Overview
Banks

THE DAITO BANK,LTD.

The Daito Bank is a regional bank headquartered in Fukushima Prefecture, operating a network of 56 branches (including its head office) offering core banking services such as deposits, loans, securities investment, domestic and foreign exchange, investment trusts, and insurance product sales. The Bank is supported by two consolidated subsidiaries: Daito Credit Service Co., Ltd. (credit card business) and Daito Lease Co., Ltd. (finance leasing and credit guarantee businesses). The Bank focuses on community-based banking, actively enhancing customer service within its local operating area.

Market Cap
¥14.5B
US$92.5M
EV
¥—B
Stock¥1,145▼-1.72%
US$1 = ¥156.80 (2026-10-23)
ROE
6.0%
* LTM NI / end-of-period equity
PBR
0.5
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+27.6%pt
10012
Oct 24, 25 – Oct 23, 26StockTOPIX
1Mar 2, 26Pre-earnings profit-taking
2Mar 4, 26Post-earnings disappointment selling
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Performance & Balance
Revenue 5Y (¥B)
12.9US$82.2M'22/313.0US$83.1M'23/313.6US$86.6M'24/313.2US$84.4M'25/315.5US$98.8M'26/3
Net Income 5Y (¥B)
1.20US$7.66M'22/31.28US$8.18M'23/31.26US$8.00M'24/31.33US$8.48M'25/31.68US$10.7M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
134US$854M'22/372.0US$459M'23/371.9US$459M'24/335.0US$223M'25/334.1US$217M'26/3
Shareholders
Top 10 hold 35.7%
1
The Toho Bank,Ltd.
19.55%
2
THE DAITO BANK,LTD. Stock Ownership Association
4.33%
3
Custody Bank of Japan, Ltd. (Trust Account)
2.73%
4
Japan Securities Finance Co.,Ltd.
1.83%
5
THE BANK OF NEW YORK MELLON 140044 (Standing Proxy: Mizuho Bank, Ltd.)
1.32%
6
The Master Trust Bank of Japan, Ltd. (Trust Account)
1.29%
7
Sawayaka Shoji Co., Ltd.
1.26%
8
Sompo Japan Insurance Inc.
1.20%
9
Nomura Trust and Banking Co., Ltd. (Investment Trust Account)
1.16%
10
Value Up No. 2 Fund Investment Limited Partnership
1.06%
Management
10 officers
Takao SUZUKI
Representative Director, Chairman and President
Apr 1976 Joined the Bank Feb 1996 Manager, Uneme Branch Mar 1998 Deputy General Manager, Head Office Sales Department Apr 2001 Manager, Nihonmatsu Branch Mar 2003 Manager, Asahi Area and Manager, Asahi Branch Jun 2004 Managing Director Jun 2008 Senior Managing Director Jun 2010 Director and President Jun 2023 Director and Chairman Mar 2024 Representative Director, Chairman and President (current)
1953-11-15
Hiroshi OKAYASU
Representative Director, Senior Managing Director
Apr 1974 Joined the Bank Mar 1999 Manager, Ishikawa Branch Apr 2001 Manager, Kawamata Branch Mar 2003 Manager, Shirakawa Branch Jun 2004 General Manager, Credit Management Department Jul 2008 Executive Officer, General Manager, Credit Examination Department Jun 2010 Director, General Manager, Credit Examination Department Jun 2013 Managing Director Jun 2022 Senior Managing Director (current)
1955-11-30
Takayuki OYAGI
Representative Director, Senior Managing Director
Apr 1984 Joined the Bank Apr 2003 Manager, Tsurumi Dan Branch and Deputy Manager, Koriyama Kaisei Branch Jun 2004 Manager, Shin-Shirakawa Ekimae Branch and Deputy Manager, Shirakawa Branch Jul 2007 Manager, Utsunomiya Branch Jul 2008 Manager, Utsunomiya Branch and Manager, Utsunomiya Loan Center Jul 2010 Block Manager, Azaka and Manager, Azaka Branch Jul 2012 Block Manager, Aizu and Manager, Aizu Branch Jul 2014 Deputy General Manager, Credit Management Department and Deputy General Manager, Credit Examination Department Jul 2015 Deputy General Manager, Credit Examination Department Apr 2016 Block Manager, Asahi, Manager, Asahi Branch and Manager, Wakaba Branch Jun 2018 Attached to Personnel and General Affairs Department; seconded to Daito Lease Co., Ltd. (President) Jul 2020 General Manager, Credit Examination Department Jun 2021 Executive Officer, General Manager, Credit Examination Department Jun 2024 Director, General Manager, Credit Examination Department Jun 2025 Managing Director, General Manager, Credit Examination Department Jul 2025 Managing Director (current) Jun 2026 Senior Managing Director (scheduled)
1961-06-13
Tasuku SUZUKI
Managing Director, General Manager, Sales and Business Development Department
Apr 1997 Joined the Bank Jul 2011 Chief Researcher, Management Department Oct 2013 Chief Researcher, Clerical Department Jul 2014 Chief Researcher, Systems Department and Chief Researcher, Clerical Department Jul 2016 Deputy General Manager, Management Department Jul 2020 General Manager, Personnel and General Affairs Department Jun 2022 Executive Officer, General Manager, Personnel and General Affairs Department Jun 2023 Director, General Manager, Clerical and Systems Department Jul 2024 Director, General Manager, Sales and Business Development Department Jun 2025 Managing Director, General Manager, Sales and Business Development Department (current)
1975-02-21
Hiromune KIKUTA
Director, General Manager, Personnel and General Affairs Department
Apr 1995 Joined the Bank Jul 2014 Chief Researcher, Management Department Jul 2016 Manager, Ono Branch Jul 2018 Manager, Yayamada Branch Jul 2019 Chief Researcher, Credit Examination Department Jul 2020 Manager, Tokyo Branch and Manager, Tokyo Office (concurrently Securities and International Department) Apr 2023 Manager, Tokyo Branch, Manager, Tokyo Loan Center (overall supervision) and Manager, Tokyo Office Jul 2023 Block Manager, Koriyama Minami, Manager, Azaka Branch and Manager, Kurume Branch Jul 2024 General Manager, Management Department Jun 2025 Executive Officer, General Manager, Management Department Jul 2025 Executive Officer, General Manager, Personnel and General Affairs Department (current) Jun 2026 Director, General Manager, Personnel and General Affairs Department (scheduled)
1972-11-29
Hirokazu WATANABE
Director, Audit and Supervisory Committee Member
Apr 1983 Joined the Bank Aug 2003 Manager, Nishikawa Branch Jul 2005 Deputy General Manager, General Affairs Department Jul 2008 General Manager, General Affairs Department Jul 2012 Manager, Tokyo Branch and Manager, Tokyo Office Jul 2014 General Manager, General Affairs Department Jun 2015 Executive Officer, General Manager, General Affairs Department Jun 2020 Director, Audit and Supervisory Committee Member (current)
1961-03-21
Toshinori URYU
Director, Audit and Supervisory Committee Member
Apr 1981 Joined Fcom Co., Ltd. May 1991 General Manager, Sales Department, Fcom Co., Ltd. Jun 1992 Director, Fcom Co., Ltd. Jun 1998 Managing Director, Fcom Co., Ltd. Jun 2001 Managing Executive Officer, Fcom Co., Ltd. Jun 2003 Managing Director, Fcom Co., Ltd. Jun 2009 Senior Managing Director, Fcom Co., Ltd. Jun 2015 Representative Director, President and COO, Fcom Co., Ltd. Jun 2021 Representative Director and Vice Chairman, Fcom Co., Ltd.; Vice President and Director, Fcom Holdings Co., Ltd. (current); Representative Director, President, Maicom Co., Ltd. (current); Representative Director, President, Aizu Fcom Co., Ltd. (current) Jun 2023 Director, Audit and Supervisory Committee Member, the Bank (current) Apr 2024 Director and Senior Advisor, Fcom Co., Ltd. (current) Jun 2024 Representative Director, President, Fcom Marketing Co., Ltd. (current)
1958-07-22
Junjo MATSUMOTO
Director, Audit and Supervisory Committee Member
Apr 1986 Joined the Bank of Japan May 1994 London Office, Bank of Japan Jul 2007 Chief, Business Section, Osaka Branch, Bank of Japan Jul 2009 Manager, Kofu Branch, Bank of Japan Jul 2012 Senior Expert, Settlement Systems Department, Bank of Japan Apr 2014 Senior Expert, Policy Board Office, Bank of Japan Jun 2015 Seconded to Deposit Insurance Corporation of Japan Jun 2017 Manager, Fukuoka Branch, Bank of Japan Jun 2018 Retired from the Bank of Japan Jul 2018 Managing Executive Officer, Rating and Investment Information, Inc. Mar 2023 Retired Apr 2023 Executive Officer, GPSS Holdings Co., Ltd. (current) Jun 2024 Director, Audit and Supervisory Committee Member, the Bank (current) Sep 2024 Representative Director, GPSS Innovation Capital Co., Ltd. (current)
1962-08-30
Takanori KANENARI
Director, Audit and Supervisory Committee Member
Apr 1985 Joined Fukushima Prefectural Government Sep 2011 Chief, Nuclear Damage Countermeasures Division Apr 2012 Chief, Personnel Division Apr 2014 Deputy Director, General Affairs Department (in charge of personnel) Apr 2016 Manager, Tokyo Office Apr 2018 Director-General, Evacuation Area Reconstruction Bureau Apr 2019 Director-General, Commerce and Labor Department Mar 2020 Retired from Fukushima Prefectural Government Jun 2020 Vice President and Managing Director, Fukushima Prefectural Federation of Small and Medium Enterprise Cooperatives Jun 2024 Retired from Fukushima Prefectural Federation of Small and Medium Enterprise Cooperatives; Director, Audit and Supervisory Committee Member, the Bank (current); Auditor, Fukushima Prefectural Life Hygiene Business Guidance Center (current)
1960-04-10
Atsuko TAKUBO
Director, Audit and Supervisory Committee Member
Oct 1992 Joined Chuo Shinko Audit Corporation Apr 1996 Registered as Certified Public Accountant Jun 2025 Left Ernst & Young ShinNihon LLC Jul 2025 Head, Takubo Certified Public Accountant Office (current) Jun 2026 Director, Audit and Supervisory Committee Member, the Bank (scheduled)
1966-05-22
Large Shareholding Reports
The Toho Bank, Ltd.
2026-01-08
19.51%
Annual report (as of 2026-03-31): 19.55%
HS Holdings Co., Ltd.
2026-01-06
19.33%→1.37%
Correction filing (name/detail fix only) — ratio carried over from the original filing
HS Holdings Co., Ltd.
2025-12-26
19.33%→1.37%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-10
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-23
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-06
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2026-01-08
Large Shareholding Report
EDINETAmended
2026-01-06
Change Report
EDINET
2025-12-26
Large Shareholding Report
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Sep 2025
TDnet
2025-08-08
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-18
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-07
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-21
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-22
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-07
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-23
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-18
Quarterly Securities Report
EDINET
2022-08-05
Quarterly Securities Report
EDINET
2022-06-24
Annual Securities Report
EDINET
2022-02-04
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINET
2021-06-25
Annual Securities Report
EDINET
2021-02-05
Quarterly Securities Report
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