Apr 1988 Joined The Nippon Credit Bank, Ltd. (now SBI Shinsei Bank, Ltd.) Sep 1998 Joined Asian Development Bank Jan 2001 Joined The Nippon Kogyo Ginko (now Mizuho Bank, Ltd.) Sep 2006 Joined Rakuten Securities, Inc. Sep 2007 Transferred to Rakuten, Inc. (now Rakuten Group, Inc.) Apr 2016 Senior Executive Officer, Rakuten Group, Inc. Jan 2017 Managing Executive Officer, Rakuten Bank, Ltd. Jun 2019 Functional CCO (Chief Compliance Officer), Rakuten Group, Inc.; Audit & Supervisory Board Member, Rakuten Card Co., Ltd., Rakuten Vissel Kobe, Inc., Rakuten Management, Inc., and Rakuten Baseball, Inc. Jan 2020 CCO (Chief Compliance Officer), Rakuten Mobile, Inc. May 2020 Supervisor, Rakuten International Commercial Bank Co., Ltd. Jun 2021 Manager, Rakuten Marketing LLC; Director, Rakuten Kobo Inc. and Ebates Inc.; Director, International Division, Rakuten Group, Inc. Aug 2021 Director, Rakuten Asia Pte. Ltd.; Manager, Rakuten Europe S.à r.l. and Viber Media S.à r.l. Dec 2021 Executive Officer and CCO (Chief Compliance Officer), Rakuten Mobile, Inc. Apr 2022 Managing Executive Officer, Rakuten Group, Inc. Dec 2022 CCO (Chief Compliance Officer), Rakuten Group, Inc. Mar 2024 Director and CCO (Chief Compliance Officer), Rakuten Symphony, Inc. Apr 2025 Executive Vice President, Rakuten Bank, Ltd. Jun 2025 Representative Director, President, Chief Operating Officer, Rakuten Bank, Ltd. (current) Director, Rakuten Trust, Inc. (current) Director, Rakuten International Commercial Bank Co., Ltd. (current) Director, Japan Multi-Payment Network Promotion Council (current)

Apr 1991 Joined The Nippon Kogyo Ginko (now Mizuho Bank, Ltd.) Aug 2006 Joined Rakuten, Inc. (now Rakuten Group, Inc.) Feb 2010 Executive Officer, Finance Division, Rakuten Group, Inc. May 2017 General Manager, Internal Audit Department, Group Company Division, Rakuten Group, Inc. Apr 2018 Functional CCO, Compliance Division, Rakuten Group, Inc. Jul 2018 Functional CCO, Operations & Marketing Division, Rakuten Group, Inc. Jan 2019 Functional CCO, Operations Division, Rakuten Group, Inc. Jun 2019 Managing Executive Officer, Rakuten Bank, Ltd.; in charge of Finance, Planning, Overseas Business Preparation, and ALM; General Manager, ALM Division Oct 2021 Managing Executive Officer, Rakuten Bank, Ltd.; in charge of Finance, Planning, Compliance, and Examination Apr 2022 Managing Executive Officer, Rakuten Bank, Ltd.; in charge of Finance, Planning, and Examination Jun 2025 Director, Rakuten Trust, Inc. (current) Sep 2025 Managing Executive Officer, Rakuten Bank, Ltd.; in charge of Finance and Planning Jun 2026 Director, Executive Vice President, Rakuten Bank, Ltd.; in charge of Finance and Planning (current)

Apr 1988 Joined The Nippon Kogyo Ginko (now Mizuho Bank, Ltd.) May 1993 Obtained Master of Business Administration, Harvard Business School Feb 1996 Representative Director, President, Crimson Group, Inc. (now Crimson Group LLC) (Representative Member, current) (current) Feb 1997 Established M.D.M. Inc. (now Rakuten Group, Inc.); Representative Director, President Feb 2001 Representative Director, Chairman and President, Rakuten, Inc. (now Rakuten Group, Inc.) (current) Mar 2004 Chief Executive Officer, Rakuten, Inc. (current) Apr 2006 Representative Director, Chairman, Crimson Football Club, Inc. (now Rakuten Vissel Kobe, Inc.) (current) Feb 2010 Representative Director, Japan Association for E-Business Promotion (now Japan Association for New Economy) (current) Oct 2011 Chairman, Tokyo Philharmonic Orchestra Foundation (current) Aug 2012 Representative Director, Chairman and Owner, Rakuten Baseball, Inc. (current) Jul 2016 Group President, Group Company Division, Rakuten Group, Inc. (current) Jul 2017 Representative Director, Chairman, Rakuten Aspirian Japan, Inc. (now Rakuten Medical, Inc.) (current) Apr 2021 Director, AST SpaceMobile, Inc. (current) Mar 2022 Representative Director, Chairman, Rakuten Mobile, Inc. (current) Mar 2022 Director, Chairman, Rakuten Card Co., Ltd. (current) Apr 2022 Director, Chairman, Rakuten Bank, Ltd. (current) Jun 2022 Director, Chairman, Rakuten Payment, Inc. (current) Jul 2022 Director, Chairman, Rakuten Insurance Holdings, Inc. (current) Oct 2022 Director, Chairman, Rakuten Securities Holdings, Inc. (current) Aug 2023 Representative Director, Chairman and CEO, Rakuten Symphony, Inc. (current) Aug 2024 Vice Chairman of the Board and CEO, Rakuten Medical, Inc. (current)

Apr 1972 Joined The Nippon Kogyo Ginko (now Mizuho Bank, Ltd.) Jun 2000 Executive Officer, Sales Division No. 2, Mizuho Bank, Ltd. (now The Nippon Kogyo Ginko) Jun 2001 Managing Executive Officer, Research Division Head, Mizuho Bank, Ltd. Apr 2002 Managing Executive Officer (in charge of branch sales), Mizuho Bank, Ltd. Apr 2003 Managing Executive Officer (Americas regional head), Mizuho Corporate Bank, Ltd. (now Mizuho Bank, Ltd.) Jun 2006 Senior Managing Executive Officer, Fuji Heavy Industries Ltd. (now Subaru Corporation) Jun 2007 Director, Senior Managing Executive Officer (in charge of all overseas sales), Fuji Heavy Industries Ltd. Jun 2010 Representative Director, Vice President, Fuji Heavy Industries Ltd. Jun 2011 Vice Chairman, Director, Citibank Japan Ltd. Jan 2012 Chairman, Director, Citibank Japan Ltd. May 2015 Director, Representative Executive Officer and President, Japan Post Bank Co., Ltd. Jun 2015 Director, Japan Post Holdings Co., Ltd. Apr 2016 Director and Representative Executive Officer, President, Japan Post Holdings Co., Ltd.; Director, Japan Post Service Co., Ltd.; Director, Japan Post Bank Co., Ltd. Jun 2016 Director, Kampo Life Insurance Company Oct 2018 Councilor, Board of Councilors, Gakushuin School Corporation Jan 2021 Senior Advisor, McKinsey & Company (current) Feb 2021 Senior Advisor, Insight Partners (current) Feb 2022 Director, The Japan Industrial Club (current) Jun 2022 Director (part-time), Rakuten Bank, Ltd. (current)

Apr 1987 Joined International Business Machines Corporation (IBM Japan, Ltd.) Aug 1999 Executive Assistant to GM of Global Services, IBM Corporation Asia Pacific Japan Jan 2006 General Manager, Global Delivery Solutions Division, IBM Japan, Ltd. Apr 2008 Executive Officer in charge of Open Systems Development, IBM Japan, Ltd. Jul 2009 Executive Officer in charge of Financial Application Management Services Delivery, IBM Japan, Ltd. Mar 2010 Director, Chiginso Solution & Service Co., Ltd.; Director, IBM Japan Joint Solution & Service Co., Ltd. Jan 2012 Executive Officer in charge of Application Management Services Delivery, IBM Japan, Ltd. Mar 2012 Director, D&I Information Systems Co., Ltd.; Director, MLI Systems Co., Ltd. Jul 2016 Executive Officer, Sales in charge of Technology Support Services, IBM Japan, Ltd. Jan 2019 General Manager, Business Consulting Division, Teradata Japan Co., Ltd. Apr 2021 Executive Officer, General Manager, Business Consulting Division, Teradata Japan Co., Ltd. Jul 2021 Executive Officer, General Manager, Customer Service Division, Teradata Japan Co., Ltd. Jun 2024 Outside Director, Mitsubishi HC Capital Inc. (current) Jun 2025 Director (part-time), Rakuten Bank, Ltd. (current)

Apr 1989 Registered as attorney-at-law (Dai-Ichi Tokyo Bar Association) Mar 1996 Registered as attorney-at-law, State of New York, USA Jan 1999 Partner, Mori Sogo Law Office (now Mori Hamada & Matsumoto, Foreign Law Joint Enterprise) (current) Apr 2004 Part-time Lecturer, Tohoku University Law School Jun 2004 Audit & Supervisory Board Member (part-time), YKK Corporation Dec 2006 Member, International Advisory Board, Columbia Law School Apr 2011 Chairman, Arbitration Center Management Committee, Dai-Ichi Tokyo Bar Association Sep 2011 Special Member, Nuclear Damage Compensation Dispute Resolution Review Committee, Ministry of Education, Culture, Sports, Science and Technology (current) Jan 2013 Temporary Member, Policy Evaluation and Independent Administrative Institution Evaluation Committee, Ministry of Internal Affairs and Communications Sep 2013 Member, Subcommittee on Reform of Independent Administrative Institutions, Administrative Reform Promotion Council, Cabinet Secretariat Jun 2014 Director, Japan ADR Association (current) Mar 2016 Director, Japan Association of Arbitrators (current) Oct 2020 Member, Subcommittee on Arbitration Law, Legislative Council Jun 2023 Chairman, ADR Center, Japan Federation of Bar Associations (current) Jun 2026 Director (part-time), Rakuten Bank, Ltd. (current)

Apr 1990 Joined The Nippon Credit Bank, Ltd. Jun 1998 Joined the World Bank Jun 2003 Head of Tokyo Office, Multilateral Investment Guarantee Agency, World Bank Group Oct 2012 Founder and CEO, Incubate Inc. Oct 2014 Country Representative for Japan, Dalberg Japan K.K. Jan 2016 General Manager, International Projects Planning Department, The Sasakawa Peace Foundation Jul 2017 Head, Gender Innovation Group, The Sasakawa Peace Foundation Jun 2019 Manager, Office of the President, Fast Retailing Co., Ltd. Jan 2021 Representative Director, President, SDG Impact Japan Inc. (current) Jul 2021 Advisor, Overseas Investment and Financing Risk Advisory Committee, Japan International Cooperation Agency (current) Feb 2022 Director, Mashing Up Foundation (current) Jun 2022 Audit & Supervisory Board Member (part-time), Mitsubishi Corporation Jun 2024 Director (part-time), Mitsubishi Corporation Jun 2024 Director (part-time), Terumo Corporation (current) Jun 2026 Director (part-time), Rakuten Bank, Ltd. (current)

Apr 1984 Joined Ministry of Finance Jul 2011 Director-General, Accounts Division, Minister's Secretariat, Ministry of Finance Jul 2012 Director-General, Kyushu Finance Bureau Jun 2013 Director-General, Examination Department, Deposit Insurance Corporation of Japan Jun 2014 Deputy Director-General, Hokkaido Bureau, Ministry of Land, Infrastructure, Transport and Tourism Jun 2016 Senior Managing Executive Officer, Japan Overseas Development Support Corporation Jul 2018 Director-General, Tohoku Finance Bureau Oct 2020 Advisor, Aioi Nissay Dowa Insurance Company, Limited Jun 2021 Full-time Audit & Supervisory Board Member, Central Japan International Airport Co., Ltd. Jun 2026 Audit & Supervisory Board Member (full-time), Rakuten Bank, Ltd. (current)

Oct 1983 Joined Asahi & Co. (now Ernst & Young ShinNihon LLC) Mar 1987 Registered as Certified Public Accountant May 2007 Representative Partner, Azsa & Co. (now Ernst & Young ShinNihon LLC) Jul 2010 Managing Director, Japanese Institute of Certified Public Accountants Jun 2017 Chairman of Partners' Meeting, Ernst & Young ShinNihon LLC Jul 2018 Director, Yamada Shinnosuke CPA Office (current) Sep 2018 Auditor, Toho University (current) May 2019 Auditor, Kodomo-no-Kuni Association (current) Feb 2020 Audit & Supervisory Board Member (part-time), Mimaru Kogyo Co., Ltd. (current) May 2020 Audit & Supervisory Board Member (part-time), Yokohama Ueki Co., Ltd. (current) Jun 2020 Director (Audit and Supervisory Committee Member), T&D Holdings, Inc. (current) Jun 2020 Audit & Supervisory Board Member (part-time), Exeo Group, Inc. Dec 2021 Audit & Supervisory Board Member (part-time), Rakuten Bank, Ltd. (current)

Apr 1979 Joined Ministry of Finance Jul 2010 Deputy Director-General, Financial Services Agency; concurrently Secretary-General, Certified Public Accountants and Auditing Oversight Board Jul 2011 Director-General, Kinki Finance Bureau, Ministry of Finance Jan 2012 Deputy Director-General, Minister's Secretariat, Ministry of Defense Sep 2012 Director-General, Personnel and Education Bureau, Ministry of Defense Jul 2013 Director-General, National Institute for Defense Studies, Ministry of Defense Jul 2014 Director-General, Equipment Policy Bureau, Ministry of Defense Oct 2015 Vice Minister for Defense, Ministry of Defense Sep 2016 Chairman, Sompo Japan Nipponkoa Research Institute, Inc. (now SOMPO Institute Plus, Inc.) Mar 2018 Registered as attorney-at-law (Tokyo Bar Association); Of Counsel, Shiba Sogo Law Office (current) Mar 2019 Full-time Outside Audit & Supervisory Board Member, Japan Tobacco Inc. Feb 2023 Advisor, Sunward Trading Co., Ltd. (now Sunward Securities Co., Ltd.) Jun 2023 Audit & Supervisory Board Member (part-time), Rakuten Bank, Ltd. (current) Jun 2023 Audit & Supervisory Board Member (part-time), Sunward Trading Co., Ltd. (now Sunward Securities Co., Ltd.) (current)

Apr 1990 Joined The Nippon Credit Bank, Ltd. (now Aozora Bank, Ltd.) Jan 1998 Joined Standard & Poor's (now S&P Global Ratings Japan Inc.) Jan 2001 Writer and translator (based in the UK) Jan 2006 Joined Standard & Poor's (now S&P Global Ratings Japan Inc.) Jan 2011 General Manager, Financial Institutions Ratings, S&P Global Ratings Japan Inc. Jun 2017 Executive Officer and General Manager, Financial Institutions and Public Sector Ratings, S&P Global Ratings Japan Inc. Jan 2026 Financial Analyst (current) Jun 2026 Audit & Supervisory Board Member (part-time), Rakuten Bank, Ltd. (current)