Overview
Banks

The Fukui Bank,Ltd.

The Fukui Bank is the leading regional bank in Fukui Prefecture, providing comprehensive banking services including deposit-taking, lending, domestic and foreign exchange, and investment product sales through 98 domestic branches and offices. The Bank operates as the core of a financial group comprising 11 consolidated subsidiaries offering complementary services such as consulting, credit guarantees, leasing, credit cards, IT services, and venture capital. Following the full consolidation of Fukuho Bank in 2021 and its subsequent complete subsidiary integration in 2024, the group has strengthened its dominant regional franchise in Fukui.

Market Cap
¥155B
US$986M
EV
¥—B
Stock¥6,530▼-1.36%
US$1 = ¥156.80 (2026-10-23)
ROE
7.0%
* LTM NI / end-of-period equity
PBR
1.0
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+186.9%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
45.8US$292M'22/354.9US$350M'23/355.4US$353M'24/364.4US$410M'25/379.1US$504M'26/3
Net Income 5Y (¥B)
4.44US$28.3M'22/31.80US$11.5M'23/33.72US$23.7M'24/37.17US$45.7M'25/38.60US$54.9M'26/3
Capital Structure
100%
EquityD/E 0.00xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
1,199US$7.65B'22/31,107US$7.06B'23/3895US$5.71B'24/3871US$5.56B'25/3800US$5.10B'26/3
Shareholders
Top 10 hold 31.1%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
8.21%
2
Meiji Yasuda Life Insurance Company
4.13%
3
Custody Bank of Japan, Ltd. (Trust Account)
3.39%
4
Sumitomo Life Insurance Company
3.18%
5
The Fukui Bank,Ltd. Employee Stock Ownership Association
2.59%
6
KUSURI NO AOKI CO.,LTD.
2.33%
7
Nippon Life Insurance Company
2.31%
8
QR Fund Investment Limited Partnership
2.06%
9
DSG1 Co., Ltd.
1.53%
10
Todoroki Sangyo Co., Ltd.
1.41%
Management
9 officers
Masahiro HAYASHI
Director
Apr 1981 Joined The Fukui Bank, Ltd. Mar 2003 Manager, Legal Affairs Office, Management Administration Group Jul 2004 Legal Affairs Team Leader, Management Administration Group; Manager, Customer Consultation Office Apr 2006 Legal Affairs Team Leader, Corporate Planning Group; Manager, Customer Consultation Office Mar 2007 Audit Team Leader, Audit Group Jun 2007 Manager, Audit Group Jun 2008 Director Jun 2009 Director and Executive Officer Jun 2010 Director and Managing Executive Officer Jun 2014 Director and Representative Senior Managing Executive Officer Apr 2015 Director and Representative Senior Managing Executive Officer; Head of Sales Support Division Jun 2015 Director and President (Representative Executive Officer) Jun 2022 Chairman of the Board and Representative Executive Officer (current) Jun 2026 Scheduled to assume office as Chairman of the Board
1957-04-16
Eiichi HASEGAWA
Director
Apr 1988 Joined The Fukui Bank, Ltd. May 2005 Corporate Sales Team Leader, Sales Group Jan 2007 Corporate Sales Team Leader and Overseas Support Team Leader, Corporate Sales Group Mar 2007 Manager, Corporate Sales Group Nov 2007 Area General Manager for Toyama and General Manager, Toyama Branch Oct 2008 Area General Manager for Toyama, General Manager, Toyama Branch, and General Manager, Toyama Minami Branch Sep 2010 Team Leader, Corporate Support Project Team Aug 2011 Head of Corporate Support Office, Loan Team, Loan Group Feb 2013 Manager, Sales Group Apr 2015 Corporate Officer; Area General Manager for Tsuruga and General Manager, Tsuruga Branch Jun 2017 Executive Officer; Area General Manager for Head Office and General Manager, Head Office Sales Department Jun 2019 Director and Managing Executive Officer; General Manager, ALM Division May 2020 Director and Representative Managing Executive Officer; General Manager, ALM Division Jun 2020 Director and Representative Managing Executive Officer; General Manager, Planning Division Jun 2021 Director and Representative Senior Managing Executive Officer; General Manager, Planning Division Jun 2022 Director and President (Representative Executive Officer) (current)
1964-07-05
Kenichi ARAKI
Director
Apr 1992 Joined The Fukui Bank, Ltd. Sep 2013 Manager, Brand Strategy Office, Corporate Planning Group Apr 2015 Team Leader, Brand Strategy Team, Corporate Planning Group Mar 2017 Area General Manager for Koshi and General Manager, Matsuoka Branch Mar 2019 Area General Manager for Koshi, General Manager, Matsuoka Branch, and General Manager, Fukui Medical University Branch Nov 2019 Team Leader, Human Resources Development Team, Corporate Planning Group; Head of Health Support Office, Human Resources Development Team Jun 2020 Team Leader, Human Resources Development Team, Corporate Planning Group; Head of Health Support Office, Human Resources Development Team; Team Leader, Human Capital Revolution Project Team Mar 2021 Manager, Corporate Planning Group Jun 2021 Executive Officer; Manager, Corporate Planning Group Jun 2022 Executive Officer; Deputy Head of Planning Division; Manager, Corporate Planning Group Jun 2023 Executive Officer; Head of Planning Division; Manager, Corporate Planning Group Jun 2024 Director and Managing Executive Officer; Head of Planning Division (current) Jun 2026 Scheduled to assume office as Director and Representative Managing Executive Officer
1969-11-22
Yoshifumi KOBAYASHI
Director
Apr 1992 Joined The Fukui Bank, Ltd. Jun 2008 Deputy General Manager, Head Office Sales Department Jul 2009 Deputy General Manager, Kagetsu Branch May 2012 General Manager, Taneike Branch Jul 2013 Deputy Team Leader, Corporate Sales Team, Sales Group; Manager, Sales Promotion Office Apr 2015 Team Leader, Corporate Sales Support Team, Sales Support Group Apr 2017 Team Leader, Corporate Planning Team, Corporate Planning Group Apr 2018 Team Leader, Corporate Planning Team, Corporate Planning Group; Team Leader, Human Capital Revolution Project Team Nov 2019 Team Leader, Corporate Planning Team, Corporate Planning Group; Team Leader, Human Capital Revolution Project Team; Team Leader, Alliance Planning Project Team Jun 2020 Manager, Consulting Group; Team Leader, Alliance Planning Project Team Jan 2021 Manager, Consulting Group Jun 2021 Executive Officer; Manager, Consulting Group Sep 2021 Executive Officer; in charge of F Project Oct 2021 Executive Officer; in charge of F Project; Adviser, Fukuho Bank, Ltd. Jun 2022 Executive Officer; Director, Fukuho Bank, Ltd. Jun 2024 Managing Executive Officer; Deputy Head of Community Support Division; Director, Fukuho Bank, Ltd. Jun 2025 Director and Managing Executive Officer; Deputy Head of Community Support Division; Director, Fukuho Bank, Ltd. May 2026 Director and Managing Executive Officer; Deputy Head of Community Support Division (current)
1969-03-26
Masatsugu FUJIWARA
Director
Apr 1991 Joined The Fukui Bank, Ltd. Jun 2013 Team Leader, Market Planning Team, Market and Finance Group Nov 2019 Manager, Market and Finance Group Mar 2021 Manager, Audit Group Jun 2022 Executive Officer; Deputy Head of ALM Division; Manager, Risk Management Group Jun 2023 Executive Officer; Deputy Head of ALM Division; Manager, Market and Finance Group Jun 2025 Director (current)
1968-12-17
Keiko UMEDA
Director
Oct 2005 Prosecutor, Tokyo District Public Prosecutors Office Apr 2006 Prosecutor, Sapporo District Public Prosecutors Office Apr 2007 Prosecutor, Kanazawa District Public Prosecutors Office Apr 2009 Prosecutor, Osaka District Public Prosecutors Office Dec 2010 Retired from public service Dec 2010 Joined Kuzuryu Law Office (current) Jun 2023 Director, The Fukui Bank, Ltd. (current)
1980-11-12
Eiichi OKAZAKI
Director
Mar 1991 Associate Professor, Faculty of Education, University of Fukui (currently National University Corporation University of Fukui) Apr 1999 Associate Professor, Faculty of Education and Regional Science, University of Fukui Jan 2003 Professor, University of Fukui Apr 2016 Professor, Faculty of International and Regional Studies, National University Corporation University of Fukui Apr 2021 Dean, Faculty of International and Regional Studies, National University Corporation University of Fukui Apr 2025 Special Appointed Professor, National University Corporation University of Fukui Jun 2025 Director, The Fukui Bank, Ltd. (current) Apr 2026 Director, Fukui Study Center, The Open University of Japan, and Specially Appointed Professor (current)
1959-10-05
Hiroki TAGAWA
Director
Apr 1971 Joined Japan Travel Bureau Inc. Feb 1996 General Manager, Kawasaki Branch, Japan Travel Bureau Inc. Feb 1999 Vice President and Director, Japan Travel Bureau U.S.A. Jun 2002 Managing Director, JTB Corp. Jun 2005 Senior Managing Director; General Manager, Corporate Planning Division, JTB Corp. Jun 2008 Representative Director and President, JTB Corp. Jun 2014 Representative Director and Chairman, JTB Corp. Jun 2014 Chairman, Japan Association of Travel Agents Jun 2014 Outside Director, New Otani Co., Ltd. (current) Apr 2016 Vice Chairman, World Travel & Tourism Council (WTTC) Jun 2017 Visiting Professor, University of Fukui Prefectural University (current) Jun 2018 Representative Director and Chairman, JTB Corp. Jun 2019 Representative Director, Chairman and Executive Officer, JTB Corp. Nov 2019 Vice Chairman, Tokyo Chamber of Commerce and Industry Nov 2019 Special Adviser, Japan Chamber of Commerce and Industry Jun 2020 Director and Adviser, JTB Corp. Apr 2022 Ambassador, World Travel & Tourism Council (WTTC) (current) Jul 2022 Adviser, JTB Corp. (current) Jun 2023 Director, The Fukui Bank, Ltd. (current) Jun 2025 President, Japan Federation of Occupational Health Organizations (current) Nov 2025 Special Adviser, Tokyo Chamber of Commerce and Industry (current) Apr 2026 Representative Director, Sports Hospitality Promotion Council (current)
1948-01-02
Shiori TAKINAMI
Director
May 2001 Joined Daiwa Bank, Ltd. (currently Resona Bank, Ltd.) Jun 2005 Joined Citigroup Advisors Co., Ltd. Jan 2007 Joined Fidelity Investment Trust Company (Japan) Limited Dec 2012 Securities Investigator, Securities and Exchange Surveillance Commission Jan 2015 Deputy Director, Financial Services Agency May 2016 Joined Nicca Chemical Co., Ltd. Jun 2017 Adviser, Fukuho Bank, Ltd. Jun 2020 Director, Fukuho Bank, Ltd. Oct 2022 Senior Adviser, Mountain Pacific Investment Advisors Co., Ltd. (current) Jun 2025 Director, The Fukui Bank, Ltd. (current)
1973-02-10
Large Shareholding Reports
No filings
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-03
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-23
Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2026-02-03
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-21
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINETAmended
2025-09-26
Amended Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-07-30
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-19
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-04
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-22
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-09
Q1 Earnings Flash
FY ending Mar 2025
EDINETAmended
2024-07-23
Amended Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-06-24
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-13
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-10
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-26
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-02-10
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-25
Quarterly Securities Report
EDINETAmended
2022-10-12
Amended Annual Securities Report
EDINET
2022-08-12
Quarterly Securities Report
EDINET
2022-06-27
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-25
Quarterly Securities Report
EDINET
2021-08-06
Quarterly Securities Report
EDINETAmended
2021-07-09
Amended Annual Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-05
Quarterly Securities Report
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