Overview
Banks

The Chiba Kogyo Bank,Ltd.

Chiba Kogyo Bank is a regional bank headquartered in Chiba City, Japan, providing comprehensive banking services including deposit-taking, lending, domestic and foreign exchange, securities brokerage, and insurance sales through its head office and branch network. The Bank operates with a community-focused strategy, serving retail and corporate customers primarily in Chiba Prefecture. Its group includes leasing (Chiba Sogo Lease Co., Ltd.), IT systems development, regional trading/agriculture/consulting (Chibakuru), and venture capital (Chiba Kogyo Bank Capital Partners) subsidiaries.

Market Cap
¥135B
US$860M
EV
¥—B
Stock¥2,345▼-3.54%
US$1 = ¥156.80 (2026-10-23)
ROE
5.0%
* LTM NI / end-of-period equity
PBR
0.8
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+20.5%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
51.2US$327M'22/351.3US$327M'23/354.6US$348M'24/356.9US$363M'25/368.9US$439M'26/3
Net Income 5Y (¥B)
6.39US$40.7M'22/36.48US$41.3M'23/37.43US$47.4M'24/37.46US$47.6M'25/38.61US$54.9M'26/3
Capital Structure
100%
EquityDebt
Liquidity vs Debt 5Y (¥B)
CashInv. Sec.Debt
685US$4.37B'22/3262US$1.67B'23/3259US$1.65B'24/3244US$1.56B'25/3225US$1.44B'26/3
Shareholders
Top 10 hold 56.2%
1
The Chiba Bank,Ltd.
19.12%
2
Mizuho Bank, Ltd.
14.54%
3
The Master Trust Bank of Japan, Ltd. (Trust Account)
7.22%
4
Custody Bank of Japan, Ltd. (Trust Account E)
3.31%
5
GOLDMAN SACHS INTERNATIONAL (Standing Proxy: Goldman Sachs Japan Co., Ltd.)
2.43%
6
Sakamoto Shiryo Co., Ltd.
2.04%
7
BNY GCM CLIENT ACCOUNT JPRD AC ISG (FE-AC; Standing Proxy: MUFG Bank, Ltd.)
2.02%
8
Meiji Yasuda Life Insurance Company
1.90%
9
The Chiba Kogyo Bank,Ltd. Stock Ownership Association
1.83%
10
Custody Bank of Japan, Ltd. (Trust Account)
1.79%
Management
14 officers
Shunichi AOYAGI
Director, Chairman
Apr 1980 Joined the Bank Aug 1996 Research Manager, International Division, and Head, New York Representative Office Oct 2000 Deputy Manager, Corporate Planning Department Jul 2003 Senior Manager, Corporate Planning Department (General Manager in charge) May 2004 Senior Manager and General Manager, Corporate Planning Department Jun 2004 Executive Officer and General Manager, Corporate Planning Department May 2007 Managing Executive Officer Jun 2007 Managing Director, Managing Executive Officer Jun 2009 Representative Director, President and CEO Apr 2019 Director, Chairman of the Board (current)
1955-07-12
Hitoshi UMEDA
Representative Director, President
Apr 1986 Joined the Bank Jan 2004 Deputy Manager, Money Markets Department Apr 2006 Branch Manager, Yakuendai Branch Oct 2010 Deputy Manager, Corporate Planning Department Jul 2012 Senior Manager, Corporate Planning Department (General Manager in charge) Apr 2014 Senior Manager and General Manager, Corporate Planning Department Jun 2014 Executive Officer and General Manager, Corporate Planning Department Apr 2016 Executive Officer and General Manager, Head Office Sales Department May 2016 Managing Executive Officer and General Manager, Head Office Sales Department Apr 2017 Managing Executive Officer Jun 2018 Managing Director, Managing Executive Officer Apr 2019 Representative Director, President and CEO (current)
1962-12-24
Ryuichi MATSUMARU
Representative Director, Deputy President
Apr 1983 Joined Fuji Bank, Ltd. (now Mizuho Bank, Ltd.) Oct 1989 Seconded to Swiss Fuji Bank, Ltd., by the same bank Nov 1994 Seconded to Fuji Securities Co., Ltd. (now Mizuho Securities Co., Ltd.), by the same bank Apr 2002 General Manager, Fourth Capital Markets Department, Capital Markets Group, Mizuho Securities Co., Ltd. Feb 2008 Branch Manager, Funabashi Branch, Mizuho Bank, Ltd. Aug 2010 Executive Officer, Mizuho Investors Securities Co., Ltd. (now Mizuho Securities Co., Ltd.) Jun 2014 Representative Director, President, Kakutei Kyoshutsu Nenkin Service Co., Ltd. May 2017 Managing Executive Officer of the Bank Jun 2017 Director, Deputy President and COO (current)
1959-08-01
Hiroyuki TANAKA
Director, Managing Executive Officer
Apr 1988 Joined the Bank Apr 2007 Branch Manager, Kamatori Branch Apr 2010 Branch Manager, Urayasu Branch Apr 2012 Deputy Manager, Sales Planning Department Apr 2014 Deputy Manager, Corporate Planning Department Jul 2014 Senior Manager, Corporate Planning Department (General Manager in charge) Jun 2016 Executive Officer, General Manager in charge, Corporate Planning Department Apr 2019 Executive Officer and General Manager, Corporate Planning Department Apr 2020 Managing Executive Officer and General Manager, Corporate Planning Department Apr 2022 Managing Executive Officer Jun 2025 Director, Managing Executive Officer (current)
1964-06-01
Kunito OZEKI
Director, Managing Executive Officer
Apr 1994 Joined the Bank Oct 2012 Corporate Business Manager, Matsudo Branch Apr 2016 Branch Manager, Sakae Branch Apr 2017 Block Manager and Branch Manager, Sakae Branch and Shirahata Branch Apr 2018 Block Manager and Branch Manager, Ichikawa Branch Jul 2019 Senior Manager, Block Manager and Branch Manager, Ichikawa Branch Apr 2020 Senior Manager, Sales Planning Department Apr 2021 Executive Officer and General Manager, Sales Planning Department Apr 2023 Executive Officer, Area Manager, Chiba Central Block Manager and Branch Manager, Chiba Branch Apr 2024 Managing Executive Officer, Area Manager, Chiba West Block Manager and General Manager, Head Office Sales Department Apr 2026 Managing Executive Officer, General Manager, Sales Division Jun 2026 Director, Managing Executive Officer (scheduled to take office)
1971-01-13
Junji NAKAMURA
Director, Managing Executive Officer
Apr 1996 Joined the Bank Oct 2013 Corporate Business Manager and Head of Second Transactions Section, Urayasu Branch Apr 2015 Head, Funabori Corporate Office, Urayasu Branch Jul 2017 Chair, Preparation Committee for Nishi-Kasai Branch Opening Sep 2017 Branch Manager, Nishi-Kasai Branch Apr 2019 Deputy Manager, Corporate Planning Department Jul 2021 Senior Manager, Corporate Planning Department (General Manager in charge) Apr 2022 Executive Officer and General Manager, Corporate Planning Department Apr 2024 Managing Executive Officer and General Manager, Corporate Planning Department Apr 2025 Managing Executive Officer Jun 2026 Director, Managing Executive Officer (scheduled to take office)
1972-07-24
Hisako TOYA
Director
Apr 1975 Joined Chiba Prefectural Government Apr 2000 Chief, Child and Family Division, Health and Welfare Department, and Director, Declining Birthrate Measures Office, Chiba Prefecture Apr 2002 Director, Women's Support Center, General Planning Department, Chiba Prefecture Apr 2004 Manager, Gender Equality Division, General Planning Department, and Senior Specialist, General Affairs Department, Chiba Prefecture Apr 2007 Deputy Director, Commerce and Labor Department, and Senior Specialist, General Affairs Department, Chiba Prefecture Apr 2008 Deputy Director, Health and Welfare Department, Chiba Prefecture Apr 2009 Director, Health and Welfare Department, Chiba Prefecture Apr 2011 Director, Environment and Living Department, Chiba Prefecture Mar 2013 Retired from Chiba Prefectural Government Apr 2013 Managing Director, Chiba Prefecture National Health Insurance Association Jun 2015 Outside Director of the Bank (current)
1952-08-01
Eiji YAMADA
Director
Apr 1978 Joined Nippon Telegraph and Telephone Public Corporation (now NTT, Inc.) Jun 2001 General Manager, Financial Business Planning Division, Financial Systems Business Headquarters, NTT Data Corporation (now NTT DATA Group Corporation) Apr 2002 General Manager, Settlement Business Division, Business Development Headquarters, NTT Data Corporation May 2004 Deputy General Manager, Settlement Solutions Business Headquarters, NTT Data Corporation Jun 2005 Executive Officer, NTT Data Corporation Jun 2011 Managing Director, Managing Executive Officer, NTT Data Corporation Jun 2012 Representative Director, Senior Executive Vice President, NTT Data Corporation Jun 2015 Advisor, NTT Data Corporation; Representative Director, President, Nippon Denshi Keisanki Co., Ltd. Jun 2017 Outside Director of the Bank (current) Jun 2021 Advisor, Nippon Denshi Keisanki Co., Ltd.; Outside Director, Kyokuyo Co., Ltd. (current) Jun 2022 Outside Director, Heiwa Real Estate Co., Ltd. (current)
1955-07-18
Tetsuro SUGIURA
Director
Apr 1977 Joined Fuji Bank, Ltd. (now Mizuho Bank, Ltd.) Apr 2002 Seconded to Fuji Research Institute Corporation (now Mizuho Bank, Ltd.) as Director and Chief Economist, from Mizuho Bank, Ltd., Related Business Department Apr 2003 Seconded to Mizuho Research Institute Ltd. (now Mizuho Bank, Ltd.) as Chief Economist, from Mizuho Financial Group, Group Strategy Department I Apr 2004 Seconded to Mizuho Research Institute Ltd. (now Mizuho Bank, Ltd.) as Chief Economist, from Corporate Planning Department Apr 2005 Managing Executive Officer and Chief Economist, Mizuho Research Institute Ltd. (now Mizuho Bank, Ltd.) Apr 2007 Senior Managing Executive Officer, Mizuho Research Institute Ltd. (now Mizuho Bank, Ltd.) Jul 2011 Vice Chairman, Mizuho Research Institute Ltd. (now Mizuho Bank, Ltd.) Apr 2014 Senior Managing Director, Japan Economic Research Council (general incorporated association) Jun 2019 Outside Director of the Bank (current)
1954-07-30
Yumiko KINOSHITA
Director
Apr 1984 Joined the Bank of Japan Sep 1991 Joined McKinsey & Company Apr 2004 Joined Miraikan - The National Museum of Emerging Science and Innovation, Japan Science and Technology Agency (now National Research and Development Agency, Japan Science and Technology Agency) Jun 2011 General Manager, Corporate Planning Department, KCJ GROUP Inc. Feb 2016 Full-time Director, Japan Professional Football League (general incorporated association) Mar 2018 Chairman, Japan Professional Football League; Special Assignment for Diplomacy Jul 2020 Director, Tokyo Football Association (general incorporated foundation) Mar 2021 Outside Director, Tokyo Tatemono Co., Ltd. (current) Apr 2022 Member, Management Council, Hitotsubashi University (national university corporation) Jun 2024 Vice President, Tokyo Football Association (general incorporated foundation) (current) Jun 2024 Outside Director of the Bank (current)
1961-07-13
Akira MIYAMOTO
Full-time Audit and Supervisory Board Member
Apr 1986 Joined the Bank May 2005 Branch Manager, Makuhari Techno Garden Branch May 2007 Branch Manager, Kogane Branch Jul 2009 Branch Manager, Abiko Branch Apr 2011 Senior Investigator, General Affairs Department Apr 2012 Deputy Manager, General Affairs Department Apr 2016 General Manager, General Affairs Department Jul 2016 Senior Manager, General Manager, General Affairs Department Apr 2018 Executive Officer and General Manager, General Affairs Department Apr 2021 Managing Executive Officer Apr 2025 Executive Officer Jun 2025 Full-time Audit and Supervisory Board Member (current)
1963-07-10
Katsumi SHIRAI
Full-time Audit and Supervisory Board Member
Apr 1987 Joined the Bank Nov 2004 Corporate Business Manager, Kashiwa Branch Apr 2007 Branch Manager, Urayasu Branch Apr 2010 Deputy Manager, Sales Planning Department Apr 2012 Branch Manager, Goi Branch Jul 2013 Senior Manager, Branch Manager, Goi Branch Apr 2014 Senior Manager, in charge of Branch Operations Department, and Group Leader, First Group, Branch Operations Department Apr 2015 Senior Manager, General Manager, Branch Operations Department Jun 2015 Executive Officer and General Manager, Branch Operations Department Apr 2016 Executive Officer and General Manager, Corporate Strategy Department May 2016 Executive Officer, Deputy Head of Sales Division, and General Manager, Corporate Strategy Department Apr 2019 Managing Executive Officer, Area Manager and General Manager, Head Office Sales Department Apr 2020 Managing Executive Officer, General Manager, Sales Division Jun 2020 Managing Director, Managing Executive Officer Apr 2024 Director, Managing Executive Officer (title change) Apr 2025 Director, Senior Managing Executive Officer Apr 2026 Director, Executive Officer Jun 2026 Full-time Audit and Supervisory Board Member (scheduled to take office)
1963-11-05
Takashi KIKUKAWA
Audit and Supervisory Board Member
Apr 1983 Joined Yasuda Life Insurance Company (now Meiji Yasuda Life Insurance Company) Apr 2001 Branch Manager, Kanazawa Branch Office Jan 2004 Branch Manager, Shinjuku Branch Office, Meiji Yasuda Life Insurance Company Apr 2006 Branch Manager, Sapporo Branch Office Apr 2009 General Manager, Compliance Division Apr 2012 General Manager, Operations Department Apr 2014 Executive Officer, Head of Osaka Headquarters Apr 2016 Managing Executive Officer Apr 2020 Senior Managing Executive Officer Apr 2021 Senior Advisor Jun 2021 Outside Audit and Supervisory Board Member of the Bank (current) Jul 2021 Director, Meiji Yasuda Life Insurance Company Jul 2025 Chairman and Representative Director, Meiji Yasuda General Research Institute, Ltd. (current)
1960-04-21
Tatsuya TOSHIMA
Audit and Supervisory Board Member
Apr 1982 Joined Yasuda Fire and Marine Insurance Co., Ltd. (now Sompo Japan Insurance Inc.) Apr 2005 General Manager, Shizuoka Auto Sales Department, Sompo Japan Insurance Inc. (now Sompo Japan Insurance Inc.) Apr 2008 General Manager, First Osaka Auto Sales Department, Sompo Japan Insurance Inc. Apr 2011 Executive Officer and Branch Manager, Tokyo Central Branch, Sompo Japan Insurance Inc. Apr 2014 Representative Director, President, SOMPO Credit Co., Ltd. Jun 2014 Part-time Audit and Supervisory Board Member, Penta-Ocean Construction Co., Ltd. Jun 2017 Audit and Supervisory Board Member, Universe Development Co., Ltd. Jun 2018 Audit and Supervisory Board Member, Marubeni Safenet Co., Ltd. Jun 2020 Part-time Audit and Supervisory Board Member, Zaikei Credit Guarantee Co., Ltd. Jun 2022 Outside Audit and Supervisory Board Member of the Bank (current)
1959-06-22
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-06
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-10
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-20
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-06
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-10
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-20
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-07
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-09
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-21
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-28
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-09
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-22
Quarterly Securities Report
EDINETAmended
2022-10-18
Amended Annual Securities Report
EDINET
2022-08-08
Quarterly Securities Report
EDINET
2022-06-24
Annual Securities Report
EDINET
2022-02-09
Quarterly Securities Report
EDINET
2021-11-19
Quarterly Securities Report
EDINET
2021-08-10
Quarterly Securities Report
EDINET
2021-06-25
Annual Securities Report
EDINET
2021-02-09
Quarterly Securities Report
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