Overview
Banks

The Chiba Bank,Ltd.

The Chiba Bank is a regional bank headquartered in Chiba City, Japan, providing a comprehensive range of financial products and services including commercial banking, securities, credit cards, leasing, credit guarantees, and asset management primarily to individual and corporate customers in the Chiba Prefecture and surrounding areas. The Bank operates through 164 domestic branches and 14 sub-branches, supplemented by overseas branches in New York, Hong Kong, London, and Singapore, serving cross-border banking needs of its clients. Through its 15 subsidiaries, the Group offers an integrated financial services platform spanning investment securities, venture capital, fintech, AI/algorithm-based services, and regional trading company functions.

Market Cap
¥1,639B
US$10.5B
EV
¥—B
Stock¥2,371.5▼-3.87%
US$1 = ¥156.80 (2026-10-23)
ROE
7.9%
* LTM NI / end-of-period equity
PBR
1.3
x
Stock vs TOPIX (1Y, base=100)vs TOPIX ▲+39.0%pt
100
Oct 24, 25 – Oct 23, 26StockTOPIX
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Performance & Balance
Revenue 5Y (¥B)
236US$1.51B'22/3278US$1.78B'23/3311US$1.98B'24/3362US$2.31B'25/3445US$2.84B'26/3
Net Income 5Y (¥B)
54.5US$348M'22/360.3US$384M'23/362.4US$398M'24/374.3US$474M'25/394.1US$600M'26/3
Capital Structure
96%
EquityD/E 0.04xDebt
Liquidity vs Debt 5Y (¥B)▲ Net Cash
CashInv. Sec.Debt
4,183US$26.7B103US$659M'22/34,045US$25.8B110US$702M'23/34,665US$29.8B121US$770M'24/34,232US$27.0B44.8US$286M'25/32,655US$16.9B48.0US$306M'26/3
Shareholders
Top 10 hold 39.8%
1
The Master Trust Bank of Japan, Ltd. (Trust Account)
14.13%
2
Custody Bank of Japan, Ltd. (Trust Account)
4.82%
3
Nippon Life Insurance Company
3.85%
4
STATE STREET BANK AND TRUST COMPANY 505001 (Standing Proxy: Mizuho Bank, Ltd.)
3.31%
5
STATE STREET BANK AND TRUST COMPANY 505223 (Standing Proxy: Mizuho Bank, Ltd.)
2.92%
6
Sumitomo Life Insurance Company
2.62%
7
Meiji Yasuda Life Insurance Company
2.55%
8
The Dai-ichi Life Insurance Company, Limited
2.06%
9
JP MORGAN CHASE BANK 385781 (Standing Proxy: Mizuho Bank, Ltd.)
1.84%
10
Sompo Japan Insurance Inc.
1.71%
Management
15 officers
Tsutomu YONEMOTO
Director and President (Representative Director, Group CEO)
Apr 1987 Joined the Bank Jun 2016 Executive Officer, General Manager of Sales Support Department Jun 2017 Director, Managing Executive Officer Jun 2018 Jun 2019 Apr 2020 Apr 2021 Jun 2021 Apr 2023 Director, Managing Executive Officer (Group CBO, General Manager of Sales Division) Director, Senior Managing Executive Officer (Group CSO, General Manager of Planning Division) Director, Senior Managing Executive Officer (Group CSO, Group CDTO, General Manager of Planning Division) Director, Senior Managing Executive Officer Director and President (Representative Director, Group COO) Director and President (Representative Director, Group CEO) (current)
1964-07-09
Kiyomi YAMASAKI
Director, Deputy President (Representative Director, Group CBO, General Manager of Sales Division)
Apr 1988 Joined the Bank Jun 2018 Executive Officer, Chuo Branch Manager and Keisei-Ekimae Branch Manager Jun 2019 Executive Officer, Domestic Sales (Deputy General Manager of Sales Division) Jun 2020 Managing Executive Officer, General Manager of Head Office Sales Department and Manager of Saiwaicho Special Branch, Head Office Sales Department Apr 2021 Senior Managing Executive Officer (Group CBO, General Manager of Sales Division) Jun 2021 Director, Senior Managing Executive Officer (Group CBO, General Manager of Sales Division) Apr 2024 Apr 2026 Director, Senior Managing Executive Officer (Representative Director, Group CBO, General Manager of Sales Division) Director, Deputy President (Representative Director, Group CBO, General Manager of Sales Division) (current)
1964-12-22
Mutsumi AWAJI
Director, Deputy President (Representative Director, Group CSuO)
Apr 1989 Joined the Bank Jun 2019 Executive Officer, General Manager of Regional Revitalization Department Apr 2020 Executive Officer, General Manager of Corporate Sales Department Apr 2021 Managing Executive Officer (Group CHRO) Jun 2021 Apr 2022 Apr 2023 Director, Managing Executive Officer (Group CHRO) Director, Managing Executive Officer (Group CDTO, Group CHRO) Director, Senior Managing Executive Officer (Group CSO, Group CDTO) Apr 2024 Director, Senior Managing Executive Officer (Representative Director, Group CSO, Group CDTO) Apr 2025 Director, Senior Managing Executive Officer (Representative Director, Group CSuO) Jun 2025 Apr 2026 Outside Director, Narita International Airport Corporation (current) Director, Deputy President (Representative Director, Group CSuO) (current)
1966-04-02
Takashi MAKINOSE
Director, Senior Managing Executive Officer (Group CSO)
Apr 1990 Joined the Bank Apr 2021 Executive Officer, General Manager of Human Resource Development Department Apr 2023 Managing Executive Officer (Group CHRO) Jun 2023 Director, Managing Executive Officer (Group CHRO) Apr 2025 Apr 2026 Director, Managing Executive Officer (Group CSO) Director, Senior Managing Executive Officer (Group CSO) (current)
1968-02-08
Masayasu ONO
Director, Senior Managing Executive Officer (Group CRO, General Manager of Administration Division)
Apr 1990 Joined the Bank Jun 2019 Executive Officer, General Manager of Management Planning Department Oct 2020 Executive Officer, in charge of New Business Apr 2021 General Manager of Management Planning Department and Human Resource Development Department (Head of Regional Trading Business) May 2021 President and Representative Director, Chibagin Shoten Co., Ltd. Apr 2023 Managing Executive Officer (Group CRO) Jun 2023 Director, Managing Executive Officer (Group CRO) Oct 2023 Apr 2026 Director, Managing Executive Officer (Group CRO, General Manager of Administration Division) Director, Senior Managing Executive Officer (Group CRO, General Manager of Administration Division) (current)
1967-02-22
Yuichiro IKEDA
Full-time Corporate Auditor
Apr 1993 Joined the Bank Jun 2017 Resident Representative, Singapore Representative Office Jun 2018 General Manager, London Branch Jun 2021 General Manager, Market Operations Department Apr 2023 General Manager, Internal Audit Department Apr 2024 Apr 2026 Executive Officer, General Manager of Internal Audit Department; Executive Officer attached to Audit & Supervisory Board Office Jun 2026 Full-time Corporate Auditor of the Bank (current)
1971-01-21
Chigusa SAITO
Full-time Corporate Auditor
Apr 1988 Joined the Bank Jun 2017 Executive Officer, General Manager of Human Resource Development Department Jun 2018 Executive Officer, General Manager of General Affairs Planning Department Apr 2020 Executive Officer, Special Assignments Jun 2020 President and Representative Director, Chibagin Heartful Co., Ltd. Jun 2023 Corporate Auditor of the Bank; Full-time Corporate Auditor, Chibagin Computer Service Co., Ltd. Jun 2025 Full-time Corporate Auditor of the Bank (current)
1965-08-10
Yasuko TAKAYAMA
Outside Director
Apr 1980 Joined Shiseido Company, Limited Apr 2006 Head of Customer Center Oct 2008 General Manager, Consumer Relations Department Apr 2009 General Manager, Customer and Social Relations Department Apr 2010 General Manager, CSR Department Jun 2011 Full-time Corporate Auditor Jun 2015 Advisor Outside Director of the Bank (current) Outside Director, Nippon Soda Co., Ltd. Jun 2016 Outside Corporate Auditor, Mitsubishi Corporation Jun 2017 Jun 2019 Outside Corporate Auditor, Yokogawa Electric Corporation Outside Director (Audit and Supervisory Committee Member), Cosmo Energy Holdings Co., Ltd. (current) Jun 2024 Outside Director, Yokogawa Electric Corporation
1958-03-08
Takahide KIUCHI
Outside Director
Apr 1987 Joined Nomura Research Institute, Ltd. Jun 2002 Head of Japan Economic Research Office, Economic Research Department, Nomura Research Institute, Ltd. Jun 2004 Deputy General Manager, Research Department, Financial and Economic Research Institute, Nomura Securities Co., Ltd.; Head of Japan Economic Research Section Jun 2007 General Manager, Economic Research Department, Financial and Economic Research Institute, Nomura Securities Co., Ltd.; Chief Economist Jul 2012 Member of the Policy Board, Bank of Japan Jul 2017 Executive Economist, Nomura Research Institute, Ltd. (current) Jun 2020 Outside Director of the Bank (current)
1963-11-29
Ryoji YOSHIZAWA
Outside Director
Apr 1987 Joined The Ashikaga Bank, Ltd. Oct 1998 Joined WestLB AG May 2001 Joined Standard & Poor's (now S&P Global Ratings) Apr 2004 Director, Financial Institutions Ratings (Chief Analyst) Apr 2017 Senior Director, Financial Institutions Ratings Nov 2023 Managing Director, Financial Institutions Ratings Jun 2024 Outside Director of the Bank (current)
1964-11-23
Mana NABESHIMA
Outside Director
Aug 1991 Joined Citibank, N.A., Tokyo Branch Oct 2000 Joined Goldman Sachs Securities Co., Ltd. Jan 2015 Joined DBS Bank Aug 2016 Representative Director, DBS Securities Co., Ltd. Sep 2016 Japan Representative, DBS Bank Jan 2020 Executive Officer, General Manager of Sales Department, HiJoJo Partners Co., Ltd. Jul 2020 Vice Chairman, Digital Grid Co., Ltd. Dec 2020 Representative Director, Wakiaiai Co., Ltd. (current) Jun 2021 Outside Director, Nichirei Corporation (current) Jun 2025 Outside Director of the Bank (current)
1966-07-04
Naoko MIZUKOSHI
Outside Director
Apr 1995 Registered with Osaka Bar Association; joined Miyazaki Sogo Law Office (now Miyazaki Sogo Law Office, Attorneys' Corporation) Apr 1998 Registered with Yokohama Bar Association (now Kanagawa Bar Association); joined Nomura Research Institute, Ltd. Sep 1999 Registered with Second Tokyo Bar Association; joined Autodesk K.K. Sep 2002 Registered as California attorney; joined Microsoft Japan Co., Ltd. (now Microsoft Japan) Nov 2006 Joined TMI Associates Jan 2008 Partner, TMI Associates Mar 2010 Partner, Endeavor Law Office Jun 2018 Outside Director, TIS Inc. Dec 2018 Partner, Left Right International Law Office (current) Mar 2020 Outside Director, Nabtesco Corporation (current) Jun 2021 Co-founder and Chief Strategy Officer (CSO), polisee Inc. (established) Apr 2025 Co-founder, Director and Chief Strategy Officer (CSO), polisee Inc. (current) Jun 2026 Outside Director of the Bank (current)
1967-09-23
Keiichi TAKAHASHI
Full-time Outside Corporate Auditor
Apr 1985 Jul 2005 Joined Bank of Japan Senior Assistant Director, Policy Board Office Aug 2008 Director, Okayama Branch May 2011 Senior Assistant Director, Note Issue Department May 2012 Deputy Director, Note Issue Department Nov 2013 Director, Sendai Branch May 2015 Jun 2016 Director-General, Information Services Department; Managing Director, Center for Financial Industry Information Systems (FISC) Auditor, Financial Futures Association of Japan Jun 2021 Full-time Outside Corporate Auditor of the Bank (current)
1961-07-29
Yukio ANAZAWA
Outside Corporate Auditor
Apr 1986 Apr 2013 Joined Chiba Prefectural Government; Section Manager, Property Management Section, General Affairs Department Apr 2014 Section Manager, Asset Management Section, General Affairs Department Apr 2015 Section Manager, Transportation Planning Section, General Planning Department Apr 2016 Section Manager, General Affairs Section, General Affairs Department Apr 2018 Director, Distribution and Sales Apr 2020 Apr 2021 Director-General, Agriculture, Forestry and Fisheries Department; Deputy Governor of Chiba Prefecture Jun 2025 Outside Corporate Auditor of the Bank (current)
1961-04-21
Sachiko MATSUOKA
Outside Corporate Auditor
Apr 1991 Aug 2001 Registered as Certified Public Accountant; joined Chuo Shinko Audit Corporation Oct 2013 Joined Sakai Tax & Accounting Jan 2017 Opened Sachiko Matsuoka CPA Office (current) Mar 2019 Representative Director, 99 Palisade Co., Ltd. (now Matsuoka Economic & Management Research Institute Co., Ltd.) Jun 2022 Outside Director, Artnature Inc. (current) Jun 2025 Outside Corporate Auditor of the Bank (current)
1968-07-07
Large Shareholding Reports
Wellington Management Company LLP
2026-06-19
4.82%→4.08%
Disclosures
No disclosures
Primary Source Filings
TDnet
2026-08-04
Q1 Earnings Flash
FY ending Mar 2027
EDINET
2026-06-19
Large Shareholding Report
EDINET
2026-06-19
Annual Securities Report
Period: Apr 2025 – Mar 2026
EDINET
2026-03-25
中期経営計画
TDnet
2026-02-02
Q3 Earnings Flash
FY ending Mar 2026
EDINET
2025-11-25
Semi-Annual Securities Report
Period: Apr 2025 – Mar 2026
TDnet
2025-08-04
Q1 Earnings Flash
FY ending Mar 2026
EDINET
2025-06-24
Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2025-02-07
Q3 Earnings Flash
FY ending Mar 2025
EDINET
2024-11-25
Semi-Annual Securities Report
Period: Apr 2024 – Mar 2025
TDnet
2024-08-02
Q1 Earnings Flash
FY ending Mar 2025
EDINET
2024-06-26
Annual Securities Report
Period: Apr 2023 – Mar 2024
EDINET
2024-02-06
Quarterly Securities Report
Period: Oct 2023 – Dec 2023
EDINET
2023-11-24
Quarterly Securities Report
Period: Jul 2023 – Sep 2023
EDINET
2023-08-07
Quarterly Securities Report
Period: Apr 2023 – Jun 2023
EDINET
2023-06-28
Annual Securities Report
Period: Apr 2022 – Mar 2023
EDINET
2023-03-27
中期経営計画
EDINET
2023-02-09
Quarterly Securities Report
Period: Oct 2022 – Dec 2022
EDINET
2022-11-24
Quarterly Securities Report
EDINET
2022-08-08
Quarterly Securities Report
EDINET
2022-06-29
Annual Securities Report
EDINET
2022-02-10
Quarterly Securities Report
EDINET
2021-11-26
Quarterly Securities Report
EDINET
2021-08-10
Quarterly Securities Report
EDINET
2021-06-28
Annual Securities Report
EDINET
2021-02-10
Quarterly Securities Report
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