Overview
Banks

Yokohama Financial Group,Inc.

Yokohama Financial Group is a regional financial group centered on banking operations, primarily through The Bank of Yokohama. The Group also provides securities, leasing, information services, research, and venture capital services to individuals and businesses in the Kanagawa and broader Kanto region. It positions itself as an indispensable financial group for the local community.

Market Cap
¥1,791B
US$11.4B
EV
¥—B
Stock¥1,611.5▼-3.21%
US$1 = ¥156.80 (2026-10-23)
ROE
7.7%
* LTM NI / end-of-period equity
PBR
1.2
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+24.5%pt
1001
Oct 24, 25 – Oct 23, 26StockTOPIX
1Nov 14, 25Bank stock buying on rate hike expectations
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Performance & Balance
Revenue 5Y (¥B)
287US$1.83B'22/3313US$2.00B'23/3358US$2.29B'24/3399US$2.55B'25/3491US$3.13B'26/3
Net Income 5Y (¥B)
53.9US$344M'22/356.2US$358M'23/366.9US$427M'24/382.8US$528M'25/3107US$679M'26/3
Capital Structure
89%
EquityD/E 0.13xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
5,496US$35.1B80.0US$510M'22/36,257US$39.9B60.0US$383M'23/34,026US$25.7B40.0US$255M'24/34,353US$27.8B20.0US$128M'25/34,050US$25.8B170US$1.08B'26/3
Shareholders
Top 10 hold 38.5%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
15.98%
2
Custody Bank of Japan, Ltd. (Trust Account)
6.43%
3
Mizuho Trust & Banking Co., Ltd. (Retirement Benefit Trust, Meiji Yasuda Life Insurance Company Account; Re-trustee: Custody Bank of Japan, Ltd.)
3.27%
4
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
2.74%
5
Meiji Yasuda Life Insurance Company
2.69%
6
Nippon Life Insurance Company
2.20%
7
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.39%
8
Sumitomo Life Insurance Company
1.32%
9
BBH(LUX) FOR FIDELITY FUNDS - JAPAN ADVANTAGE POOL (Standing Proxy: MUFG Bank, Ltd.)
1.29%
10
Nomura Trust and Banking Co., Ltd. (Investment Trust Account)
1.20%
Management
10 officers
Tatsuya KATAOKA
Representative Director, President
Apr 1990 Joined The Yokohama Bank, Ltd. Apr 2009 General Manager, Kamoi Station Branch, The Yokohama Bank, Ltd. Dec 2010 Head, London Representative Office, The Yokohama Bank, Ltd. Apr 2013 General Manager, Business Strategy Planning Office, Corporate Planning Department, The Yokohama Bank, Ltd. Apr 2016 Deputy General Manager, Sales Planning Department, and General Manager, Financial Technology Commercialization Promotion Office, Sales Planning Department, The Yokohama Bank, Ltd. Apr 2017 General Manager, Personal Banking Department, The Yokohama Bank, Ltd. Apr 2018 Executive Officer, General Manager, Corporate Planning Department, Yokohama Financial Group, Inc. Apr 2019 Executive Officer, General Manager, Comprehensive Planning Department, The Yokohama Bank, Ltd. (retired Nov 2019) Dec 2019 Executive Officer, Yokohama Financial Group, Inc.; Director, The Higashi-Nippon Bank, Limited (retired Mar 2022) Apr 2022 Representative Director, President, The Yokohama Bank, Ltd. (current) Jun 2022 Representative Director, President, Yokohama Financial Group, Inc. (current)
1967-01-02
Nobuo ONODERA
Representative Director
Apr 1995 Joined The Yokohama Bank, Ltd. Apr 2017 General Manager, Mizonokuchi Branch, The Yokohama Bank, Ltd. Oct 2018 Deputy General Manager, Comprehensive Planning Department, The Yokohama Bank, Ltd., and Senior Manager, Corporate Planning Department, Yokohama Financial Group, Inc. Apr 2019 General Manager, Business Strategy Planning Office, Corporate Planning Department, Yokohama Financial Group, Inc., and Senior Manager, Comprehensive Planning Department, The Yokohama Bank, Ltd. Dec 2019 General Manager, Corporate Planning Department, Yokohama Financial Group, Inc., and General Manager, Comprehensive Planning Department, The Yokohama Bank, Ltd. Apr 2021 Executive Officer, General Manager, Sales Strategy Department, The Yokohama Bank, Ltd. Apr 2022 Executive Officer, Yokohama Financial Group, Inc.; Director, Executive Officer, The Yokohama Bank, Ltd. Jun 2022 Director, Yokohama Financial Group, Inc. Apr 2023 Representative Director, Managing Executive Officer, The Yokohama Bank, Ltd. Apr 2024 Representative Director, Yokohama Financial Group, Inc. Apr 2025 Representative Director, in charge of Corporate Planning Department and Human Resources Department; Group Sustainability Promotion, Yokohama Financial Group, Inc. (current) Apr 2025 Representative Director, Deputy President, in charge of Corporate Planning Department, Association-related Operations, Human Resources Department, Sustainability Promotion and Talent Management Promotion, and General Manager, Management Division, The Yokohama Bank, Ltd. (current)
1971-06-03
Michifumi KATSUDA
Director
Apr 1992 Joined The Yokohama Bank, Ltd. Nov 2012 General Manager, Yugawara Branch, The Yokohama Bank, Ltd. Apr 2015 General Manager, Shimbashi Branch, The Yokohama Bank, Ltd. Oct 2017 General Manager, Hiratsuka Branch, The Yokohama Bank, Ltd. Feb 2019 General Manager, Hiratsuka Branch, and General Manager, Hanamizudai Branch, The Yokohama Bank, Ltd. Apr 2019 Representative Director, President, Hamagin Finance Co., Ltd. (retired Mar 2021) Apr 2021 Executive Officer, The Yokohama Bank, Ltd. Apr 2023 Director, Executive Officer, The Yokohama Bank, Ltd. Jun 2023 Director (non-executive), Kanagawa Bank, Ltd. (retired Mar 2025) Apr 2024 Executive Officer, Yokohama Financial Group, Inc.; Director, Managing Executive Officer, The Yokohama Bank, Ltd. Apr 2025 Director (non-executive), L&F Asset Finance Co., Ltd. (current) Jun 2025 Director, in charge of Sales Strategy Department, Yokohama Financial Group, Inc. (current) Apr 2026 Director, Managing Executive Officer, in charge of Retail Strategy Department, Direct Solutions Department and Sales Strategy Department; Deputy General Manager, Sales Division, The Yokohama Bank, Ltd. (current)
1969-02-21
Mami YODA
Outside Director
Jan 1986 Joined Credit Suisse, Tokyo Branch (retired Jul 1997) Aug 1997 Associate Director, Standard & Poor's International LLC Apr 2000 Director, Standard & Poor's International LLC Apr 2005 Managing Director, Standard & Poor's International LLC (retired Jul 2009) Apr 2017 Associate Professor, Department of English and Cultural Communication, Faculty of Arts and Letters, Sagami Women's University Apr 2020 Associate Professor, Graduate School of Social Entrepreneurship, Sagami Women's University Apr 2020 Outside Director, Yokohama Financial Group, Inc. (current) Apr 2022 Professor, Department of English and Cultural Communication, Faculty of Arts and Letters, Sagami Women's University; Professor, Graduate School of Social Entrepreneurship, Sagami Women's University Jun 2022 Director (non-executive), The Yokohama Bank, Ltd. (retired Jun 2026) Apr 2025 Specially Appointed Professor, Department of English and Cultural Communication, Faculty of Arts and Letters, and Graduate School of Social Entrepreneurship, Sagami Women's University (current) Apr 2026 Specially Appointed Professor, Department of Regional Creation, Faculty of Human and Social Sciences, Sagami Women's University (current)
1961-03-29
Shigeru ISHII
Director
Apr 1978 Joined Yamaichi Securities Co., Ltd. (retired Mar 1998) Jun 1998 Joined Sony Corporation (retired Mar 2001) Apr 2001 Representative Director, President, Sony Bank Inc. Apr 2004 Director, Sony Financial Holdings Inc. Jun 2015 Representative Director, Executive Vice President, Sony Financial Holdings Inc.; Director, Sony Life Insurance Co., Ltd. (retired Jun 2020); Director, Sony Assurance Inc. (retired Jun 2020); Director, Sony Bank Inc. (retired Jun 2020) Jun 2016 Representative Director, President, Sony Financial Holdings Inc. (retired Jun 2020) Jul 2018 Representative Director, President, Sony Financial Ventures Inc. (retired Jun 2020) Jun 2021 Outside Director, The Yokohama Bank, Ltd. Jul 2023 Outside Director, Sumitomo Life Insurance Company (current) Jun 2025 Outside Director, Yokohama Financial Group, Inc. (current) Director (non-executive), The Yokohama Bank, Ltd. (current)
1954-07-31
Yutaka NISHIDA
Outside Director
Apr 1984 Joined Sumitomo Trust and Banking Co., Ltd. (now Sumitomo Mitsui Trust Bank, Limited) Apr 2012 Executive Officer, Regional General Manager for Europe, and General Manager, London Branch, Sumitomo Mitsui Trust Bank, Limited Feb 2013 Executive Officer, Sumitomo Trust & Banking Holdings, Inc. (now Sumitomo Mitsui Trust Group, Inc.) Apr 2015 Managing Executive Officer, Sumitomo Mitsui Trust Group, Inc.; Director, Managing Executive Officer, Sumitomo Mitsui Trust Bank, Limited Apr 2017 Senior Managing Executive Officer, Sumitomo Mitsui Trust Holdings, Inc.; Director, Senior Managing Executive Officer, Sumitomo Mitsui Trust Bank, Limited (retired Mar 2021) Jun 2017 Executive Officer, Sumitomo Mitsui Trust Holdings, Inc. Aug 2018 Director, Nikko Asset Management Co., Ltd. (now Amova Asset Management Co., Ltd.) (retired Jun 2019) Jun 2019 Representative Executive Officer, Senior Managing Director, Sumitomo Mitsui Trust Holdings, Inc. Apr 2020 Director, Nikko Asset Management Co., Ltd. Apr 2021 Director, Executive Officer, Senior Managing Director, Sumitomo Mitsui Trust Holdings, Inc. (retired Jun 2021) Jun 2021 Vice Chairman, Director, Nikko Asset Management Co., Ltd. Apr 2022 Representative Director, Chairman, Nikko Asset Management Co., Ltd. Apr 2025 Director, Nikko Asset Management Co., Ltd. (retired Jun 2025) Jun 2026 Outside Director, Yokohama Financial Group, Inc. (current)
1959-08-07
Kazuhiro MAEHARA
Director (Audit and Supervisory Committee Member, Full-time)
Apr 1988 Joined The Yokohama Bank, Ltd. Aug 2008 General Manager, Management Support Office, Credit Department, The Yokohama Bank, Ltd. Apr 2009 Deputy General Manager, Credit Department, The Yokohama Bank, Ltd. Apr 2010 Deputy General Manager, Sales Division, The Yokohama Bank, Ltd. May 2011 Deputy General Manager, Sales Planning Department, The Yokohama Bank, Ltd. Nov 2012 General Manager, Kamata Branch, and Chair, Kamata Area Committee, The Yokohama Bank, Ltd. Apr 2015 Secretary General, Sales Division, Block Support Department, The Yokohama Bank, Ltd. Apr 2016 Executive Officer, General Manager, Risk Management Department, The Yokohama Bank, Ltd. Oct 2016 Executive Officer, General Manager, Risk Management Department, Yokohama Financial Group, Inc. (retired Jan 2017) Apr 2017 Executive Officer, Deputy Head, Sales Division, The Yokohama Bank, Ltd. (retired Mar 2018) Apr 2018 Executive Officer, General Manager, Risk Management Department, Yokohama Financial Group, Inc. (retired Mar 2019) Jun 2019 Full-time Audit & Supervisory Board Member, Yokohama Financial Group, Inc. Jun 2025 Director (Audit and Supervisory Committee Member, Full-time), Yokohama Financial Group, Inc. (current)
1964-09-28
Mayumi NOGUCHI
Director (Audit and Supervisory Committee Member)
Apr 1991 Joined The Mitsubishi Bank, Ltd. (retired Jan 1993) Mar 1993 Joined Citibank, N.A., Japan branch (retired Jun 1995) Oct 1998 Joined Asahi Audit Corporation (now Deloitte Touche Tohmatsu LLC / Arata... see note) (retired Mar 2008) Apr 2008 Principal, Noguchi Certified Public Accountant Office (current) Nov 2014 Outside Audit & Supervisory Board Member, Phone Appli Inc. (retired Aug 2018) Mar 2018 Outside Director, Nihon Fenoal Co., Ltd. (retired Mar 2025) Jun 2021 Outside Audit & Supervisory Board Member, Yokohama Financial Group, Inc. Oct 2022 Outside Audit & Supervisory Board Member, Datsutanso Kaika Shien Kiko Co., Ltd. (current) Jun 2024 Outside Audit & Supervisory Board Member, JSP Corporation (current) Jun 2025 Outside Director (Audit and Supervisory Committee Member), Yokohama Financial Group, Inc. (current) Outside Director, Seika Sangyo Co., Ltd. (current)
1968-09-03
Yoshikazu SUZUKI
Outside Director (Audit and Supervisory Committee Member)
Oct 2001 Registered as attorney-at-law; joined Yanagida Nomura Law Office (now Yanagida & Partners) (retired Jan 2005) Feb 2005 Joined City-Yuwa Partners Jan 2009 Partner, City-Yuwa Partners (current) Sep 2011 Outside Audit & Supervisory Board Member, Zero Co., Ltd. (current) Mar 2020 Outside Director (Audit and Supervisory Committee Member), TATERU, Inc. (now RobotHome Inc.) (current) Jun 2021 Outside Audit & Supervisory Board Member, The Higashi-Nippon Bank, Limited (retired Jun 2025) Mar 2023 Director, Medical Corporation Shiseikai (current) Jun 2025 Outside Director (Audit and Supervisory Committee Member), Yokohama Financial Group, Inc. (current)
1973-04-26
Mariko MABUCHI
Outside Director
Apr 2011 Joined Natural Care Co., Ltd. (retired Mar 2015) Mar 2018 Analyst, FUNDINNO Inc. (retired Mar 2026) Jan 2022 Representative Director, Japan Institute of Financial and Economic Research, General Incorporated Association (current) Jun 2023 Outside Director, E-Guarantee Co., Ltd. (current) Oct 2023 Outside Director, FastLogic General Incorporated Association (now Rakumachi Inc.) (current) Aug 2024 Visiting Associate Professor, Osaka Metropolitan University (current) Jun 2026 Outside Director, Yokohama Financial Group, Inc. (current)
1984-04-27
Large Shareholding Reports
Fidelity Investment Trust Company, Limited
2026-06-04
5.04%→3.45%
Fidelity Investment Trust Company, Limited
2026-01-09
5.04%
Sumitomo Mitsui Trust Asset Management Co., Ltd.
2025-09-19
3.00%→2.70%
Silchester International Investors LLP
2024-04-19
5.37%→4.37%
Silchester International Investors LLP
2023-11-01
6.39%→5.37%
Silchester International Investors LLP
2023-03-03
7.40%→6.39%
Silchester International Investors LLP
2023-02-14
8.42%→7.40%
Silchester International Investors LLP
2023-01-19
9.44%→8.42%
Silchester International Investors LLP
2023-01-04
10.59%→9.44%
Silchester International Investors LLP
2022-11-30
11.63%→10.59%
Silchester International Investors LLP
2022-06-22
12.66%→11.63%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-05
Q1 Earnings Flash
FY ending Mar 2027
EDINETAmended
2026-06-17
Amended Annual Securities Report
Period: Apr 2021 – Mar 2022
EDINETAmended
2026-06-17
Amended Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINETAmended
2026-06-17
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINETAmended
2026-06-17
Amended Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2026-06-17
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINET
2026-06-11
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2026-06-04
Change Report
EDINET
2026-03-25
中期経営計画
TDnet
2026-02-05
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2026-01-09
Large Shareholding Report
EDINET
2025-11-17
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2025-09-19
Large Shareholding Report
TDnet
2025-08-05
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-12
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-05
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-18
Semi-Annual Securities Report
Period: Apr 2024 – Sep 2024
TDnet
2024-08-05
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-19
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-04-19
Large Shareholding Report
EDINETAmended
2024-04-12
Amended Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2024-02-07
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-14
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-11-01
Large Shareholding Report
EDINETAmended
2023-09-22
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-08-07
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-22
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINETAmended
2023-05-02
Amended Annual Securities Report
Period: Apr 2021 – Mar 2022
EDINETAmended
2023-05-02
Amended Quarterly Securities Report
Period: Jul 2022 – Sep 2022
EDINETAmended
2023-05-02
Amended Quarterly Securities Report
Period: Jul 2021 – Sep 2021
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