, Chikuho Bank Jun 2014 General Manager, Ono Branch, Chikuho Bank Jun 2016 General Manager, Tosu Branch, Chikuho Bank Jun 2019 Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Jun 2021 Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Jun 2022 Director, Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Jun 2023 Director, Managing Executive Officer, General Manager, Sales Division, Chikuho Bank (current)
1967-12-27
Keisuke NOGUCHI
Director, Managing Executive Officer, General Manager, Risk Management Division
Apr 1992 Joined Chikuho Bank Apr 2013 General Manager, Daizenji Branch, Chikuho Bank Apr 2015 General Manager, Yanagawa Branch, Chikuho Bank May 2017 General Manager, Hita Branch, Chikuho Bank Jul 2020 General Manager, Personnel Group, Planning Division, Chikuho Bank Jun 2022 Executive Officer, General Manager, Personnel Group, Planning Division, Chikuho Bank Jun 2024 Senior Executive Officer, General Manager, Personnel Group, Planning Division, Chikuho Bank Jun 2025 Director, Senior Executive Officer, General Manager, Risk Management Division, Chikuho Bank Jun 2026 Director, Managing Executive Officer, General Manager, Risk Management Division, Chikuho Bank (current)
1969-12-18
Kazuhisa HIRATA
Director, Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch
Apr 1992 Joined Chikuho Bank Apr 2013 General Manager, Nishi-Shinmachi Branch, Chikuho Bank Jun 2016 General Manager, Ono Branch, Chikuho Bank Jan 2018 General Manager, Ono Branch and Kasuga Branch, Chikuho Bank Jun 2021 General Manager, Loan Group, Risk Management Division, Chikuho Bank Jun 2022 Executive Officer, General Manager, Loan Group, Risk Management Division, Chikuho Bank Jun 2023 Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Jun 2024 Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank Jun 2026 Director, Senior Executive Officer, General Manager, Fukuoka Sales Department and Akasakamon Branch, Chikuho Bank (current)
1969-10-25
Akinobu HAYASHI
Director, Senior Executive Officer, General Manager, Consulting Division
Apr 1998 Joined Chikuho Bank Apr 2020 General Manager, Solutions Business Group, Sales Division, Chikuho Bank Apr 2022 General Manager, Solutions and DX Group, Sales Division, Chikuho Bank Apr 2024 Executive Officer, General Manager, Consulting Division, and General Manager, Financial Consulting Group and DC Consulting Group, Consulting Division, Chikuho Bank Apr 2025 Executive Officer, General Manager, Consulting Division, and General Manager, Financial Consulting Group, Consulting Division, Chikuho Bank Oct 2025 Executive Officer, General Manager, Consulting Division, and General Manager, Financial Consulting Department, Consulting Division, Chikuho Bank Apr 2026 Executive Officer, General Manager, Consulting Division, Chikuho Bank Jun 2026 Director, Senior Executive Officer, General Manager, Consulting Division, Chikuho Bank (current)
1974-01-24
Shinsuke NAKANO
Director (Audit and Supervisory Committee Member)
Apr 1981 Joined Chikuho Bank May 2000 General Manager, Daizenji Branch, Chikuho Bank Jul 2010 Executive Officer, General Manager, Personnel Department, Chikuho Bank Jun 2012 Director, General Manager, Personnel Department, Chikuho Bank Jun 2014 Managing Director, Chikuho Bank Jun 2017 Director, Managing Executive Officer, Chikuho Bank Jun 2019 Director, Senior Managing Executive Officer, Chikuho Bank Jul 2020 Director, Senior Managing Executive Officer, General Manager, Risk Management Division, Chikuho Bank Jun 2021 Director, Senior Managing Executive Officer, Chikuho Bank Jun 2022 Director (Audit and Supervisory Committee Member), Chikuho Bank (current)
1958-09-15
Susumu IKEBE
Director (Audit and Supervisory Committee Member)
Apr 1984 Joined Chikuho Bank May 2013 General Manager, International Securities Department, Chikuho Bank Jul 2013 General Manager, Funding and Securities Department, Chikuho Bank Jul 2015 Executive Officer, General Manager, Funding and Securities Department, Chikuho Bank Jun 2017 Senior Executive Officer, General Manager, Funding and Securities Department, Chikuho Bank Jun 2020 Director (Audit and Supervisory Committee Member), Chikuho Bank (current)
1960-09-01
Tatsuya KOIZUMI
Director, Managing Executive Officer, General Manager, Planning Division
Apr 1989 Joined Bank of Japan Aug 2016 Deputy Director, Fukuoka Branch, Bank of Japan May 2018 Head, Fukui Office, Bank of Japan Oct 2019 Senior Planning Officer, Information Services Bureau, Bank of Japan May 2022 Branch Manager, Shizuoka Branch, Bank of Japan Jun 2023 General Manager, General Affairs Department and Public Relations Department, Japan Securities Analysts Association Oct 2025 Advisor, Chikuho Bank Apr 2026 Managing Executive Officer, Chikuho Bank Jun 2026 Director, Managing Executive Officer, General Manager, Planning Division, Chikuho Bank (current)
1965-06-24
Keiichiro OGUSHI
Director
Apr 1983 Joined Dai-Ichi Kangyo Bank, Ltd. Apr 2011 Executive Officer, General Manager, Operations Management Department, Mizuho Corporate Bank, Ltd. Apr 2013 Managing Executive Officer, Deputy Officer in Charge of Branches, Mizuho Bank, Ltd. and Managing Executive Officer in Charge of Sales, Mizuho Corporate Bank, Ltd. Jul 2013 Managing Executive Officer in Charge of Sales, Mizuho Bank, Ltd. Apr 2015 Executive Officer, Head of Retail Banking Unit and Head of Corporate Banking Unit, Mizuho Financial Group, Inc. Apr 2016 Senior Managing Executive Officer, Head of Research & Consulting Unit, Mizuho Financial Group, Inc. Jun 2018 Representative Director, President, Nihon Hardes Co., Ltd. Jul 2020 Director, Executive Officer and Senior Vice President, Tokyo Century Corporation Jun 2022 Representative Director and Senior Vice President, Seiwa Sogo Tatemono Co., Ltd. Jun 2023 Representative Director and President, Seiwa Sogo Tatemono Co., Ltd. Jun 2026 Director, Chikuho Bank (current)
1960-08-20
Yosuke TACHIBANA
Director (Audit and Supervisory Committee Member)
Apr 1977 Joined Matsushita Electric Industrial Co., Ltd. (now Panasonic Holdings Corporation) Nov 1981 Joined Tohmatsu & Aoki Audit Corporation (now Deloitte Touche Tohmatsu LLC) Aug 1985 Registered as Certified Public Accountant Sep 1985 Established Tachibana Certified Public Accountant Office Jun 2013 Audit & Supervisory Board Member, Chikuho Bank Oct 2015 Representative Partner, TACHIBANA Tax Accountant Corporation Jun 2016 Director (Audit and Supervisory Committee Member), Chikuho Bank (current)
1953-09-06
Junko ISHIZAKA
Director (Audit and Supervisory Committee Member)
Oct 1997 Director, Yoshinodo Co., Ltd. Nov 2006 Managing Director, Hiyoko Co., Ltd. and Managing Director, Tokyo Hiyoko Co., Ltd. Nov 2009 Representative Director, Hiyoko Co., Ltd. and Representative Director, Tokyo Hiyoko Co., Ltd. Jun 2024 Director (Audit and Supervisory Committee Member), Chikuho Bank (current)
1955-10-02
Naohisa UCHIMURA
Director (Audit and Supervisory Committee Member)
Apr 1986 Assistant, Department of Neuropsychiatry, School of Medicine, Kurume University Apr 2007 Professor, Department of Neuropsychiatry, School of Medicine, Kurume University Apr 2011 Vice Director, Kurume University Hospital Apr 2012 Director, Research Institute of Higher Brain Dysfunction, Kurume University Apr 2013 Dean, School of Medicine, Kurume University Oct 2016 Vice President, Kurume University Jan 2020 President, Kurume University Jan 2026 Chairman of the Board of Trustees, Kurume University Educational Corporation Jun 2026 Director (Audit and Supervisory Committee Member), Chikuho Bank (current)
1956-07-03
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-07
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-22
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-06
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-25
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-08
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-23
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-07
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-26
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-27
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-14
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-14
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-29
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-14
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-10
Quarterly Securities Report
EDINET
2022-06-29
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINET
2021-08-12
Quarterly Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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