Overview
Banks

Sumitomo Mitsui Financial Group,Inc.

Sumitomo Mitsui Financial Group (SMFG) is a leading Japanese financial holding company providing a comprehensive range of financial services centered on banking through its core subsidiary, Sumitomo Mitsui Banking Corporation (SMBC). The Group's business segments encompass banking, leasing, securities (via SMBC Nikko Securities), consumer finance (via SMBC Consumer Finance), credit cards (via Sumitomo Mitsui Card), and system development/information processing. SMFG serves a broad client base spanning retail, corporate, and institutional customers both domestically in Japan and internationally across major global markets.

Market Cap
¥23,655B
US$151B
EV
¥—B
Stock¥3,114▼-1.80%
US$1 = ¥156.80 (2026-10-23)
ROE
10.6%
* LTM NI / end-of-period equity
PBR
1.5
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+33.1%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
4,111US$26.2B'22/36,142US$39.2B'23/39,354US$59.7B'24/310,175US$64.9B'25/310,791US$68.8B'26/3
Net Income 5Y (¥B)
707US$4.51B'22/3806US$5.14B'23/3963US$6.14B'24/31,178US$7.51B'25/31,583US$10.1B'26/3
Capital Structure
45%
55%
EquityD/E 1.21xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
65,832US$420B11,674US$74.5B'22/365,864US$420B12,715US$81.1B'23/366,380US$423B15,549US$99.2B'24/366,188US$422B16,039US$102B'25/359,432US$379B18,750US$120B'26/3
Shareholders
Top 10 hold 33.2%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
16.15%
2
Custody Bank of Japan, Ltd. (Trust Account)
5.79%
3
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
2.82%
4
NATSCUMCO (Standing Proxy: Sumitomo Mitsui Banking Corporation)
1.97%
5
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.41%
6
Nomura Trust and Banking Co., Ltd. (Investment Trust Account)
1.09%
7
GOVERNMENT OF NORWAY (Standing Proxy: Citibank, N.A., Tokyo Branch)
1.09%
8
JPMorgan Securities Japan Co., Ltd.
0.99%
9
THE CHASE MANHATTAN BANK, N.A. LONDONSECS LENDING OMNIBUS ACCOUNT (Standing Proxy: Mizuho Bank, Ltd.)
0.96%
10
STATE STREET BANK AND TRUST COMPANY 505103 (Standing Proxy: Mizuho Bank, Ltd.)
0.91%
Management
13 officers
Makoto TAKASHIMA
Director and Chairman of the Board
Apr 1982 Joined The Sumitomo Bank, Ltd. Apr 2009 Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2012 Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2014 Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation Dec 2016 Director and Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2017 President, Sumitomo Mitsui Banking Corporation Jun 2017 Director, Sumitomo Mitsui Financial Group, Inc. Apr 2023 Chairman of the Board, Sumitomo Mitsui Banking Corporation Jun 2023 Retired as Director, Sumitomo Mitsui Financial Group, Inc. Jun 2025 Chairman of the Board, Sumitomo Mitsui Financial Group, Inc. (current) Retired as Director, Sumitomo Mitsui Banking Corporation
1958-03-31
Toru NAKAJIMA
Director
Apr 1986 Joined The Sumitomo Bank, Ltd. Apr 2014 Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2016 Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2017 Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc. Mar 2019 Director and Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2019 Executive Officer (Senior Managing Executive Officer), Sumitomo Mitsui Financial Group, Inc.; Director and Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation Jun 2019 Director, Executive Officer (Senior Managing Executive Officer), Sumitomo Mitsui Financial Group, Inc. Apr 2022 Resigned as Director, Sumitomo Mitsui Banking Corporation Mar 2023 Director, Sumitomo Mitsui Banking Corporation Apr 2023 Executive Vice President, Sumitomo Mitsui Financial Group, Inc.; Director and Deputy President, Executive Officer, Sumitomo Mitsui Banking Corporation Dec 2023 President (Group CEO), Sumitomo Mitsui Financial Group, Inc. Dec 2023 Resigned as Director, Sumitomo Mitsui Banking Corporation Jun 2024 Director, President (Group CEO), Sumitomo Mitsui Financial Group, Inc. (current)
1963-09-14
Teiko KUDO
Director
Apr 1987 Joined The Sumitomo Bank, Ltd. Apr 2014 Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2017 Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2020 Senior Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc.; Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation Mar 2021 Director and Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2021 Executive Vice President, Sumitomo Mitsui Financial Group, Inc. Jun 2021 Director, Executive Vice President, Sumitomo Mitsui Financial Group, Inc. Apr 2024 Director, Deputy President, Sumitomo Mitsui Financial Group, Inc. (current) Director and Deputy President, Executive Officer, Sumitomo Mitsui Banking Corporation (current)
1964-05-22
Kazuyuki ANJI
Director
Apr 1993 Joined The Sumitomo Bank, Ltd. Apr 2021 Executive Officer, Sumitomo Mitsui Financial Group, Inc.; Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2023 Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc.; Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2025 Executive Vice President, Sumitomo Mitsui Financial Group, Inc.; Director and Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation (current) Jun 2025 Director, Executive Vice President, Sumitomo Mitsui Financial Group, Inc. (current)
1971-01-03
Tsuyoshi MIKAMI
Director
Apr 1988 Joined The Sumitomo Bank, Ltd. Apr 2016 Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2017 Executive Officer, Sumitomo Mitsui Financial Group, Inc. Apr 2019 Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc.; Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2020 Resigned as Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc. Apr 2022 Senior Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc.; retired as Managing Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2025 Deputy President, Sumitomo Mitsui Financial Group, Inc. Apr 2026 Deputy President and Executive Officer, Sumitomo Mitsui Financial Group, Inc. Jun 2026 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1966-02-16
Homare MATSUGASAKI
Director
Apr 1993 Joined The Sumitomo Bank, Ltd. Apr 2021 Executive Officer, Sumitomo Mitsui Financial Group, Inc.; Executive Officer, Sumitomo Mitsui Banking Corporation Apr 2023 Retired as Executive Officer, Sumitomo Mitsui Financial Group, Inc. Apr 2024 Executive Officer, Sumitomo Mitsui Financial Group, Inc.; resigned as Executive Officer, Sumitomo Mitsui Banking Corporation Jun 2025 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1970-10-02
Jun SAWADA
Director
Apr 1978 Joined Nippon Telegraph and Telephone Public Corporation (now NTT, Inc.) Jun 2008 Director, General Manager of Corporate Planning Department, NTT Communications Corporation (now NTT Docomo Business, Inc.) Jun 2011 Managing Director, General Manager of Corporate Planning Department, NTT Communications Corporation Jun 2012 Representative Director, Executive Vice President, General Manager of Corporate Planning Department, NTT Communications Corporation Jun 2013 Representative Director, Executive Vice President, NTT Communications Corporation Jun 2014 Representative Director, Executive Vice President, Nippon Telegraph and Telephone Corporation (now NTT, Inc.) Jun 2018 Representative Director, President, Nippon Telegraph and Telephone Corporation Jun 2020 Representative Director, President and Executive Officer, Nippon Telegraph and Telephone Corporation Jun 2022 Representative Director, Chairman, Nippon Telegraph and Telephone Corporation Jun 2024 Director, Chairman of the Board, Nippon Telegraph and Telephone Corporation (current) Jun 2025 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1955-07-30
Toshimitsu TAKASHIMA
Director
Apr 1989 Public Prosecutor, Tokyo District Public Prosecutors Office Dec 2012 Director, Public Security Division, Criminal Affairs Bureau, Ministry of Justice Jan 2014 Chief Prosecutor, Public Trial Division, Tokyo District Public Prosecutors Office Apr 2015 Counselor (General Affairs), Minister's Secretariat, Ministry of Justice Jul 2017 Chief Prosecutor, Matsuyama District Public Prosecutors Office Jul 2018 Public Prosecutor, Supreme Public Prosecutors Office Sep 2018 Director-General, Human Rights Bureau, Ministry of Justice Apr 2019 Deputy Commissioner, Immigration Services Agency Dec 2020 Secretary-General, Minister's Secretariat, Ministry of Justice Sep 2021 Vice-Minister, Ministry of Justice Jan 2023 Superintendent Prosecutor, Nagoya High Public Prosecutors Office Jul 2024 Retired from public service Oct 2024 Registered as Attorney-at-Law; Attorney-at-Law, T&K Law Office (current) Jun 2025 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1961-10-06
Charles D. LAKE II
Director
Jun 1990 Joined the Office of the U.S. Trade Representative; Special Assistant Dec 1990 Registered as Attorney in Pennsylvania, USA (current) Aug 1992 Director for Japan, Office of the U.S. Trade Representative Jul 1993 Director for Japan and Special Adviser to the Deputy U.S. Trade Representative Jan 1995 Attorney, Dewey Ballantine LLP Oct 1996 Registered as Attorney in Washington, D.C., USA (current) Feb 1999 Legal Counsel and Vice President, Aflac International, Inc. Jun 1999 Executive Officer and Legal Counsel, American Family Life Assurance Company of Columbus, Japan Branch (now Aflac Life Insurance Japan Ltd.) Jan 2001 Managing Executive Officer and Legal Counsel, Aflac Japan Apr 2001 Managing Executive Officer and General Legal Counsel, Aflac Japan Jul 2001 Executive Vice President, Aflac Japan Jan 2003 Representative and President, Aflac Japan Apr 2005 Representative and Vice Chairman, Aflac Japan Jul 2008 Representative and Chairman, Aflac Japan Jan 2014 Director and President, Aflac International, Inc. (current) Apr 2018 Representative Director, Chairman, Aflac Life Insurance Japan Ltd. (current) Jun 2023 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1962-01-08
Jennifer ROGERS
Director
Sep 1989 Joined Haight Gardner Poor & Havens (now Holland & Knight LLP) Dec 1990 Registered as Attorney in New York, USA (current) Feb 1991 Joined The Nippon Kogyo Bank, Ltd. (now Mizuho Bank, Ltd.) Dec 1994 Joined Merrill Lynch Japan Securities Co., Ltd. (now BofA Securities Japan Co., Ltd.) Nov 2000 Merrill Lynch Europe Plc (now Merrill Lynch Europe Limited) Jul 2006 Merrill Lynch (Asia Pacific) Limited (now Bank of America Corporation), Hong Kong Jan 2012 Bank of America Merrill Lynch (now Bank of America Corporation), New York Nov 2012 General Counsel, Asia, Asurion Asia Pacific Limited Nov 2014 General Counsel, Asia, Asurion Japan Holdings LLC Jan 2021 Chair, The American Chamber of Commerce in Japan Jun 2023 Director, Sumitomo Mitsui Financial Group, Inc. (current) Jan 2025 General Counsel International, Asurion Japan Holdings LLC (current)
1963-06-22
Sonosuke KADONAGA
Director
Apr 1976 Joined Chiyoda Corporation Jun 1986 Resigned from Chiyoda Corporation Aug 1986 Joined McKinsey & Company, Inc., Japan Dec 1992 Principal (Partner), McKinsey & Company, Inc., Japan Jun 1999 Director (Senior Partner), McKinsey & Company, Inc., Japan Jun 2009 Left McKinsey & Company, Inc., Japan Jul 2009 Representative, Intrinsics (current) Jun 2017 Director, Sumitomo Mitsui Banking Corporation Jun 2024 Director, Sumitomo Mitsui Financial Group, Inc. (current) Resigned as Director, Sumitomo Mitsui Banking Corporation
1952-08-05
Junko GOTO
Director
Nov 1983 Joined Deloitte Haskins & Sells, Certified Public Accountants' Joint Office (now Deloitte Touche Tohmatsu LLC) Mar 1987 Registered as Certified Public Accountant (current) Jun 1996 Partner, Tohmatsu & Co. (now Deloitte Touche Tohmatsu LLC) Nov 2010 Member, Management Committee, Deloitte Touche Tohmatsu LLC Oct 2013 Executive Officer, Financial Industry, Deloitte Touche Tohmatsu LLC; Board Member, Deloitte Touche Tohmatsu Limited Jun 2018 Chair of the Board, Deloitte Tohmatsu Group; Chair of the Board, Deloitte Touche Tohmatsu LLC; Board Member, Deloitte Touche Tohmatsu Limited Nov 2018 Board Member, Deloitte Asia Pacific Limited Sep 2022 Retired as Partner, Deloitte Touche Tohmatsu LLC Oct 2022 Representative, Junko Goto Certified Public Accountant Office (current) Resigned as Director, Sumitomo Mitsui Banking Corporation Jun 2025 Director, Sumitomo Mitsui Financial Group, Inc. (current)
1958-11-11
Isao TESHIROGI
Director
Apr 1982 Joined Shionogi & Co., Ltd. Jun 2002 Director, Shionogi & Co., Ltd. Apr 2004 Director and Managing Executive Officer, Shionogi & Co., Ltd. Apr 2006 Director and Senior Managing Executive Officer, Shionogi & Co., Ltd. Apr 2008 President, Representative Director, Shionogi & Co., Ltd. Jun 2021 Director, Sumitomo Mitsui Banking Corporation Jul 2022 Chairman and President, Representative Director, CEO, Shionogi & Co., Ltd. (current) Jun 2025 Director, Sumitomo Mitsui Financial Group, Inc. (current) Retired as Director, Sumitomo Mitsui Banking Corporation
1959-12-12
Large Shareholding Reports
Sumitomo Mitsui Trust Asset Management Co., Ltd.
2025-09-19
3.64%→3.28%
Disclosures
M&A / Other
2022-11-12
M&A / Other
2022-09-28
Primary Source Filings
TDnet
2026-07-31
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-04-01
中期経営計画
TDnet
2026-01-30
Q3 Earnings Flash
FY ending Mar 2026
EDINETAmended
2025-11-28
Amended Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINETAmended
2025-11-28
Amended Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2025-11-28
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2025-11-28
Amended Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINETAmended
2025-11-28
Amended Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINETAmended
2025-11-28
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINETAmended
2025-09-30
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
EDINET
2025-09-19
Large Shareholding Report
TDnet
2025-07-31
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-20
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-01-29
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-29
Semi-Annual Securities Report
Period: Apr 2024 – Sep 2024
TDnet
2024-08-02
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-21
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-14
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-29
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-14
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-22
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-05-15
中期経営計画
EDINET
2023-02-14
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-29
Quarterly Securities Report
TDnet
2022-11-12
M&A / Other
TDnet
2022-09-28
M&A / Other
EDINET
2022-08-12
Quarterly Securities Report
EDINETAmended
2022-06-22
Amended Annual Securities Report
EDINET
2022-06-22
Annual Securities Report
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