Overview

The Miyazaki Taiyo Bank,Ltd.

Miyazaki Taiyo Bank is a regional bank headquartered in Miyazaki Prefecture, Japan, offering a full range of banking services including deposit-taking, lending, domestic and foreign exchange, and other ancillary financial services through its head office and 52 branch locations. The Bank operates two consolidated subsidiaries: Miyazaki Taiyo Lease Co., Ltd., which provides comprehensive leasing and personal loan guarantee services, and Miyazaki Taiyo Capital Co., Ltd., which conducts venture capital investment activities. The Group serves retail and corporate customers primarily within Miyazaki Prefecture, functioning as a core financial institution for the local economy.

Market Cap
¥—B
EV
¥—B
US$1 = ¥156.80 (2026-10-23)
ROE
3.8%
* LTM NI / end-of-period equity
PBR
—
No price data
Stock data unavailable
This company is listed on a regional exchange (Nagoya/Fukuoka/Sapporo) and is not distributed via J-Quants (JPX). Stock price, market cap, and EV-based multiples are not available. Financial data from public filings (P&L, BS, directors, etc.) remains accurate for analysis.
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Performance & Balance
Revenue 5Y (¥B)
13.8US$88.0M'22/314.4US$91.7M'23/314.6US$93.2M'24/314.9US$94.8M'25/318.0US$115M'26/3
Net Income 5Y (¥B)
1.63US$10.4M'22/31.55US$9.89M'23/31.76US$11.2M'24/31.33US$8.49M'25/31.48US$9.44M'26/3
Capital Structure
100%
EquityDebt
Liquidity vs Debt 5Y (¥B)
CashInv. Sec.Debt
165US$1.05B'22/385.3US$544M'23/367.5US$430M'24/375.1US$479M'25/376.4US$487M'26/3
Shareholders
Top 10 hold 33.1%
1
The Miyazaki Bank,Ltd.
9.50%
2
The Miyazaki Taiyo Bank,Ltd. Employee Stock Ownership Association
5.03%
3
Taisei Jutaku Co., Ltd.
2.95%
4
THE FUKUOKA CHUO BANK,LTD.
2.64%
5
Kyushu Sogo Credit Co., Ltd.
2.33%
6
The Minami-Nippon Bank,Ltd.
2.30%
7
THE HOWA BANK,LTD.
2.24%
8
DAIWA INDUSTRIES LTD.
2.20%
9
The Bank of Fukuoka, Ltd.
2.16%
10
The Nishi-Nippon City Bank, Ltd.
1.74%
Management
13 officers
Hiroshi KUROKI
Representative Director, President
Apr 1984 Joined Miyazaki Sogo Bank, Ltd. Apr 2001 Deputy General Manager, Information Planning Department Apr 2007 Deputy General Manager, Sales Planning Department Apr 2008 Deputy General Manager, Credit Examination Department Apr 2009 General Manager, Hyuga Kita Branch Apr 2011 Deputy General Manager, Sales Promotion Department Apr 2013 Group Leader, Planning and Promotion Group, Sales Management Department Sep 2014 General Manager, Human Resources Department Jun 2015 Director, General Manager, Human Resources Department Sep 2015 Director, General Manager, Human Resources Department and General Manager, Compliance Management Department Apr 2016 Director, General Manager, Human Resources Department Jan 2018 Director, General Manager, Head Office Sales Department Jun 2018 Managing Director, General Manager, Head Office Sales Department Feb 2019 Managing Director, General Manager, Loan Management Division Apr 2019 Managing Director Jun 2023 Representative Director, Senior Managing Director Jun 2024 Representative Director, President (current)
1961-09-30
Kazuyoshi ANDO
Representative Director, Senior Managing Director
Apr 1985 Joined Miyazaki Sogo Bank, Ltd. Sep 2000 Deputy General Manager, Human Resources Department Apr 2005 Deputy General Manager, Management Planning Department Apr 2011 Deputy Head, Planning and Promotion Group, Sales Management Department Apr 2013 General Manager, Nobeoka Branch Apr 2015 Deputy Head, Management Planning Department Jun 2015 General Manager, Management Planning Department, Group Leader, General Affairs Group, and Group Leader, Risk Management Group Jun 2017 Director, General Manager, General Planning Department, and Deputy Head, Next System Migration Promotion Headquarters Feb 2018 Director, General Manager, General Affairs Department, and Deputy Head, Next System Migration Promotion Headquarters Apr 2018 Director, Deputy Head, Next System Migration Promotion Headquarters Jun 2018 Managing Director, Deputy Head, Next System Migration Promotion Headquarters Apr 2019 Managing Director Feb 2020 Senior Managing Director Jun 2024 Representative Director, Senior Managing Director (current)
1962-06-12
Shinri MIZUNAGA
Managing Director
Apr 1987 Joined Miyazaki Sogo Bank, Ltd. Sep 2006 General Manager, Hyuga Kita Branch Apr 2009 Deputy General Manager, Head Office Sales Department Apr 2012 General Manager, Tokitamachi Branch Apr 2013 General Manager, Kagoshima Branch Apr 2016 Department Manager (attached), Planning and Promotion Group, Sales Management Department Apr 2017 General Manager, Sales Planning and Promotion Department Jan 2018 General Manager, Loan Department Jun 2018 Director, General Manager, Loan Management Division and General Manager, Loan Department Feb 2019 Director, General Manager, Head Office Sales Department Apr 2022 Director, General Manager, Retail Planning Department Mar 2023 Director, General Manager, Compliance Management Division Jun 2023 Managing Director, General Manager, Compliance Management Division Oct 2024 Managing Director (current)
1963-04-21
Yasutoshi KATO
Managing Director
Apr 1991 Joined the Bank Apr 2009 Loan Section Manager, Head Office Sales Department Apr 2010 Deputy Branch Manager, Nobeoka Branch Apr 2014 General Manager, Sendai Branch Apr 2018 General Manager, Kita Branch Apr 2022 Executive Officer, General Manager, Head Office Sales Department Apr 2023 Executive Officer Jun 2023 Director Jun 2024 Managing Director (current)
1968-11-10
Kiyoshi SHIIHARA
Director
Apr 1995 Joined Miyazaki Taiyo Bank, Ltd. Apr 2012 Deputy Manager, Risk Management Group, Management Planning Department Apr 2018 Deputy Manager, Risk Management Group, General Planning Department, concurrently Planning Group and Finance Group Oct 2024 General Manager, General Planning Department and Head, Risk Management Office Jun 2026 Director, General Manager, General Planning Department and Head, Risk Management Office (current)
1970-08-19
Akihisa ISHIZAWA
Director
Apr 1995 Joined Miyazaki Taiyo Bank, Ltd. Apr 2013 Deputy Manager, Credit Examination Group, Credit Examination Department Apr 2015 General Manager, Kyozuka Branch Sep 2017 General Manager, Otsuka Branch Apr 2019 General Manager, Aoba-cho Branch Apr 2023 Executive Officer, General Manager, Head Office Sales Department Jun 2026 Director, General Manager, Head Office Sales Department (current)
1972-05-06
Koji NOMURA
Director
Apr 1987 Joined Nippon Credit Bank, Ltd. (now Aozora Bank, Ltd.) Aug 1995 Research Officer, Hong Kong Branch, Aozora Bank Jun 2000 Third Section Manager, Sales, Fukuoka Branch, Aozora Bank Apr 2008 Manager in Charge, Financial Institutions Department, Aozora Bank Jul 2011 Seconded to Aozora Asia Pacific Finance Limited (Hong Kong), overseas subsidiary of Aozora Bank Apr 2013 Head, New York Representative Office, Aozora Bank Oct 2015 Joint General Manager, International Department, Aozora Bank Oct 2017 Seconded to the Bank; Head, Management Planning Office, General Planning Department Apr 2018 Joined the Bank; General Manager, General Planning Department Jan 2020 Senior Executive Officer, General Manager, Business Support Department, and Managing Executive Officer, Miyazaki Taiyo Capital Co., Ltd. Jun 2020 Managing Executive Officer, in charge of Customer Support, Regional Revitalization Department, and Representative Director, President, Miyazaki Taiyo Capital Co., Ltd. Jun 2021 Director, and Representative Director, President, Miyazaki Taiyo Capital Co., Ltd. (current)
1963-05-10
Yasuhisa IDOGAWA
Director, Audit and Supervisory Committee Member
Apr 1984 Joined Miyazaki Sogo Bank, Ltd. Apr 2007 General Manager, Otsuka Kita Branch Apr 2011 General Manager, Minami-Nobeoka Branch Apr 2013 General Manager, Saito Branch Apr 2015 General Manager, Nobeoka Branch Jun 2016 General Manager, Personal Loan Promotion Department Sep 2017 General Manager, Compliance Management Department Jul 2020 General Manager, Compliance Management Department and General Manager, Financial Crime Prevention Department Apr 2021 General Manager, Compliance Management Department Jun 2025 Director, Audit and Supervisory Committee Member (current)
1960-04-03
Shinichiro YAMAZAKI
Director, Audit and Supervisory Committee Member
Oct 2002 Registered as attorney-at-law, Miyazaki Bar Association Apr 2004 Opened Marinbacks Law Office Apr 2009 Vice President, Miyazaki Bar Association Apr 2018 President, Miyazaki Bar Association Jun 2020 Chairman, Disciplinary Committee, Miyazaki Bar Association Apr 2023 Outside Certified Auditor, City of Miyazaki Jun 2025 Director, Audit and Supervisory Committee Member, Miyazaki Taiyo Bank, Ltd. (current)
1972-12-11
Toru YABUTA
Director
Apr 1983 Joined Miyazaki Prefectural Government Apr 2012 Head, Public Relations Strategy Office, Public Relations and Secretariat Division, General Policy Department, Miyazaki Prefectural Government Apr 2014 General Manager, General Affairs Division, Miyazaki Prefectural Personnel Commission Secretariat Apr 2016 Senior Advisor, General Affairs Department, and General Manager, Municipal Affairs Division, Miyazaki Prefectural Government Apr 2017 Director-General, Crisis Management Bureau, and General Manager, Crisis Management Division, Miyazaki Prefectural Government Apr 2018 Secretary-General, Miyazaki Prefectural Labor Relations Commission Apr 2019 Chief Crisis Management Supervisor, General Affairs Department, Miyazaki Prefectural Government Apr 2021 President, Miyazaki Prefectural University of Nursing Apr 2025 Secretary-General, General Incorporated Association Miyazaki Prefecture Slope Protection Association Jun 2026 Director, Miyazaki Taiyo Bank, Ltd. (current)
1960-05-28
Rika UNNO
Director
Jul 1989 Joined Kagoshima City Office Jul 2001 Joined Cosmos Pharmaceutical Co., Ltd. Jun 2003 Corporate Auditor, Cosmos Pharmaceutical Co., Ltd. Apr 2005 Opened Rika Unno Tax Accountant Office Nov 2017 Provisional Corporate Auditor, WASH House Co., Ltd. Mar 2018 Corporate Auditor, WASH House Co., Ltd. Nov 2019 Tax Accountant, Iida Sanwa Tax Accountant Office Jul 2020 Representative Partner and Tax Accountant, Ivy Partners Tax Corporation Jun 2026 Director, Miyazaki Taiyo Bank, Ltd. (current)
1967-02-19
Takao INOUE
Director, Audit and Supervisory Committee Member
Apr 1972 Joined Miyazaki Nichinichi Shimbun Co., Ltd. Apr 1999 Vice Chairman, Editorial Board, Miyazaki Nichinichi Shimbun Apr 2000 Deputy General Manager, Editorial Bureau, Miyazaki Nichinichi Shimbun Apr 2002 General Manager, Production Bureau, Miyazaki Nichinichi Shimbun Apr 2003 General Manager, Production Bureau, and General Manager, Sadowara Center, Miyazaki Nichinichi Shimbun Jun 2004 Director, General Manager, Production Bureau, and General Manager, Sadowara Center, Miyazaki Nichinichi Shimbun Jun 2008 Managing Director, General Manager, General Affairs Bureau, Miyazaki Nichinichi Shimbun Jun 2010 Representative Director, President, Miyazaki Cable Television Co., Ltd. Jun 2016 Senior Advisor, Miyazaki Nichinichi Shimbun Jun 2017 Director, Miyazaki Taiyo Bank, Ltd. Jun 2018 Retired as Senior Advisor, Miyazaki Cable Television Co., Ltd. Jun 2019 Director, Audit and Supervisory Committee Member, Miyazaki Taiyo Bank, Ltd. (current)
1948-04-20
Masahide YASUDA
Director, Audit and Supervisory Committee Member
Mar 1981 Completed Doctoral Program, Graduate School of Engineering, Osaka University Apr 1981 Joined Ueno Pharmaceutical Co., Ltd. Jan 1984 Research Assistant, Faculty of Engineering, University of Miyazaki Dec 1987 Associate Professor, Faculty of Engineering, University of Miyazaki Nov 1994 Associate Professor, Regional Collaborative Research Center, University of Miyazaki Nov 2000 Professor, Faculty of Engineering, University of Miyazaki Apr 2003 Concurrently Director, Instrumental Analysis Center, University of Miyazaki Oct 2005 Concurrently Vice Dean, Faculty of Engineering, University of Miyazaki Apr 2007 Concurrently Professor, Graduate School of Agriculture and Engineering, University of Miyazaki Apr 2017 Member, Management Evaluation Committee, Miyazaki Taiyo Bank, Ltd. Mar 2018 Retired from University of Miyazaki Apr 2018 Professor Emeritus, University of Miyazaki Jun 2018 Retired as Member, Management Evaluation Committee, Miyazaki Taiyo Bank, Ltd. Jun 2018 Corporate Auditor, Miyazaki Taiyo Bank, Ltd. Jun 2019 Director, Audit and Supervisory Committee Member, Miyazaki Taiyo Bank, Ltd. (current) Apr 2020 Professor and Assistant to the President, Head of IR Center, Miyazaki International University Apr 2025 Coordinator, Miyazaki International University
1953-03-02
Large Shareholding Reports
Nomura Securities Co., Ltd.
2025-11-21
5.99%→0.64%
The Miyazaki Bank, Ltd.
2025-11-21
9.06%
Annual report (as of 2026-03-31): 9.50%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-06
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-22
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-09
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-26
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2025-11-21
Large Shareholding Report
EDINET
2025-11-21
Large Shareholding Report
TDnet
2025-08-07
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-25
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-10
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-26
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-08
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-26
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINETAmended
2022-12-09
Amended Annual Securities Report
EDINET
2022-11-25
Quarterly Securities Report
EDINET
2022-08-12
Quarterly Securities Report
EDINET
2022-06-24
Annual Securities Report
EDINETAmended
2022-03-02
Amended Securities Registration Statement
EDINET
2022-03-01
Securities Registration Statement
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-25
Quarterly Securities Report
EDINET
2021-08-13
Quarterly Securities Report
EDINET
2021-06-25
Annual Securities Report
EDINET
2021-02-12
Quarterly Securities Report
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