Overview
Banks

THE FUKUSHIMA BANK,LTD.

The Fukushima Bank is a regional bank headquartered in Fukushima City, Japan, operating a network of 48 branches and 5 sub-branches primarily in Fukushima Prefecture. The Bank offers a full range of retail and corporate banking services including deposits, loans, and foreign exchange, complemented by leasing, credit card, and credit guarantee services through its consolidated subsidiary Fukugin Lease & Credit Co., Ltd. The Bank has a capital and business alliance with SBI Holdings, Inc., reinforcing its digital banking capabilities and regional financial services offering.

Market Cap
¥11.7B
US$74.7M
EV
¥—B
Stock¥336▼-2.04%
US$1 = ¥156.80 (2026-10-23)
ROE
3.9%
* LTM NI / end-of-period equity
PBR
0.5
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+25.4%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Feb 4, 26Evaluation of profitability improvement efforts
AI Briefing
Generating insights…
Performance & Balance
Revenue 5Y (¥B)
13.2US$84.0M'22/313.3US$84.8M'23/313.3US$84.8M'24/313.4US$85.6M'25/315.2US$96.8M'26/3
Net Income 5Y (¥B)
0.83US$5.27M'22/30.87US$5.54M'23/30.87US$5.52M'24/3-1.25-US$7.98M'25/30.74US$4.69M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
89.4US$570M'22/375.4US$481M'23/377.9US$497M'24/355.0US$351M0.03US$0.16M'25/331.0US$198M0.01US$0.09M'26/3
Shareholders
Top 10 hold 51.0%
1
SBI Regional Bank Holdings, Co., Ltd.
34.12%
2
Giken Holdings Co.,Ltd.
5.35%
3
THE FUKUSHIMA BANK,LTD. Employee Stock Ownership Association
2.87%
4
Custody Bank of Japan, Ltd. (Trust Account)
2.43%
5
Aladdin Co., Ltd.
1.54%
6
Futaba Fudosan Kensetsu Co., Ltd.
1.43%
7
Daiichi Shoji Co., Ltd.
1.29%
8
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC; Standing Proxy: MUFG Bank, Ltd.)
0.66%
9
Rakuten Securities, Inc. (Joint Account)
0.65%
10
DOSO Co., Ltd.
0.63%
Management
11 officers
Yasuhiro KATO
Representative Director, Chairman
Apr 1980 Joined Toho Bank, Ltd. Mar 2000 Branch Manager, Koriyama East Branch Oct 2003 Branch Manager, Sukagawa Branch Jun 2006 General Manager, Market Finance Department Jun 2007 General Manager, General Planning Department Jun 2008 Director, General Manager, General Planning Department Jun 2009 Managing Director Jun 2013 Senior Managing Director Jun 2015 Director and Chairman, Fukushima Shoji Co., Ltd. Aug 2015 Representative Director and President, Toho Securities Co., Ltd. Jun 2018 Director and President Jun 2025 Director and Chairman (current)
1956-12-02
Takeaki SUZUKI
Representative Director, President
Apr 1992 Joined the Bank Oct 2009 Branch Manager, Arai Branch Jun 2011 Deputy General Manager, Koriyama Sales Department Apr 2014 General Manager, Organizational Development Office Aug 2015 General Manager, Organizational Development Department Apr 2017 Branch Manager, Taira Branch Jun 2018 Executive Officer, Deputy General Manager, Sales Headquarters Jun 2020 Director, General Manager, Koriyama Sales Department May 2023 Managing Director, General Manager, Planning Headquarters Jun 2025 Director and President (current)
1966-06-17
Toshihiko SATO
Director, in charge of Lending and Compliance Department
Apr 1991 Joined the Bank Oct 2008 Head, Corporate Support Office, Corporate Sales Team Apr 2010 Chief Investigator, Corporate Support Office Mar 2011 Head, Restructuring Support Office Apr 2013 Head, Credit Management Office Aug 2015 General Manager, Credit Management Department Jun 2016 Executive Officer, General Manager, Credit Examination Department and Credit Management Department Jun 2018 Director, General Manager, Operations Headquarters, Credit Examination Department and Credit Management Department Jun 2019 Director, General Manager, Head Office Sales Department Jun 2022 Director, General Manager, Operations Headquarters and Credit Examination Department Aug 2022 Director, General Manager, Operations Headquarters, Credit Examination Department and Credit Management Department Jun 2024 Director, General Manager, Operations Headquarters and Credit Management Department Jun 2025 Director and President, Fukugin Lease & Credit Co., Ltd. Jul 2025 Director, in charge of Lending and Risk Management Department Aug 2025 Director, Fukugin Regional Revitalization Investment Co., Ltd. (current) Jun 2026 Director, in charge of Lending and Compliance Department (current)
1968-07-30
Takeshi KUSANO
Director, in charge of Sales Management Department
Apr 1991 Joined the Bank Feb 2010 Branch Manager, Okabe Branch Apr 2012 Branch Manager, Ueda Branch Oct 2014 Branch Manager, Motomiya Branch Jun 2015 Head, Sales Management Office Aug 2015 General Manager, Sales Support Department Jun 2017 General Manager, Sales Strategy Department Oct 2018 General Manager, Corporate Sales Department Jun 2020 Executive Officer, Deputy General Manager, Sales Headquarters, General Manager, Corporate Sales Department Oct 2020 Executive Officer, Branch Manager, Taira Branch May 2023 Executive Officer, General Manager, Sales Headquarters and Market Finance Department Jun 2025 Director, General Manager, Sales Headquarters and Market Finance Department Jul 2025 Director, in charge of Sales Management Department (current) Aug 2025 Director, Fukugin Regional Revitalization Investment Co., Ltd. (current)
1965-09-04
Yumiko NIHEI
Outside Director
Apr 2000 Full-time Lecturer, Sakura no Seibo Junior College Apr 2004 Chairman, Fukushima Prefecture Gender Equality Council Apr 2006 Associate Professor, Sakura no Seibo Junior College Apr 2013 Professor, Sakura no Seibo Junior College Oct 2013 Member, Fukushima Regional Labor Council Jun 2016 Director (current) Apr 2017 Part-time Lecturer, Faculty of Policy Studies, Fukushima University (current) Jun 2019 Member, Clinical Research Review Committee, Fukushima Medical University (current) Nov 2021 Member, Committee on Clinical Surgical Skills Training, Fukushima Medical University (current)
1950-08-31
Hiroshi ISHII
Outside Director
Apr 1978 Joined Fukushima Prefectural Police Headquarters Apr 2005 Senior Official, Commercial Town Development Group, Fukushima Prefecture Commerce and Labor Department Apr 2007 Seconded to Fukushima Prefecture Industrial Promotion Center (Director, Big Palette Fukushima) Apr 2008 Deputy Director, Fukushima Prefecture Tokyo Office Apr 2010 Policy Director, Fukushima Prefecture Commerce and Labor Department Apr 2012 Director General, Aizu Regional Development Bureau Nov 2013 Standing Director, Fukushima Chamber of Commerce and Industry Federation, and Managing Director, Fukushima Chamber of Commerce and Industry Jun 2023 Director (current)
1955-09-01
Takashi YANAI
Full-time Audit & Supervisory Board Member
Apr 1982 Joined the Bank Apr 2004 Team Leader, Business Planning Team Mar 2006 Team Leader, Business Development Team Jul 2009 Head, Risk Management Office Apr 2010 Head, Business Planning Office Apr 2012 Branch Manager, Omiya Branch Apr 2014 Head, Operations Management Office Aug 2015 General Manager, Operations Planning Department Jun 2016 Executive Officer, General Manager, Operations Headquarters Jun 2017 Director, General Manager, Operations Headquarters Jun 2020 Audit & Supervisory Board Member (current)
1959-02-06
Akihiro KONNO
Audit & Supervisory Board Member
Oct 2004 Registered with Fukushima Bar Association Apr 2008 Opened Konno Law Office Feb 2009 Member, Fukushima Prefecture Gender Equality Council Jul 2012 Member, Fukushima Prefecture Consumer Affairs Council Oct 2015 Chairman, Fukushima Dispute Mediation Committee Apr 2016 Member, Date City Bid Monitoring Committee Apr 2016 Vice President and Chief, Fukushima Branch, Fukushima Bar Association; Director, Tohoku Federation of Bar Associations Apr 2019 Member, Fukushima City Medical Safety Promotion Council Jul 2019 Human Rights Commissioner (current) Jul 2020 Chairman, Fukushima Prefecture Construction Works Dispute Examination Committee Apr 2022 President, Fukushima Bar Association; Managing Director, Japan Federation of Bar Associations Jun 2023 Audit & Supervisory Board Member (current) Apr 2024 Civil Mediation Commissioner, Fukushima District Court and Fukushima Summary Court (current) Apr 2025 Family Mediation Commissioner, Fukushima Family Court (current)
1975-10-08
Shunpei MORITA
Director, Vice President
Apr 1998 Joined SoftBank Corp. (now SoftBank Group Corp.) Apr 1999 Joined SoftBank Accounting Inc. (now SoftBank Corp.) Jul 2000 Representative Director and President, Office Work Co., Ltd. (now SBI Business Solutions Co., Ltd.) Nov 2005 Representative Director and President, JCN Land Co., Ltd. (now SBI Business Solutions Co., Ltd.) Jun 2009 Director and Executive Officer, SBI Holdings, Inc. Oct 2011 Director and Executive Officer, CFO, SBI Holdings, Inc. May 2012 Representative Director, SBI Art Auction Co., Ltd. Jun 2012 Director, SBI Financial Services Co., Ltd.; Director, SBI Capital Management Co., Ltd.; Director and Senior Managing Executive Officer, SBI Holdings, Inc. Jun 2017 Director, SBI Business Solutions Co., Ltd.; Director and Managing Executive Officer, SBI Holdings, Inc. Jun 2018 Senior Managing Director, SBI Holdings, Inc. Dec 2019 Outside Director, Shimane Bank, Ltd. Apr 2020 Representative Director, SBI Regional Bank Holdings Co., Ltd. Jun 2021 Director, SBI Global Asset Management Co., Ltd. (now SBI Asset Management Group Co., Ltd.); Director, SBI Neo Financial Services Co., Ltd.; Director, SBI Digital Asset Holdings Co., Ltd. Feb 2022 Director, SBI Regional Revitalization Support Co., Ltd.; Director, SBI Savings Bank, Ltd. Jun 2022 Director, SBI Art Auction Co., Ltd. Sep 2022 Representative Director, SBI Regional Revitalization Banking System Co., Ltd. Apr 2025 Director, SBI Regional Revitalization Banking System Co., Ltd. (scheduled to retire by Jun 2026) May 2025 Director, SBI Regional Bank Holdings Co., Ltd. (scheduled to retire by Jun 2026) Senior Managing Executive Officer, SBI Shinsei Bank, Ltd. (scheduled to retire by Jun 2026) Apr 2026 Adviser Jun 2026 Director, Vice President (current)
1974-12-31
Kaoru KOYAMA
Outside Director
Sep 1991 Joined Aoyama Audit Corporation (until Sep 1995) Nov 1994 Director, Oyama Management Co., Ltd. (current) Sep 1995 Joined Tohmatsu & Co. (until Dec 1998) Jan 1999 Opened Koyama Certified Public Accountant Office (current); Oyama Tax Corporation (current) Apr 2011 Auditor, Miyagi Prefectural Hospital Organization (current) Jul 2017 Member, Selection Committee for Utilization Business of Former Relocation Sites, Sendai City (current) Jan 2018 Member, Evaluation Committee, Miyagi Children's Hospital (current) Dec 2019 Member, Compliance Promotion Committee, Sendai City (current) Jul 2021 Member, Miyagi Prefecture Administrative Management Promotion Committee (current) Jun 2022 Chairman, Miyagi Chapter, Japanese Institute of Certified Public Accountants Tohoku Branch Jul 2023 Member, International Special Committee, Tohoku Tax Accountants Association (current) Jul 2025 Chairman, School Corporation Committee, Japanese Institute of Certified Public Accountants Tohoku Branch (current) Jun 2026 Director (current)
1967-05-17
Nobuo UTAGAWA
Audit & Supervisory Board Member
Apr 1984 Joined NHK (reporter); Reporter, Fukushima Broadcasting Station Jul 1990 Reporter, Economics Department, NHK News Division Jun 2010 Chief, Economics Department, NHK News Division Jun 2013 Chief, General Affairs Department, NHK News Division Jun 2014 Senior Station Director, NHK News Division Jun 2016 Secretary General, NHK Management Committee Jun 2018 Executive-level Treatment; Station Director, NHK Fukuoka Broadcasting Station May 2020 Retired from NHK; transferred to NHK Global Media Services, Inc. (until May 2025) Jun 2026 Audit & Supervisory Board Member (current)
1960-05-07
Large Shareholding Reports
SBI Shinsei Bank, Limited
2026-07-03
34.10%
Futaba Fudosan Kensetsu Co., Ltd.
2026-03-27
—
Annual report (as of 2026-03-31): 1.43%
Futaba Fudosan Kensetsu Co., Ltd.
2026-03-11
4.27%→3.28%
Annual report (as of 2026-03-31): 1.43%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-06
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-07-03
Large Shareholding Report
EDINET
2026-06-18
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2026-03-27
Change Report
EDINET
2026-03-11
Large Shareholding Report
TDnet
2026-02-06
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-14
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-08
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-23
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-14
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-15
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINETAmended
2024-07-18
Amended Securities Registration Statement
EDINETAmended
2024-06-28
Amended Securities Registration Statement
EDINETAmended
2024-06-26
Amended Securities Registration Statement
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINETAmended
2024-05-17
Amended Securities Registration Statement
EDINET
2024-05-14
Securities Registration Statement
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-17
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-09
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-21
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-18
Quarterly Securities Report
EDINET
2022-08-10
Quarterly Securities Report
EDINET
2022-06-22
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-15
Quarterly Securities Report
EDINET
2021-08-10
Quarterly Securities Report
EDINET
2021-06-23
Annual Securities Report
Ask AI
I have this company's financials, ownership, and management on hand. Ask me anything from an M&A perspective.
End of Preview

Try the full product

Free demo (no time limit, up to 10 companies). Explore Comps, DCF, LBO, WACC on every screen. Excel export is on the paid plan.

Free Demo (No Time Limit, 10 Companies) →