Overview
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Muninova Holdings Inc.

Muninova Holdings is a Japanese financial holding company operating across loan services (led by AIFUL Corporation), payment services, credit guarantee, small-amount short-term insurance, venture capital, SES (systems engineering services), and overseas businesses. The Group targets retail consumers and SMEs, leveraging digital technology and FinTech initiatives to expand financial access and enhance customer experience. Its competitive strength lies in its diversified financial services portfolio combined with in-house digital transformation capabilities.

Market Cap
¥189B
US$1.20B
EV
¥—B
Stock¥395▼-0.75%
US$1 = ¥157.05 (2026-10-22)
ROE
—
* LTM NI / end-of-period equity
PBR
0.8
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▼-21.2%pt
100
Apr 1, 26 – Oct 23, 26StockTOPIX
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Performance & Balance
Capital Structure
21%
79%
EquityD/E 3.71xDebt
Shareholders
Top 10 hold 59.3%
1
AMG Co., Ltd.
19.80%
2
Mitsuhide FUKUDA
12.99%
3
The Master Trust Bank of Japan, Ltd. (Trust Account)
8.97%
4
Marutaka Co., Ltd.
5.13%
5
JP MORGAN CHASE BANK 385632
4.35%
6
MSIP CLIENT SECURITIES
3.08%
7
Custody Bank of Japan, Ltd. (Trust Account)
2.27%
8
MSCO CUSTOMER SECURITIES
1.44%
9
MLI FOR CLIENT GENERAL OMNI NON COLLATERAL NON TREATY-PB
1.26%
Management
10 officers
Mitsuhide FUKUDA
Representative Director, President, Executive Officer
Yoshitaka FUKUDA
Representative Director, Chairman
Keiji MASUI
Representative Director, Executive Vice President, Executive Officer
Masayuki SATO
Director, Vice Chairman, Executive Officer
Akiaki JINDAI
Director, Executive Vice President, Executive Officer
Ayako KITAZAWA
Director
Hitoshi SHIMURA
Director, Full-time Audit and Supervisory Committee Member
Takaya TSUTSUMI
Director, Full-time Audit and Supervisory Committee Member
Jiichi SUZUKI
Director, Audit and Supervisory Committee Member
Shin'ichiro MAEDA
Director, Audit and Supervisory Committee Member
Large Shareholding Reports
AMG Inc.
2026-10-09
19.56%→30.33%
Correction filing (name/detail fix only) — ratio carried over from the original filing
AMG Co., Ltd.
2026-09-29
19.56%→30.33%
Mitsuhide FUKUDA
2026-05-11
12.84%
AMG Co., Ltd.
2026-04-23
19.56%
Disclosures
No disclosures
Primary Source Filings
EDINETAmended
2026-10-09
Change Report
EDINET
2026-09-29
Large Shareholding Report
TDnet
2026-08-12
Q1 Earnings Flash
FY ending Mar 2027
EDINETAmended
2026-05-11
Change Report
EDINET
2026-04-23
Large Shareholding Report
EDINETAmended
2026-02-02
Amended Securities Registration Statement
EDINETAmended
2025-11-14
Amended Securities Registration Statement
EDINETAmended
2025-06-26
Amended Securities Registration Statement
EDINET
2025-05-30
Securities Registration Statement
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