Apr 1980 Joined Kagoshima Bank, Ltd. Jun 2010 Director, General Manager of Human Resources Department, Kagoshima Bank Jun 2011 Managing Director, General Manager of Corporate Planning Department, Kagoshima Bank Jun 2012 Managing Director, Kagoshima Bank Jun 2014 Senior Managing Director, Kagoshima Bank Oct 2015 Director, the Company Jun 2019 Deputy President and Director, Kagoshima Bank Apr 2024 President and Director, Kagoshima Bank Jun 2024 Representative Director, Chairman, the Company (current) Apr 2026 Director, Kagoshima Bank (current)

Apr 1984 Joined Fuji Bank, Ltd. (now Mizuho Bank, Ltd.) Apr 2014 Managing Executive Officer, Mizuho Trust & Banking Co., Ltd. Apr 2015 Joined Higo Bank, Ltd. as Managing Executive Officer, General Manager of Internal Audit Department Jun 2015 Director, Managing Executive Officer, Higo Bank May 2016 Director, Kagoshima Bank Jun 2016 Director, the Company Apr 2018 Deputy President and Director, Higo Bank Jun 2018 President and Director, Higo Bank (current) Jun 2019 Representative Director, President, the Company (current)

Apr 1989 Joined Higo Bank, Ltd. Jun 2009 Head of Kumamoto City Hall Branch Office, Higo Bank Apr 2011 Head of Tokyo Office, Higo Bank Apr 2014 General Manager, Secretariat Office, Higo Bank Apr 2018 Executive Officer, General Manager of Honshu Block and Tokyo Branch, Higo Bank Apr 2019 Executive Officer, General Manager of Honshu Block and Tokyo Branch, Higo Bank Apr 2021 Executive Officer, General Manager of Internal Audit Department, the Company Apr 2021 Executive Officer, General Manager of Internal Audit Department, Higo Bank Apr 2021 Executive Officer, General Manager of Internal Audit Department, Kagoshima Bank Apr 2022 Senior Executive Officer, General Manager of Internal Audit Department, the Company Apr 2022 Senior Executive Officer, General Manager of Internal Audit Department, Higo Bank Apr 2022 Senior Executive Officer, General Manager of Internal Audit Department, Kagoshima Bank Apr 2023 Managing Executive Officer, the Company Apr 2023 Director, Managing Executive Officer, Higo Bank Apr 2023 Managing Director, Kagoshima Bank Jun 2023 Director, Managing Executive Officer, the Company Apr 2025 Director, Senior Managing Executive Officer, the Company (current) Apr 2025 Director, Kyushu FG Securities Co., Ltd. (current) Apr 2025 Director, Kyushu Digital Solutions Co., Ltd. (current) Apr 2025 Director, Kyushu Mirai Creation Co., Ltd. (current)

Apr 1988 Joined Kagoshima Bank, Ltd. Jun 2009 General Manager, Seibu-machi Branch, Kagoshima Bank Mar 2016 General Manager, Kamoike Branch, Kagoshima Bank Apr 2018 General Manager, General Affairs Department, Kagoshima Bank Nov 2020 Executive Officer, General Manager of General Affairs Department, Kagoshima Bank Apr 2021 Executive Officer, General Manager of Corporate Planning Department, the Company Apr 2021 Director, Kyushu Accounting Service Co., Ltd. (current) Apr 2023 Senior Executive Officer, General Manager of Corporate Planning Department and General Manager of Comprehensive Research Office, the Company Apr 2024 Senior Executive Officer, General Manager of Corporate Planning Department, the Company Apr 2025 Managing Executive Officer, the Company Apr 2025 Director, Kyushu FG Securities Co., Ltd. (current) Apr 2025 Director, Kyushu Digital Solutions Co., Ltd. (current) Apr 2025 Director, Kyushu Mirai Creation Co., Ltd. (current) Jun 2025 Director, Managing Executive Officer, the Company Apr 2026 Director, Senior Managing Executive Officer, the Company (current)

Apr 1988 Joined Kagoshima Bank, Ltd. Apr 2021 Executive Officer, General Manager of Corporate Planning Department, Kagoshima Bank Apr 2022 Executive Officer, General Manager of Corporate Planning Department, Kagoshima Bank Apr 2024 Senior Executive Officer, General Manager of Business Strategy Department, the Company Apr 2025 Managing Executive Officer, the Company Apr 2025 Director, Managing Executive Officer, Higo Bank (current) Apr 2025 Managing Director, Kagoshima Bank (current) Jun 2025 Director, Managing Executive Officer, the Company (current)

Apr 1984 Joined Higo Bank, Ltd. Mar 2016 General Manager, Inarimae Branch, Higo Bank Apr 2018 General Manager, Komine Branch, Higo Bank Apr 2020 General Manager of Takuma Block and General Manager, Takuma Branch, Higo Bank Apr 2021 Executive Officer, General Manager of Takuma Block and General Manager, Takuma Branch, Higo Bank Apr 2022 Executive Officer, General Manager of Administration Department, Higo Bank Apr 2023 Senior Executive Officer, General Manager of Administration Department, Higo Bank Apr 2024 Managing Executive Officer, General Manager of CR Division, Higo Bank Apr 2025 Managing Executive Officer, the Company Apr 2025 Director, Managing Executive Officer, Higo Bank (current) Jun 2025 Director, Managing Executive Officer, the Company (current)

Apr 1985 Joined Kagoshima Bank, Ltd. Jun 2011 General Manager, Oroshimotomachi Branch, Kagoshima Bank Jun 2013 General Manager, Credit Examination Department, Kagoshima Bank Jun 2014 General Manager, Loan Department, Kagoshima Bank Jun 2015 Executive Officer, General Manager of Loan Department, Kagoshima Bank Apr 2016 Director, General Manager of Loan Department, Kagoshima Bank Apr 2018 Managing Director, General Manager of Loan Department, Kagoshima Bank Apr 2019 Managing Director, Kagoshima Bank Apr 2019 Director, Higo Bank Apr 2022 Senior Managing Director, Kagoshima Bank Apr 2024 Deputy President and Director, Kagoshima Bank Apr 2026 President and Director, Kagoshima Bank (current) Jun 2026 Director, the Company (current)

Apr 1989 Joined Higo Bank, Ltd. Jun 2007 General Manager, Chikami Branch, Higo Bank Jun 2009 General Manager, Suya Branch, Higo Bank Apr 2012 General Manager, Hikarinomori Branch, Higo Bank Apr 2015 General Manager, Takuma Branch, Higo Bank Apr 2016 General Manager of Suizenji Block and General Manager, Suizenji Branch, Higo Bank Apr 2018 Executive Officer, General Manager of Suidochō Block and General Manager, Suidochō Branch, Higo Bank Apr 2019 Executive Officer, General Manager of Suidochō Block and General Manager, Suidochō Branch, Higo Bank Apr 2021 Senior Executive Officer, General Manager of Credit Risk Management Department, Higo Bank Apr 2022 Director, Managing Executive Officer, Higo Bank Apr 2025 Deputy President and Director, Higo Bank (current) Jun 2026 Director, the Company (current)

Apr 1988 Joined Kagoshima Bank, Ltd. Aug 2009 General Manager, Suenoshi Branch, Kagoshima Bank Jun 2014 General Manager, Takamibaba Branch, Kagoshima Bank Mar 2016 General Manager, Medical Support Department, Kagoshima Bank Apr 2018 Executive Officer, General Manager of Medical Support Department, Kagoshima Bank Apr 2021 Audit & Supervisory Board Member, Kagoshima Bank Apr 2021 Audit & Supervisory Board Member, Kyushu Accounting Service Co., Ltd. (current) Jun 2021 Director, Audit and Supervisory Committee Member, the Company (current) Jun 2021 Director, Audit and Supervisory Committee Member, Kagoshima Bank (current) Apr 2023 Audit & Supervisory Board Member, Kyushu Mirai Creation Co., Ltd. (current)

Apr 1989 Joined Higo Bank, Ltd. Apr 2019 General Manager, CR Division, Higo Bank Jul 2021 Executive Officer, General Manager of CR Division, Higo Bank Apr 2022 Director, Audit and Supervisory Committee Member, Higo Bank (current) Apr 2025 Audit & Supervisory Board Member, Kyushu Digital Solutions Co., Ltd. (current) Jun 2025 Director, Audit and Supervisory Committee Member, the Company (current)

Apr 1979 Public Prosecutor, Tokyo District Public Prosecutors Office Apr 1992 Registered as attorney-at-law (Tokyo Bar Association) Apr 1992 Partner attorney-at-law, Sawayaka Law Office (current) Jul 2006 Director, Meiji Yasuda Life Insurance Company Jun 2015 Director, The Chiba Bank, Ltd. Oct 2015 Audit & Supervisory Board Member, the Company Jun 2016 Audit & Supervisory Board Member, Tokio Marine & Nichido Anshin Life Insurance Co., Ltd. Jun 2021 Director, Audit and Supervisory Committee Member, the Company (current)

Apr 1979 Joined Yasuda Life Insurance Company (now Meiji Yasuda Life Insurance Company) Apr 1999 Branch Manager, Yamagata Branch, Yasuda Life Insurance Company Apr 2001 General Manager, Management Research Office, Yasuda Life Insurance Company Jan 2004 General Manager, Risk Management Division, Meiji Yasuda Life Insurance Company Jul 2006 General Manager, Product Department, Meiji Yasuda Life Insurance Company Jul 2008 Executive Officer, General Manager of Product Department, Meiji Yasuda Life Insurance Company Apr 2010 Managing Executive Officer, Meiji Yasuda Life Insurance Company Jul 2013 Chairman of the Board, Representative Executive Officer, Meiji Yasuda Life Insurance Company Jun 2017 Director, Audit and Supervisory Committee Member, Hokuhoku Financial Group, Inc. Jul 2021 Special Advisor, Meiji Yasuda Life Insurance Company (current) Jun 2023 Director, Audit and Supervisory Committee Member, the Company (current)

Apr 1978 Joined Development Bank of Japan (now Development Bank of Japan Inc.) Apr 2004 General Manager, Regional Planning Department, Development Bank of Japan Apr 2006 Professor, Faculty of Economics, Toyo University Apr 2007 Head of Public-Private Partnership Program, Graduate School of Economics, Toyo University Apr 2008 Director, PPP Research Center, Toyo University Jun 2015 Director, Kagoshima Bank Jun 2018 Director, the Company (current) Apr 2025 Professor Emeritus, Toyo University; Senior Research Partner, International PPP Institute (current)

Jan 1984 Joined Japan Center for International Exchange Jul 1987 Joined First Boston Securities Corporation (New York) Oct 1988 Joined J.P. Morgan Bank (Tokyo) Nov 1994 Joined Goldman Sachs Securities (Tokyo) Jun 1996 Joined Moore Capital Management (New York) Jun 1997 Representative, Tokyo Representative Office, Moore Capital Management Mar 2001 Representative Director, Shibusawa & Company, Inc. (current) Nov 2007 Representative Director, Commons Co., Ltd. (now Commons Investment Trust Co., Ltd.) Aug 2008 Chairman of the Board, Commons Investment Trust Co., Ltd. (current) Apr 2022 Director, Audit and Supervisory Committee Member, Higo Bank Jan 2023 Representative Director, CEO, &Capital Inc. (current) Apr 2024 Director, Higo Bank Jun 2025 Director, the Company (current) Jun 2025 Director, Seven Bank, Ltd. (current)

Apr 1983 Joined IBM Japan, Ltd. Apr 2008 Senior Executive PM, IBM Japan, Ltd. Apr 2009 President and Representative Director, Chigin IT Solutions Co., Ltd. Apr 2015 Executive Officer in charge of Financial Solutions Business, IBM Japan, Ltd. Apr 2019 Director, Managing Executive Officer, JTB Information Systems Co., Ltd. Apr 2020 Managing Executive Officer, CIO and CISO, JTB Corp. Apr 2023 Senior Advisor in charge of Digital Strategy Promotion, JTB Corp. Oct 2023 Executive Officer, PSC Inc. (current) Jun 2025 Director, the Company (current)

Nov 2006 Entered Legal Training and Research Institute of the Supreme Court of Japan Dec 2007 Registered, Daini Tokyo Bar Association Jan 2008 Joined TMI Associates Jan 2019 Partner attorney-at-law, TMI Associates (current) Jun 2025 Director, Audit and Supervisory Committee Member, the Company (current)